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Added 27 mins ago
LC
HMR Clerk Part Time Day
Loblaw Companies Limited
Hearst, ON
- Part-time
Our Store Colleagues are inspired doers. They help provide a positive in-store shopping experience by ensuring the store is always ready with available products that meet customer needs to…
Added 27 mins ago
LC
Grocery Clerk Part Time Day
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- Part-time
Our Store Team Members are inspired doers. They help provide a positive in-store shopping experience by ensuring the store is always ready with available products that meet customer needs…
Added 27 mins ago
LC
Cashier Part Time Day Greenlight Requisition
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- Part-time
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Added 27 mins ago
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Bakery InStore Assistant Department Manager Full Time Day
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- Full-time
…products and deals our team members are there to give excellent customer service and memorable experiences. Our Assistant Department Managers are dedicated people leaders who navigate us to…
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- Part-time
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Added 27 mins ago
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Student, Franchise Part Time Day Greenlight Requisition
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Our commitment to Sustainability and Social Impact is an essential part of the way we do business, and we focus our attention on areas where we can have the greatest impact. Our approach to…
Added 27 mins ago
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Grocery Clerk Part Time Day
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Added 27 mins ago
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- Part-time
Our Store Colleagues are inspired doers. They help provide a positive in-store shopping experience by ensuring the store is always ready with available products that meet customer needs to…
Added 27 mins ago
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Produce Clerk Part Time Night
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Toronto, ON
- Part-time
Our Store Team Members are inspired doers. They help provide a positive in-store shopping experience by ensuring the store is always ready with available products that meet customer needs…
Added 27 mins ago
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Apparel Assistant Department Manager Full Time Day Greenlight Requisition
Loblaw Companies Limited
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- Full-time
…products and deals our team members are there to give excellent customer service and memorable experiences. Our Assistant Department Managers are dedicated people leaders who navigate us to…
Added 27 mins ago
LC
Apparel Assistant Department Manager Full Time Day
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Oromocto, NB
- Full-time
…products and deals our team members are there to give excellent customer service and memorable experiences. Our Assistant Department Managers are dedicated people leaders who navigate us to…
Added 27 mins ago
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Seafood Clerk Part Time Evening
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- Part-time
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Added 1 hour ago
W
Associate Technical Consultant, Environmental Scientist
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Calgary, AB · Edmonton, AB
- Full-time
…deliver sustainable outcomes across the full asset lifecycle. As part of our Contaminated Sites team, you will lead environmental assessment, remediation, reclamation, and monitoring…
Added 1 hour ago
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Mississauga, ON
- Part-time
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Added 1 hour ago
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Grocery Clerk Part Time Evening
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- Part-time
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Added 1 hour ago
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- Part-time
Our Store Colleagues are inspired doers. They help provide a positive in-store shopping experience by ensuring the store is always ready with available products that meet customer needs to…
Added 1 hour ago
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Meat Clerk Part Time Day
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Our Store Colleagues are inspired doers. They help provide a positive in-store shopping experience by ensuring the store is always ready with available products that meet customer needs to…
Added 1 hour ago
LC
Grocery Clerk Part Time Day
Loblaw Companies Limited
Calgary, AB
- Part-time
Our Store Team Members are inspired doers. They help provide a positive in-store shopping experience by ensuring the store is always ready with available products that meet customer needs…
Added 1 hour ago
LC
Grocery Clerk Part Time Night
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- Part-time
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Added 1 hour ago
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Added 1 hour ago
LC
Seafood Clerk Part Time Day
Loblaw Companies Limited
Halifax, NS
- Part-time
Our Store Colleagues are inspired doers. They help provide a positive in-store shopping experience by ensuring the store is always ready with available products that meet customer needs to…
Added 1 hour ago
TC
Customer Service Coordinator- Full Time - Dorval Oakville
TJX Companies
Oakville, ON
- Full-time
Relevant Experience – 1-2 years in retail or service, with a strong grasp of customer needs and operational processes.
Added 2 hours ago
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Tour Director
Hardboot | Venture Capital + Talent
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- Part-time
…Region. We are seeking individuals who preferably have previous experience guiding, are confident speakers, are enthusiastic about helping and guiding travellers, are well-organized, are…
Added 2 hours ago
Clinical Informatics Analyst (Future Opportunities)
Mariner
NB · NS
Mariner’s purpose has always been to be a great, everlasting technology company and the core values that guide us every day are:
Added 2 hours ago
Senior Healthcare Consultant (Future Opportunities)
Mariner
NB · NL · NS · PE
Mariner’s purpose has always been to be a great, everlasting technology company and the core values that guide us every day are:

Alterfina

Agent.e de perception bilingue (Hybride) / Bilingual Perception Agent (Hybrid)

QC, Canada

Full-time

Apply About employer

Applications open in a new tab.

Job details

Job type: Full-time
Posting language: English · French
Posted: Jun 17, 2026

Original job description

English section of this bilingual listing.

Alterfina is a fast-growing company reinventing alternative consumer financing. 
Our mission: to offer credit solutions that are tailored, human, and responsible. 

