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Added 43 mins ago
CO
Application & Integration Technical Analyst
City of Saint John
Saint John, NB
- Full-time
Under the direction of the designated IT Manager, the Application and Integration Technical Analyst is a technical lead responsible for system architecture, data strategy, and integration…
Added 43 mins ago
CO
Manager, Digital Solutions
City of Saint John
Saint John, NB
- Full-time
The Manager, Digital Solutions, is responsible for the delivery and ongoing management of the City’s enterprise applications, digital solutions, and data and information management…
Added 43 mins ago
Manager, Salesforce
Affinity Credit Union
SK
Ensure strong governance, risk management, and operational stability, including platform performance, data quality, and vendor alignment
Added 1 hour ago
RT
Senior Data Architect
Ripotek Technologies Inc.
Calgary, AB
- Full-time
Develop governance frameworks: data cataloging, lineage, quality, security
Added 2 hours ago
NP
Sr Manager, HR Services
Northland Power Inc.
Toronto, ON
- Full-time
The Sr Manager, HR Services is responsible for leading Northland’s global HR Services and Payroll functions, ensuring the delivery of efficient, scalable, compliant, and employee-centric…
Added 3 hours ago
R|
Clinical Research Manager
RI-MUHC | Research Institute of the MUHC | #rimuhc
Montreal, QC
- Full-time
…governmental guidelines and regulations, the Clinical Trial Project Manager is responsible for the operational management of multicentre clinical research studies. The Project Manager…
Added 4 hours ago
A
Senior Manager, Technology Transformation
Amyantek
Toronto, ON
- Contract
…platform, and service taxonomy; standardized Product Owner, Product Manager, and Scrum Master roles; and the governance and accountability structures needed to move all DT portfolios onto a…
Added 4 hours ago
HT
IT Internal Auditor
Husky Technologies
Bolton, ON
- Full-time
…internal audit framework built on an enterprise risk management governance model. You will be part of a global team and report to the Senior Manager; IT Audit located in Bolton. The Senior…
Added 4 hours ago
CC
Manager, Commercial Finance
Coca-Cola Canada Bottling Limited
Toronto, ON
- Full-time
We are recruiting a Manager, Commercial Finance, to join our Commercial Finance team. This strategic role leads the financial governance of Innovation Stages & Gates (S&G), with a strong…
Added 5 hours ago
DC
Project Manager – Community-Based Research & Engagement
DIVERSEcity Community Resources Society
Surrey, BC
- Full-time
Job Title: Project Manager – Community-Based Research & Engagement
Added 5 hours ago
GC
Advisor, Talent ManagementNew
Glencore Canada
Sparwood, BC
- $85,000 to $100,200 CAD / year
- Full-time
Reporting to the Manager Talent Development, Performance & Succession, the Advisor, Talent Managementwill be responsible for providing insights and support for the development,…
Added 6 hours ago
GD
Manager, Infrastructure and Cloud Services
General Dynamics Missions System International
Ottawa, ON
- $120,000 to $160,000 CAD / year
- Full-time
The Manager, Infrastructure and Cloud Services is accountable for the reliability, security, modernization, and operational delivery of General Dynamics Mission Systems core technology…
Added 6 hours ago
BC
Business Intelligence Analyst – Finance, Corporate Solutions
BBA Consultants
Mont-Saint-Hilaire, QC · Mont-St-Hilaire, QC
- Full-time
You’ll report to the Product Manager, Corporate IT Solutions, and play a key role in helping the organization get more value from its data. Your mission will be to turn data into strategic…
Added 6 hours ago
R
Senior Manager- Global Supplier Management, Corporate Real estate
Raise
Toronto, ON
- Full-time
We at Raise are hiring a Senior Manager- Global Supplier Management, Corporate Real estate for one of our top clients. After establishing themselves as an industry leader, they’re now…
Added 7 hours ago
IG
Gestionnaire, systèmes financiers***Manager, Financial Systems
IPEX Group
CA - IDS - Office
- Full-time
Added 7 hours ago
A
Gestionnaire, systèmes financiers***Manager, Financial Systems
Aliaxis
CA - IDS - Office
- Full-time
Added 7 hours ago
G
Advisor, Talent Management
Glencore
Sparwood, BC
- $85,000 to $100,200 CAD / year
- Full-time
Reporting to the Manager Talent Development, Performance & Succession, the Advisor, Talent Managementwill be responsible for providing insights and support for the development,…
Added 7 hours ago
OH
Lead, Clinical Programs and Enterprise Planning
Ontario Health | Santé Ontario
Toronto, ON
- Full-time
Coordinate with the Measure, Monitor and Evaluate team to align projects with Indigenous data governance processes.
Added 7 hours ago
OH
Manager, Planning and Implementation
Ontario Health | Santé Ontario
Ottawa, ON
- Full-time
Added 7 hours ago
SA
Human Resource Business Partner
Samsic Assistance Canada Inc
Dorval, QC
- Up to $75,000 CAD / year
- Full-time
HRIS Optimization, Data Governance & Compliance:
Added 7 hours ago
LH
Program Manager, WSIB Programs, Ontario
Lifemark Health Group
Toronto, ON
- $100,000 to $120,000 CAD / year
- Full-time
The Program Manager is accountable for the end-to-end delivery of Lifemark’s centralized operating model supporting the WSIB programs.
Added 7 hours ago
J
Finance Manager, Marketplace
Jobgether
Canada
- $106,000 to $125,000 CAD / year
- Full-time
Performance Reporting & Data Infrastructure: Build and maintain dashboards, KPI scorecards, and executive reporting for marketplace performance, promotions, rebates, and commissions.…
Added 7 hours ago
HR Business Partner - Canada & US
Boomi
Canada
Are you ready to work at a fast-growing company where you can make a difference? Boomi, the data activation company for AI, powers the agentic enterprise by bringing data to life across the…
Added 7 hours ago
Senior Manager, Brokerage & Advisory Operations
Scotiabank
Toronto, ON
The Senior Manager, Brokerage & Advisory Operations supports and contributes to the overall success of the International Wealth Management (IWM) Wealth Distribution business, ensuring…
Added 8 hours ago
B
Manager - Programs Management, Strategy, Process & Tools
Bombardier
Montreal, QC
- Full-time
Develop and execute the long-term strategic roadmap for Programs processes, governance, tools, and organizational capabilities, ensuring alignment with Bombardier's business strategy.

