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Added 10 mins ago
W
(CAN) Leader de nuit
Walmart
Rouyn-Noranda, QC
- Full-time
Be open to working a variety of shifts, including evenings, weekends, and holidays, based on business needs. Your adaptability helps ensure the store runs smoothly and customers receive…
Added 25 mins ago
PI
Senior Analyst, Portfolio Management
PSP Investments | Investissements PSP
Montreal, QC
- Full-time
…Headquartered in Ottawa, PSP Investments has its principal business office in Montréal and offices in New York, London and Hong…
Added 25 mins ago
BC
Quality and Patient Safety Consultant
Brant Community Healthcare System
Brantford, ON
- Full-time
Through demonstrated proficiency in quality improvement and business methodologies, education, innovation, and role modeling, the consultant will assist programs to:
Added 25 mins ago
Assistant Manager I
EssilorLuxottica Group
Ottawa, ON
A world leader in the specialty sunglass retail business with over 3,000 stores worldwide, we believe in the freedom of self-expression, inclusivity and authenticity, which is why we bring…
Added 25 mins ago
IC
Compiler Engineer
Intel Corporation
Toronto, ON · CAN - - Toronto
- Full-time
ADDITIONAL INFORMATION: Intel is committed to Responsible Business Alliance (RBA) compliance and ethical hiring practices. We do not charge any fees during our hiring process. Candidates…
Added 55 mins ago
KS
Western Regional Sales Manager - Alberta
Kinetic Search Group
AB · Alberta, Canada
- $110,000 to $125,000 CAD / year
- Full-time
…professional who enjoys building relationships, developing new business, and delivering practical solutions to customers in technically demanding…
Added 55 mins ago
SW
Administration and Events Coordinator *email to apply*
Sport Wood Buffalo Association
Fort McMurray, AB
- Full-time
Added 55 mins ago
P&
Information Technology Intern
Parrish & Heimbecker, Limited
Cambridge, ON
- Full-time
…professionals, and contribute to real projects that support our business, customers, and…
Added 55 mins ago
GE
Contract Warehouse Associate - Brantford
Gerrie Electric Wholesale Ltd.
Brantford, ON
- Contract
…Club winner of Canada’s Best Managed Companies. Having been in business since 1957, we are an established and well-respected company in the…
Added 55 mins ago
OA
Production Planner / Buyer-Techniseal, Candiac QC
Oldcastle APG
Candiac, QC
- Other
College diploma (DEC) or Bachelor's degree in Business Administration, Business Management, or a related field.
Added 55 mins ago
TT
Shot peening Operator
TransCanada Turbines
Rocky View No 44, AB · Rocky View County, AB
- Full-time
…demanding customer base in the gas turbine repair and overhaul…
Added 55 mins ago
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Ultrasound Sonographer, General Procedures, Medical Imaging - BC Women’s Hospital & Health Centre
Sanya’k̓ula
Vancouver, BC
- Part-time
Added 55 mins ago
AP
Management Staff
Atura Power
Oakville, ON
- Full-time
The Senior Manager, Business Development leads Atura Power’s efforts to advance gas, battery storage, renewable, and low-carbon growth strategies. This role identifies, evaluates, and…
Added 55 mins ago
TU
One Year Management Placement / Internship - Winchester
targetjobs UK
Winchester, ON
- Volunteer
…the long-term success of our people, our customers and our…
Added 55 mins ago
TU
Product and Partnerships Graduate Scheme - Halifax
targetjobs UK
Halifax, NS
- Full-time
Over Two Years, You’ll Complete Three Diverse Placements Across Our Customer Focused Business Areas, Giving You Exposure To The Teams Shaping The Future Of Customer Experiences And Lending…
Added 55 mins ago
MM
Manager, Export Liner
MSC Mediterranean Shipping Company
Montreal, QC
- Full-time
…and external market intelligence, the Line Manager develops business plans, forecasting models, and strategic initiatives that support organizational…
Added 55 mins ago
H
Senior Talent Acquisition Specialist (Contract)
Hatch
Mississauga, ON
- Contract
…better world through positive change. With more than 70 years of business and technical expertise in mining , energy , and infrastructure , our 10,000 colleagues in 150 countries tirelessly…
Added 1 hour ago
WP
Manager, Parking and Commercial Operations
Westerner Park
Red Deer, AB
- Full-time
Westerner Park is seeking an experienced and business-focused Manager, Parking and Commercial Operations to lead the performance and growth of key customer-facing commercial operations,…
Added 1 hour ago
W
Associate Technical Consultant, Environmental Scientist
Worley
Calgary, AB · Edmonton, AB
- Full-time
…field investigations, guide technical decision-making, support business objectives, and help develop the next generation of environmental professionals. This position offers a clear pathway…
Added 1 hour ago
CH
Sales & Catering Manager - Courtyard by Marriott Edmonton Downtown
Concord Hospitality Enterprises
Edmonton, AB
- Full-time
…key to the hotel’s success. You will develop and foster hotel business through direct sales, marketing, telemarketing, direct mail, and tours of the hotel for both guest rooms and event…
Added 1 hour ago
A-
Fréchette, Vins d’exception | Associé(e) aux ventes sur le terrain – Contrat temporaire de 3 mois (avec possibilité d’extension)
A3 - Les agences de vins, bières et spiritueux
Montreal, QC
- Full-time
…promotional programs. The individual will maintain and develop strong business relationships with partners throughout the territory to achieve established commercial…
Added 1 hour ago
AL
Director of Operations
AlgoEdge Labs
Niagara Falls, ON
- Full-time
The business is planned to roughly double its revenue in 2027. The General Manager owns the P&L, customers, sales and engineering. The Director of Operations owns everything between order…
Added 1 hour ago
SI
Q&A Tester
Securim Inc.
Ottawa, ON
- Contract
Plans, coordinates and executes user acceptance testing to confirm that a delivered system meets the agreed business requirements and is fit for production use. Acts as the bridge between…
Added 1 hour ago
SD
Assistant Front Store Manager, Hourly Full Time Evening
Shoppers Drug Mart
Aurora, ON
- Full-time
Ensures staffing levels are adequate to effectively operate the business
Added 1 hour ago
SD
Assistant Front Store Manager, Hourly Part Time Flexible Shifts
Shoppers Drug Mart
Aurora, ON
- Part-time
Ensures staffing levels are adequate to effectively operate the business

