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Added 1 hour ago
MC
Senior Manager, Member Relations & NPS
Meridian Credit Union
St. Catharines, ON · Toronto, ON · Etobicoke, ON
- Full-time
Reporting to the Director, Operational Excellence & Controls, the Senior Manager, Member Relations and NPS leads Meridian’s enterprise approach to escalated Member concerns, complaint…
Added 1 hour ago
RB
Estate Administrator
Royal Bank of Canada
Montreal, QC
- Full-time
Investigate all inquiries and administrative errors and refer more complex issues to the Senior Officer
Added 1 hour ago
R
Estate Administrator- EN
RBC
Montreal, QC
- Full-time
Investigate all inquiries and administrative errors and refer more complex issues to the Senior Officer
Added 1 hour ago
MC
Senior Manager, Member Relations & NPS
Meridian Credit Union
St. Catharines, ON
- Full-time
Reporting to the Director, Operational Excellence & Controls, the Senior Manager, Member Relations and NPS leads Meridian’s enterprise approach to escalated Member concerns, complaint…
Added 2 hours ago
B
Director, T&O Operational Risk Officer - Capital Markets & Commercial Banking
BMO
Toronto, ON · FCP
- Full-time
Director, T&O Operational Risk Officer - Capital Markets & Commercial Banking, will establish and lead a new business unit-centered operational risk oversight capability.
Added 2 hours ago
V
Director, Privacy and Chief Privacy Officer
Vancity
Vancouver, BC
- Full-time
Added 2 hours ago
V
Director, Privacy and Chief Privacy Officer
Vancity
Vancouver, BC
- Full-time
Added 3 hours ago
ED
Senior Advisor, IT Financial Management - EN 956
Export Development Canada | Exportation et développement Canada
Remote, Canada
- $96,557 to $128,743 CAD / year
- Full-time
- Remote
Position: Senior Advisor, IT Financial Management
Added 3 hours ago
Senior Specialist, Compliance and Quality Assurance
CMHC - SCHL
Calgary, AB · Vancouver, BC · Halifax, NS · Ottawa, ON · Toronto, ON · Montreal, QC
Join the Chief Risk Officer’s team in the Senior Specialist, Compliance and Quality Assurance position. In this role, you will provide strategic insight and independent challenge on…
Added 3 hours ago
ED
Senior Advisor, IT Financial Management - EN 956
Export Development Canada | Exportation et développement Canada
Ottawa, ON
- $96,557 to $128,743 CAD / year
- Full-time
Position: Senior Advisor, IT Financial Management
Added 5 hours ago
R
Estate Administrator
RBC
Montreal, QC
- Full-time
Investigate all inquiries and administrative errors and refer more complex issues to the Senior Officer
Added 6 hours ago
T
Branch Manager – Montreal Downtown (Future Opportunities)
TD
Montreal, QC
- Full-time
…opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been…
Added 6 hours ago
OG
Lead Construction Safety Officer
Onni Group of Companies
Coquitlam, BC · Pine and Glen - Construction
- Full-time
Onni Contracting is looking for a Lead Construction Safety Officer to take charge of safety on one of our active Lower Mainland projects in Port Coquitlam. You’ll run daily inspections and…
Added 6 hours ago
Technical Officer, Wafer Fabrication (MOCVD)
