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Added 8 mins ago
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Senior Manager, Project Design & Project Management
CertainTeed
Woodbridge, ON
- Full-time
We provide unique options to fit your unique lives! Our Total Rewards Program offers a total approach to well-being.
Added 8 mins ago
SE
Senior AI Application Development Specialist
Schneider Electric
Montreal, QC
- $114,750 to $162,000 CAD / year
- Full-time
Our Total Rewards is our way of saying: “We see you. We value you”. It’s more than just pay and benefits- it’s a meaningful investment in you. It is designed for you to perform, grow, feel…
Added 35 mins ago
SE
Senior AI Data Engineering Specialist
Schneider Electric
Montreal, QC
- $114,750 to $162,000 CAD / year
- Full-time
Our Total Rewards is our way of saying: “We see you. We value you”. It’s more than just pay and benefits- it’s a meaningful investment in you. It is designed for you to perform, grow, feel…
Added 37 mins ago
TH
Sr specialist, OE and Talent (15 months contract)
The Home Depot Canada
Toronto, ON
- Full-time
…range you see represents base salary only. In addition, your total rewards may include: semi-annual bonuses tied to business performance; Deferred Profit-Sharing Program to assist with…
Added 37 mins ago
ML
Associate General Counsel
Maple Leaf Foods Inc
Mississauga, ON
- Full-time
Lead synthesis of enterprise risk information and support clear, decision-useful reporting for senior leadership and the Board, coordinated with the Manager supporting program mechanics.
Added 1 hour ago
R
Director EIAM Strategy &Technical Product Management (Global Security)
RBC
Toronto, ON · Vancouver, BC
- Full-time
This role demands a technologist with proven hands-on experience designing and implementing complex identity systems, not a product manager focused on go-to-market or business development.
Added 2 hours ago
BH
Senior Product Manager, Marketing - Allergy
Bausch Health Companies Inc.
Laval, QC
- Full-time
Five (5) to seven (7) years of proven experience as a Senior Product Manager in the pharmaceutical industry.
Added 2 hours ago
PC
Real Estate Corporate Tax, Senior Manager
PwC Canada
Toronto, ON
- Full-time
As a Senior Manager within the Real Estate Corporate Tax practice, you’ll work with clients on complex tax matters across the real estate investment lifecycle. You’ll have opportunities to:
Added 3 hours ago
T
Sr. Business Systems Analyst I
TD
Toronto, ON
- Full-time
Added 3 hours ago
Manager Portfolio Management - IPC Private Wealth and IPC One
The Canada Life Assurance Company
Toronto, ON · ON
…not represent other variable compensation components of our total compensation ( i.e. annual bonus, commission etc). If you are selected to move forward in our recruitment process, your…
Added 3 hours ago
AI and Data - Manager - AI Engineer
EY
AB · Calgary, AB
…recognized for the value you bring to our business. In addition, our Total Rewards package includes medical and dental coverage, both pension and 401(k) plans, a minimum of 15 days of…
Added 3 hours ago
RB
Senior Manager - Access Network Operations
Royal Bank of Canada
Toronto, ON
- Full-time
A comprehensive Total Rewards Program including competitive compensation, bonuses, and flexible benefits.
Added 3 hours ago
