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Added 3 mins ago
SL
District Manager
Sun Life
Levis, QC · Quebec, QC · Trois-Rivières, QC
- Full-time
Guide and direct advisors, BDCs and BDPs to Head Office partners and resources who support their business practice, specialized training and processes (e.g. Centre of Excellence Teams).
Added 3 mins ago
TS
Community & Family Services Worker
The Salvation Army Canada and Bermuda Territory
High River, AB · Foothills Church & Community Ministries
- Part-time
…necessities such as food, clothing and shelter. In addition, we support people experiencing unemployment, addiction and family challenges. We continually adapt and innovate to meet emerging…
Added 3 mins ago
TS
Part Time Maintenance Worker
The Salvation Army Canada and Bermuda Territory
Sudbury, ON · Cedar Place - Women and Family Shelter
- Part-time
Re-direct client care and questions from clients to support staff and maintain professional boundaries.
Added 3 mins ago
TT
Payroll Coordinator
The TJX Companies, Inc.
Mississauga, ON · CAN Home Office Mississauga ON
- $52,230 to $73,122 CAD / year
- Full-time
Exciting career paths with growth opportunities and tuition reimbursement to support your career progression.
Added 3 mins ago
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Test Specialist - CDU
Ecolab
Calgary, AB · CAN-Calgary Office Liquid Lab
- Full-time
Join CoolIT, an Ecolab Company, a global leader in Direct Liquid Cooling technology for data centers, supercomputers, and high-performance computing environments.
Added 3 mins ago
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Mechanical Designer
Ecolab
Calgary, AB · CAN-Calgary Office Quarry Park
- Full-time
$1,000 Annual professional development allowance to support your ongoing learning, skill development, and career growth.
Added 3 mins ago
Project Coordinator, Bell Media
Bell
Vancouver, BC
…booking and day to day management of digital ad campaigns, with direct input from sales representatives and the Digital Account…
Added 3 mins ago
HA
Banquet Manager
Hotel Arts Group
Calgary, AB
- Full-time
…development, labour productivity and the day-to-day systems that support successful events at Hotel Arts and offsite locations. The successful candidate will be a visible, calm and…
Added 3 mins ago
MD
Lead Analyst, Statistical Sampling - State Prog Admin Coordinator
Minnesota Direct Care and Treatment
Saint-Paul, NB · St.-Paul, NB
- Full-time
Bargaining Unit/Union: 214 - MN Assoc of Professional Empl/MAPE
Added 4 mins ago
DI
Financial Controller
DuroByte Inc.
Windsor, ON
- $100,000 to $130,000 CAD / year
- Full-time
financial infrastructure, improving operational visibility, and establishing scalable processes to support continued
Added 4 mins ago
CL
Account Manager
Canadian Linen / Quebec Linge
London, ON
- Full-time
…total uniform solution that promotes teamwork and establishes a professional…
Added 18 mins ago
PH
Social Worker MSW P1
Providence Healthcare
Vancouver, BC
- Full-time
Reporting to the designated Social Work Site Leader and receiving guidance and support from the Professional Practice Leader and/or Research, Education and Practice Coordinator, the…
Added 18 mins ago
AC
Bi Platforms Operations Engineer
Adastra Corporation
Toronto, ON
- Other
We are looking for a hands-on BI Platform Operations Engineer to support the reliability and day-to-day operation of enterprise BI platforms, with a focus on Tableau Server, Amazon…
