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Added 11 hours ago
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Associate Director, Clinical Data Management
Merck
Canada
- Full-time
The Associate Director, Data Collection Data Steward, Global Data Management and Standards (GDMS), Global Clinical Data Standards (GCDS) provides program-level oversight of data standards,…
Added 12 hours ago
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Associate, Multi-Unit Financing
ATB
Calgary, AB · Edmonton, AB
- Full-time
Ready to help shape Alberta’s multi-family landscape? As an Associate, Multi-Unit Financing, you will be an integral member of the ATB Commercial Real Estate team, directly supporting…
Added 12 hours ago
SD
Pharmacy Assistant, Hourly Part Time Flexible Shifts
Shoppers Drug Mart
Sherwood Park, AB
- Part-time
Each store has an Associate-Owner, so you will work for a local business owner while having the support of a national brand. Benefit from a purchase discount program, flexible and varied…
Added 12 hours ago
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Manager of Housekeeping and Laundry
Maquise
Toronto, ON · SCARBOROUGH, ON
- Full-time
Maintain responsibility and accountability for Personnel Management Functions of the department. Personnel Management includes new associate interviews, selection, hiring, evaluation and on…
Added 13 hours ago
WS
Marketing Administrator
Wolf Steel Ltd
Barrie, ON
- Full-time
Employee & Family Assistance Program for mental health and well-being (EAP)
Added 13 hours ago
MD
Communications and Strategic Initiatives Coordinator - Communications Specialist 2
Minnesota Direct Care and Treatment
Saint-Paul, NB · St.-Paul, NB
- Full-time
Designated in Connect 700 Program for Applicants with Disabilities: Yes
Added 13 hours ago
TO
Community Services Administrative Assistant (Temporary 10 Month Contract)
Town of Pelham
Fonthill, ON
- Full-time
Reporting to the Associate Director of Community Services – Strategic Initiatives, Programs and Events, the Community Services Administrative Assistant is responsible for organizing and…
Added 13 hours ago
W
Customer Support, Field Service Coordinator - Windsor Windows
Woodgrain
Windsor, ON
- Full-time
Identify recurring service trends and communicate findings to management.
Added 13 hours ago
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APEX Accelerator Area Manager - State Program Administrator Intermediate
Minnesota Direct Care and Treatment
Saint-Paul, NB · St.-Paul, NB
- Full-time
Job Class: State Program Administrator, Intermediate
Added 13 hours ago
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Business Development Manager ( Inside Sales)
PICTON Investments
Calgary, AB · Greater Calgary Metropolitan Area
- Full-time
At Picton Mahoney Asset Management (PICTON Investments), being alternative isn’t just what we do - it’s who we are.
Added 13 hours ago
FT
Employee Relations Specialist
Fountain Tire
Edmonton, AB
- Other
Engagement: Assist the Human Resources Manager with executing and analyzing the associate engagement program.
Added 14 hours ago
SD
Pharmacy Assistant, Hourly Part Time Day Greenlight Requisition
Shoppers Drug Mart
Kelowna, BC
- Part-time
Each store has an Associate-Owner, so you will work for a local business owner while having the support of a national brand. Benefit from a purchase discount program, flexible and varied…
Added 14 hours ago
SD
Pharmacist, Hourly Full Time Flexible Shifts Greenlight Requisition
Shoppers Drug Mart
Abbotsford, BC
- Full-time
Each store has an Associate-Owner, so you will work for a local business owner while having the support of a national brand. Benefit from a purchase discount program, flexible and varied…
Added 14 hours ago
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Commis(e) à la réception, rémunéré(e) à l’heure – PHX temps partiel jour Embauche feu vert
Shoppers Drug Mart
Brossard, QC
- Part-time
Work for a local business owner while having the support of a strong retail brand. Benefit from a purchase discount program, flexible and varied schedules, competitive pay and online…
Added 14 hours ago
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Commis(e) à la réception, rémunéré(e) à l’heure – PHX temps plein jour Embauche feu vert
Shoppers Drug Mart
Brossard, QC
- Full-time
Work for a local business owner while having the support of a strong retail brand. Benefit from a purchase discount program, flexible and varied schedules, competitive pay and online…
Added 14 hours ago
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(CAN) Team Leader, Asset Protection [12 Month Contract] Tuesday to Saturday 8:30AM to 5:00 PM
Walmart
Milton, ON · Mississauga, ON
- Full-time
…workplace to maintain its site safety, physical security and Associate…
Added 14 hours ago
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Grocery Associate - PT (Langley)
Otter Co-op
Langley (District), BC
- $18.25 to $21.15 CAD / hour
- Part-time
Otter Co-op is now hiring for a Part-Time Grocery Associate at our Retail Centre located in Langley, BC.
Added 14 hours ago
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(CAN) Pharmacy Assistant
Walmart Canada
Kindersley, SK
- Full-time
…supervision), selecting appropriate products, performing the accuracy program, including 7 point, Visual and DIN checks, selecting and counting/ measuring & preparing appropriate products,…
Added 14 hours ago
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(CAN) Team Leader, Asset Protection [12 Month Contract] Tuesday to Saturday 8:30AM to 5:00 PM
Walmart Canada
Mississauga, ON
- Contract
…workplace to maintain its site safety, physical security and Associate…
Added 14 hours ago
TU
Research Associate
The University of British Columbia
Vancouver, BC
- Full-time
The Research Associate provides senior level scientific leadership through the design, execution, analysis, and dissemination of original research in advanced materials, polymers, bio-based…
Added 14 hours ago
VA
Veterinary Receptionist, Island Animal Hospital
VCA Animal Hospitals
Nanaimo, BC
- Internship
RRSP Employer Group Match Program (5%) to help you save for the future.
Added 14 hours ago
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Director, Program Management
Walmart Canada
Mississauga, ON
- Full-time
What you'll do...This role oversees program performance by reviewing projections compared to actual results, identifying key performance indicators, and guiding return-on-investment…
Added 14 hours ago
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Registered Veterinary Technician - Emergency, London Regional Veterinary Emergency & Referral Hospital
VCA Animal Hospitals
London, ON
- Full-time
…patient preparation, anesthesia monitoring, recovery, pain management, and surgical and dental…
Added 14 hours ago
A
WHS Specialist
Amazon
Ottawa, ON
- Full-time
Safety Program Excellence & Implementation - Drive comprehensive safety programs through data-driven strategies. Lead daily safety audits, incident investigations, and risk assessments…
Added 14 hours ago
A
WHS Specialist
Amazon
Mississauga, ON
- Full-time
Safety Program Excellence & Implementation - Drive comprehensive safety programs through data-driven strategies. Lead daily safety audits, incident investigations, and risk assessments…

