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Added 16 hours ago
ML
Industrial Mechanic Millwright (433A)
Maple Leaf Foods Inc
Burlington, ON
- Full-time
Machine, fabricate, modify, and fit mechanical components as required to support customer and internal projects.
Added 16 hours ago
PC
Mechanical & Piping Engineer
Paladin Canada
Saskatoon, SK
- Full-time
Support the development and review of mechanical and piping engineering deliverables from detailed design through construction, commissioning, and startup.
Added 16 hours ago
PC
Chief Mine Engineer
Paladin Canada
Saskatoon, SK
- Full-time
…establish the engineering standards, systems, and team that will support a new mine from construction through production and…
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PC
Mechanical Reliability & Asset Integrity Lead
Paladin Canada
Saskatoon, SK
- Full-time
Build the CMMS maintenance framework, equipment hierarchy, maintenance plans, job plans, and master data to support efficient long-term maintenance execution.
Added 16 hours ago
A
Enterprise Architect CRM
ATB
Remote, Canada
- Full-time
- Remote
Leadership experience and background in the support of information systems and information technology
Added 16 hours ago
A
Associate, Multi-Unit Financing
ATB
Calgary, AB · Edmonton, AB
- Full-time
Identify operational efficiencies to support deal flow velocity and enhance business unit profitability.
Added 16 hours ago
A
Senior SAP Programmer Analyst TRBK
ATB
Remote, Canada
- Full-time
- Remote
…reviews, driving the integration of domain solutions that directly support critical business functionality. The Senior Developer is accountable for maintaining system quality, performance,…
Added 16 hours ago
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Technical Consultant II, Environmental Scientist
Worley
Calgary, AB
- Full-time
…environmental liabilities across the asset lifecycle. You will support complex liability assessments, asset retirement obligation evaluations, environmental due diligence, and closure…
Added 16 hours ago
SD
Pharmacy Assistant, Hourly Part Time Flexible Shifts
Shoppers Drug Mart
Sherwood Park, AB
- Part-time
Each store has an Associate-Owner, so you will work for a local business owner while having the support of a national brand. Benefit from a purchase discount program, flexible and varied…
Added 16 hours ago
M
Manager of Housekeeping and Laundry
Maquise
Toronto, ON · SCARBOROUGH, ON
- Full-time
…transparency legislation. Further details regarding our total rewards program will be shared by the Talent Acquisition team during the hiring process. Canadian work experience is not a…
Added 16 hours ago
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FY27 Intern - Camera Systems Internship - Canada (16 months)
Qualcomm
Vancouver, BC
- Full-time
…verification, and debugging of camera systems and firmware, including support for image-processing algorithms and…
Added 16 hours ago
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Occupational Therapist
Meridian Rehabilitation Consulting
Penticton, BC
- Full-time
…and overwhelming. We offer a thorough three-month training program to all new staff to ensure you are fully prepared and confident in your role. Following the training period, you will…
Added 17 hours ago
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SME Account Manager, Business Flex
National Bank of Canada
Saskatoon, SK
- Full-time
…count on our colleagues to promote knowledge sharing and mutual…
Added 17 hours ago
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Summer Program Worker (Group Homes) | Temporary Part Time - 2200
Developmental Disabilities Association
Vancouver, BC
- $22.66 CAD / hour
- Part-time
Are you looking to initiate your career in a field where you help others? Then, this position is for you. Summer Program Workers will assist in the enrichment of the Living Options programs…
Added 17 hours ago
FH
Social Worker (BSW), Home Health
Fraser Health Authority
Abbotsford, BC
- $44.85 to $56.02 CAD / hour
- Full-time
…facilitating referrals to other services, and offering telephone support. Facilitates client's utilization of appropriate community services by keeping knowledgeable about other services…
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Social Worker BSW, Acute & Sub-acute Care - Chilliwack General Hospital
Fraser Health Authority
Chilliwack, BC
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Social Worker I, MSW, Neonatal Intensive Care Unit (NICU) and MotherBaby Care (MBC) - BC Women’s Hospital + Health Centre
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Vancouver, BC
- Part-time
…(MBC), as well as patients/families in the Maternal Newborn Program. The Neonatal Program of BC Women’s Hospital + Health Centre offers a strong academic environment with a philosophy of…
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Job Title Harm Reduction Worker
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support students practicing skills within classroom and open lab settings;
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Part-Time Faculty II - Office Administration - Regina
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…Saskatchewan Polytechnic Office Administration curriculum. To provide program support to adult students, plan and deliver course material, assess and evaluate student performance, provide…
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Part-Time Faculty II - ABE Instructor - Regina
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Residential Child and Youth Worker, Part-Time
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Added 17 hours ago
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Contents Handler
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Home Share Coordinator (Quality Analyst), Full-Time
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Langley (District), BC · Langley, BC
- Full-time
At Taproot Community Support Services, we’re a 100 percent employee-owned organization through an Employee Ownership Trust (EOT). Every employee is an owner from their first day, with a…
Added 17 hours ago
TC
Residence Worker with Overnight Awake Scheduling, Full-Time
Taproot Community Support Services
Nanaimo, BC
- Full-time
…living and the development of life skills. Provides behavioral support and supervision in the program and community, implements and monitors individual program plans through observation and…