Added 18 mins ago
A
Technical Specialist, Wastewater Treatment
AECOM
Markham, ON · Mississauga, Ontario
- $200,000 to $250,000 CAD / year
- Full-time
…one of our Greater Toronto Area offices. This individual will support both the local Ontario team and AECOM's broader Canadian and Global wastewater practice in this newly created…
Added 18 mins ago
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Avocat(e) - Lawyer
Gameloft
Montreal, QC
- Contract
Collaborate daily with production and marketing teams to support their projects and initiatives.
Added 18 mins ago
TC
Associé / Associée de Magasin de Détail Temps partiel Winners/HomeSense – Carrefour Angrignon
TJX Companies
Montreal, QC
- Part-time
Internal TJX Associates must submit their applications via the Jobs Hub in Workday. Direct applications to this job posting will not be accepted.
Added 32 mins ago
PC
Contract Recruiter
Pursuit Collection
Banff, AB · CAN - Banff Office (Operations)
- Full-time
Depending on the position, the Recruiter may make direct hiring decisions or coordinate interviews with Hiring Managers. The Recruiter must understand each role and location and clearly…
Added 32 mins ago
Housing Applicant Services Clerk - Nine Month
County of Wellington
ON · Guelph, ON
…the subsidized housing application renewal process, provides support to applicants and community partners as well as assists in providing individuals and families with information and…
Added 32 mins ago
Administrative Assistant, Plant Sciences
University of Saskatchewan
Saskatoon, SK
…communication, planning, and problem-solving assistance and support to the senior department leadership. The role requires high level functioning in balancing complex, confidential, and…
Added 32 mins ago
SH
Strategy Business Partner
Southlake Health Community
Newmarket, ON · Southlake Health
- Full-time
…Management (OSM), the Strategic Business Partner (SBP) has direct oversight for achieving the goals, objectives and status of all assigned strategic initiatives within their portfolio. SBPs…
Added 32 mins ago
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Student, Office of the VP of Human Resources
CBC/Radio-Canada
Ottawa, ON
- Part-time
Executive Support & Scheduling: Support the executive assistant with administrative tasks, including meeting coordination, ensuring the VP’s office runs efficiently.
Added 32 mins ago
GM
Avocat(e) - Lawyer
Gameloft Montreal
Montreal, QC
- Contract
Collaborate daily with production and marketing teams to support their projects and initiatives.
Added 33 mins ago
CO
Bylaw Compliance Officer (Part Time)
City of Vernon
Winnipeg, MB · Parkade Building
- Part-time
…conducting follow up investigations and inspections as required in support of City bylaw regulations while adhering to general Division policies and departmental operational procedures.…
Added 33 mins ago
AF
Senior Designer (Marketing)
Armstrong Fluid Technology
Toronto, ON
- Full-time
…templates, product and schematic visuals, and the assets that support trade shows and customer…
Added 33 mins ago
IS
Senior Manager, Maintenance & Reliability
InVision Staffing Services Inc.
Toronto, ON
- $140,000 to $160,000 CAD / year
- Full-time
InVision is a Professional Recruitment Firm specializing in Engineering, Industrial/Skilled Trades, Information Technology and Professional Services within Canada and the U.S. We have a…

