Director, Payment Operations
- Montreal, QC, Canada
Full-time
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Job details
- Job type
- Full-time
- Apply by
- Posting language
- English
- Posted
Original job description
We embrace the best of both worlds! Local talent can thrive in our collaborative office space with the flexibility of a hybrid work environment, while remote team members play an integral role in shaping our dynamic culture from afar. We have offices in Montreal (Quebec), Austin (Texas) and Nicosia (Cyprus).
- A select number of positions require full-time in office attendance*
What you'll be doing
- Execute the global payments strategy and roadmap, including processing, acquiring, payment methods, routing, and geographic expansion
- Manage relationships with acquirers, processors, gateways, PSPs, and card networks, including selection, onboarding, contracts, and SLAs
- Optimize multi-acquirer and multi-processor setups for redundancy, pricing, and global coverage
- Drive higher authorization and approval rates by analyzing declines, retries, cascading, tokenization, and account updater performance
- Develop intelligent routing strategies and run experimentation frameworks to measure the impact of changes
- Own payment economics (interchange, assessments, processor fees, cross-border costs), negotiate rates and terms, and build financial models to evaluate partner proposals
- Partner with Risk, Fraud, and Compliance to balance fraud prevention with approval rates, keep chargebacks within acceptable levels, and meet card-network rules
- Ensure stable, resilient payment operations, with clear processes for incidents, outages, settlement issues, and reconciliation breaks, plus automation and change-management controls
- Partner with Product and Engineering to define and deliver payment capabilities, and evaluate gateways, orchestration platforms, and alternative payment methods
- Lead and develop the payments team, report on performance, risks, and priorities to senior leadership, and represent the company with banks, networks, and strategic partners
Must-haves:
- 8+ years of experience in payments, fintech, e-commerce, banking, or a related industry
- 3+ years of senior leadership experience managing payments teams or setting payments strategy
- Deep knowledge of the card payments ecosystem: acquirers, processors, gateways, PSPs, card networks, issuers, orchestration, tokenization, 3DS/SCA, chargebacks, fraud, and alternative payment methods
- Proven track record managing processor relationships and negotiating commercial terms
- Strong grasp of payment economics, including interchange, assessments, fees, reserves, and pricing structures
- Strong analytical skills, with the ability to turn transaction-level data into business decisions
- Experience with authorization improvement, routing, and payment experimentation
- Experience working cross-functionally with Product and Engineering teams
- Strong communication, negotiation, and stakeholder-management skills
- Ability to balance strategy with hands-on work on complex operational and technical issues
- Experience with multi-processor or multi-acquirer environments, payment orchestration, and intelligent routing
- Experience in high-volume subscription, marketplace, e-commerce, or similarly complex payment environments
- Experience operating across multiple countries and currencies
- Knowledge of card-network rules and of regulatory, compliance, and risk requirements
- Proficiency in SQL or similar analytical tools
- Experience negotiating large-scale agreements with acquirers and processors
In this role you may be exposed to adult content
More about this job
Responsibilities
Lead and improve the global payments strategy, including processing, acquiring, payment methods, routing, authorization performance, and geographic expansion. Manage payment partners and economics, ensure reliable operations and compliance, collaborate with Product and Engineering, and lead the payments team.
Requirements
Requires at least 8 years of relevant industry experience and 3 years of senior leadership experience, with deep knowledge of card payments, payment economics, partner negotiations, and authorization optimization. Candidates should be analytically strong, experienced in cross-functional work with Product and Engineering, and able to balance strategic leadership with hands-on operational problem-solving.
Skills
- Global Payments Strategy
- Payment Operations
- Acquirer And Processor Management
- Commercial Negotiation
- Payment Routing
- Authorization Optimization
- Payment Economics
- Payment Orchestration
- Fraud And Risk Management
- Chargeback Management
- Payment Reconciliation
- Incident Management
- Cross-Functional Leadership
- Team Leadership
- Data Analysis
- Payment Experimentation
Visa sponsorship
Not detected in the job text
Categories
- Finance & Accounting
- Management & Leadership
- Technology
- Data & Analytics
Keywords
- Payments
- Fintech
- E-Commerce
- Acquirers
- Processors
- Payment Gateways
- Payment Service Providers
- Card Networks
- Issuers
- Payment Orchestration
- Intelligent Routing
- Authorization Rates
- Tokenization
- Account Updater
- 3DS/SCA
- Chargebacks
- Fraud Prevention
- Alternative Payment Methods
- Interchange
- Assessments
- Processor Fees
- Cross-Border Costs
- Settlement
- Reconciliation
- Card-Network Rules
- SQL
- Payment Experimentation
- Commercial Agreements
- Multi-Acquirer Environments
- Multi-Processor Environments