ATB

Associate, Multi-Unit Financing

Calgary, AB, Canada
Edmonton, AB, Canada

Full-time

Apply About employer

Applications open in a new tab.

Job details

Job type: Full-time
Experience: Lending Experience: 3 to 6 years of progressive experience in commercial real estate lending, credit adjudication, or financial analysis.
Posting language: English
Posted: Oct 30, 2026

Original job description

At ATB, we exist to make it possible for our clients, team members and communities. Our purpose is more than aspirational. It's a real commitment we live every day through our values (what we call the ATB ID).

Life at ATB is about more than work. In fact, we’re consistently recognized as one of Canada's top employers thanks to our high-care, high-performance culture, upheld by the three commitments we make to our team members:

Impact in action: No matter where you are in the organization, you're empowered to make an impact in the lives of our clients and communities.

Thrive together: We want you - the unique, authentic you - to feel safe and celebrated at work. We're on a continuous journey to build the most flexible and inclusive programs.

Ready for tomorrow: We want to enable your success through interesting and challenging work, performance enablement, and learning and development.

About the Role

Ready to help shape Alberta’s multi-family landscape? As an Associate, Multi-Unit Financing, you will be an integral member of the ATB Commercial Real Estate team, directly supporting Directors and Relationship Managers with our CMHC book of business.

You will take ownership of underwriting credit requests for ATB while acting as the primary point of contact for CMHC underwriters - guiding Mortgage Loan Insurance applications from submission through to final funding. If you have sharp analytical instincts, proven commercial credit skills, and a strong command of CMHC programs like MLI Select, this is an opportunity to make a tangible impact on large-scale housing developments across the province.

Accountabilities

Credit Underwriting & Risk Analysis

Analyze complex commercial credit applications, identifying key credit risks, structuring appropriate terms, and establishing effective mitigants.
Perform detailed financial statement and cash flow analysis to calculate financial covenants, borrowing capacities, and serviceability thresholds.
Interpret and apply ATB credit policies, underwriting guidelines, and regulatory frameworks alongside CMHC Approved Lender standards.

CMHC Deal Execution & Portfolio Management

Partner with Directors and Relationship Managers to manage end-to-end CMHC loan origination, from initial submission and Certificate of Insurance (COI) issuance through to final credit approval and funding.
Execute annual reviews, loan amendments, and new money requests for existing portfolio accounts in compliance with CMHC criteria.
Review construction and term draw requests, ensuring complete documentation, covenant compliance, and adherence to CMHC guidelines and ATB lending policies.

Portfolio Monitoring & Administration

Proactively identify early warning indicators and mitigate credit deterioration through continuous monitoring of borrower financial statements, interim updates, and market trends.
Identify operational efficiencies to support deal flow velocity and enhance business unit profitability.