BMO

Senior Credit Officer

Montreal, QC, Canada
HO, Canada

$85,500.00 - $185,000.00 · Full-time

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Job details

Pay: $85,500.00 - $185,000.00
Job type: Full-time
Apply by: Nov 3, 2026
Experience: Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Posting language: English
Posted: Oct 28, 2026

Original job description

Application Deadline:

11/02/2026

Address:

105-119-129 rue St-Jacques O

Job Family Group:

Audit, Risk & Compliance

Provides independent, objective review and adjudication of credit applications and transactions for an assigned portfolio within credit limits or makes credit recommendations and escalates as required. Ensures the credit quality of the assigned portfolios are maintained within the Bank’s risk tolerance, policies & procedures, and meet financing guidelines. Supports credit adjudication operations and initiatives. Provides training and support to teams and channels where the applications and transactions originate.

Works with stakeholders to ensure effectiveness of risk management controls, analysis and monitoring on a transactional and portfolio basis.
Provides credit coaching, training and support to direct team and other stakeholders as required.
Provides strategic input into business decisions as a trusted advisor.
Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.
Acts as a subject matter expert on relevant regulations and policies.
May network with industry contacts to gain competitive insights and best practices.
Influences and negotiates to achieve business objectives.
Identifies emerging issues and trends to inform decision-making.
Recommends business priorities, advises on resource requirements and develops roadmap for strategic execution.
Manages resources and leads the execution of strategic initiatives to deliver on business and financial goals.
Conducts independent analysis and assessment to resolve strategic issues.
Acts as the prime subject matter expert for internal/external stakeholders.
Ensures alignment between stakeholders.
Develops and manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis and reporting.
Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.
Defines business requirements for analytics & reporting to ensure data insights inform business decision making.
Employs systems (e.g. customized exception reports, tracking reports etc.) to manage information.
Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.
Leads the development of the communication strategy focusing on positively influencing or changing behaviour.
Collaborates across BMO to develop communications strategies and ensure consistency of messaging, in order to positively influence or change behaviour.
Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution.
Supports credit due diligence activities for bank acquisitions or integration.
Reviews and communicates decisions on credit transactions with rationale that can be understood and explained to customers.
Identifies and advises on terms, conditions and collateral requirements for the transaction decision as well as opportunities for cross-selling and/or alternative solutions to meet client’s needs.
Keeps abreast of economic and market developments within the portfolio to inform decision making and credit risk policies.
Provides approval for exceptions according to established policy and standards.
Monitors the credit portfolio through transaction review & approval to ensure compliance with the Bank’s lending policies and procedures.
Provides credit risk coaching and advice to sales & service employees to increase awareness of risk, policy, and knowledge of structuring transactions.
Builds effective relationships with internal/external stakeholders.
Gathers and formats data into regular and ad-hoc reports, and dashboards.
Monitors and tracks performance and addresses any issues.
Executes work to deliver timely, accurate, and efficient service.
Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.
Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.
Implements changes in response to shifting trends.
Broader work or accountabilities may be assigned as needed.
Qualifications:
Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Credit Qualifications and associated credit knowledge and skills according to the established qualification standards.
In-depth / expert knowledge of banking products & services.
In-depth / expert knowledge of industry trends and regulations.
In-depth / expert knowledge of credit portfolio management policies & procedures, and financing guidelines.
Proven leadership skills and highly developed coaching skills.
Seasoned professional with a combination of education, experience and industry knowledge.
Verbal & written communication skills - In-depth / Expert.
Analytical and problem solving skills - In-depth / Expert.
Influence skills - In-depth / Expert.
Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert.
Able to manage ambiguity.
Data driven decision making - In-depth / Expert.

Salary:

$85,500.00 - $185,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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More about this job

Responsibilities

Independently reviews and adjudicates credit applications and transactions, monitors portfolio quality and policy compliance, and advises on credit terms, exceptions, and alternative solutions. Leads strategic and operational initiatives, reporting and analysis, change management, and credit coaching while advising senior leaders and collaborating with stakeholders.

Requirements

Typically requires 7 or more years of relevant experience and a post-secondary degree in a related field, or an equivalent combination of education and experience, along with credit qualifications. Candidates need expert banking, credit portfolio, financing, regulatory, analytical, communication, leadership, coaching, collaboration, and data-driven decision-making capabilities.

Skills

Credit Adjudication
Credit Risk Management
Credit Portfolio Management
Credit Analysis
Banking Products and Services
Regulatory and Policy Expertise
Leadership
Coaching and Training
Communication
Analytical and Problem-Solving Skills
Influence and Negotiation
Cross-Group Collaboration
Data-Driven Decision-Making
Stakeholder Management
Change Management
Reporting and Dashboarding

Benefits

Health Insurance
Tuition Reimbursement
Accident Insurance
Life Insurance
Retirement Savings Plans
Performance-Based Incentives
Discretionary Bonuses

Visa sponsorship

Not detected in the job text

Keywords

Credit Adjudication
Credit Applications
Credit Transactions
Credit Risk
Credit Portfolio Management
Credit Limits
Financing Guidelines
Lending Policies
Risk Tolerance
Credit Due Diligence
Collateral Requirements
Exception Approvals
Banking Products and Services
Regulations
Portfolio Monitoring
Transaction Review
Risk Management Controls
Credit Coaching
Stakeholder Management
Strategic Initiatives
Change Management
Business Requirements
Analytics and Reporting
Dashboards
Exception Reports
Performance Monitoring
Data-Driven Decision-Making
Cross-Selling
Economic and Market Developments
Acquisitions and Integration

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