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Added 1 day ago
AS
Senior Software Development Engineer in Test (SDET) – Digital Banking
Aequilibrium Software Inc.
Remote, Canada
- $100,000 to $120,000 CAD / year
- Full-time
- Remote
Validate integrations between digital banking platforms, core banking systems, payment services, lending applications and CRM systems.
Added 3 days ago
M
Lead Software Engineer
Mphasis
Toronto, ON
- Full-time
Proven experience designing and building backend financial or payments system flows (e.g., APIs workflows supporting core banking, payment rails, ledgers, settlement, or digital asset…
Added 5 days ago
B
Lead Cloud Software Developer - (AWS / AI / Real Time Payment Systems)
BMO
Toronto, ON · BMOPLACE
- Full-time
We are seeking an experienced Lead Cloud Software Developer to design, build, and support secure, scalable, highly available, and resilient real-time payment systems. The ideal candidate…
Added 6 days ago
Staff Machine Learning Engineer
Twilio
ON
Our dedication to remote-first work, and strong culture of connection and global inclusion means that no matter your location, you’re part of a vibrant team with diverse experiences making…
Added 9 days ago
ET
Python Developer
Envision Technology Solutions
Toronto, ON
- Full-time
Proven experience designing and building backend financial or payments system flows (e.g., APIs workflows supporting core banking, payment rails, ledgers, settlement, or digital asset…
Added 9 days ago
Staff Machine Learning Engineer
Twilio
ON
Our dedication to remote-first work, and strong culture of connection and global inclusion means that no matter your location, you’re part of a vibrant team with diverse experiences making…
Added 10 days ago
IC
AppOps, Senior Specalist
Interac Corp.
Toronto, ON · Interac Corp. Head Office
- Full-time
5+ years of combined experience in Java software development and application support or maintenance, preferably within payment systems or banking.
Added 10 days ago
ET
Python Developer
Envision Technology Solutions
Toronto, ON
- Full-time
Proven experience designing and building backend financial or payments system flows (e.g., APIs workflows supporting core banking, payment rails, ledgers, settlement, or digital asset…
Added 11 days ago
MC
Senior Software Engineer
MatchBox Consulting Group
Vancouver, BC
- $133,000 to $168,000 CAD / year
- Full-time
Build and maintain third-party integrations across payment processors, banking infrastructure, credit bureaus, and KYC providers, accounting for external API failures and limitations.
Added 11 days ago
V
Python Developer With Banking in Canada
VySystems
Toronto, ON
- Full-time
Proven experience designing and building backend financial or payments system flows (e.g., APIs workflows supporting core banking, payment rails, ledgers, settlement, or digital asset…
Added 12 days ago
C
Sr. Consultant, Full Stack Developer
CIBC
Toronto, ON
- Full-time
You’ll be joining CIBC’s Core Banking and Payments Technology Team. You’ll be at the heart of CIBC’s digital transformation, building easy, flexible, and personalized banking solutions to…
Added 12 days ago
T
Global Transaction Banking (GTB), Engineer I
TD
Toronto, ON
- Full-time
Global Transaction Banking (GTB) is a key growth business within TDS that provides the opportunity to make an impact with top tier organizations. We offer innovative solutions and treasury…
Added 13 days ago
V
Python Developer with Banking and payment
VySystems
Toronto, ON
- Full-time
Proven experience designing and building backend financial or payments system flows (e.g., APIs workflows supporting core banking, payment rails, ledgers, settlement, or digital asset…
Added 13 days ago
S
Enterprise Architect
Synechron
Mississauga, ON
- $180,000 to $210,000 CAD / year
- Full-time
…the better. Our global consulting firm combines creativity and innovative technology to deliver industry-leading digital solutions. Synechron’s progressive technologies and optimization…
Added 14 days ago
T
Product Owner - Payments Modenization
TD
Toronto, ON
- Full-time
The Payments Modernization team is part of TD's Transaction Banking Value Creation Plan (VCP), a strategic transformation focused on building modern, scalable, and secure payment…
Added 17 days ago
ET
Software Engineer
Envision Technology Solutions
Toronto, ON
- Full-time
Proven experience designing and building backend financial or payments system flows (e.g., APIs workflows supporting core banking, payment rails, ledgers, settlement, or digital asset…
Added 17 days ago
GT
Site Reliability Engineer
Global Technical Talent, an Inc. 5000 Company
Toronto, ON
- Contract
…million customers across Canada, the United States, Europe, and the Asia-Pacific region. Headquartered in Toronto, Ontario, it operates a full-service financial platform spanning personal…
Added 19 days ago
V
Back End Developer
VySystems
Toronto, ON
- Full-time
Proven experience designing and building backend financial or payments system flows (e.g., APIs workflows supporting core banking, payment rails, ledgers, settlement, or digital asset…
Added 23 days ago
Backend Developer – Java/Python & AI
Capco
Toronto, ON
At Capco, we're looking for a Backend Developer – Java/Python & AI with practical experience building AI-powered workflows and automation solutions within enterprise applications.
Added 23 days ago
GT
AML Developer
Global Technical Talent, an Inc. 5000 Company
Toronto, ON
- $85 to $103 CAD / hour
- Contract
This client is a leading financial services and banking institution, headquartered in Toronto, Ontario, and recognized as one of North America's largest financial institutions - the…
Added 24 days ago
ET
Software Engineer
Envision Technology Solutions
Toronto, ON
- Full-time
Proven experience designing and building backend financial or payments system flows (e.g., APIs workflows supporting core banking, payment rails, ledgers, settlement, or digital asset…

Capco

Backend Developer – Java/Python & AI

Toronto, ON, Canada

$92,000 - $118,000 CAD

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Job details

Pay: $92,000 - $118,000 CAD
Posting language: English
Posted: Oct 9, 2026

Original job description

Build scalable backend applications and integrate AI-powered workflows into complex financial services environments.

