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Added 4 hours ago
B
Mortgage Specialist
BMO
Vaughan, ON
- Full-time
Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite,…
Added 4 hours ago
Safety Manager Technology
Rogers Communications
Toronto, ON · Brampton, ON
You are a business-minded, risk-oriented, passionate safety leader who is inspired by the opportunity to make a positive impact by collaborating with your team and with business leaders to…
Added 11 hours ago
MC
Commercial Analyst
Meridian Credit Union
St. Catharines, ON
- $52,000 to $75,000 CAD / year
- Full-time
…Relationship Managers, Senior Relationship Mangers and Directors, via credit and related support, including at times through direct member contact. You will be a part of our team to grow…
Added 11 hours ago
MC
Commercial Analyst
Meridian Credit Union
Toronto, ON · Etobicoke, ON
- $52,000 to $75,000 CAD / year
- Full-time
…Relationship Managers, Senior Relationship Mangers and Directors, via credit and related support, including at times through direct member contact. You will be a part of our team to grow…
Added 11 hours ago
MC
Commercial Analyst
Meridian Credit Union
Owen Sound, ON · Barrie, ON
- $52,000 to $75,000 CAD / year
- Full-time
…Relationship Managers, Senior Relationship Mangers and Directors, via credit and related support, including at times through direct member contact. You will be a part of our team to grow…
Added 14 hours ago
NB
Senior Account Manager, Commercial Banking
National Bank of Canada
Coquitlam, BC
- Full-time
A career as a Senior Account Manager, Commercial Banking at National Bank means being responsible for growing the portfolio of business clients assigned to you. Your complex and varied…
Added 14 hours ago
NB
Credit Analyst
National Bank of Canada
Toronto, ON
- Full-time
Within Equipment Finance, you'll be part of a collaborative credit team and report to a Credit Manager. Our team is recognized for its strong credit expertise, commitment to sound risk…
Added 1 day ago
AC
Credit Team Lead
Aston Carter
AB · Edmonton, Alberta
- $38 to $42 CAD / hour
- Full-time
The Credit Team Lead protects the business from credit risk by reducing overdue receivables and lowering the cost of carrying accounts receivable. This role leads a team of credit…
Added 1 day ago
AC
Credit Team Lead
Aston Carter
AB · Edmonton, AB
- $38 to $42 CAD / hour
- Full-time
The Credit Team Lead protects the business from credit risk by reducing overdue receivables and lowering the cost of carrying accounts receivable. This role leads a team of credit…
Added 1 day ago
NB
Senior Advisor, Program Governance
National Bank of Canada
Montreal, QC
- Full-time
Pillar 5 brings together several initiatives and projects involving business, financing, credit, operations, technology, data and transformation teams. You work closely with the Pillar 5…
Added 1 day ago
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Director, Client Support
CIBC
Toronto, ON
- Full-time
As the Director, Client Support in Business Banking, you'll lead a team of Manager Advisory Services (MASs) who oversee Financial Services Associates (FSAs) delivering both lending and…
Added 1 day ago
NB
Manager Financing Solutions
National Bank of Canada
Vancouver, BC
- Full-time
Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager
Added 1 day ago
NB
Senior Mortgage Underwriter, Alt A
National Bank of Canada
AB · Edmonton, AB
- Temporary
…including those who are self-employed, commissioned or with bruised…
Added 2 days ago
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Senior Manager, Credit Risk
Jobber
Remote, Canada
- Full-time
- Remote
Then Jobber might be the place for you. We're looking for a Senior Manager, Credit Risk to join our Fintech department.
Added 2 days ago
VF
Assistant Branch Manager
Valley First
Enderby, BC
- $64,400 to $82,500 CAD / year
- Full-time
We are currently seeking an Assistant Branch Manager to join our team.
Added 2 days ago
BU
De Novo Retail Relationship Banker
BMO U.S.
Toronto, ON
- Full-time
Addresses questions and resolves issues raised through consumer credit audits and quality checks to ensure accurate data entry and lending application recommendations in compliance with…
Added 2 days ago
DC
Team Leader, Deployed Operations
Defence Construction Canada
Ottawa, ON
- Full-time
Review threat and risk levels for deployment locations
Added 2 days ago
RB
Senior Financial Specialist
Royal Bank of Canada
Kamloops, BC · Vancouver, BC
- Full-time
…client experience by providing superior business, financial and credit advice. Your contribution to the Client’s Relationship Team, and strategic partner to the Commercial Account Manager,…
Added 2 days ago
RB
Associate Director, Wholesale & Commercial Credit Risk
Royal Bank of Canada
Toronto, ON
- Full-time
Commercial & Wholesale Credit Risk provides independent risk assessment and adjudication for RBC’s large corporate clients. In the Associate Director role, you will be responsible for…
Added 2 days ago
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Senior Technical Specialist
BMO
Toronto, ON · SCC
- Full-time
The Senior Technical Specialist will provide technical leadership and subject-matter expertise for Commercial Credit Risk applications, with a primary focus Commercial lending. The role…
Added 2 days ago
Risk Analytics Manager
First West
Langley (District), BC · Langley, BC
The Risk Analytics Manager supports enterprise risk management through quantitative analysis, portfolio monitoring, and the development of reliable management information. The role is…
Added 2 days ago
T
Bodily Injury, Claims Advisor
TD
AB · Markham, ON · Calgary, AB
- Full-time
…'accidents of life' with a wide range of products including credit protection, life, wealth, travel, home and auto insurance, with more than three million clients, TD Insurance authorized…
Added 2 days ago
T
Relationship Manager
TD
Peterborough, ON · Oshawa, ON
- Full-time
The Relationship Manager is accountable for delivering a superior customer experience while driving profitable business growth, in line with business strategy. This role is accountable for…
Added 2 days ago
T
Commercial Mortgage Group Associate
TD
Toronto, ON
- Full-time
Reporting directly to an Associate Vice President or Manager Mortgage Credit, the Associate is responsible for a portfolio of Commercial loan facilities, with the following accountabilities:
Added 2 days ago
T
Senior Bodily Injury, Claims Advisor
TD
AB · Markham, ON · Calgary, AB
- Full-time
…'accidents of life' with a wide range of products including credit protection, life, wealth, travel, home and auto insurance, with more than three million clients, TD Insurance authorized…

