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Added 11 mins ago
TD
Sales Manager
The Dufresne Group
Regina, SK
- Full-time
Partner with the General Sales Manager and Store Operations Team on store priorities
Added 11 mins ago
B
Software Development Manager
Benevity
Remote, Canada
- Full-time
- Remote
…our DNA. We're looking for a talented Software Development Manager to lead multiple engineering teams in a fast-paced, collaborative, diverse and inclusive environment. The ideal candidate…
Added 11 mins ago
B
Software Development Manager
Benevity
Remote, Canada
- $137,800 to $179,080 CAD / year
- Full-time
- Remote
…our DNA. We're looking for a talented Software Development Manager to lead multiple engineering teams in a fast-paced, collaborative, diverse and inclusive environment. The ideal candidate…
Added 11 mins ago
CS
Office Manager
Cogir Senior Living
Kelowna, BC · Sandalwood
- Full-time
Are you a customer service professional with strong administrative & accounting skills? Do you enjoy a fast-paced environment and meeting deadlines? Are you ready to take your experience to…
Added 24 mins ago
AU
HR Specialist
Alsco Uniforms
Edmonton, AB
- Full-time
…location and region. This position reports directly to the General Manager with a dotted line to the Regional Human Resources Business…
Added 24 mins ago
PC
Support Group & Peer Mentor Coordinator
Parkinson Canada
Canada
- Full-time
Working closely with the Manager, Peer Support and Volunteer Engagement, the Coordinator supports the delivery, growth, and continuous improvement of peer support programs through volunteer…
Added 24 mins ago
AU
HR Specialist
Alsco Uniforms
Surrey, BC
- Full-time
…location and region. This position reports directly to the General Manager with a dotted line to the Regional Human Resources Business…
Added 24 mins ago
R&
Operations Officer II
Robertson & Company Ltd.
Mississauga, ON
- Contract
Reports to a Team Manager within the Team Structure
Added 24 mins ago
AG
Program Specialist I
Allegis Global Solutions
Mississauga, ON
- Full-time
…including requisition intake, shortlisting, sourcing management, onboarding, worker assignment management, time and expense management, offboarding and reporting. The Program Specialist I,…
Added 24 mins ago
I
Senior Manager, Information Security & IT
illumin
Toronto, ON
- Full-time
Reporting to the CITO, we are hiring a Senior Manager, Information Security & IT to lead information security across illumin while providing leadership to our corporate IT function. As our…
Added 26 mins ago
SC
Produce - Clerk Produce (Part-Time)
Sobeys Capital Incorporated or a Franchise/Affiliate / ou une franchise/société affiliée
Toronto, ON
- Part-time
A day in the life of a Produce Clerk: As a customer yourself, you know how important it is to find exactly the produce you are looking for. Maintaining a well-stocked department so that the…
Added 26 mins ago
In Store Bakery - Certified Baker TF
Sobeys Capital Incorporated or a Franchise/Affiliate / ou une franchise/société affiliée
Campbell River, BC
Lead, train, and support bakery team members to deliver outstanding customer service and maintain a positive, engaging work environment.
Added 26 mins ago
T
Personal Banking Associate
TD
Toronto, ON
- Full-time
…relationships with our customers by performing a broad range of customer service transactions and providing information and advice on services, products, and solutions to existing or…
Added 26 mins ago
T
Customer Experience Associate - Dartmouth Crossing
TD
Dartmouth, NS
- Part-time
…relationships with our customers by performing a broad range of customer service transactions and providing information and advice on services, products, and solutions to existing or…
Added 26 mins ago
T
Customer Experience Associate
TD
Erin, ON
- Part-time
…relationships with our customers by performing a broad range of customer service transactions and providing information and advice on services, products, and solutions to existing or…
Added 26 mins ago
T
Personal Banker Trainee
TD
AB
- Full-time
…relationships with our customers by performing a broad range of customer service transactions and providing information and advice on services, products, and solutions to existing or…
Added 26 mins ago
T
Solutions Design IT Specialist
TD
Toronto, ON
- Full-time
Work with the Technology Project Manager, Business Analysts / Systems Analysts, and other team members to define metrics and performance goals for the application
Added 26 mins ago
T
PIA Client Service Associate
TD
Toronto, ON
- Full-time
Are you admired for your attention to detail, exacting standards and willingness to help others deliver a legendary customer experience to our high value clients? If so, then get onboard…
Added 41 mins ago
Manager, Loyalty & Partnership Infrastructure
Scotiabank
Toronto, ON
Manager of Loyalty and Partnership Infrastructure will lead the Loyalty Program, collaborating with teams and vendors. Key responsibilities include managing vendor initiatives, ensuring…
Added 1 hour ago
VC
Medical Office Assistant (MOA) - Urgent & Primary Care Centre (UPCC)
Vancouver Coastal Health
Vancouver, BC
- $27.84 to $29.72 CAD / hour
- Part-time
Within a team based model of care and reporting to the Program Manager, the Medical Office Assistant performs registration and clerical support functions for the Primary Care Clinic which…
Added 1 hour ago
LH
Guest Experience Manager -FT- Chelsea - Toronto
Langham Hotel
Canada
- Full-time
The Guest Experience Manager is responsible for leading and enhancing all aspects of the guest journey, ensuring an exceptional and memorable experience from arrival to departure. This…
Added 1 hour ago
SJ
Store Manager - Peoples Jewellers - Lansdowne Place
Signet Jewelers
Peterborough, ON · Canada - Lansdowne Place - Peterborough, ON
- Full-time
Reporting to the District Manager (DM), the Store Manager (SM) will lead the day-to-day operations of a single store to achieve all sales, profitability, customer satisfaction, inventory…
Added 1 hour ago
A
Project Engineering Coordinator
AtkinsRéalis
Pickering, ON
- Full-time
The Project Coordinator, reporting directly to the Area Manager, will play a key role in providing leadership in managing/supervising construction projects by assisting in the project…
Added 1 hour ago
TE
Account Manager - New Installation (Victoria, BC)
TK Elevator
Victoria, BC
- Full-time
Contact existing or prospective customers to maintain and increase customer base
Added 1 hour ago
WW
Platform Facilitator and Technology Specialist
Worldsource Wealth Management
Markham, ON
- $80,000 to $90,000 CAD / year
- Full-time
The Platform Facilitator and Technology Specialist plays a key role in supporting advisor growth, onboarding, and adoption of technology across existing and prospective Worldsource…