ATB

Associate, Multi-Unit Financing

Calgary, AB, Canada
Edmonton, AB, Canada

Full-time

Apply About employer

Applications open in a new tab.

Job details

Job type: Full-time
Experience: Lending Experience: 3 to 6 years of progressive experience in commercial real estate lending, credit adjudication, or financial analysis.
Posting language: English
Posted: Oct 30, 2026

Original job description

At ATB, we exist to make it possible for our clients, team members and communities. Our purpose is more than aspirational. It's a real commitment we live every day through our values (what we call the ATB ID).

Life at ATB is about more than work. In fact, we’re consistently recognized as one of Canada's top employers thanks to our high-care, high-performance culture, upheld by the three commitments we make to our team members:

Impact in action: No matter where you are in the organization, you're empowered to make an impact in the lives of our clients and communities.

Thrive together: We want you - the unique, authentic you - to feel safe and celebrated at work. We're on a continuous journey to build the most flexible and inclusive programs.

Ready for tomorrow: We want to enable your success through interesting and challenging work, performance enablement, and learning and development.

About the Role

Ready to help shape Alberta’s multi-family landscape? As an Associate, Multi-Unit Financing, you will be an integral member of the ATB Commercial Real Estate team, directly supporting Directors and Relationship Managers with our CMHC book of business.

You will take ownership of underwriting credit requests for ATB while acting as the primary point of contact for CMHC underwriters - guiding Mortgage Loan Insurance applications from submission through to final funding. If you have sharp analytical instincts, proven commercial credit skills, and a strong command of CMHC programs like MLI Select, this is an opportunity to make a tangible impact on large-scale housing developments across the province.

Accountabilities

Credit Underwriting & Risk Analysis

Analyze complex commercial credit applications, identifying key credit risks, structuring appropriate terms, and establishing effective mitigants.
Perform detailed financial statement and cash flow analysis to calculate financial covenants, borrowing capacities, and serviceability thresholds.
Interpret and apply ATB credit policies, underwriting guidelines, and regulatory frameworks alongside CMHC Approved Lender standards.

