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Added 55 mins ago
M
Operations Supervisor
McKesson
Milton, ON
- Full-time
…resolves issues that could affect product flow or customer service. You will also partner with other supervisors and departments to support efficient operations across receiving, inventory,…
Added 1 hour ago
MC
Senior Manager, Member Relations & NPS
Meridian Credit Union
St. Catharines, ON · Toronto, ON · Etobicoke, ON
- Full-time
Act as Meridian’s Member Relations Officer and key contact with the Financial Services Regulatory Authority of Ontario (FSRA) for credit union complaints filed against Meridian.
Added 1 hour ago
RB
Estate Administrator
Royal Bank of Canada
Montreal, QC
- Full-time
As an Estate Administrator with RBC Royal Trust, you will provide timely and accurate support to our valued clients in respect to all aspects of estate administration. You will effectively…
Added 1 hour ago
RB
Trust Officer
Royal Bank of Canada
Halifax, NS
- Full-time
As a Trust Officer, you will create an exceptional client experience by providing superior service and a complete range of estate and trust solutions that meet client needs. You will…
Added 1 hour ago
UO
Laboratory Operations Lead
University of Alberta
Edmonton, AB
- Full-time
Cover letter: Please indicate your motivation for this specific position and statement about your philosophy of client support and service;
Added 1 hour ago
R
Estate Administrator- EN
RBC
Montreal, QC
- Full-time
As an Estate Administrator with RBC Royal Trust, you will provide timely and accurate support to our valued clients in respect to all aspects of estate administration. You will effectively…
Added 1 hour ago
MC
Senior Manager, Member Relations & NPS
Meridian Credit Union
St. Catharines, ON
- Full-time
Act as Meridian’s Member Relations Officer and key contact with the Financial Services Regulatory Authority of Ontario (FSRA) for credit union complaints filed against Meridian.
Added 1 hour ago
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Director, T&O Operational Risk Officer - Capital Markets & Commercial Banking
BMO
Toronto, ON · FCP
- Full-time
Director, T&O Operational Risk Officer - Capital Markets & Commercial Banking, will establish and lead a new business unit-centered operational risk oversight capability.
Added 1 hour ago
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Private Banking Officer
BMO
London, ON
- Full-time
Provides timely, accurate service and support to Private Bankers by completing a wide variety of credit, non-credit, and related activities.
Added 1 hour ago
Administrative Officer
University of Guelph
Guelph, ON
…and the Director of Business Operations, the Administrative Officer is responsible for the day-to-day operations of SEDRD. This role is accountable for the development and management of…
Added 2 hours ago
IR
Legal Counsel
Info-Tech Research Group
London, ON · Toronto, ON
- Full-time
…on a variety of commercial transactions and legal issues to support our rapidly growing business. This is an excellent opportunity to make substantial contributions to a dynamic and…
Added 2 hours ago
CD
Director of Information Technology
Cressey Development Group
Vancouver, BC
- $140,000 to $160,000 CAD / year
- Full-time
The IT Director reports directly to the Chief Financial Officer and own Cressey's technology stack end to end, from the ERP platform and other business applications to infrastructure,…
Added 2 hours ago
LS
MARINE DIVISION MANAGER
Landmark Solutions
Salmon Arm, BC