National Research Council Canada
Ottawa, ON
We are looking for a Technical Officer, Wafer Fabrication (MOCVD) to support our Canadian Photonics Fabrication Centre (CPFC). The Technical Officer would be someone who shares our core…
Added 6 hours ago
Office Manager
The Government of Nova Scotia
Halifax, NS
…Preparedness Branch and will perform a wide range of complex officer manager and admin support duties of a confidential nature that require good judgment and attention to…
Added 6 hours ago
TO
Director of Operations
Town of Westlock
Westlock, AB
- Full-time
directly to the Chief Administrative Officer, this senior leadership role combines strategic planning
Added 6 hours ago
AP
Clinical Development Physician, Late Stage Oncology
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Markham, ON
- Full-time
…urology, immunology and women's health. Through our research and development programs, we are pioneering new healthcare solutions for diseases with high unmet medical need. Learn more at…
Added 7 hours ago
AY
Global Operations Coordinator
Avison Young Canada
Toronto, ON
- Full-time
This role is ideal for an experienced Executive Assistant, Senior Administrative Professional, or Project Coordinator who thrives in a fast-paced environment, enjoys bringing structure to…
Added 7 hours ago
J
Senior Vice President, Capital Markets Project Finance - DG Solar Company
J&T
Toronto, ON
- Full-time
…generation and energy storage assets in the US. They are hiring a Senior Vice President to lead capital formation, structured finance, investment underwriting, capital allocation and…
Added 7 hours ago
AC
Director, Pricing & Market Access
Arctava Canada Inc
Canada
- Full-time
…strategies for our client base. Reporting to the Chief Access Officer, this individual will serve as a senior subject-matter expert on Canadian market access, including public and private…
Added 7 hours ago
FE
Vice President Finance, Americas
Future Electronics
Kirkland, QC
- Full-time
Comfortable operating at senior leadership/executive committee level, with strong stakeholder management and influencing skills.
Added 7 hours ago
B
Senior Credit Officer
BMO
Montreal, QC · HO
- Full-time
Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.
Added 7 hours ago
RW
Senior Associate Advisor
RBC Wealth Management
Toronto, ON
- Full-time
…office-level needs. We act as primary advisor and chief investment officer for our clients, and we coordinate the tax, legal and corporate finance specialists around each family so that…
Added 8 hours ago
P
Real Estate & Operations Lead
Prologis
Toronto, ON
- Full-time
The Senior Manager, Real Estate and Customer Experience leads property operations and customer experience across Prologis’ Greater Toronto Area portfolio. As the region’s most senior RECX…
Added 8 hours ago
P
Municipality of North Grenville - Chief Administrative Officer
Phelps
North Grenville, ON
- Full-time
The Chief Administrative Officer is a visionary, collaborative, and politically astute leader who serves as the link between Council and administration. Reporting to Council, the CAO will…

