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Added 5 hours ago
Associate Director Marketing Oncology
Jobgether
Canada
Full-time
This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Associate Director Marketing Oncology based in Canada.
Added 5 hours ago
Associate, Investment Solutions
Connor, Clark & Lunn One
Toronto, ON
2–7 years of experience in investments, quantitative research or development, portfolio analytics, asset allocation, actuarial or investment consulting, or insurance asset management.
Added 6 hours ago
Associate Director Marketing Oncology
Jobgether
Canada
Full-time
This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Associate Director Marketing Oncology based in Canada.
Added 6 hours ago
Senior Microsoft Cloud & Systems Engineer
NEXSATE
Edmonton, AB
Full-time
…systems and backup environments across our managed IT services…
Added 7 hours ago
Valuations Complex Financial Instruments, Associate
PwC Canada
Toronto, ON
Full-time
As a Valuations Complex Financial Instruments, Associate unlock your potential and embrace the chance to drive meaningful outcomes that’ll elevate your career. Your role will include, but…
Added 9 hours ago
Associate Director Marketing Oncology
Lilly
Toronto, ON
Full-time
Associate Director, Oncology Marketing – Solid Tumors
Added 10 hours ago
CAREERS
Cameron Stephens
Toronto, ON
Full-time
We are seeking an Associate that will play a critical role in both underwriting new CMHC-insured construction and term loans and managing an active loan portfolio. This dual-function…
Added 13 hours ago
Client Associate
CIBC Wood Gundy
Calgary, AB
Full-time
The McLeod Financial Group is seeking a motivated and adaptable individual to join our team in a newly created Client Associate role. The ideal candidate is a collaborative team player, an…
Added 1 day ago
SALES ASSOCIATE - PART TIME - CALL IT SPRING (CHINOOK CENTRE)
The Aldo Group Inc / Le Groupe Aldo Inc.
Calgary, AB
Part-time
…of fashion-forward footwear, handbags, and accessories. Our portfolio features well-known brands including ROXY, Brooks Brothers, Ted Baker, Hunter, and G.H.BASS. Grounded in our values of…
Added 1 day ago
Account Manager
Jobbe
Dartmouth, NS
Full-time
Manage a portfolio of clients, ensuring their needs are met with tailored solutions across office supplies, furniture, technology, cleaning products, and facility management.
Added 1 day ago
Associate Investment Advisor (commission only) CIBC Wood Gundy
CIBC
London, ON
Full-time
Manages a portfolio of clients to retain and grow the relationships. Evaluates client’s personal and investment needs and creates an investment policy statement (IPS), asset allocation,…
Added 1 day ago
QC - SALES ASSOCIATE - PART TIME
The Aldo Group Inc / Le Groupe Aldo Inc.
Laval, QC
Part-time
…of fashion-forward footwear, handbags, and accessories. Our portfolio features well-known brands including ROXY, Brooks Brothers, Ted Baker, Hunter, and G.H.BASS. Grounded in our values of…
Added 1 day ago
Territory Manager OP - GTA North (United)
Breakthru Beverage Group
Toronto, ON · North York, ON
Full-time
Are you a current Associate? To be considered, you must submit your application through the internal Career Portal (Jobs Hub). Click here to access.
Added 1 day ago
SALES ASSOCIATE - PART TIME
The Aldo Group Inc / Le Groupe Aldo Inc.
Kelowna, BC
Part-time
…of fashion-forward footwear, handbags, and accessories. Our portfolio features well-known brands including ROXY, Brooks Brothers, Ted Baker, Hunter, and G.H.BASS. Grounded in our values of…
Added 1 day ago
Temporary Sales Support Associate
Coach
Calgary, AB
Part-time
Coach is part of the Tapestry portfolio – a global house of brands committed to stretching what’s possible.
Added 1 day ago
Temporary Sales Associate
Coach
Calgary, AB
Part-time
Coach is part of the Tapestry portfolio – a global house of brands committed to stretching what’s possible.
Added 1 day ago
Temporary Sales Associate
Coach
Calgary, AB
Part-time
Coach is part of the Tapestry portfolio – a global house of brands committed to stretching what’s possible.
Added 1 day ago
Temporary Sales Support Associate
Coach
Calgary, AB
Part-time
Coach is part of the Tapestry portfolio – a global house of brands committed to stretching what’s possible.
Added 1 day ago
Temporary Sales Associate
Coach
Calgary, AB
Part-time
Coach is part of the Tapestry portfolio – a global house of brands committed to stretching what’s possible.
Added 1 day ago
Account Manager Commercial Banking
National Bank of Canada
Rouyn-Noranda, QC
Full-time
A career as Account Manager in the Commercial & Wealth management team means having the responsibility of growing the portfolio of business clients assigned to you. The varied and complex…
Added 1 day ago
Wealth Associate
National Bank of Canada
Halifax, NS
Full-time
A career as a Wealth Associate at National Bank is a job where you can showcase your ability to work in synergy with clients and colleagues. In this role, you will help wealth advisors to…
Added 3 days ago
Senior Security Operations Specialist
CDW
Mississauga, ON
Full-time
Handles technical account management responsibilities for assigned accounts
Added 1 day ago
Temporary Sales Associate
Coach
Calgary, AB
Part-time
Coach is part of the Tapestry portfolio – a global house of brands committed to stretching what’s possible.
Added 1 day ago
Temporary Sales Associate
Coach
Calgary, AB
Part-time
Coach is part of the Tapestry portfolio – a global house of brands committed to stretching what’s possible.
Added 19 days ago
Store Associate
SNDL Inc.
Fort McMurray, AB · ACE Liquor Discounter Franklin Avenue
Part-time
We’re looking for a motivated and dependable Sales Associate to join our team. If you bring a positive attitude and a willingness to learn, we’ll provide the training you need to succeed.…