CMHC Deal Execution & Portfolio Management

Partner with Directors and Relationship Managers to manage end-to-end CMHC loan origination, from initial submission and Certificate of Insurance (COI) issuance through to final credit approval and funding.
Execute annual reviews, loan amendments, and new money requests for existing portfolio accounts in compliance with CMHC criteria.
Review construction and term draw requests, ensuring complete documentation, covenant compliance, and adherence to CMHC guidelines and ATB lending policies.

Portfolio Monitoring & Administration

Proactively identify early warning indicators and mitigate credit deterioration through continuous monitoring of borrower financial statements, interim updates, and market trends.
Identify operational efficiencies to support deal flow velocity and enhance business unit profitability.

Relationship Management & Stakeholder Engagement

Establish and nurture productive working relationships with designated CMHC underwriters and internal deal teams to facilitate prompt, smooth deal approvals.

Knowledge, Skills and Experience

What You Bring:

Education & Background: Bachelor’s degree in Business Administration, Commerce, Finance, Accounting, or a related discipline.
Lending Experience: 3 to 6 years of progressive experience in commercial real estate lending, credit adjudication, or financial analysis.
CMHC Expertise: Hands-on experience navigating CMHC multi-unit residential products, underwriting guidelines, and submission processes (direct familiarity with the MLI Select framework is highly desirable).
Financial & Analytical Rigor: Advanced financial statement analysis skills, cash flow modeling, and the ability to understand complex credit profiles with high attention to detail.
Communication & Negotiation: Strong written and verbal communication skills, comfortable presenting credit rationale to senior leaders and liaising directly with external CMHC partners.
Drive & Autonomy: Proven track record of managing competing deal deadlines independently with minimal supervision, balanced with a collaborative team-first mindset.

Attributes That Set You Apart (Assets):

Credit & Construction Acumen: Demonstrated background in conventional commercial real estate financing, with exposure to construction draw facilities and term-out loan structures.
A completed or in-progress professional designation or master's degree (CFA, CPA, or MBA).
Prior working relationships or direct interaction with CMHC underwriting teams.

Workplace Arrangement

This position has a hybrid work arrangement. You’ll work both remote and onsite, where time onsite is based on your job accountabilities and performance objectives.

Don’t meet all the requirements on the list?
A resume only goes so far in expressing who you are and the unique perspectives you bring. If you believe your skills and experience align with the role - but you might not check all the boxes - we want to hear from you. We encourage candidates from all work backgrounds, equity-seeking communities and experience levels to apply. If you’re seeking a career where your drive, perspective and growth are celebrated, we want to hear from you.

We’re dedicated to building a workforce reflective of those within our communities, and a culture where our team members are equipped with what they need to succeed - their way. Part of creating an inclusive workplace is recognizing our role in advancing Truth and Reconciliation. We are committed to meeting and exceeding the standards set out in the Partnership Accreditation in Indigenous Relations program created by the Canadian Council for Indigenous Business.

What happens next?
If you are shortlisted, you’ll hear from us after the posting closes. Check out our How We Hire page to learn more about our hiring process. If you need any accommodations throughout this process, please let us know at talentteam@atb.com

Stay in touch
We’re excited that you’re interested in a career with ATB. Follow us on LinkedIn, Facebook and Instagram to learn more about what our team is up to.

Apply About employer

More about this job

Responsibilities

The Associate will manage end-to-end CMHC loan origination and underwriting for commercial real estate projects. They will also monitor portfolio performance, ensure covenant compliance, and maintain relationships with CMHC underwriters and internal teams.

Requirements

Candidates must have a bachelor's degree in a relevant field and 3 to 6 years of experience in commercial real estate lending or credit analysis. Proficiency in CMHC multi-unit residential products and advanced financial analysis skills are required.

Skills

Commercial credit underwriting
Financial statement analysis
Cash flow modeling
CMHC programs
MLI Select
Risk analysis
Portfolio management
Loan origination
Construction draw facilities
Stakeholder engagement
Credit policy interpretation
Regulatory compliance
Negotiation
Analytical skills
Communication

Benefits

Flexible work programs
Inclusive work environment
Learning and development opportunities
Performance enablement

Visa sponsorship

Not detected in the job text

Keywords

Commercial Real Estate
CMHC
MLI Select
Credit Underwriting
Risk Analysis
Financial Analysis
Loan Origination
Portfolio Management
Construction Financing
Covenant Compliance
Business Banking
Financial Modeling
Regulatory Frameworks
Stakeholder Management
Underwriting Guidelines
Commercial Lending

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