BMO

Credit Risk Analyst

Toronto, ON, Canada
YNG, Canada

$55,000.00 - $115,000.00 · Full-time

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Job details

Pay: $55,000.00 - $115,000.00
Job type: Full-time
Apply by: Oct 20, 2026
Experience: 1-3 years of experience in commercial banking, credit analysis, underwriting, loan administration, risk management, or financial services.
Posting language: English
Posted: Oct 6, 2026

Original job description

Application Deadline:

10/19/2026

Address:

250 Yonge Street

Job Family Group:

Customer Solutions

#bmoinsurance

The Credit Risk Analyst plays a critical role in supporting the end-to-end credit underwriting and approval process for new and existing credit names. The successful candidate will support the Credit Analysts in the CIO office, as well as work closely with Credit Risk Officers, Relationship Managers, Deal Specialists, and other teams to facilitate borrower onboarding, prepare high-quality credit memoranda, manage credit-related systems and documentation, and ensure timely completion of approval requirements for credit facilities.

This role requires strong analytical skills, attention to detail, and the ability to coordinate across multiple stakeholders to support effective credit decision-making and portfolio growth.

Key Responsibilities

Credit Underwriting Support and Credit Memorandum Preparation

Support the underwriting of new credit names to support the investments of fixed income products, mainly public bonds.
Gather, organize, and analyze company information, financial information, ratings reports, and other due diligence information required for credit assessments.
Conduct preliminary credit analysis, including review of financial statements, industry information, borrower credit metrics, and credit risk assessment.
Assist in identifying key risks, mitigants, for credit facilities.
Coordinate with business partners to ensure all required information is obtained in a timely manner.
Draft and prepare comprehensive credit memoranda and approval packages for submission to Credit Risk.
Ensure accuracy, consistency, and completeness of credit documentation.
Incorporate feedback from relationship teams and credit adjudicators into final approval packages.