ATB

Associate, Multi-Unit Financing

Calgary, AB, Canada
Edmonton, AB, Canada

Full-time

Apply About employer

Applications open in a new tab.

Job details

Job type: Full-time
Experience: Lending Experience: 3 to 6 years of progressive experience in commercial real estate lending, credit adjudication, or financial analysis.
Posting language: English
Posted: Oct 30, 2026

Original job description

At ATB, we exist to make it possible for our clients, team members and communities. Our purpose is more than aspirational. It's a real commitment we live every day through our values (what we call the ATB ID).

Life at ATB is about more than work. In fact, we’re consistently recognized as one of Canada's top employers thanks to our high-care, high-performance culture, upheld by the three commitments we make to our team members:

Impact in action: No matter where you are in the organization, you're empowered to make an impact in the lives of our clients and communities.

Thrive together: We want you - the unique, authentic you - to feel safe and celebrated at work. We're on a continuous journey to build the most flexible and inclusive programs.

Ready for tomorrow: We want to enable your success through interesting and challenging work, performance enablement, and learning and development.

About the Role

Ready to help shape Alberta’s multi-family landscape? As an Associate, Multi-Unit Financing, you will be an integral member of the ATB Commercial Real Estate team, directly supporting Directors and Relationship Managers with our CMHC book of business.

You will take ownership of underwriting credit requests for ATB while acting as the primary point of contact for CMHC underwriters - guiding Mortgage Loan Insurance applications from submission through to final funding. If you have sharp analytical instincts, proven commercial credit skills, and a strong command of CMHC programs like MLI Select, this is an opportunity to make a tangible impact on large-scale housing developments across the province.

Accountabilities

Credit Underwriting & Risk Analysis

Analyze complex commercial credit applications, identifying key credit risks, structuring appropriate terms, and establishing effective mitigants.
Perform detailed financial statement and cash flow analysis to calculate financial covenants, borrowing capacities, and serviceability thresholds.
Interpret and apply ATB credit policies, underwriting guidelines, and regulatory frameworks alongside CMHC Approved Lender standards.