BMO

Credit Risk Analyst

Toronto, ON, Canada
YNG, Canada

$55,000.00 - $115,000.00 · Full-time

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Job details

Pay: $55,000.00 - $115,000.00
Job type: Full-time
Apply by: Oct 20, 2026
Experience: 1-3 years of experience in commercial banking, credit analysis, underwriting, loan administration, risk management, or financial services.
Posting language: English
Posted: Oct 6, 2026

Original job description

Application Deadline:

10/19/2026

Address:

250 Yonge Street

Job Family Group:

Customer Solutions

#bmoinsurance

The Credit Risk Analyst plays a critical role in supporting the end-to-end credit underwriting and approval process for new and existing credit names. The successful candidate will support the Credit Analysts in the CIO office, as well as work closely with Credit Risk Officers, Relationship Managers, Deal Specialists, and other teams to facilitate borrower onboarding, prepare high-quality credit memoranda, manage credit-related systems and documentation, and ensure timely completion of approval requirements for credit facilities.

This role requires strong analytical skills, attention to detail, and the ability to coordinate across multiple stakeholders to support effective credit decision-making and portfolio growth.

Key Responsibilities

Credit Underwriting Support and Credit Memorandum Preparation

Support the underwriting of new credit names to support the investments of fixed income products, mainly public bonds.
Gather, organize, and analyze company information, financial information, ratings reports, and other due diligence information required for credit assessments.
Conduct preliminary credit analysis, including review of financial statements, industry information, borrower credit metrics, and credit risk assessment.
Assist in identifying key risks, mitigants, for credit facilities.
Coordinate with business partners to ensure all required information is obtained in a timely manner.
Draft and prepare comprehensive credit memoranda and approval packages for submission to Credit Risk.
Ensure accuracy, consistency, and completeness of credit documentation.
Incorporate feedback from relationship teams and credit adjudicators into final approval packages.