Cameron Stephens

CAREERS

Toronto, ON, Canada

Job type: Full-time
Apply by: Oct 6, 2026
Posting language: English
Posted: Jun 16, 2026

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Original job description

Full-TimeToronto, ON$80,000 to $100,000Associate Director

We are seeking an Associate that will play a critical role in both underwriting new CMHC-insured construction and term loans and managing an active loan portfolio. This dual-function position bridges front-end deal execution and post-funding account management. The individual is responsible for financial analysis, underwriting, documentation, and managing internal workflows across the entire loan lifecycle, ensuring deals are executed with discipline, precision, and a client-first approach. They will also play a key role in communicating with and preparing the underwriting package for CMHC to obtain the Certificate of Insurance (COI) for each insured loan.

Key Responsibilities

Deal Intake & Pipeline Management

Conduct intake for new transactions within 24 hours, providing initial financial models and written recommendations.
Maintain and update deal data with precision and completeness across systems, primarily Salesforce.

Deal Structuring & Credit Committee Preparation

Structure deals and prepare financial models under the guidance of the Associate Director
Prepare and update Term Sheets and draft Letters of Intent (LOIs) for borrower execution.
Assemble deal materials for the Internal Credit Committee (ICC) and incorporate their feedback.
Conduct market analysis and perform detailed borrower and guarantor covenant analysis, which includes review of personal net worth statements, corporate financial statements, cash flow statements, etc.

Due Diligence & Underwriting

Lead collection of borrower due diligence and KYC documentation in accordance with AML legislation.
Finalize underwriting models and complete underwriting checklists.
Draft comprehensive Loan Summaries based on approved terms.
Prepare underwriting package for submission to CMHC to obtain the COI for each insured loan.
Act as the key contact person for both investors and CMHC; respond to questions and documentation requests and negotiate deal terms.

Documentation & Funding Preparation

Prepare Commitment Letters and Funding Packages (including fee schedules, etc.).
Coordinate and track revisions, approvals, and borrower signoffs.
Ensure complete and accurate Salesforce records, including regulatory and investor fields.

Post-Funding Account Management

Oversee a portfolio of active loans post-funding.
Prepare annual review packages (net worth/covenant analysis, rent rolls, NOI and DSCR calculations) and quarterly loan performance updates.
Conduct ongoing loan covenant monitoring.
Communicate proactively with borrowers and flag issues to the Associate Director

Amendments, Extensions & Renewals

Prepare memos, amendment letters, extension/renewal requests and letters, and associated Funding Packages.
Initiate contact with borrowers at least 120 days prior to loan maturity to discuss project progress/status and if an extension or renewal is required.
Ensure full documentation is obtained and reflected in Salesforce.