BMO

Senior Credit Officer

Montreal, QC, Canada
HO, Canada

$85,500.00 - $185,000.00 · Full-time

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Job details

Pay: $85,500.00 - $185,000.00
Job type: Full-time
Apply by: Nov 3, 2026
Experience: Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Posting language: English
Posted: Oct 28, 2026

Original job description

Application Deadline:

11/02/2026

Address:

105-119-129 rue St-Jacques O

Job Family Group:

Audit, Risk & Compliance

Provides independent, objective review and adjudication of credit applications and transactions for an assigned portfolio within credit limits or makes credit recommendations and escalates as required. Ensures the credit quality of the assigned portfolios are maintained within the Bank’s risk tolerance, policies & procedures, and meet financing guidelines. Supports credit adjudication operations and initiatives. Provides training and support to teams and channels where the applications and transactions originate.

Works with stakeholders to ensure effectiveness of risk management controls, analysis and monitoring on a transactional and portfolio basis.
Provides credit coaching, training and support to direct team and other stakeholders as required.
Provides strategic input into business decisions as a trusted advisor.
Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.
Acts as a subject matter expert on relevant regulations and policies.
May network with industry contacts to gain competitive insights and best practices.
Influences and negotiates to achieve business objectives.
Identifies emerging issues and trends to inform decision-making.
Recommends business priorities, advises on resource requirements and develops roadmap for strategic execution.
Manages resources and leads the execution of strategic initiatives to deliver on business and financial goals.
Conducts independent analysis and assessment to resolve strategic issues.
Acts as the prime subject matter expert for internal/external stakeholders.
Ensures alignment between stakeholders.
Develops and manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis and reporting.
Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.
Defines business requirements for analytics & reporting to ensure data insights inform business decision making.
Employs systems (e.g. customized exception reports, tracking reports etc.) to manage information.
Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.
Leads the development of the communication strategy focusing on positively influencing or changing behaviour.
Collaborates across BMO to develop communications strategies and ensure consistency of messaging, in order to positively influence or change behaviour.
Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution.
Supports credit due diligence activities for bank acquisitions or integration.
Reviews and communicates decisions on credit transactions with rationale that can be understood and explained to customers.
Identifies and advises on terms, conditions and collateral requirements for the transaction decision as well as opportunities for cross-selling and/or alternative solutions to meet client’s needs.
Keeps abreast of economic and market developments within the portfolio to inform decision making and credit risk policies.
Provides approval for exceptions according to established policy and standards.
Monitors the credit portfolio through transaction review & approval to ensure compliance with the Bank’s lending policies and procedures.
Provides credit risk coaching and advice to sales & service employees to increase awareness of risk, policy, and knowledge of structuring transactions.
Builds effective relationships with internal/external stakeholders.
Gathers and formats data into regular and ad-hoc reports, and dashboards.
Monitors and tracks performance and addresses any issues.
Executes work to deliver timely, accurate, and efficient service.
Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.
Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.
Implements changes in response to shifting trends.
Broader work or accountabilities may be assigned as needed.
Qualifications:
Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Credit Qualifications and associated credit knowledge and skills according to the established qualification standards.
In-depth / expert knowledge of banking products & services.
In-depth / expert knowledge of industry trends and regulations.
In-depth / expert knowledge of credit portfolio management policies & procedures, and financing guidelines.
Proven leadership skills and highly developed coaching skills.
Seasoned professional with a combination of education, experience and industry knowledge.
Verbal & written communication skills - In-depth / Expert.
Analytical and problem solving skills - In-depth / Expert.
Influence skills - In-depth / Expert.
Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert.
Able to manage ambiguity.
Data driven decision making - In-depth / Expert.

Salary:

$85,500.00 - $185,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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More about this job

Responsibilities

Independently reviews and adjudicates credit applications and transactions, monitors portfolio quality and policy compliance, and advises on credit terms, exceptions, and alternative solutions. Leads strategic and operational initiatives, reporting and analysis, change management, and credit coaching while advising senior leaders and collaborating with stakeholders.

Requirements

Typically requires 7 or more years of relevant experience and a post-secondary degree in a related field, or an equivalent combination of education and experience, along with credit qualifications. Candidates need expert banking, credit portfolio, financing, regulatory, analytical, communication, leadership, coaching, collaboration, and data-driven decision-making capabilities.

Skills

Credit Adjudication
Credit Risk Management
Credit Portfolio Management
Credit Analysis
Banking Products and Services
Regulatory and Policy Expertise
Leadership
Coaching and Training
Communication
Analytical and Problem-Solving Skills
Influence and Negotiation
Cross-Group Collaboration
Data-Driven Decision-Making
Stakeholder Management
Change Management
Reporting and Dashboarding

Benefits

Health Insurance
Tuition Reimbursement
Accident Insurance
Life Insurance
Retirement Savings Plans
Performance-Based Incentives
Discretionary Bonuses

Visa sponsorship

Not detected in the job text

Keywords

Credit Adjudication
Credit Applications
Credit Transactions
Credit Risk
Credit Portfolio Management
Credit Limits
Financing Guidelines
Lending Policies
Risk Tolerance
Credit Due Diligence
Collateral Requirements
Exception Approvals
Banking Products and Services
Regulations
Portfolio Monitoring
Transaction Review
Risk Management Controls
Credit Coaching
Stakeholder Management
Strategic Initiatives
Change Management
Business Requirements
Analytics and Reporting
Dashboards
Exception Reports
Performance Monitoring
Data-Driven Decision-Making
Cross-Selling
Economic and Market Developments
Acquisitions and Integration

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