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Senior Security Engineer - Cloud Security
PagerDuty
Toronto, ON
- Full-time
Senior Security Engineer - Cloud Security (Platform Engineering, Kubernetes & Identity)
Added 3 hours ago
FC
Payroll Representative
Fanshawe College
London, ON
- Full-time
Within defined portfolios under the direction of the Senior Manager, Total Rewards and as part of a team, the Payroll Representative is responsible for processing payroll on a timely and…
Added 3 hours ago
BU
Retail Relationship Banker
BMO U.S.
Vaudreuil-Dorion, QC
- Full-time
Added 4 hours ago
FS
Manager, Corporate F&B Operations
Four Seasons Hotels and Resorts
Toronto, ON · Four Seasons Corporate Headquarters Toronto
- Full-time
Annual Base Salary Range: $90,000 – $110,000 CAD + additional rewards as part of the total compensation package.
Added 4 hours ago
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Senior Relationship Manager, Agriculture Commercial Financing
FCC / FAC
Regina, SK
- Full-time
Competitive total rewards packages: market-aligned and performance-based salary and incentive programs, flexible and comprehensive group benefit and savings plans, and well-being support…
Added 4 hours ago
BC
Analyst, Global Markets Client Analytics
BMO Capital Markets
Toronto, ON
- Full-time
…client-level reporting, analytics, and business insights to senior executives, front-line relationship managers, and product managers, with the objective of assisting them to make proactive…
Added 4 hours ago
BC
Analyst, Investment & Corporate Banking Client Analytics
BMO Capital Markets
Toronto, ON
- Full-time
…client-level reporting, analytics, and business insights to senior executives, front-line relationship managers, and product managers, with the objective of assisting them to make proactive…
Added 4 hours ago
Senior ERP Functional Analyst (JDE)
Quadra
Vaudreuil-Dorion, QC · Delta, BC · Edmonton, AB · Calgary, AB
Position: Senior ERP Functional Analyst (JDE)
Added 4 hours ago
R
Senior Manager - Access Network Operations
RBC
Toronto, ON
- Full-time
A comprehensive Total Rewards Program including competitive compensation, bonuses, and flexible benefits.
Added 4 hours ago
RO
Plant Work Technician
Rubicon Organics™
Squamish, BC
- $55,000 to $58,000 CAD / year
- Full-time
…Technician to join our team in Squamish, BC. Reporting to the Senior Genetics Manager, this role will support the day-to-day care, health, and maintenance of plants throughout the…
Added 4 hours ago
Senior Manager, HR Business Partner
Scotiabank
Toronto, ON
As part of the Global Banking & Markets HRBP team, the Senior Manager, HRBP will function primarily as a strategic advisor to business leaders within Global Equities Sales & Trading in…
Added 4 hours ago
C
Senior Global Benefits Specialist
Clio
Toronto, ON · Burnaby, BC · Vancouver, BC · Calgary, AB
- Full-time
The Total Rewards team is responsible for designing and building the competitive, scalable reward programs that enable Clio’s human and high-performing culture. As part of the Total Rewards…
Added 4 hours ago
D
Senior Manager, Finance Business Partner
Deloitte
Toronto, ON
- Full-time
As a Senior Manager leading a team within the Finance Business Partner team, you will play a leadership role in strategic planning and forecasting, financial reporting, and analytical…

