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Added 5 mins ago
B
Credit Specialist
BOYNECLARKE
Dartmouth, NS
- Full-time
This is a fully in-office position reporting to the Business Operations Manager of the Creditor team. Though the work will be entirely in English, it is always considered an asset if…
Added 5 mins ago
NF
Sales Manager - Toronto
Neilson Financial Services
Toronto, ON
- Full-time
We are seeking a Sales Team Manager with exceptional skills and talents. In this role, you will lead our team of Sales Advisors, cultivating a customer-centric, collaborative, and…
Added 5 mins ago
B
Specialist, Resource Management (Technology Consulting)
BDO
Kitchener, ON · London, ON · Markham, ON · Oakville, ON · Ottawa, ON · Toronto, ON
- Full-time
Support the Resource Manager in the development and implementation of policies, procedures, and guidelines related to resource management to ensure compliance and consistency across the…
Added 5 mins ago
M
Manager, Taxation Services
MNP
Victoria, BC
- Full-time
Make an impact with our Tax team as a Manager. This diverse team of professionals delivers customized tax strategies within a complex and dynamic regulatory framework. As a trusted advisor,…
Added 5 mins ago
M
Manager, Product Management
Mastercard
Toronto, ON
- Full-time
Manager, Product ManagementMastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone,…
Added 5 mins ago
M
Senior Product Manager, Cross Platform Experience
Manulife
Toronto, ON · Waterloo, ON
- Full-time
The Senior Product Manager, Cross Platform Experience will own the horizontal product responsibility for stitching the member experience together across platforms, business units, and…
Added 5 mins ago
M
Winter Co-op 2027 - National Education Specialist II
Manulife
Waterloo, ON
- Full-time
Reporting to the Manager, Member Education, you will support the development and delivery of effective member education materials to engage plan members and grow plan members’ assets in…
Added 5 mins ago
UH
Intellectual Property Associate I
University Health Network
Toronto, ON
- Contract
Added 5 mins ago
UH
Administrative Assistant III
University Health Network
Toronto, ON
- Contract
Added 17 mins ago
LH
Director, HR Transformation, Systems and Analytics
Lifemark Health Group
Toronto, ON
- $120,000 to $145,000 CAD / year
- Full-time
…and responsible AI to improve efficiency and the employee and manager…
Added 17 mins ago
CC
Billing System Audit & Security Analyst
Cogeco Connexion
Burlington, ON
- Full-time
Reporting to the Manager, Billing Systems Audit and Security, the Analyst, Billing Systems Audit and Security will be primarily responsible for supporting the application owner specific to…
Added 17 mins ago
B
Lead OR Principal Product Manager
Boeing
Richmond, BC
- Full-time
Boeing Vancouver is seeking an experienced and strategic Lead OR Principal Product Manager to drive the vision, strategy, and execution of our predictive maintenance solutions. The position…
Added 17 mins ago
D
Payroll Specialist
Delpath
Toronto, ON · Scarborough, ON
- Contract
1 round – Teams Video Interview – 45 mins-1 hour – with HM and Senior manager of payroll operations – standard, behavioral some technical depending on experience
Added 17 mins ago
NF
Sales Manager - Toronto
Neilson Financial Services
Toronto, ON
- Full-time
We are seeking a Sales Team Manager with exceptional skills and talents. In this role, you will lead our team of Sales Advisors, cultivating a customer-centric, collaborative, and…
Added 19 mins ago
IB
Retail Facilities Coordinator – 12-Month Contract – Afternoon Shift
Indigo Books & Music
Brampton, ON
- $50,000 to $65,000 CAD / year
- Contract
Reports to: Senior Manager Facilities & Retail Services
Added 19 mins ago
Manager Program Services - Arts
Capital Regional District
Victoria, BC
Added 19 mins ago
Senior Manager, Inbound Fraud
Scotiabank
Toronto, ON · Scarborough, ON
Senior Manager, Inbound Fraud | Client Experience Centre | Scarborough, ON
Added 19 mins ago
Senior Client Relationship Manager, Commercial Agriculture Banking - Winnpeg
Scotiabank
Winnipeg, MB
…our Agriculture Banking team as a Senior Client Relationship Manager (SCRM) and play a key role in helping agricultural businesses achieve their…
Added 19 mins ago
VC
Partenaire en acquisition de talents | Talent Partner, Leadership & Investment
Valsoft Corporation
Montreal, QC
- Full-time
Added 19 mins ago
HB
Business Development Manager, Wealth Channel
HomeEquity Bank
Toronto, ON
- Full-time
The Business Development Manager is responsible for growing referral business in an assigned territory by building strong relationships with referral partners and clients. The role manages…
Added 19 mins ago
MANAGER BUSINESS SERVICES
City of Toronto
Toronto, ON
As the Manager, Business Services, you will provide senior-level decision support and coordination, overseeing all business, administrative and operational functions that enable Ombudsman…
Added 19 mins ago
NC
Housing Support Worker
Neighbours Community Homes
Toronto, ON
- Temporary
…approach. The Housing Support Worker reports to the Housing Support Manager and works collaboratively with a multi-disciplinary team with staff from the Property Services and Finance…
Added 34 mins ago
AC
Member Services Representative - McTavish Branch - 9 Month Term
Assiniboine Credit Union
Brandon, MB
- Full-time
Reporting to the Assistant Branch Manager, the Member Service Representative (MSR) plays a key role in delivering consistent and compelling member experience at ACU. The Member Service…
Added 34 mins ago
RB
Branch Manager
Royal Bank of Canada
Antigonish, NS
- Full-time
As a Branch Manager, you are a local market leader, motivating and coaching your team to create a memorable experience for clients. Inside and outside the branch, you capitalize on emerging…
Added 34 mins ago
Senior Manager, Data & Analytics
Nicola Wealth
Toronto, ON · Vancouver, BC · Calgary, AB
Reporting to the Vice President, Marketing & Communications, the Senior Manager, Data & Analytics owns Nicola Wealth’s marketing measurement and insights engine, turning data, analytics and…

