COMMERCIAL ACCOUNT MANAGER, FINANCING - Trois-Rivières
- Trois-Rivières, QC, Canada
Full-time
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Job details
- Job type
- Full-time
- Apply by
- Experience
- 4 to 6 years of experience in commercial banking, financial services, or business financing.
- Posting language
- English
- Posted
Original job description
We are banking at another level.
Choosing BDC as your employer means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to fuel the success of Canadian entrepreneurs.
Choosing BDC as your employer also means:
Flexible and competitive benefits, including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a $750 wellness and health care spending account, to name a few
In addition to paid vacation each year, five personal days, sick days as necessary, and our offices are closed from December 25 to January 1
A hybrid work model that truly balances work and personal life
Opportunities for learning, training and development, and much more...
Explore the BDC Way in our Culture Book
POSITION OVERVIEW
BDC is the only bank dedicated exclusively to Canadian entrepreneurs. As a Commercial Account Manager, you will develop new business opportunities and manage an existing portfolio of clients of varying revenues. You will provide financing solutions and advisory services that support business growth. Your work will directly contribute to the success of Canadian businesses while being part of an inclusive team.
CHALLENGES TO BE MET
- Meet with entrepreneurs to assess their business needs, operational challenges, and growth objectives, then recommend appropriate financing and advisory solutions.
- Implement a sales and portfolio management plan aligned with Business Centre objectives to support client growth and retention.
- Develop and maintain a pipeline of business opportunities through proactive prospecting, business development, and relationship-management activities.
- Analyze financial information, structure, negotiate, and present financing proposals while applying sound credit judgment and rigorous risk assessment.
- Maintain an active presence within the business community in the Mauricie, Bécancour-Nicolet-Yamaska region and leverage Centres of Influence (COIs) to generate referrals and acquire new clients.
WHAT WE ARE LOOKING FOR
Required Qualifications
- Bachelor’s degree in Business Administration, Commerce, Finance, or a related field.
- 4 to 6 years of experience in commercial banking, financial services, or business financing.
- More junior candidates with strong potential and relevant transferable skills may also be considered.
- Experience analyzing financial statements, including income statements, balance sheets, and cash flow statements.
- Experience assessing creditworthiness and applying credit risk analysis principles.
- Proven business development experience, including meeting or exceeding sales targets.
- Experience managing client portfolios and maintaining long-term customer relationships.
- Experience structuring and negotiating financing solutions (e.g., loans, lines of credit).
- Strong presentation and client communication skills.
- Ability to build and maintain a professional network within the business community.
- Valid driver’s licence and access to a vehicle (where required based on location).
Preferred Qualifications
- Established professional network in the Drummondville (Mauricie, Bécancour-Nicolet-Yamaska) region or surrounding markets.
- Bilingualism in French and English (spoken and written).
Proudly one of Canada’s Top 100 Employers and one of Canada’s Best Diversity Employers, we are committed to fostering a diverse, equitable, inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work. If you require an accommodation to complete your application, please do not hesitate to contact us at accessibility@bdc.ca.
While we appreciate all applications, we advise that only the candidates selected to participate in the recruitment process will be contacted.
More about this job
Responsibilities
The Commercial Account Manager will develop new business opportunities and manage an existing portfolio of clients by providing tailored financing and advisory solutions. They are responsible for analyzing financial information, conducting risk assessments, and maintaining active relationships within the local business community.
Requirements
Candidates must hold a bachelor's degree in a relevant field and possess 4 to 6 years of experience in commercial banking or business financing. Strong skills in financial statement analysis, credit risk assessment, and business development are essential for this role.
Skills
- Commercial banking
- Financial analysis
- Business development
- Credit risk assessment
- Portfolio management
- Relationship management
- Financing solutions
- Sales
- Negotiation
- Presentation skills
- Client communication
- Financial statements analysis
- Business administration
- Networking
Benefits
- Employee Savings and Investment Plan
- Defined Benefit Pension Plan
- Wellness and health care spending account
- Paid vacation
- Personal days
- Sick days
- Hybrid work model
Visa sponsorship
Not detected in the job text
Categories
- Finance & Accounting
- Sales
- Management & Leadership
Keywords
- Commercial Banking
- Financial Services
- Business Financing
- Account Management
- Credit Risk
- Financial Statements
- Income Statements
- Balance Sheets
- Cash Flow Statements
- Business Development
- Sales Targets
- Client Retention
- Relationship Management
- Financing Proposals
- Loans
- Lines of Credit
- Business Administration
- Finance
- Commerce
- Networking
- Centres of Influence