System and Workflow Management

Manage required data entry and maintenance across credit and loan origination systems.
Facilitate borrower setup and credit facility configuration within internal platforms.
Ensure all system records align with credit approval documents and supporting analysis.
Ensure alignment of credit package with all internal credit policies, including risk rating methodology and internal limits.
Upload, maintain, and organize supporting documentation in document management systems.
Monitor workflow status and follow up on outstanding actions required for credit approval.
Monitor timeline of and prepare annual reviews of existing credit facilities.

Be the point of contact for operational and system issues relating to credit risk underwriting.

Credit Approval Coordination

Coordinate the submission of credit requests to Credit Risk.
Track credit approval progress and manage communication between business teams and credit adjudicators.
Respond to information requests and approval conditions raised during the adjudication process.

Process Improvement and Governance

Support adherence to credit policies, procedures, and regulatory requirements.
Maintain strong controls over data quality and document integrity.
Identify opportunities to improve efficiency in underwriting, onboarding, and approval workflows.
Assist with portfolio reporting, audits, and ongoing credit administration activities as required.

Qualifications

Education

Undergraduate degree in Finance, Accounting, Economics, Business Administration, or a related discipline.

Experience

1-3 years of experience in commercial banking, credit analysis, underwriting, loan administration, risk management, or financial services.
Exposure to commercial lending, corporate banking, private credit, or credit adjudication processes is preferred.

Technical Skills

Strong financial statement analysis and credit assessment skills.
Experience preparing credit applications, credit memoranda, or lending approval packages.
Proficiency in Microsoft Excel, PowerPoint, and Word.
Experience working with credit workflow, loan origination, documentation, or portfolio management systems is an asset.
Strong attention to detail and ability to manage multiple priorities simultaneously.

Competencies

Strong analytical and problem-solving skills.
Excellent written and verbal communication abilities.
Ability to work effectively in a fast-paced, deadline-driven environment.
Strong organizational and stakeholder management skills.
High degree of accountability and attention to accuracy.

Salary:

$55,000.00 - $115,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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More about this job

Responsibilities

Support credit underwriting for new and existing borrowers by analyzing financial and company information, identifying risks and mitigants, and preparing accurate credit memoranda and approval packages. Manage credit systems, documentation, approval workflows, annual reviews, and coordination among business teams and credit adjudicators.

Requirements

An undergraduate degree in finance, accounting, economics, business administration, or a related discipline is required, along with 1–3 years of relevant experience in credit, banking, underwriting, loan administration, risk management, or financial services. Candidates should have strong financial analysis and credit assessment skills, experience preparing credit applications or memoranda, proficiency in Microsoft Office, and strong organizational, communication, and stakeholder coordination abilities.

Skills

Financial Statement Analysis
Credit Assessment
Credit Underwriting
Credit Memorandum Preparation
Financial Analysis
Risk Assessment
Microsoft Excel
Microsoft PowerPoint
Microsoft Word
Credit Workflow Management
Loan Origination Systems
Document Management
Data Quality Control
Stakeholder Management
Written Communication
Problem-Solving

Benefits

Health Insurance
Tuition Reimbursement
Accident Insurance
Life Insurance
Retirement Savings Plans
Performance-Based Incentives
Discretionary Bonuses

Visa sponsorship

Not detected in the job text

Keywords

Credit Risk
Credit Underwriting
Credit Analysis
Credit Memoranda
Credit Approval
Commercial Lending
Corporate Banking
Private Credit
Fixed Income
Public Bonds
Financial Statements
Financial Analysis
Credit Risk Assessment
Risk Rating Methodology
Credit Facilities
Borrower Onboarding
Loan Origination Systems
Credit Workflow Systems
Document Management Systems
Credit Policies
Internal Limits
Portfolio Management
Annual Reviews
Credit Adjudication
Microsoft Excel
Microsoft PowerPoint
Microsoft Word
Data Quality
Regulatory Requirements
Portfolio Reporting

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