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AppleOne Employment Services

Chief Financial Officer

Toronto, ON, Canada

Pay: $250,000 to $280,000 CAD / year
Job type: Full-time
Apply by: Oct 30, 2026
Experience: Finance / Administration / Controlling experience (5/10 years+) including audit / controlling, in Canada
Posting language: English
Posted: Sep 30, 2026

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Original job description

Managing General Underwriter based in Toronto, Ontario and Calgary, Alberta.

Its revenue is ~$20M and its headcount is ~400 employees.

Insurance Broker is looking for its Chief Financial Officer. This role will also be involved in the coordination of legal and compliance aspects.

The Group – details

Company is a leading insurance brokerage and consulting group headquartered in France, operating in more than forty countries. It designs and develops customized solutions for its clients which include Large and Mid-cap companies, SMEs-SMIs and professionals, in personal insurance, and property and liability insurance. Company has a stable, family-owned shareholding base which means it can support its clients over the long term and across the entire value chain in Property & Casualty, Marine and Cargo, Professional Liability, Employee Benefits and Consulting and International Mobility. The Group has almost 5,000 employees and achieved revenue of €728 million in 2021.

It owns the Group, a leading global player in international healthcare and insurance solutions for internationally expatriate individuals and local high net worth individual in emerging countries.

Client with offices in Toronto and Calgary is the Group entity responsible for commercialization and service across the Americas. It mainly operates as an insurance seller of health coverage products for corporates, individual expatriates, international students and travelers, and as a Third-Party Administrator for health insurance related claims.

The Role

The purpose of a Chief Financial Officer (CFO) is to lead our Finance Team, and to provide comprehensive, strategic financial information to our leadership team. The Chief Financial Officer (CFO) will report directly to our CEO.

The CFO will be relied upon to provide timely and meaningful monthly financial reporting, assist with the analysis of growth opportunities in foreign markets, prepare and monitor cash flow forecasts and provide insight into the ongoing strategic planning objectives for the organization.

The position holder is mainly expected to deliver both to the CEO of Company Americas, to local management and to the shareholders the following outcomes:

Management of the adequate financial and accounting processes:
review and, if need be, recommendation for improvement, of the financial and accounting procedures and policies: revenue and expenses recognition, follow up and recognition of cash (insurer’s / own cash), balance sheet presentation;
ensure cash management is performed according to the Group rules and professional best practices;
check compliance with the accounting standards, and with local financial regulations;
review of accounting, financial, cash management and reporting IT tools;
ensure the implementation of, and compliance with, proper spending rules within the frame of the wider group rules;
Manage relationships with banks, auditors, financial advisors, tax administration and other third parties related to finance and administration of the company

Present reports to senior executives, shareholders and Board members:

Pluriannual financial business plans and yearly budget; recurring reforecast;
monthly, quarterly and yearly consolidation of accounts;
monthly, quarterly and yearly reporting sent to the MSH group’s management, to shareholders (including the Group reporting), and when need be to external auditors, in relation to all financial related information: budget, forecasts, management reporting (including headcount and litigation related provisions), financial accounts, cash management, impairment tests…;
ad hoc analysis of the business development, profitability profile and cash management outcome of the subsidiaries

Contribution to acquisitions and local development from the financial standpoint, within the frame of the acquisition policies and procedures of Group:
financial analysis of the target performance;
review of the business plan, analysis of value and financial support to the various steps of the negotiation;
supervision of financial due diligences;

Management of tax related issues:
Ensure all tax reports are delivered in due course and adequate form, and that all relevant taxes are acquitted
Optimize, within the frame of relevant regulation, tax incurred by the group companies;
Pluriannual financial business plans and yearly budget; recurring reforecast;

Ability to manage / coordinate the non-financial aspects of administration:
Legal
Risk and compliance

Main place of work: Toronto with travels to Calgary

The Skills:

MBA in accounting, business, economics, finance, or a related field, and/or CPA
Finance / Administration / Controlling experience (5/10 years+) including audit / controlling, in Canada
M&A experience would be an add-on –ideally both in Corporate environment and in Transaction Services in a Big4 firm
Experience (including onsite) within international group with significant involvement in Canada, in services business sector environment
Knowledge of insurance sector
Reporting / Systems expertise
International profile / ability to adapt to different contexts and cultures / fluent English / knowledge of French is a plus
Ability to manage a team
Ability to work highly independently
Strong analytical skills
Ability to create and implement new processes and procedures clearly and strategically
Positive ‘can-do” attitude
Ability to handle pressure with a level head

Additional Notes:

The hours for this position are 9am-5pm, Monday through Friday. Flexibility in hours is available
Additional hours may be required to satisfy the needs of the business
Travel throughout North American is required for this position on a quarterly basis
A laptop and phone will be provided.

The Profile:

Toronto or Calgary based / Hybrid
Remuneration depending upon experience
Line reporting to CEO
Direct functional reporting to the Board and the Shareholders

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More about this job

Responsibilities

Lead the finance team and oversee accounting processes, cash management, budgets, forecasts, financial reporting, tax matters, and compliance. Advise the CEO, local management, shareholders, and board on financial performance, strategic planning, acquisitions, and business development.

Requirements

Requires an MBA in accounting, business, economics, finance, or a related field and at least 5–10 years of finance, administration, or controlling experience, including audit or controlling experience in Canada. Candidates should bring experience in an international services business, ideally with insurance-sector knowledge and M&A exposure, along with strong analytical, leadership, communication, and independent-working abilities; fluent English is required and French is an asset.

Skills

Financial Reporting
Accounting
Cash Management
Budgeting and Forecasting
Financial Planning
Financial Analysis
Mergers and Acquisitions
Tax Management
Financial Due Diligence
Regulatory Compliance
Insurance
Team Leadership
Process Improvement
International Business
Analytical Skills
Stakeholder Management

Visa sponsorship

Not detected in the job text

Keywords

Chief Financial Officer
Finance
Accounting
Financial Reporting
Cash Management
Financial Planning
Budgeting
Forecasting
Financial Consolidation
Financial Analysis
Mergers and Acquisitions
Financial Due Diligence
Tax Compliance
Insurance
Insurance Brokerage
Third-Party Administration
Regulatory Compliance
Legal Risk
Internal Controls
Audit
Controlling
Business Planning
Profitability Analysis
Impairment Testing
International Business
Team Leadership
Stakeholder Management
CPA
MBA
English

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