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NC
Housekeeper - Term ( 4 months) - Part Time (24 Hours Biweekly ) - Days
Northwood Care
Halifax, NS
- Part-time
When you join Northwood, you become part of a forward-thinking, inclusive workplace where your ideas are valued, your growth is supported, and your work truly matters. Whether you're…
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M
Social Media Marketing Manager
MDChat
Canada
- Internship
As our Social Media Manager - Internship, you'll own the day-to-day of our social channels: coming up with ideas, creating content with AI tools, publishing it, and talking with our…
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Manager, Talent Attraction
Health PEI
Charlottetown, PE
- $48.58 to $59.87 CAD / hour
- Full-time
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BC
Client Service Manager - Commercial (Vancouver Island)
BFL CANADA
Victoria, BC
- Full-time
We are looking for a Client Service Manager to join our team in our Victoria office!
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Victoria, BC
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Sales Operations Coordinator
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Saint John, NB
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…strategic owner, Clover Leaf Seafoods is well positioned for future…
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Harvey's
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- Full-time
…workplaces that offer opportunities for skill development and career growth. Team members and leaders are encouraged to uphold high standards of food safety, cleanliness, and guest…
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Senior Software Engineer
Henry Schein One Canada
Surrey, BC
- $130,000 to $142,000 CAD / year
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…problems, collaborating across disciplines, and supporting the growth of other developers. You will work closely with Product, Engineering, UX, and Quality partners across our distributed…
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Project Manager
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Head of People
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Development Coordinator, Donor Services and Operations
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Toronto, ON
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Director of Retail Operations
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…into a retail organization capable of sustained, multi-country growth. The Director of Retail Operations is responsible for unifying standards, systems, and leadership development across…
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Operations Manager
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Gérant adjoint de magasin/Assistant store manager
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Montreal, QC
- $17.85 to $22 CAD / hour
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Toronto, ON
Reporting to the Sr Manager, Pricing within the CBU Wireless Pricing team, the candidate will be directly responsible for the development, management and execution of targeted base rate…
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Winpak
Winnipeg, MB
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Mobile Account Manager
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Milverton, ON · New Hamburg, ON
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We are currently recruiting a full-time Mobile Account Manager.
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HL
Building Manager - Burlington
Homestead Land Holdings Limited
Burlington, ON
- Full-time
As a Building Manager at Homestead, you will oversee the daily operations of the building, ensuring it is well maintained, efficiently managed, and welcoming for residents and visitors.…
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Quality Associate
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Career Growth – Kickstart your career with opportunities to develop and expand your engineering skill set
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BC
Client Service Manager - Commercial (Vancouver Island)
BFL CANADA
Victoria, BC
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Equipment Advisor
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…brand. Partnerships will be a defining channel for Relay’s growth. As our Partnerships Manager, reporting to our Director of Partnerships, you’ll play a key role in scaling with existing…
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The Assistant Store Manager will report to the Store Manager and is responsible for providing assistance to the store management team in supervising and facilitating the daily operations of…
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Retail Shift Leader
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Oversee the responsibilities of the Store Manager in the absence of SM or ASM
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Consultant
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BMO

Associate Director

Toronto, ON, Canada
FCP, Canada

$70,000.00 - $150,000.00 · Full-time

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Job details

Pay: $70,000.00 - $150,000.00
Job type: Full-time
Apply by: Nov 9, 2026
Education: Bachelor’s degree
Posting language: English
Posted: Nov 6, 2026

Original job description

Application Deadline:

11/08/2026

Address:

100 King Street West

Job Family Group:

Commercial Sales & Service

Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.

Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies.
Assesses client repayment capacity by utilizing financial models and analytical tools to recommend appropriate loan structures and collateral requirements.
Signs off on new, renewal and extension loans within delegated authority.
Monitors portfolio to identify deteriorating credit conditions and compliance, analyses metrics, and assesses broader industry trends to spot risks and opportunities.
Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objectives.
Leads proposal development and delivers presentations to capture new business and expand client relationships.
Networks with industry contacts to gather competitive insights and best practices.
Develops and executes business development plans focused on enhancing client relationships and growth opportunities within the portfolio.
Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.
Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies
Conducts financial analysis and risk assessments of clients’ credit information, for an assigned portfolio, to provide insights and make informed decisions
Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required.
Minimizes BMO’s risk exposure by adhering to credit policies, regulatory standards, and operational guidelines.
Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded. Escalates issues when needed.
Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships.
Identifies revenue and cross-selling opportunities to enhance portfolio growth.
Identifies share of wallet opportunities.
Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis.
Manages timely and accurate data entry into BMO's systems and leverages the data to support decision-making.
Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
Provides specialized consulting, analytical and technical support.
Exercises judgment to identify, diagnose, and solve problems within given rules.
Works independently and regularly handles non-routine situations.
Broader work or accountabilities may be assigned as needed.
Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

Qualifications:

Preferred 5 – 7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
Bachelor’s degree required; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.
Deep knowledge and technical proficiency gained through extensive education and business experience.

Foundational level of proficiency:

Structuring Deals

Advanced level of proficiency:

Problem Solving
Collaboration
Detail-Oriented
Customer Service
Loan Structuring
Regulatory Compliance
Portfolio Management
Credit Risk Assessment
Banking Operations
Microsoft Office

Expert level of proficiency:

Financial analysis

Salary:

$70,000.00 - $150,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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More about this job

Responsibilities

The Associate Director analyzes credit information to support lending decisions and manages a portfolio of commercial banking clients to ensure financial performance. They also lead business development initiatives, negotiate loan structures, and monitor portfolio risks in compliance with bank policies.

Requirements

Candidates are required to have a bachelor's degree in Business Administration, Finance, or Accounting, with a preference for 5-7 years of relevant experience in credit or lending. Strong technical proficiency in financial analysis and risk assessment is essential for this role.

Skills

Credit analysis
Lending
Financial modeling
Portfolio management
Risk assessment
Loan structuring
Business development
Regulatory compliance
Financial analysis
Problem solving
Collaboration
Detail-oriented
Customer service
Banking operations
Microsoft Office

Benefits

Health insurance
Tuition reimbursement
Accident insurance
Life insurance
Retirement savings plans
Performance-based incentives
Discretionary bonuses

Visa sponsorship

Not detected in the job text

Keywords

Commercial banking
Credit information
Lending decisions
Financial models
Collateral requirements
Capital allocation
Business development
Relationship manager
Risk management framework
Regulatory standards
Revenue growth
Cross-selling
ROE thresholds
Data entry
Consulting
Technical support
Credit portfolio
Financial operations
Corporate banking
Industry trends

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