CMHC Deal Execution & Portfolio Management

Partner with Directors and Relationship Managers to manage end-to-end CMHC loan origination, from initial submission and Certificate of Insurance (COI) issuance through to final credit approval and funding.
Execute annual reviews, loan amendments, and new money requests for existing portfolio accounts in compliance with CMHC criteria.
Review construction and term draw requests, ensuring complete documentation, covenant compliance, and adherence to CMHC guidelines and ATB lending policies.

Portfolio Monitoring & Administration

Proactively identify early warning indicators and mitigate credit deterioration through continuous monitoring of borrower financial statements, interim updates, and market trends.
Identify operational efficiencies to support deal flow velocity and enhance business unit profitability.

Relationship Management & Stakeholder Engagement

Establish and nurture productive working relationships with designated CMHC underwriters and internal deal teams to facilitate prompt, smooth deal approvals.

Knowledge, Skills and Experience

What You Bring:

Education & Background: Bachelor’s degree in Business Administration, Commerce, Finance, Accounting, or a related discipline.
Lending Experience: 3 to 6 years of progressive experience in commercial real estate lending, credit adjudication, or financial analysis.
CMHC Expertise: Hands-on experience navigating CMHC multi-unit residential products, underwriting guidelines, and submission processes (direct familiarity with the MLI Select framework is highly desirable).
Financial & Analytical Rigor: Advanced financial statement analysis skills, cash flow modeling, and the ability to understand complex credit profiles with high attention to detail.
Communication & Negotiation: Strong written and verbal communication skills, comfortable presenting credit rationale to senior leaders and liaising directly with external CMHC partners.
Drive & Autonomy: Proven track record of managing competing deal deadlines independently with minimal supervision, balanced with a collaborative team-first mindset.

Attributes That Set You Apart (Assets):

Credit & Construction Acumen: Demonstrated background in conventional commercial real estate financing, with exposure to construction draw facilities and term-out loan structures.
A completed or in-progress professional designation or master's degree (CFA, CPA, or MBA).
Prior working relationships or direct interaction with CMHC underwriting teams.

Workplace Arrangement

This position has a hybrid work arrangement. You’ll work both remote and onsite, where time onsite is based on your job accountabilities and performance objectives.

Don’t meet all the requirements on the list?
A resume only goes so far in expressing who you are and the unique perspectives you bring. If you believe your skills and experience align with the role - but you might not check all the boxes - we want to hear from you. We encourage candidates from all work backgrounds, equity-seeking communities and experience levels to apply. If you’re seeking a career where your drive, perspective and growth are celebrated, we want to hear from you.

We’re dedicated to building a workforce reflective of those within our communities, and a culture where our team members are equipped with what they need to succeed - their way. Part of creating an inclusive workplace is recognizing our role in advancing Truth and Reconciliation. We are committed to meeting and exceeding the standards set out in the Partnership Accreditation in Indigenous Relations program created by the Canadian Council for Indigenous Business.

What happens next?
If you are shortlisted, you’ll hear from us after the posting closes. Check out our How We Hire page to learn more about our hiring process. If you need any accommodations throughout this process, please let us know at talentteam@atb.com

Stay in touch
We’re excited that you’re interested in a career with ATB. Follow us on LinkedIn, Facebook and Instagram to learn more about what our team is up to.

Apply About employer

More about this job

Responsibilities

The Associate will manage end-to-end CMHC loan origination and underwriting for commercial real estate projects. They will also monitor portfolio performance, ensure covenant compliance, and maintain relationships with CMHC underwriters and internal teams.

Requirements

Candidates must have a bachelor's degree in a relevant field and 3 to 6 years of experience in commercial real estate lending or credit analysis. Proficiency in CMHC multi-unit residential products and advanced financial analysis skills are required.

Skills

Commercial credit underwriting
Financial statement analysis
Cash flow modeling
CMHC programs
MLI Select
Risk analysis
Portfolio management
Loan origination
Construction draw facilities
Stakeholder engagement
Credit policy interpretation
Regulatory compliance
Negotiation
Analytical skills
Communication

Benefits

Flexible work programs
Inclusive work environment
Learning and development opportunities
Performance enablement

Visa sponsorship

Not detected in the job text

Keywords

Commercial Real Estate
CMHC
MLI Select
Credit Underwriting
Risk Analysis
Financial Analysis
Loan Origination
Portfolio Management
Construction Financing
Covenant Compliance
Business Banking
Financial Modeling
Regulatory Frameworks
Stakeholder Management
Underwriting Guidelines
Commercial Lending

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