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AXA XL

Senior Underwriter, Auto

Toronto, ON, Canada

Pay: The Canadian base salary range for this position is CAD 120,000 – 170,000.
Job type: Full-time
Apply by: Oct 25, 2026
Posting language: English
Posted: Sep 18, 2026

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Original job description

The Senior Underwriter plays an important part in providing Brokers and Clients with services that enhance the positive image of the AXA XL brand. The role therefore requires a significant amount of interaction with Clients, Brokers and internal stakeholders. Working as part of the Toronto Underwriting Team, the role will be focused on securing new business opportunities and managing a renewal portfolio, while providing leading edge solutions for client needs.

What You’ll Be Doing

What will your essential responsibilities include?

Manage and underwrite a profitable portfolio of new and renewal Canadian commercial Auto business, including Transportation risks, in line with AXA XL’s underwriting appetite, authority levels, pricing discipline and governance standards.
Assess Auto risks through detailed review of exposure, fleet composition, loss experience, operations, driver controls, risk management practices and provincial regulatory considerations across Canada.
Determine appropriate terms, conditions, pricing and coverage structures for Canadian Auto accounts, ensuring alignment with underwriting guidelines, delegated authority, reinsurance requirements and portfolio profitability objectives.
Drive sustainable growth within the Canadian Auto portfolio by identifying profitable new business opportunities, retaining quality renewals and supporting strategic broker relationships in the Auto and Transportation market.
Partner with brokers, clients, claims, risk engineering, actuarial, legal and other internal stakeholders to deliver practical insurance solutions and high-quality service for complex Canadian Auto risks.
Monitor portfolio performance, market trends, loss activity and emerging Auto/Transportation exposures, using underwriting insight and data to support portfolio actions and continuous improvement.

You will report to the Underwriting Manager, Casualty.

What You’ll Bring

We’re looking for someone who has these abilities and skills:

Extensive commercial Auto underwriting experience
Transportation class experience.
University degree
Has the ability to work in a fast-paced environment and takes the initiative on key tasks
Thorough knowledge of underwriting guidelines, rating methodologies, reinsurance concept and business processes
Robust Communication skills

Who We Are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com

What We Offer

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another - and our business - to move forward and succeed.

Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
Robust support for Flexible Working Arrangements
Enhanced family-friendly leave benefits
Named to the Diversity Best Practices Index
Signatory to the UK Women in Finance Charter

Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars

Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing
insurance products and services and mobilizing to advance thought leadership and investment in societal-led solutions.
Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

The Canadian base salary range for this position is CAD 120,000 – 170,000.

Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers.

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More about this job

Responsibilities

Underwrite and manage a profitable portfolio of new and renewal Canadian commercial Auto business, including Transportation risks, by assessing exposures and setting appropriate terms, pricing, and coverage. Grow and retain the portfolio through broker and client relationships, collaboration with internal partners, and monitoring of performance, market trends, and emerging risks.

Requirements

The role requires extensive commercial Auto underwriting experience, including experience with Transportation classes, and a university degree. Candidates should have thorough knowledge of underwriting guidelines, rating methodologies, reinsurance concepts, and business processes, along with strong communication skills and the ability to take initiative in a fast-paced environment.

Skills

Commercial Auto Underwriting
Transportation Underwriting
Risk Assessment
Portfolio Management
Pricing
Underwriting Guidelines
Reinsurance
Client Service
Loss Analysis
Risk Management
Regulatory Compliance
Communication
Stakeholder Collaboration
Data-Driven Decision-Making

Benefits

Retirement Savings Plan
Health and Wellness Programs
Flexible Working Arrangements
Family-Friendly Leave
Learning and Development Opportunities
Volunteering Leave
Matching Gifts Program

Visa sponsorship

Not detected in the job text

Keywords

Commercial Auto Insurance
Transportation Risks
Underwriting
New Business
Renewals
Risk Assessment
Fleet Composition
Loss Experience
Driver Controls
Risk Management Practices
Provincial Regulations
Underwriting Appetite
Delegated Authority
Pricing Methodologies
Coverage Structures
Reinsurance
Portfolio Profitability
Broker Relationships
Claims
Risk Engineering
Actuarial
Market Trends
Portfolio Performance
Data-Driven Insights
Insurance
Sustainability
Environmental, Social, And Governance

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