Relationship Management & Stakeholder Engagement

Establish and nurture productive working relationships with designated CMHC underwriters and internal deal teams to facilitate prompt, smooth deal approvals.

Knowledge, Skills and Experience

What You Bring:

Education & Background: Bachelor’s degree in Business Administration, Commerce, Finance, Accounting, or a related discipline.
Lending Experience: 3 to 6 years of progressive experience in commercial real estate lending, credit adjudication, or financial analysis.
CMHC Expertise: Hands-on experience navigating CMHC multi-unit residential products, underwriting guidelines, and submission processes (direct familiarity with the MLI Select framework is highly desirable).
Financial & Analytical Rigor: Advanced financial statement analysis skills, cash flow modeling, and the ability to understand complex credit profiles with high attention to detail.
Communication & Negotiation: Strong written and verbal communication skills, comfortable presenting credit rationale to senior leaders and liaising directly with external CMHC partners.
Drive & Autonomy: Proven track record of managing competing deal deadlines independently with minimal supervision, balanced with a collaborative team-first mindset.

Attributes That Set You Apart (Assets):

Credit & Construction Acumen: Demonstrated background in conventional commercial real estate financing, with exposure to construction draw facilities and term-out loan structures.
A completed or in-progress professional designation or master's degree (CFA, CPA, or MBA).
Prior working relationships or direct interaction with CMHC underwriting teams.

Workplace Arrangement

This position has a hybrid work arrangement. You’ll work both remote and onsite, where time onsite is based on your job accountabilities and performance objectives.

Don’t meet all the requirements on the list?
A resume only goes so far in expressing who you are and the unique perspectives you bring. If you believe your skills and experience align with the role - but you might not check all the boxes - we want to hear from you. We encourage candidates from all work backgrounds, equity-seeking communities and experience levels to apply. If you’re seeking a career where your drive, perspective and growth are celebrated, we want to hear from you.

We’re dedicated to building a workforce reflective of those within our communities, and a culture where our team members are equipped with what they need to succeed - their way. Part of creating an inclusive workplace is recognizing our role in advancing Truth and Reconciliation. We are committed to meeting and exceeding the standards set out in the Partnership Accreditation in Indigenous Relations program created by the Canadian Council for Indigenous Business.

What happens next?
If you are shortlisted, you’ll hear from us after the posting closes. Check out our How We Hire page to learn more about our hiring process. If you need any accommodations throughout this process, please let us know at talentteam@atb.com

Stay in touch
We’re excited that you’re interested in a career with ATB. Follow us on LinkedIn, Facebook and Instagram to learn more about what our team is up to.

Apply About employer

More about this job

Responsibilities

The Associate will manage end-to-end CMHC loan origination and underwriting for commercial real estate projects. They will also monitor portfolio performance, ensure covenant compliance, and maintain relationships with CMHC underwriters and internal teams.

Requirements

Candidates must have a bachelor's degree in a relevant field and 3 to 6 years of experience in commercial real estate lending or credit analysis. Proficiency in CMHC multi-unit residential products and advanced financial analysis skills are required.

Skills

Commercial credit underwriting
Financial statement analysis
Cash flow modeling
CMHC programs
MLI Select
Risk analysis
Portfolio management
Loan origination
Construction draw facilities
Stakeholder engagement
Credit policy interpretation
Regulatory compliance
Negotiation
Analytical skills
Communication

Benefits

Flexible work programs
Inclusive work environment
Learning and development opportunities
Performance enablement

Visa sponsorship

Not detected in the job text

Keywords

Commercial Real Estate
CMHC
MLI Select
Credit Underwriting
Risk Analysis
Financial Analysis
Loan Origination
Portfolio Management
Construction Financing
Covenant Compliance
Business Banking
Financial Modeling
Regulatory Frameworks
Stakeholder Management
Underwriting Guidelines
Commercial Lending

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