We aim to become the preferred alternative financing solution for Canadians by helping them navigate their immediate financial challenges while equipping them to develop healthy financial habits.

Our five core values - respect, integrity, empathy, innovation, and excellence - guide everything we do and help shape our culture. 

Joining Alterfina means becoming part of a dynamic team where your role has a direct impact on the company’s success… and on the lives of our clients.

Purpose of the role
Do you enjoy negotiating, problem-solving, and working in a fast-paced environment where no two days are the same? We’d love to meet you!

As a Collections Agent, you will play a key role in managing overdue accounts and helping customers find realistic and sustainable payment solutions tailored to their situation.

Your day-to-day responsibilities will include:

Communicating with customers by phone (inbound and outbound), email, and SMS;
Building professional, respectful, and human connections with customers;
Assessing customers’ financial situations and repayment capacity;
Negotiating realistic and sustainable payment arrangement;
Clearly explaining account status, consequences, and next steps;
Managing and prioritizing a daily queue of accounts;
Maintaining detailed and accurate documentation of all interactions;
Ensuring compliance with provincial regulations and internal policies;
Supporting the preparation of legal documentation when required;
Meeting established productivity and quality standards;
Collaborating with a supportive team that values coaching and continuous improvement.

You’re the right fit if you…

Are fully bilingual, both spoken and written;
Hold a college diploma (DEC or equivalent);
Have a minimum of 2 years of experience in collections;
Are recognized for your professionalism, communication skills, and empathy;
Are confident in negotiation and objection handling;
Are organized, autonomous, and able to manage multiple files simultaneously;
Adapt quickly to changing situations and priorities;
Have strong customer service skills;
Build trust easily with clients;
Enjoy working as part of a team;
Are comfortable using financial software and digital tools.

What we offer

A work environment that values autonomy and initiative;
Hybrid work model. We offer flexibility between remote work and being present in the office, depending on the needs of the position, the team and the organization;
A strong commitment to work-life balance (Concilivi certified);
Comprehensive group insurance (health, dental, vision) paid at 50% by the employer;
Free access to telemedicine and an Employee & Family Assistance Program (EFAP);
Group RRSP with employer contribution;
Competitive vacation package and 7 paid sick days;
Employee recognition program celebrating years of service;
Ongoing training and professional development opportunities;
An active wellness committee with initiatives throughout the year.

Ready to join a growing team?

If you’re looking for a dynamic, people-focused environment where your work truly makes a difference, we’d love to hear from you.

Apply today!

We thank all applicants for their interest. Only candidates selected for an interview will be contacted.

The use of the masculine form in this posting is intended solely to simplify the text.

Read the full bilingual original

L’organisation

Alterfina est une entreprise en pleine croissance qui réinvente le financement alternatif pour les consommateurs. Notre mission : offrir des solutions de crédit adaptées, humaines et responsables.

Nous visons à devenir la solution de financement alternative préférée des Canadiens, en les aidant à traverser leurs défis financiers immédiats tout en les outillant pour développer de saines habitudes financières.

Nos cinq valeurs - respect, intégrité, bienveillance, innovation et excellence - guident chacun de nos gestes et façonnent notre culture.

Rejoindre Alterfina, c’est intégrer une équipe dynamique où ton rôle a un impact direct sur la réussite de l’entreprise… et sur la vie de nos clients.

À propos du rôle
Tu aimes négocier, trouver des solutions et évoluer dans un environnement dynamique où aucune journée ne se ressemble? On veut te rencontrer!

Comme agent(e) de recouvrement, tu joueras un rôle clé dans la gestion des comptes en souffrance et l’accompagnement des clients vers des solutions de paiement réalistes et adaptées à leur situation.

Au quotidien, tu seras appelé(e) à :

Communiquer avec les clients par téléphone (entrant et sortant), courriel et SMS;
Créer un contact humain, professionnel et respectueux avec chaque client;
Évaluer la situation financière et la capacité de paiement des clients;
Négocier des ententes de paiement réalistes et durables;
Expliquer clairement les conséquences et prochaines étapes liées aux dossiers;
Gérer efficacement une file de dossiers priorisés;
Assurer un suivi rigoureux et documenter chacune des interactions;
Respecter les politiques internes ainsi que les règles provinciales applicables;
Participer à la préparation de documents légaux;
Atteindre les standards de qualité et de performance établis;
Collaborer avec une équipe engagée et ouverte au coaching et à l’amélioration continue.

Tu es la personne qu’il nous faut si…

Tu es parfaitement bilingue, autant à l’oral qu’à l’écrit;
Tu possèdes un DEC;
Tu as un minimum de 2 ans d’expérience en recouvrement;
Tu es reconnu(e) pour ton entregent, ton écoute et ton professionnalisme;
Tu sais négocier avec tact, assurance et empathie;
Tu es organisé(e), autonome et capable de gérer plusieurs dossiers à la fois;
Tu t’adaptes rapidement aux changements et aux nouvelles situations;
Tu as un excellent sens du service à la clientèle;
Tu établis facilement un climat de confiance avec les clients;
Tu apprécies le travail d’équipe et la collaboration;
Tu es à l’aise avec les logiciels et outils du domaine financier.

