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Added 5 mins ago
W
(CAN) Asset Protection Associate Temporary - Contract ends May 10, 2027
Walmart
Brampton, ON
- Part-time
…investigations, escalates information to the Market Loss Prevention Manager in accordance with Company guidelines. Conducts or supports investigations related to internal theft, external…
Added 5 mins ago
LC
Manager, Brand Technology Production Support
Loblaw Companies Limited
Brampton, ON
- Full-time
The Marketing and Brand Technology and Implementation Team is looking for a Production Support Manager to lead end-to-end production support, service reliability, and maintenance across…
Added 5 mins ago
Product Manager
Scotiabank
Toronto, ON
Contribute the product strategy, including vendor recommendation, contract management, MVP and rollout plan.
Added 5 mins ago
DT
Merchandising Assistant Manager
Dollar Tree Stores
Brampton, ON
- Full-time
As a Merchandise Assistant Manager at Dollar Tree, you’ll join our Store Manager in leading a dynamic team of associates and creating positive experiences for the communities we serve. In…
Added 5 mins ago
DT
Assistant Manager I
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Chilliwack, BC
- Part-time
We’re seeking an Assistant Store Manager to join our team to help with store operations, customer service and team development. Duties include, but are not limited to, the following:
Added 5 mins ago
PV
Franchise Business Consultant - Ontario GTA East (Contract)
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Reports to: Regional Director, Franchise Store Operations
Added 20 mins ago
A
Chef/Cheffe de Projets, Contrôle des Matières / Project Manager , Material Control
Airbus
Mirabel, QC · Montreal, QC
- Full-time
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Added 20 mins ago
Project Coordinator, Bell Media
Bell
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…direct input from sales representatives and the Digital Account…
Added 21 mins ago
CL
Account Manager
Canadian Linen / Quebec Linge
London, ON
- Full-time
As a direct report to the Sales Manager, this position will collaborate with the Sales and Operations teams to sell into the current customer base.
Added 36 mins ago
AI
Junior Project Manager - Mechanical Services
Ainsworth Inc
Ottawa, ON
- Full-time
The Junior Project Manager - Mechanical Service oversees the planning, execution, and successful delivery of medium to large mechanical service projects. This role coordinates project…
Added 36 mins ago
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Avocat(e) - Lawyer
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Montreal, QC
- Contract
…other issues related to the Gameloft Group's international…
Added 50 mins ago
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Senior Service Representative, Investment Operations
BMO
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- Full-time
Provides support and service for the Investment Operations function of BMO’s business stakeholders and customers. Executes and delivers on Investment product and service processes ensuring…
Added 50 mins ago
B
Senior Service Representative
BMO
Toronto, ON · YNG
- Full-time
Develops and maintains an understanding of the regulatory requirements and risks inherent in the operations to take appropriate actions and maintain operational integrity.
Added 50 mins ago
DT
Merchandising Assistant Manager
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Edmonton, AB
- Full-time
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Added 50 mins ago
Funding Validation Officer - Automotive Finance - Anjou, Quebec
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QC · Anjou, QC
…exception funding situations to the departmental Supervisor or Manager, as required for review and…
Added 50 mins ago
Manager, Corporate Function Finance (1 Year Contract)
Scotiabank
Toronto, ON
The Manager, Corporate Functions Finance works closely with team members to produce month-end results, monthly forecasts, annual budgets, and business line allocations. This role provides…
Added 50 mins ago
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Senior Manager, Customer Segments & Growth (Partnerships & Operations)
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Toronto, ON
- $50 to $65 CAD / hour
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We are seeking an experienced Senior Manager, Customer Segments & Growth to lead strategic partnerships, sponsorships, and business growth initiatives within a priority customer segment.
Added 50 mins ago
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Operations Supervisor (12 month Contract)
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Edmonton, AB
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This is a contract position for 1 year with the possibility of extension.
Added 50 mins ago
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Senior Association Manager
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Calgary, AB
- Full-time
…most association management firms can't: combining disciplined operations with genuine member care, so our clients' leadership can focus on their mission, not their to-do list. We partner…
Added 1 hour ago
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Project Manager, Supply Chain Automation and Asset Management
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Brampton, ON · AJ Billes Distribution Centre [AJBDC]
- Full-time
Partner with change and operations teams to assess impacts, prepare users, coordinate training and communications, plan cutover and contingency, and establish support, stabilization,…
Added 1 hour ago
B
Systems Administrator - (Windows and Unix-Linux environments/ Automation/ AWS)
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…to ensure effective delivery including but not limited to IT Operations mandatory operating standards for monitoring, logging, and…
Added 1 hour ago
BC
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…duties and helping to minimize the task work done by Project Manager, Project Coordinator, Estimator and Superintendent, also maintains office services by organizing office operations and…
Added 1 hour ago
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Communicates issues and concerns to the Manager.
Added 1 hour ago
CT
Project Manager, Supply Chain Automation and Asset Management
Canadian Tire Corporation
Brampton, ON
- Full-time
Partner with change and operations teams to assess impacts, prepare users, coordinate training and communications, plan cutover and contingency, and establish support, stabilization,…
Added 1 hour ago
Senior Manager, Payroll & HR Services
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The Senior Payroll Manager, Americas Payroll will own all aspects of payroll operations, ensuring the effective execution of payroll related services. You are a strategic thinker with a…

BMO

Senior Credit Officer

Montreal, QC, Canada
HO, Canada

$85,500.00 - $185,000.00 · Full-time

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Job details

Pay: $85,500.00 - $185,000.00
Job type: Full-time
Apply by: Nov 3, 2026
Experience: Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Posting language: English
Posted: Oct 28, 2026

Original job description

Application Deadline:

11/02/2026

Address:

105-119-129 rue St-Jacques O

Job Family Group:

Audit, Risk & Compliance

Provides independent, objective review and adjudication of credit applications and transactions for an assigned portfolio within credit limits or makes credit recommendations and escalates as required. Ensures the credit quality of the assigned portfolios are maintained within the Bank’s risk tolerance, policies & procedures, and meet financing guidelines. Supports credit adjudication operations and initiatives. Provides training and support to teams and channels where the applications and transactions originate.