BMO

Mortgage Specialist

North Bay, ON, Canada

Full-time

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Job details

Job type: Full-time
Apply by: Nov 1, 2026
Experience: Typically between 3 - 5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Posting language: English
Posted: Oct 2, 2026

Original job description

Application Deadline:

10/31/2026

Address:

154 Main Street East

Job Family Group:

Retail Banking Sales & Service

Join BMO – imagine the possibilities. Are you looking for a chance to let your entrepreneurial spirit shine and turn potential into performance with great earning possibilities? Becoming a BMO® Mortgage Specialist can offer you all that and much more. Expect to fill an important and rewarding role – helping customers make their dream of home ownership a reality. You will be provided with industry-leading training and support and will be able to build your existing referral network with our competitive referral programs to achieve your full potential.

Cultivates, builds, and manages relationships with a referral network to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes effective marketing and sales programs to drive business results. Follows corporate policies, operating directives, legal and regulatory requirements.

Proactively contacts referral and origination sources identified through the creation of national partnerships and/or creates local partnerships to lead discussions about home financing solutions.
Assists with the implementation of targeted marketing programs, promotions, and other initiatives.
Actively searches for cross-sell and up-sell opportunities for positioning to the branch to achieve individual sales and profitability goals.
Supports the delivery of targeted marketing programs, promotions, and other initiatives.
Seeks opportunities to expand network by obtaining referrals and originations from existing relationships.
Establishes and enhances the Bank’s community presence by participating in trade shows, conferences, and related events.
Serves a customer advocate during application and processing activities.
Completes onboarding activities as required.
Delivers exceptional customer service that builds trust through expertise, responsive service, and support.
Guides customers throughout mortgage application and processing activities.
Partners with branch teams to properly hand off customers, finalize mortgage documentation, and refer customers with non-mortgage needs.
Resolves or escalates issues to meet customer expectations and ensures funds are advanced in a timely manner.
Provides customers with friendly, courteous, and professional service in response to queries and requests to identify client needs for banking products (e.g. everyday banking, lending, and investment) and refer to appropriate BMO partners.
Stays abreast of consumer needs, industry trends, best practices, and the regulatory requirements, policies, and procedures for mortgage products and services.
Addresses customer service issues according to established parameters, escalating persistent or complex matters to more senior staff or other departments for resolution.
Develops solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs.
Provides advice and guidance to assigned business/group on implementation of solutions.
Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
Helps determine business priorities and best sequence for execution of business / group strategy.
Conducts independent analysis and assessment to resolve strategic issues.
Liaises with various BMO teams and customers to ensure satisfactory completion and/or fulfillment of the home financing application.
Documents updates in BMO’s internal systems to ensure employees have access to the status of outstanding customer opportunities, transactions, and problems / issues.
Analyzes data and information to provide insights and recommendations.
Gathers and formats data into regular and ad-hoc reports and dashboards.
Provides input into the planning and implementation of operational programs.
Executes routine tasks (e.g. service requests, transactions, queries, etc.) within relevant service level agreements.
Organizes work information to ensure accuracy and completeness.
Engages with referral network to create strong relationships that generate referrals and mortgage originations for clients requiring real estate lending solutions.
Completes all necessary transactions in compliance with guidelines and other requirements to maintain operational integrity.
Focus may be on a business/group.
Thinks creatively and proposes new solutions.
Exercises judgment to identify, diagnose, and solve problems within given rules.
Works mostly independently.
Broader work or accountabilities may be assigned as needed.
Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

Qualifications:

Typically between 3 - 5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
In-depth understanding of the mortgage lending process and applicable regulatory requirements.
Strong interpersonal, sales, customer service, and negotiation skills.
Expert knowledge of self-management and teamwork, personal lending, relationship sales and management.
Functional knowledge of personal banking, investments, trust services, business and commercial lending, and cash management.
Strong knowledge of the broader real estate industry and mortgage market.
Strong negotiation skills.
Specialized knowledge from education and/or business experience.
Verbal & written communication skills - In-depth.
Collaboration & team skills - In-depth.
Analytical and problem solving skills - In-depth.
Influence skills - In-depth.

Salary:

Pay Type:

Commission

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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More about this job

Responsibilities

The Mortgage Specialist manages a referral network to generate mortgage business and provides expert guidance to customers throughout the home financing application process. They also collaborate with branch teams to identify cross-sell opportunities and ensure all activities comply with regulatory requirements and risk management frameworks.

Requirements

Candidates must have 3-5 years of relevant experience and a post-secondary degree in a related field. Strong interpersonal, sales, and negotiation skills are required, along with an in-depth understanding of the mortgage lending process.

Skills

Mortgage lending
Relationship management
Sales
Customer service
Negotiation
Financial analysis
Business development
Networking
Risk management
Communication
Teamwork
Problem solving
Strategic planning
Data analysis
Reporting

Benefits

Health insurance
Tuition reimbursement
Accident insurance
Life insurance
Retirement savings plans
Performance-based incentives
Discretionary bonuses

Visa sponsorship

Not detected in the job text

Keywords

Mortgage Specialist
Retail Banking
Home financing
Referral network
Sales programs
Customer advocacy
Risk Management Framework
Credit qualifications
Personal lending
Investment
Trust services
Commercial lending
Cash management
Real estate industry
Strategic initiatives
Operational programs
Data analysis
Reporting
Dashboards
Compliance
Regulatory requirements
Business strategy
Stakeholder management
Relationship sales
Financial services

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