Ce qu’on t’offre

Un environnement stimulant où ton autonomie est valorisée;
Mode de travail hybride. Nous offrons une flexibilité entre télétravail et présence au bureau, selon les besoins du poste, de l’équipe et de l’organisation;
Une vraie conciliation travail-vie personnelle (sceau Concilivi);
Des assurances complètes (santé, dentaire, vision) payées à 50 % par l’employeur;
La télémédecine et un programme d’aide aux employés et à la famille (PAEF);
Un REER collectif avec contribution de l’employeur;
Des vacances avantageuses et 7 journées maladie;
Un programme de reconnaissance de l’ancienneté;
De la formation continue pour soutenir ton développement professionnel;
Un comité mieux-être actif avec des initiatives toute l’année.

Envie de faire partie d’une équipe en pleine croissance?

Si tu cherches un environnement humain, dynamique et motivant où ton travail a un réel impact, on aimerait te rencontrer.

Postule dès maintenant!

Nous remercions tous les candidats de leur intérêt. Seules les personnes retenues pour une entrevue seront contactées.

L’usage du masculin dans cette description a pour unique but d’alléger le texte.

___________________________________

Company Description

Alterfina is a fast-growing company reinventing alternative consumer financing. 
Our mission: to offer credit solutions that are tailored, human, and responsible. 

We aim to become the preferred alternative financing solution for Canadians by helping them navigate their immediate financial challenges while equipping them to develop healthy financial habits.

Our five core values - respect, integrity, empathy, innovation, and excellence - guide everything we do and help shape our culture. 

Joining Alterfina means becoming part of a dynamic team where your role has a direct impact on the company’s success… and on the lives of our clients.

Purpose of the role
Do you enjoy negotiating, problem-solving, and working in a fast-paced environment where no two days are the same? We’d love to meet you!

As a Collections Agent, you will play a key role in managing overdue accounts and helping customers find realistic and sustainable payment solutions tailored to their situation.

Your day-to-day responsibilities will include:

Communicating with customers by phone (inbound and outbound), email, and SMS;
Building professional, respectful, and human connections with customers;
Assessing customers’ financial situations and repayment capacity;
Negotiating realistic and sustainable payment arrangement;
Clearly explaining account status, consequences, and next steps;
Managing and prioritizing a daily queue of accounts;
Maintaining detailed and accurate documentation of all interactions;
Ensuring compliance with provincial regulations and internal policies;
Supporting the preparation of legal documentation when required;
Meeting established productivity and quality standards;
Collaborating with a supportive team that values coaching and continuous improvement.

You’re the right fit if you…

Are fully bilingual, both spoken and written;
Hold a college diploma (DEC or equivalent);
Have a minimum of 2 years of experience in collections;
Are recognized for your professionalism, communication skills, and empathy;
Are confident in negotiation and objection handling;
Are organized, autonomous, and able to manage multiple files simultaneously;
Adapt quickly to changing situations and priorities;
Have strong customer service skills;
Build trust easily with clients;
Enjoy working as part of a team;
Are comfortable using financial software and digital tools.

What we offer

A work environment that values autonomy and initiative;
Hybrid work model. We offer flexibility between remote work and being present in the office, depending on the needs of the position, the team and the organization;
A strong commitment to work-life balance (Concilivi certified);
Comprehensive group insurance (health, dental, vision) paid at 50% by the employer;
Free access to telemedicine and an Employee & Family Assistance Program (EFAP);
Group RRSP with employer contribution;
Competitive vacation package and 7 paid sick days;
Employee recognition program celebrating years of service;
Ongoing training and professional development opportunities;
An active wellness committee with initiatives throughout the year.

Ready to join a growing team?

If you’re looking for a dynamic, people-focused environment where your work truly makes a difference, we’d love to hear from you.

Apply today!

We thank all applicants for their interest. Only candidates selected for an interview will be contacted.

The use of the masculine form in this posting is intended solely to simplify the text.

Apply About employer

More about this job

Responsibilities

The collections agent will manage overdue accounts by negotiating realistic payment arrangements with customers. They are responsible for maintaining accurate documentation and ensuring compliance with provincial regulations and internal policies.

Requirements

Candidates must have a college diploma (DEC) and at least two years of experience in collections. Proficiency in both English and French is required, along with strong negotiation and customer service skills.

Skills

Collections
Negotiation
Customer service
Financial assessment
Conflict resolution
Communication
Bilingualism
Problem solving
Time management
Data entry
Empathy
Professionalism
Financial software
Account management
Regulatory compliance

Benefits

Health insurance
Dental insurance
Vision insurance
Telemedicine
Employee and family assistance program
Group RRSP
Paid vacation
Paid sick days
Professional development
Wellness committee

Visa sponsorship

Not detected in the job text

Keywords

Collections
Finance
Customer Service
Negotiation
Hybrid Work
Account Management
Financial Literacy
Credit Solutions
Regulatory Compliance
Bilingual
Debt Recovery
Payment Arrangements
Professionalism
Data Documentation
Client Relations

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