BMO

Associate, Commercial Banking (Public Sector Group)

Toronto, ON, Canada
FCP, Canada

$70,000.00 - $150,000.00 · Full-time

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Job details

Pay: $70,000.00 - $150,000.00
Job type: Full-time
Apply by: Nov 16, 2026
Experience: Minimum 3-5+ years of experience working in commercial banking or adjacent finance industries
Posting language: English
Posted: Nov 2, 2026

Original job description

Application Deadline:

11/15/2026

Address:

100 King Street West

Job Family Group:

Commercial Sales & Service

Join our Public Sector Group in Canadian Commercial Banking (“CCB”) and bring BMO’s Purpose to life by Boldly Growing the Good. As a trusted advisor to many of Canada’s important public institutions we provide top tier advice and banking solutions that enable our clients to better serve their communities. Our success is driven by our passion for the Public Sector, professionalism, and client service.

The Associate, Public Sector is a unique career opportunity in commercial banking to work on large complex transactions with a high performing team while serving large public sector entities with budgets up to $1B+. Associates provide mission critical insights and recommendations through their credit analysis, portfolio monitoring, and other responsibilities working directly with senior portfolio and relationship managers. Associates get wide exposure to clients and develop deep capabilities in financial analysis, due diligence, credit, deal structuring, and client communication.

Our clients’ needs span the full range of BMO’s services so Associates play an important role in assessing needs and partnering with Treasury and Payments Solutions, Debt Capital Markets, Interest Rate Derivatives, Global Asset Management / Wealth Advisory and many others.

Responsibilities day-to-day include:

Execute new lending opportunities through detailed financial modelling, risk analysis, due diligence, loan structuring, negotiation, documentation, and deal closing
Support the day-to-day portfolio management activities including portfolio monitoring, compliance, risk management, and expanded client needs
Deliver exceptional day-to-day service through bespoke solutions to client requests, coordination of service administration, and acting as a primary point of client contact in absence of senior bankers
Support client prospecting and proposal activities by drafting presentations and participating in client meetings
Resolve any identified issues properly and escalate concerns to Senior Management to ensure timely awareness of material concerns
Ensure a smooth team & client experience by navigating BMO systems, policies, and processes
Execute business initiatives and identify opportunities for process improvement, including adoption of digital ways of working
Maintain internal control standards including adherence to audit, regulatory, and compliance policies
Support broader portfolio or additional responsibilities as requested to support our clients

Experience it will take to succeed:

Minimum 3-5+ years of experience working in commercial banking or adjacent finance industries
Proven proficiency in research, modelling, financial analysis, and due diligence. Preference for candidates with credit and loan structuring skills
Demonstrated excellence in client service, collaboration, and initiative
Excellent verbal and written communication skills
Computer literacy with a minimum of the MS Office suit.
Experience with Public Sector financing considered an asset
Post-secondary degree in related field of study or equivalent
MBA, CPA, CFA, or similar are all considered assets

Salary:

$70,000.00 - $150,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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More about this job

Responsibilities

The Associate will execute new lending opportunities through detailed financial modelling, risk analysis, and loan structuring while managing portfolio monitoring and compliance. They will also act as a primary point of contact for public sector clients and support senior bankers in prospecting and proposal activities.

Requirements

Candidates must have 3-5+ years of experience in commercial banking or finance with proven proficiency in research, modelling, and financial analysis. A post-secondary degree is required, while professional designations like MBA, CPA, or CFA are considered assets.

Skills

Financial modelling
Credit analysis
Loan structuring
Due diligence
Risk management
Portfolio monitoring
Client communication
Negotiation
Documentation
Financial analysis
Research
Relationship management
Compliance
Presentation drafting

Benefits

Health insurance
Tuition reimbursement
Accident insurance
Life insurance
Retirement savings plans
Performance-based incentives
Discretionary bonuses

Visa sponsorship

Not detected in the job text

Keywords

Commercial Banking
Public Sector
Financial Modelling
Credit Analysis
Loan Structuring
Due Diligence
Risk Management
Portfolio Management
Treasury
Debt Capital Markets
Interest Rate Derivatives
Wealth Advisory
Compliance
Regulatory
MS Office
BMO Financial Group
Client Prospecting
Financial Analysis
Documentation
Negotiation

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