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Affinity Credit Union

Director Credit Risk

SK, Canada
Saskatchewan, Canada, Canada

Full-time

Apply About employer

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Job details

Job type: Full-time
Apply by: Nov 14, 2026
Experience: Post-secondary diploma or degree in a related field, plus 10 years of related experience or an equivalent combination of education and experience
Posting language: English
Posted: Oct 15, 2026

Original job description

af-fin-i-ty (noun):

a natural compatibility
the name on our doors

Working for Affinity means being part of a member‑owned financial institution. As a cooperative we’re purpose‑driven, shaping and strengthening the communities we call home. It’s not just meaningful work, it’s smart, sustainable business. Our team of more than 850 professionals supports a thriving membership of over 145,500 individuals across Saskatchewan, backed by $11.7 billion in managed assets. That scale and the trust behind it positions Affinity as a leading financial partner for Saskatchewan residents.

Joining the Affinity team means you’ll be part of Affinity’s growing success and you can feel good about the important role your organization plays in your local community.

We’re looking for a collaborative and forward-thinking Director, Credit Risk to provide leadership and accountability for the second line credit risk adjudication. This role is designed for someone who understands the balance between growth and risk, can navigate complex lending environments and translate risk insights into sound business decisions, this role offers the opportunity to make a meaningful impact across the organization.

What you’ll do

Collaborates across the organization in supporting the decisioning for and implementation of credit strategies, policies, and guidelines that enable innovative and functional credit risk services.
Enables the quality and integrity of credit analysis through providing coaching, direction and expertise to the Credit Risk team by ensuring loans follow Standards of Sound Business Practice, legislation, regulations, policies, procedures and guidelines
Assesses the effectiveness of the first line credit processes related to origination and management of loans.
Supports the assessment and reporting on portfolio health to management, the board and other stakeholders, including identifying and assessing internal and external credit trends, and providing advice to inform credit strategy.
Actively participates in national peer groups and maintains professional contacts to support development of best practices.

What you’ll get

The opportunity to shape the future of credit risk management at one of Saskatchewan's leading financial institutions.
Exposure to a broad and diverse lending portfolio across consumer, agricultural, commercial, and wealth solutions.
Meaningful work that supports the financial well-being of members, strengthens communities, and contributes to Affinity's long-term success.
A competitive total rewards package that supports your financial, physical, and personal well-being.

What you’ve got

Post-secondary diploma or degree in a related field, plus 10 years of related experience or an equivalent combination of education and experience
Advanced knowledge in a broad range of credit analysis and adjudication practices, including for highly complex business and agricultural lending as well as for Consumer Lending
Advanced knowledge in the development, implementation, and execution of divisional strategy which incorporates leading practices and innovative developments
Ability to lead, engage, and coach employees, set clear expectations, review progress, provide feedback and guidance, and hold people accountable

So, what do you think? Does it sound like you’re a fit for this role? Throw your hat in the ring!

This position requires the submission of your Resume and Cover Letter stating how you meet the required qualifications in your application prior to the closing date of the position.

Posting Close Date: November 1, 2026

Apply About employer

More about this job

Responsibilities

Lead second-line credit risk adjudication and guide the Credit Risk team to ensure lending decisions meet sound business practices, legislation, regulations, and internal policies. Support credit strategy and policy implementation, assess first-line lending processes, and report on portfolio health and credit trends to management, the board, and other stakeholders.

Requirements

Requires a post-secondary diploma or degree in a related field and 10 years of related experience, or an equivalent combination of education and experience. Candidates need advanced expertise in credit analysis and adjudication across complex business, agricultural, and consumer lending, along with experience developing strategy and leading, coaching, and holding employees accountable.

Skills

Credit Risk Management
Credit Adjudication
Credit Analysis
Credit Strategy Development
Credit Policy Implementation
Complex Business Lending
Agricultural Lending
Consumer Lending
Portfolio Health Assessment
Credit Trend Analysis
Regulatory Compliance
Risk Reporting
Employee Coaching
Leadership
Stakeholder Collaboration

Visa sponsorship

Not detected in the job text

Keywords

Credit Risk
Credit Adjudication
Credit Analysis
Credit Strategies
Credit Policies
Credit Guidelines
Second-Line Risk
First-Line Credit Processes
Loan Origination
Loan Management
Portfolio Health
Credit Trends
Business Lending
Agricultural Lending
Consumer Lending
Wealth Solutions
Sound Business Practices
Legislation
Regulatory Compliance
Risk Reporting
Divisional Strategy
Best Practices
Employee Coaching
Stakeholder Engagement

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