Works with stakeholders to ensure effectiveness of risk management controls, analysis and monitoring on a transactional and portfolio basis.
Provides credit coaching, training and support to direct team and other stakeholders as required.
Provides strategic input into business decisions as a trusted advisor.
Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.
Acts as a subject matter expert on relevant regulations and policies.
May network with industry contacts to gain competitive insights and best practices.
Influences and negotiates to achieve business objectives.
Identifies emerging issues and trends to inform decision-making.
Recommends business priorities, advises on resource requirements and develops roadmap for strategic execution.
Manages resources and leads the execution of strategic initiatives to deliver on business and financial goals.
Conducts independent analysis and assessment to resolve strategic issues.
Acts as the prime subject matter expert for internal/external stakeholders.
Ensures alignment between stakeholders.
Develops and manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis and reporting.
Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.
Defines business requirements for analytics & reporting to ensure data insights inform business decision making.
Employs systems (e.g. customized exception reports, tracking reports etc.) to manage information.
Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.
Leads the development of the communication strategy focusing on positively influencing or changing behaviour.
Collaborates across BMO to develop communications strategies and ensure consistency of messaging, in order to positively influence or change behaviour.
Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution.
Supports credit due diligence activities for bank acquisitions or integration.
Reviews and communicates decisions on credit transactions with rationale that can be understood and explained to customers.
Identifies and advises on terms, conditions and collateral requirements for the transaction decision as well as opportunities for cross-selling and/or alternative solutions to meet client’s needs.
Keeps abreast of economic and market developments within the portfolio to inform decision making and credit risk policies.
Provides approval for exceptions according to established policy and standards.
Monitors the credit portfolio through transaction review & approval to ensure compliance with the Bank’s lending policies and procedures.
Provides credit risk coaching and advice to sales & service employees to increase awareness of risk, policy, and knowledge of structuring transactions.
Builds effective relationships with internal/external stakeholders.
Gathers and formats data into regular and ad-hoc reports, and dashboards.
Monitors and tracks performance and addresses any issues.
Executes work to deliver timely, accurate, and efficient service.
Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.
Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.
Implements changes in response to shifting trends.
Broader work or accountabilities may be assigned as needed.
Qualifications:
Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Credit Qualifications and associated credit knowledge and skills according to the established qualification standards.
In-depth / expert knowledge of banking products & services.
In-depth / expert knowledge of industry trends and regulations.
In-depth / expert knowledge of credit portfolio management policies & procedures, and financing guidelines.
Proven leadership skills and highly developed coaching skills.
Seasoned professional with a combination of education, experience and industry knowledge.
Verbal & written communication skills - In-depth / Expert.
Analytical and problem solving skills - In-depth / Expert.
Influence skills - In-depth / Expert.
Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert.
Able to manage ambiguity.
Data driven decision making - In-depth / Expert.

Salary:

$85,500.00 - $185,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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More about this job

Responsibilities

Independently reviews and adjudicates credit applications and transactions, monitors portfolio quality and policy compliance, and advises on credit terms, exceptions, and alternative solutions. Leads strategic and operational initiatives, reporting and analysis, change management, and credit coaching while advising senior leaders and collaborating with stakeholders.

Requirements

Typically requires 7 or more years of relevant experience and a post-secondary degree in a related field, or an equivalent combination of education and experience, along with credit qualifications. Candidates need expert banking, credit portfolio, financing, regulatory, analytical, communication, leadership, coaching, collaboration, and data-driven decision-making capabilities.

Skills

Credit Adjudication
Credit Risk Management
Credit Portfolio Management
Credit Analysis
Banking Products and Services
Regulatory and Policy Expertise
Leadership
Coaching and Training
Communication
Analytical and Problem-Solving Skills
Influence and Negotiation
Cross-Group Collaboration
Data-Driven Decision-Making
Stakeholder Management
Change Management
Reporting and Dashboarding

Benefits

Health Insurance
Tuition Reimbursement
Accident Insurance
Life Insurance
Retirement Savings Plans
Performance-Based Incentives
Discretionary Bonuses

Visa sponsorship

Not detected in the job text

Keywords

Credit Adjudication
Credit Applications
Credit Transactions
Credit Risk
Credit Portfolio Management
Credit Limits
Financing Guidelines
Lending Policies
Risk Tolerance
Credit Due Diligence
Collateral Requirements
Exception Approvals
Banking Products and Services
Regulations
Portfolio Monitoring
Transaction Review
Risk Management Controls
Credit Coaching
Stakeholder Management
Strategic Initiatives
Change Management
Business Requirements
Analytics and Reporting
Dashboards
Exception Reports
Performance Monitoring
Data-Driven Decision-Making
Cross-Selling
Economic and Market Developments
Acquisitions and Integration

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