- Full-time
Landmark is a growing, multifaceted company with a dedicated team of professional and support staff, working together to provide our clients with high quality, innovative solutions in the…
Added 2 hours ago
LS
LEAD ESTIMATOR
Landmark Solutions
Salmon Arm, BC
- Full-time
Landmark is a growing, multifaceted company with a dedicated team of professional and support staff, working together to provide our clients with high quality, innovative solutions in the…
Added 2 hours ago
TS
Store Associate
The Salvation Army Canada and Bermuda Territory
Toronto, ON · North York Thrift Store
- Part-time
…necessities such as food, clothing and shelter. In addition, we support people experiencing unemployment, addiction and family challenges. We continually adapt and innovate to meet emerging…
Added 2 hours ago
C
Manager Client Advise - Sherbrooke
CIBC
Sherbrooke, QC
- Full-time
As a member of the Personal and Business Banking team, you’ll develop and coach a team of client service and financial service professionals, working towards a shared goal – delivering an…
Added 3 hours ago
BS
Bilingual Payroll Officer
Bilingual Source
Mississauga, ON
- $75,000 to $88,000 CAD / year
- Full-time
Bilingual Payroll Officer (French and English Required)
Added 3 hours ago
FO
Project Officer, Capacity Development
Federation of Canadian Municipalities
Ottawa, ON · Hybrid - Ottawa
- Full-time
The Project Officer, Capacity Development provides project oversight, coordination, and administrative and logistical support for development and delivery of capacity building programming…
Added 3 hours ago
CO
RCMP - Court Liaison & Exhibit Custodian (Relief)
City of Vernon
Detachment Building
- Part-time
…and submitted to Canadian Criminal Real Time Identification Service (CCRTIS) as required, follows through to disposition and notifies the investigating police officer(s) of any oversight or…
Added 3 hours ago
TS
Community & Family Services Worker
The Salvation Army Canada and Bermuda Territory
High River, AB · Foothills Church & Community Ministries
- Part-time
…necessities such as food, clothing and shelter. In addition, we support people experiencing unemployment, addiction and family challenges. We continually adapt and innovate to meet emerging…
Added 4 hours ago
Funding Validation Officer - Automotive Finance - Anjou, Quebec
Scotiabank
QC · Anjou, QC
…individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives. Ensures all activities conducted are in compliance with governing…
Added 4 hours ago
CO
Bylaw Compliance Officer (Part Time)
City of Vernon
Winnipeg, MB · Parkade Building
- Part-time
…conducting follow up investigations and inspections as required in support of City bylaw regulations while adhering to general Division policies and departmental operational procedures.…
Added 4 hours ago
T
Trust Officer
TD
Windsor, ON
- Full-time
The Trust Officer opportunity is ideal for a client-focused professional who excels at delivering exceptional service to high-value clients and fostering long-term relationships. Success in…
Added 4 hours ago
G
Utility Industry Security Guard
GardaWorld
Regina, SK
- Full-time
…high focus on desk duties, Scheduled Patrolling and customer service since you will be working with people all shift, in a High profile Industrial…
Added 4 hours ago
SM
Manager, Finance, Performance & Analytics
Stevenson Memorial Hospital
Alliston, ON
- Full-time
Provide financial and analytical support for business cases, funding submissions, service reviews, and strategic initiatives.