BMO

Mortgage Specialist

Sudbury, ON, Canada

Full-time

Apply About employer

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Job details

Job type: Full-time
Apply by: Nov 1, 2026
Experience: Typically between 3 - 5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Posting language: English
Posted: Oct 2, 2026

Original job description

Application Deadline:

10/31/2026

Address:

1485 Lasalle Boulevard

Job Family Group:

Retail Banking Sales & Service

Join BMO – imagine the possibilities. Are you looking for a chance to let your entrepreneurial spirit shine and turn potential into performance with great earning possibilities? Becoming a BMO® Mortgage Specialist can offer you all that and much more. Expect to fill an important and rewarding role – helping customers make their dream of home ownership a reality. You will be provided with industry-leading training and support and will be able to build your existing referral network with our competitive referral programs to achieve your full potential.

Cultivates, builds, and manages relationships with a referral network to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes effective marketing and sales programs to drive business results. Follows corporate policies, operating directives, legal and regulatory requirements.

Proactively contacts referral and origination sources identified through the creation of national partnerships and/or creates local partnerships to lead discussions about home financing solutions.
Assists with the implementation of targeted marketing programs, promotions, and other initiatives.
Actively searches for cross-sell and up-sell opportunities for positioning to the branch to achieve individual sales and profitability goals.
Supports the delivery of targeted marketing programs, promotions, and other initiatives.
Seeks opportunities to expand network by obtaining referrals and originations from existing relationships.
Establishes and enhances the Bank’s community presence by participating in trade shows, conferences, and related events.
Serves a customer advocate during application and processing activities.
Completes onboarding activities as required.
Delivers exceptional customer service that builds trust through expertise, responsive service, and support.
Guides customers throughout mortgage application and processing activities.
Partners with branch teams to properly hand off customers, finalize mortgage documentation, and refer customers with non-mortgage needs.
Resolves or escalates issues to meet customer expectations and ensures funds are advanced in a timely manner.
Provides customers with friendly, courteous, and professional service in response to queries and requests to identify client needs for banking products (e.g. everyday banking, lending, and investment) and refer to appropriate BMO partners.
Stays abreast of consumer needs, industry trends, best practices, and the regulatory requirements, policies, and procedures for mortgage products and services.
Addresses customer service issues according to established parameters, escalating persistent or complex matters to more senior staff or other departments for resolution.
Develops solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs.
Provides advice and guidance to assigned business/group on implementation of solutions.
Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
Helps determine business priorities and best sequence for execution of business / group strategy.
Conducts independent analysis and assessment to resolve strategic issues.
Liaises with various BMO teams and customers to ensure satisfactory completion and/or fulfillment of the home financing application.
Documents updates in BMO’s internal systems to ensure employees have access to the status of outstanding customer opportunities, transactions, and problems / issues.
Analyzes data and information to provide insights and recommendations.
Gathers and formats data into regular and ad-hoc reports and dashboards.
Provides input into the planning and implementation of operational programs.
Executes routine tasks (e.g. service requests, transactions, queries, etc.) within relevant service level agreements.
Organizes work information to ensure accuracy and completeness.
Engages with referral network to create strong relationships that generate referrals and mortgage originations for clients requiring real estate lending solutions.
Completes all necessary transactions in compliance with guidelines and other requirements to maintain operational integrity.
Focus may be on a business/group.
Thinks creatively and proposes new solutions.
Exercises judgment to identify, diagnose, and solve problems within given rules.
Works mostly independently.
Broader work or accountabilities may be assigned as needed.
Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

Qualifications:

Typically between 3 - 5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
In-depth understanding of the mortgage lending process and applicable regulatory requirements.
Strong interpersonal, sales, customer service, and negotiation skills.
Expert knowledge of self-management and teamwork, personal lending, relationship sales and management.
Functional knowledge of personal banking, investments, trust services, business and commercial lending, and cash management.
Strong knowledge of the broader real estate industry and mortgage market.
Strong negotiation skills.
Specialized knowledge from education and/or business experience.
Verbal & written communication skills - In-depth.
Collaboration & team skills - In-depth.
Analytical and problem solving skills - In-depth.
Influence skills - In-depth.

Salary:

Pay Type:

Commission

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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More about this job

Responsibilities

The Mortgage Specialist cultivates and manages referral networks to generate new mortgage business while providing exceptional service to customers throughout the application process. They also collaborate with branch teams to identify cross-sell opportunities and ensure all activities comply with corporate policies and regulatory requirements.

Requirements

Candidates should have 3-5 years of relevant experience and a post-secondary degree in a related field. An in-depth understanding of the mortgage lending process, strong interpersonal skills, and knowledge of the real estate industry are required.

Skills

Mortgage lending
Relationship management
Sales
Customer service
Negotiation
Business development
Financial analysis
Networking
Regulatory compliance
Risk management
Communication
Teamwork
Problem solving
Data analysis
Reporting

Benefits

Health insurance
Tuition reimbursement
Accident insurance
Life insurance
Retirement savings plans
Performance-based incentives
Discretionary bonuses

Visa sponsorship

Not detected in the job text

Keywords

Mortgage Specialist
Retail Banking
Home Financing
Referral Network
Sales Programs
Regulatory Requirements
Customer Advocacy
Onboarding
Cross-sell
Up-sell
Risk Management Framework
Credit Qualifications
Personal Lending
Investment
Trust Services
Commercial Lending
Cash Management
Real Estate Industry
Data Analysis
Reporting
Dashboards
Strategic Initiatives
Stakeholder Management
Operational Programs
Compliance

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