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Added 7 mins ago
RI
Insurance Advisor Life, Health & Wealth
RBC Insurance
Ottawa, ON
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) you provide integrated life insurance planning and advice to your existing network of referrals and new RBC client acquisitions.…
Added 7 mins ago
RI
Insurance Advisor Life, Health & Wealth
RBC Insurance
Arnprior, ON
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) you provide integrated life insurance planning and advice to your existing network of referrals and new RBC client acquisitions.…
Added 7 mins ago
RI
Insurance Advisor Life, Health & Wealth
RBC Insurance
Carleton Place, ON
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) you provide integrated life insurance planning and advice to your existing network of referrals and new RBC client acquisitions.…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Levis, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Valleyfield, PE
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Insurance Advisor Life, Health & Wealth
RBC Insurance
Pembroke, ON
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) you provide integrated life insurance planning and advice to your existing network of referrals and new RBC client acquisitions.…
Added 7 mins ago
RI
Insurance Advisor - Life, Health & Wealth
RBC Insurance
Charlottetown, PE
- Full-time
…Field Sales team at RBC Insurance. As an accredited Insurance Advisor Life, Health & Wealth (HLLQP/LLQP) you provide integrated life insurance planning and advice to your existing network…
Added 7 mins ago
RI
Insurance Advisor Life, Health & Wealth
RBC Insurance
Cornwall, ON
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) you provide integrated life insurance planning and advice to your existing network of referrals and new RBC client acquisitions.…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Quebec, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Insurance Advisor Life, Health & Wealth
RBC Insurance
Kingston, ON
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) you provide integrated life insurance planning and advice to your existing network of referrals and new RBC client acquisitions.…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Trois-Rivières, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Saint-Jérôme, QC · St-Jérôme, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Blainville, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Laval, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Westmount, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Boucherville, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Saint-Constant, QC · St Constant, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Mascouche, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Montreal, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Longueuil, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Pointe-Claire, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 7 mins ago
RI
Financial Security Advisor, Insurance- EN
RBC Insurance
Brossard, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 52 mins ago
RB
Insurance Advisor - Life, Health & Wealth
Royal Bank of Canada
Charlottetown, PE
- Full-time
…Field Sales team at RBC Insurance. As an accredited Insurance Advisor Life, Health & Wealth (HLLQP/LLQP) you provide integrated life insurance planning and advice to your existing network…
Added 2 hours ago
RB
Financial Security Advisor, Insurance
Royal Bank of Canada
Blainville, QC · Boucherville, QC · Brossard, QC · Drummondville, QC · Gatineau, QC · Laval, QC · Levis, QC · Longueuil, QC · Mascouche, QC · Montreal, QC · Pointe-Claire, QC · Quebec, QC · Rimouski, QC · Saint-Constant, QC · Saint-Jérôme, QC · Salaberry-de-Valleyfield, QC · Trois-Rivières, QC · Westmount, QC
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) (Financial Security Advisor) you provide integrated life insurance planning and advice to your existing network of referrals and…
Added 2 hours ago
RB
Insurance Advisor Life, Health & Wealth
Royal Bank of Canada
Arnprior, ON · Carleton Place, ON · Cornwall, ON · Kingston, ON · Ottawa, ON · Pembroke, ON
- Full-time
As an accredited Life, Health & Wealth Advisor (HLLQP/LLQP) you provide integrated life insurance planning and advice to your existing network of referrals and new RBC client acquisitions.…

BMO

Associate, Commercial Banking (Public Sector Group)

Toronto, ON, Canada
FCP, Canada

$70,000.00 - $150,000.00 · Full-time

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Job details

Pay: $70,000.00 - $150,000.00
Job type: Full-time
Apply by: Nov 16, 2026
Experience: Minimum 3-5+ years of experience working in commercial banking or adjacent finance industries
Posting language: English
Posted: Nov 2, 2026

Original job description

Application Deadline:

11/15/2026

Address:

100 King Street West

Job Family Group:

Commercial Sales & Service

Join our Public Sector Group in Canadian Commercial Banking (“CCB”) and bring BMO’s Purpose to life by Boldly Growing the Good. As a trusted advisor to many of Canada’s important public institutions we provide top tier advice and banking solutions that enable our clients to better serve their communities. Our success is driven by our passion for the Public Sector, professionalism, and client service.

The Associate, Public Sector is a unique career opportunity in commercial banking to work on large complex transactions with a high performing team while serving large public sector entities with budgets up to $1B+. Associates provide mission critical insights and recommendations through their credit analysis, portfolio monitoring, and other responsibilities working directly with senior portfolio and relationship managers. Associates get wide exposure to clients and develop deep capabilities in financial analysis, due diligence, credit, deal structuring, and client communication.

Our clients’ needs span the full range of BMO’s services so Associates play an important role in assessing needs and partnering with Treasury and Payments Solutions, Debt Capital Markets, Interest Rate Derivatives, Global Asset Management / Wealth Advisory and many others.

Responsibilities day-to-day include:

Execute new lending opportunities through detailed financial modelling, risk analysis, due diligence, loan structuring, negotiation, documentation, and deal closing
Support the day-to-day portfolio management activities including portfolio monitoring, compliance, risk management, and expanded client needs
Deliver exceptional day-to-day service through bespoke solutions to client requests, coordination of service administration, and acting as a primary point of client contact in absence of senior bankers
Support client prospecting and proposal activities by drafting presentations and participating in client meetings
Resolve any identified issues properly and escalate concerns to Senior Management to ensure timely awareness of material concerns
Ensure a smooth team & client experience by navigating BMO systems, policies, and processes
Execute business initiatives and identify opportunities for process improvement, including adoption of digital ways of working
Maintain internal control standards including adherence to audit, regulatory, and compliance policies
Support broader portfolio or additional responsibilities as requested to support our clients

Experience it will take to succeed:

Minimum 3-5+ years of experience working in commercial banking or adjacent finance industries
Proven proficiency in research, modelling, financial analysis, and due diligence. Preference for candidates with credit and loan structuring skills
Demonstrated excellence in client service, collaboration, and initiative
Excellent verbal and written communication skills
Computer literacy with a minimum of the MS Office suit.
Experience with Public Sector financing considered an asset
Post-secondary degree in related field of study or equivalent
MBA, CPA, CFA, or similar are all considered assets

Salary:

$70,000.00 - $150,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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More about this job

Responsibilities

The Associate will execute new lending opportunities through detailed financial modelling, risk analysis, and loan structuring while managing portfolio monitoring and compliance. They will also act as a primary point of contact for public sector clients and support senior bankers in prospecting and proposal activities.

Requirements

Candidates must have 3-5+ years of experience in commercial banking or finance with proven proficiency in research, modelling, and financial analysis. A post-secondary degree is required, while professional designations like MBA, CPA, or CFA are considered assets.

Skills

Financial modelling
Credit analysis
Loan structuring
Due diligence
Risk management
Portfolio monitoring
Client communication
Negotiation
Documentation
Financial analysis
Research
Relationship management
Compliance
Presentation drafting

Benefits

Health insurance
Tuition reimbursement
Accident insurance
Life insurance
Retirement savings plans
Performance-based incentives
Discretionary bonuses

Visa sponsorship

Not detected in the job text

Keywords

Commercial Banking
Public Sector
Financial Modelling
Credit Analysis
Loan Structuring
Due Diligence
Risk Management
Portfolio Management
Treasury
Debt Capital Markets
Interest Rate Derivatives
Wealth Advisory
Compliance
Regulatory
MS Office
BMO Financial Group
Client Prospecting
Financial Analysis
Documentation
Negotiation

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