BMO

Senior Credit Officer

Montreal, QC, Canada
HO, Canada

$85,500.00 - $185,000.00 · Full-time

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Job details

Pay: $85,500.00 - $185,000.00
Job type: Full-time
Apply by: Nov 3, 2026
Experience: Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Posting language: English
Posted: Oct 28, 2026

Original job description

Application Deadline:

11/02/2026

Address:

105-119-129 rue St-Jacques O

Job Family Group:

Audit, Risk & Compliance

Provides independent, objective review and adjudication of credit applications and transactions for an assigned portfolio within credit limits or makes credit recommendations and escalates as required. Ensures the credit quality of the assigned portfolios are maintained within the Bank’s risk tolerance, policies & procedures, and meet financing guidelines. Supports credit adjudication operations and initiatives. Provides training and support to teams and channels where the applications and transactions originate.

Works with stakeholders to ensure effectiveness of risk management controls, analysis and monitoring on a transactional and portfolio basis.
Provides credit coaching, training and support to direct team and other stakeholders as required.
Provides strategic input into business decisions as a trusted advisor.
Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.
Acts as a subject matter expert on relevant regulations and policies.
May network with industry contacts to gain competitive insights and best practices.
Influences and negotiates to achieve business objectives.
Identifies emerging issues and trends to inform decision-making.
Recommends business priorities, advises on resource requirements and develops roadmap for strategic execution.
Manages resources and leads the execution of strategic initiatives to deliver on business and financial goals.
Conducts independent analysis and assessment to resolve strategic issues.
Acts as the prime subject matter expert for internal/external stakeholders.
Ensures alignment between stakeholders.
Develops and manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis and reporting.
Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.
Defines business requirements for analytics & reporting to ensure data insights inform business decision making.
Employs systems (e.g. customized exception reports, tracking reports etc.) to manage information.
Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.
Leads the development of the communication strategy focusing on positively influencing or changing behaviour.
Collaborates across BMO to develop communications strategies and ensure consistency of messaging, in order to positively influence or change behaviour.
Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution.
Supports credit due diligence activities for bank acquisitions or integration.
Reviews and communicates decisions on credit transactions with rationale that can be understood and explained to customers.
Identifies and advises on terms, conditions and collateral requirements for the transaction decision as well as opportunities for cross-selling and/or alternative solutions to meet client’s needs.
Keeps abreast of economic and market developments within the portfolio to inform decision making and credit risk policies.
Provides approval for exceptions according to established policy and standards.
Monitors the credit portfolio through transaction review & approval to ensure compliance with the Bank’s lending policies and procedures.
Provides credit risk coaching and advice to sales & service employees to increase awareness of risk, policy, and knowledge of structuring transactions.
Builds effective relationships with internal/external stakeholders.
Gathers and formats data into regular and ad-hoc reports, and dashboards.
Monitors and tracks performance and addresses any issues.
Executes work to deliver timely, accurate, and efficient service.
Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.
Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.
Implements changes in response to shifting trends.
Broader work or accountabilities may be assigned as needed.
Qualifications:
Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Credit Qualifications and associated credit knowledge and skills according to the established qualification standards.
In-depth / expert knowledge of banking products & services.
In-depth / expert knowledge of industry trends and regulations.
In-depth / expert knowledge of credit portfolio management policies & procedures, and financing guidelines.
Proven leadership skills and highly developed coaching skills.
Seasoned professional with a combination of education, experience and industry knowledge.
Verbal & written communication skills - In-depth / Expert.
Analytical and problem solving skills - In-depth / Expert.
Influence skills - In-depth / Expert.
Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert.
Able to manage ambiguity.
Data driven decision making - In-depth / Expert.

Salary:

$85,500.00 - $185,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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More about this job

Responsibilities

Independently reviews and adjudicates credit applications and transactions, monitors portfolio quality and policy compliance, and advises on credit terms, exceptions, and alternative solutions. Leads strategic and operational initiatives, reporting and analysis, change management, and credit coaching while advising senior leaders and collaborating with stakeholders.

Requirements

Typically requires 7 or more years of relevant experience and a post-secondary degree in a related field, or an equivalent combination of education and experience, along with credit qualifications. Candidates need expert banking, credit portfolio, financing, regulatory, analytical, communication, leadership, coaching, collaboration, and data-driven decision-making capabilities.

Skills

Credit Adjudication
Credit Risk Management
Credit Portfolio Management
Credit Analysis
Banking Products and Services
Regulatory and Policy Expertise
Leadership
Coaching and Training
Communication
Analytical and Problem-Solving Skills
Influence and Negotiation
Cross-Group Collaboration
Data-Driven Decision-Making
Stakeholder Management
Change Management
Reporting and Dashboarding

Benefits

Health Insurance
Tuition Reimbursement
Accident Insurance
Life Insurance
Retirement Savings Plans
Performance-Based Incentives
Discretionary Bonuses

Visa sponsorship

Not detected in the job text

Keywords

Credit Adjudication
Credit Applications
Credit Transactions
Credit Risk
Credit Portfolio Management
Credit Limits
Financing Guidelines
Lending Policies
Risk Tolerance
Credit Due Diligence
Collateral Requirements
Exception Approvals
Banking Products and Services
Regulations
Portfolio Monitoring
Transaction Review
Risk Management Controls
Credit Coaching
Stakeholder Management
Strategic Initiatives
Change Management
Business Requirements
Analytics and Reporting
Dashboards
Exception Reports
Performance Monitoring
Data-Driven Decision-Making
Cross-Selling
Economic and Market Developments
Acquisitions and Integration

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