Communication, Reporting & Leadership

Attend weekly team meetings fully prepared with updated deal statuses.
Submit “Must-Win” priorities weekly to the Associate Director
Demonstrate proactive ownership of files and internal coordination.

Initiatives to Support Strategic Growth of CMHC Business

Liaise with external investors to obtain pricing, loan amounts, and key metrics to support the preparation and issuance of LOIs to borrowers
Work with external investors to ensure term loans are optimized for inclusion in the applicable CMB/MBS pool
Act as an internal resource to the Origination Team for deal structuring, CMHC requirements/guidelines, and pricing parameters

Are you aligned with our Mission, Vision and Values?

Our Mission is to advance our client-first philosophy by managing investor capital with the highest levels of professionalism and integrity. We are dedicated to capital preservation while simultaneously forging long-term relationships with our real estate developer partners. We are committed to excellence in everything we do and building trust with all our stakeholders.

Our Vision is to be a leading force in the Commercial Real Estate industry, in the markets we serve across North America, known for disrupting the status quo and setting new standards of service and excellence. We aspire to make a significant impact on everyone we engage with - clients, investors, employees, and the communities we support - by consistently delivering unparalleled value and fostering meaningful change.

Our Values

Authenticity: We are genuine, transparent, and honest. We build trust through open communication and consistent actions.
Urgency: We move with purpose and pace. We respond quickly and act decisively, knowing that speed matters in our business.
Intellectual Curiosity: We ask questions, challenge assumptions, and never stop learning. We seek out better ways to solve problems.
Loyalty: We are committed to our clients, our colleagues, and our company. We support one another and stick with our commitments.
Entrepreneurial Mindset: We take initiative, embrace accountability, and push beyond the expected. We think and act like owners.
Respectfully Confident: We know our strengths, lead through actions, and stay grounded. We let results speak for themselves.

Key Competencies & Skills

Strong commercial real estate financial modeling capabilities.
Thorough understanding of CMHC guidelines, underwriting methodology, and funding process.
Superior organizational and project management skills.
Attention to detail and commitment to documentation accuracy.
Ability to manage multiple deals concurrently and meet deadlines.
Excellent verbal and written communication skills.
Professional judgment and client-first mindset.
High proficiency in Excel, Word, and Salesforce.

What We Offer Our People

Competitive salary and bonus structure
Comprehensive medical benefits and Health Care Spending Account
Annual fitness allowance
RRSP matching program
Tuition Reimbursement Program
Professional development opportunities
Company-wide team building events

We are committed to providing equal opportunities for persons with disabilities. Accommodations are available at all stages of the recruitment process, at the candidate’s request.

FOLLOW US ON LINKEDIN!

Toronto: 416-591-8787

Calgary: 403-797-4828

Vancouver: 604-551-4114

Contact Us

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More about this job

Responsibilities

The role involves underwriting new CMHC-insured construction and term loans while managing an active loan portfolio. Key duties include financial modeling, preparing credit committee materials, and coordinating with CMHC to obtain Certificates of Insurance.

Requirements

Candidates must possess strong commercial real estate financial modeling skills and a thorough understanding of CMHC underwriting and funding processes. Proficiency in Salesforce and Excel, along with superior organizational and communication skills, is required.

Skills

Commercial Real Estate Financial Modeling
CMHC Guidelines
Underwriting
Loan Portfolio Management
Salesforce
Credit Analysis
Due Diligence
KYC Documentation
AML Legislation
Market Analysis
Project Management
Financial Analysis
Excel
Word
Communication Skills
Professional Judgment

Benefits

Competitive salary and bonus structure
Comprehensive medical benefits
Health Care Spending Account
Annual fitness allowance
RRSP matching program
Tuition Reimbursement Program
Professional development opportunities
Company-wide team building events

Visa sponsorship

Not detected in the job text

Keywords

CMHC
Commercial Real Estate
Underwriting
Loan Portfolio
Financial Modeling
Salesforce
Credit Committee
Term Sheets
LOI
KYC
AML
COI
Net Worth Statements
Cash Flow Statements
DSCR
NOI
Rent Rolls
CMB/MBS Pool
Due Diligence
Financial Services
Covenant Analysis
Loan Lifecycle
Funding Packages
Asset Management

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