System and Workflow Management

Manage required data entry and maintenance across credit and loan origination systems.
Facilitate borrower setup and credit facility configuration within internal platforms.
Ensure all system records align with credit approval documents and supporting analysis.
Ensure alignment of credit package with all internal credit policies, including risk rating methodology and internal limits.
Upload, maintain, and organize supporting documentation in document management systems.
Monitor workflow status and follow up on outstanding actions required for credit approval.
Monitor timeline of and prepare annual reviews of existing credit facilities.

Be the point of contact for operational and system issues relating to credit risk underwriting.

Credit Approval Coordination

Coordinate the submission of credit requests to Credit Risk.
Track credit approval progress and manage communication between business teams and credit adjudicators.
Respond to information requests and approval conditions raised during the adjudication process.

Process Improvement and Governance

Support adherence to credit policies, procedures, and regulatory requirements.
Maintain strong controls over data quality and document integrity.
Identify opportunities to improve efficiency in underwriting, onboarding, and approval workflows.
Assist with portfolio reporting, audits, and ongoing credit administration activities as required.

Qualifications

Education

Undergraduate degree in Finance, Accounting, Economics, Business Administration, or a related discipline.

Experience

1-3 years of experience in commercial banking, credit analysis, underwriting, loan administration, risk management, or financial services.
Exposure to commercial lending, corporate banking, private credit, or credit adjudication processes is preferred.

Technical Skills

Strong financial statement analysis and credit assessment skills.
Experience preparing credit applications, credit memoranda, or lending approval packages.
Proficiency in Microsoft Excel, PowerPoint, and Word.
Experience working with credit workflow, loan origination, documentation, or portfolio management systems is an asset.
Strong attention to detail and ability to manage multiple priorities simultaneously.

Competencies

Strong analytical and problem-solving skills.
Excellent written and verbal communication abilities.
Ability to work effectively in a fast-paced, deadline-driven environment.
Strong organizational and stakeholder management skills.
High degree of accountability and attention to accuracy.

Salary:

$55,000.00 - $115,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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More about this job

Responsibilities

Support credit underwriting for new and existing borrowers by analyzing financial and company information, identifying risks and mitigants, and preparing accurate credit memoranda and approval packages. Manage credit systems, documentation, approval workflows, annual reviews, and coordination among business teams and credit adjudicators.

Requirements

An undergraduate degree in finance, accounting, economics, business administration, or a related discipline is required, along with 1–3 years of relevant experience in credit, banking, underwriting, loan administration, risk management, or financial services. Candidates should have strong financial analysis and credit assessment skills, experience preparing credit applications or memoranda, proficiency in Microsoft Office, and strong organizational, communication, and stakeholder coordination abilities.

Skills

Financial Statement Analysis
Credit Assessment
Credit Underwriting
Credit Memorandum Preparation
Financial Analysis
Risk Assessment
Microsoft Excel
Microsoft PowerPoint
Microsoft Word
Credit Workflow Management
Loan Origination Systems
Document Management
Data Quality Control
Stakeholder Management
Written Communication
Problem-Solving

Benefits

Health Insurance
Tuition Reimbursement
Accident Insurance
Life Insurance
Retirement Savings Plans
Performance-Based Incentives
Discretionary Bonuses

Visa sponsorship

Not detected in the job text

Keywords

Credit Risk
Credit Underwriting
Credit Analysis
Credit Memoranda
Credit Approval
Commercial Lending
Corporate Banking
Private Credit
Fixed Income
Public Bonds
Financial Statements
Financial Analysis
Credit Risk Assessment
Risk Rating Methodology
Credit Facilities
Borrower Onboarding
Loan Origination Systems
Credit Workflow Systems
Document Management Systems
Credit Policies
Internal Limits
Portfolio Management
Annual Reviews
Credit Adjudication
Microsoft Excel
Microsoft PowerPoint
Microsoft Word
Data Quality
Regulatory Requirements
Portfolio Reporting

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