The Role

At Capco, we're looking for a Backend Developer – Java/Python & AI with practical experience building AI-powered workflows and automation solutions within enterprise applications.

You'll play a key role in designing, developing and integrating scalable backend services and AI-enabled workflows into complex financial services technology environments. This hands-on development role combines core backend engineering with the practical application of AI to enhance existing systems, automate business processes and improve operational efficiency.

You'll collaborate with business and technology teams to deliver reliable, maintainable solutions, taking accountability for technical outcomes and adapting to evolving requirements. We're looking for someone who enjoys solving complex problems, demonstrates technical curiosity and can quickly become effective in unfamiliar technology environments.

What You’ll Do

Design, develop and maintain scalable backend applications and services using Java and/or Python, applying sound engineering principles and modern architectural practices.
Build, integrate and enhance AI-powered workflows and automation solutions within existing enterprise applications and business processes.
Develop REST APIs, backend services and system integrations that connect applications, AI capabilities and business workflows across financial services environments.
Leverage AI-assisted development tools such as GitHub Copilot, Cursor, Devin or equivalent technologies to support coding, testing, debugging and engineering productivity.
Manage technical deliverables from design through implementation, collaborating with business and technology stakeholders to solve complex problems, maintain code quality and identify opportunities for continuous improvement.

What We’re Looking For

Ideally 6+ years of hands-on backend development experience using Java and/or Python, with flexibility for candidates who demonstrate equivalent technical expertise and capabilities.
Solid understanding of backend architecture, REST APIs, microservices, system integrations and modern software engineering practices.
Practical experience creating, integrating or automating AI-powered workflows within enterprise applications and business processes, beyond simply using AI coding assistants.
Familiarity with Large Language Models (LLMs) and AI-assisted development tools such as GitHub Copilot, Cursor, Devin or equivalent platforms.
Demonstrated ability to manage technical deliverables, solve complex problems, adapt to unfamiliar technology environments and learn new technologies effectively.

Bonus Points For

Experience delivering technology solutions within Lending, Structured Finance or Securitization.
Exposure to Generative AI, AI agents, LLM integration or AI workflow orchestration technologies.
Experience developing backend applications within banking, capital markets or other regulated financial services environments.
Experience collaborating with cross-functional teams to translate complex business requirements into reliable, maintainable technical solutions
Familiarity with enterprise application architectures, distributed systems and integrating AI or automation capabilities into existing technology platforms.

Inclusion at Capco

We're committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know - we'll be happy to help. We value each person's unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration - a mindset that shapes how we work with clients and each other every day.

Why This Role Is Open

We are currently hiring for this role due to an existing or newly created vacancy within our organization. This position is open as part of our ongoing business needs, and we are actively reviewing applications to fill this role with a qualified candidate who can make an immediate impact.

Use of Artificial Intelligence in Talent Acquisition

At Capco, we use artificial intelligence (AI) tools to support and enhance several parts of talent acquisition. This includes using AI-enabled features within LinkedIn to help source potential candidates, speeding up routine recruitment communications such as emails and creating compelling and brand-aligned job postings that accurately reflect role requirements, and AI-scheduling applications to improve the efficiency of interview coordination.

AI is used as a support tool only. All hiring decisions are made by talent acquisition and hiring teams.

Pay Transparency

The salary range for this position is listed below. Additionally, this position may also be eligible to receive an annual discretionary/variable bonus payment.

Capco is committed to providing fair and equitable compensation to our people. Our compensation policies and salary ranges are designed to allow our people to progress through the salary range as they demonstrate strong performance and develop in their role over time. The base pay offered to selected candidates will be within the salary range and the placement will vary based upon a variety of factors, including, but not limited to job-related knowledge, skills, experience and internal equity.

Canada Pay Transparency

$92,000 - $118,000 CAD

Apply About employer

More about this job

Responsibilities

Design, develop, and maintain scalable backend applications and services using Java and Python. Integrate AI-powered workflows and automation solutions into complex financial services technology environments.

Requirements

Requires 6+ years of hands-on backend development experience with a strong understanding of architecture and system integrations. Candidates should have practical experience in creating or automating AI-powered workflows within enterprise applications.

Skills

Java
Python
Backend development
AI-powered workflows
REST APIs
Microservices
System integration
Automation
Large Language Models
GitHub Copilot
Cursor
Devin
Software engineering
Financial services
Technical problem solving

Benefits

Annual discretionary/variable bonus payment

Visa sponsorship

Not detected in the job text

Keywords

Java
Python
Backend Development
AI
Automation
REST APIs
Microservices
Financial Services
Large Language Models
GitHub Copilot
Cursor
Devin
Enterprise Applications
System Integration
Lending
Structured Finance
Securitization
Generative AI
AI Agents
Workflow Orchestration
Banking
Capital Markets
Distributed Systems
Software Engineering
Technical Deliverables

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