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161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Principal Associate, Software Engineer - International Card Tech - Android (Mobile)
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Capital One

Principal Associate, Software Engineer - International Card Tech - Android (Mobile)

Toronto, ON, Canada

Pay: The expected annual salary range for this position is $148,120 - $169,050.
Job type: Full-time
Posting language: English
Posted: Sep 15, 2026

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Original job description

161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Principal Associate, Software Engineer - International Card Tech - Android (Mobile)

About Capital One Canada.

For 30 years, we've been on a mission to change banking for good. We challenge the traditional bank stereotype by integrating machine learning, conversational AI and design thinking into our core operations. We're a bank a tech company would build, where your work directly shapes innovative solutions that impact millions of Canadians.

We're driven by fearless curiosity, bold innovation, and a collective of authentic people working together to redefine what's possible. Technology isn’t just part of our strategy, it is our strategy. Everything we do serves our vision and the creation of what's next.

About the Team

Since 2014, Capital One Canada’s software studio has grown from a team of 10 to a team of over 250. We’re passionate about what we do, and we’re always on the lookout for people who want to make a difference in the world of credit through technology. We’re obsessed with doing the right thing, and we achieve that by finding innovative ways to better serve our customers.

Here are a few of the ways we’re helping people take control of their credit:

Helping customers view and monitor their credit scores with Credit Keeper
Enabling customers to view and edit their Personal Information directly in the Mobile App
Providing customers 100% certainty which credit cards they’ll be approved for before they apply, by using Quick Check™

We’re all-in on the cloud and we’re leaders in the adoption of open source, RESTful APIs, microservices, and containers. We build our own products and release them with a speed and agility that allows us to get new customer experiences to market quickly. And, as a founder-led company, we’re inspired to make, break, do, and do good.

Your Responsibilities:

Spearhead the development of Android features, with a focus on leveraging Jetpack Compose and reactive programming, to fulfill Capital One Travel objectives while adhering to cutting-edge engineering best practices, design guidelines, and principles.
Partner with fellow Software Engineers, UX/UI designers, and Product Owners/Analysts to craft high-performing, engaging, and purposeful customer experiences that exemplify simplicity and excellence.
Actively engage in all team agile ceremonies, ensuring timely delivery of all commitments while maintaining the highest standards of quality.
Continuously expand expertise in mobile development technologies, with a particular emphasis on Kotlin and Jetpack Compose, while also staying informed about relevant third-party libraries and tools.
Lead discussions and provide valuable contributions to team initiatives, incorporating feedback from diverse stakeholders.
Mentor junior and mid-level team members, fostering their growth and development in Android platform engineering and design system methodologies.
Collaborate closely with developers across various disciplines (Android, iOS, APIs, Web, etc.), fostering a culture of cross-functional collaboration and learning.
Take ownership of delivering major platform components and functionalities, working closely with Senior Engineers and Architects to ensure alignment with architectural vision and engineering excellence.
Drive the adoption of best practices and process improvements within and across sprint teams, continuously striving for operational efficiency and excellence.
Proactively identify technical challenges and work collaboratively with the team to devise innovative solutions, promoting a culture of problem-solving and creativity.
Conduct thorough reviews of pull requests, ensuring adherence to Kotlin and Jetpack Compose idioms, and providing constructive feedback to enhance code quality and maintainability.

Basic Qualifications:

At least 4 years of professional software engineering experience
At least 2 years of experience building native Android applications
At least 2 years of experience with Kotlin

Preferred Qualifications:

Bachelor's, Master’s or Diploma in Computer Science, Software Engineering, Information Technology or in related field
3+ years of experience building Android applications
3+ years of experience with Kotlin
1+ years of experience with Jetpack Compose
1+ years of experience in open source frameworks
1+ years of experience with Agile practices

Working at Capital One.

You’ll be empowered to take end-to-end ownership of your work and your career, backed by a high-performance, hybrid culture and holistic suite of benefits designed to support your whole self.

Take ownership of your own potential: Whether you’re looking to upskill, pivot into new business areas, or master your craft, you’ll have access to tools and mentorship to reach your potential and define your career trajectory.
Find your rhythm: We believe trust fosters the flexibility and autonomy required to balance personal needs with a focus on high performance. We support a hybrid model – with 3 days in the office per week – that gives room for both collaboration and personal commitments.
Benefits built for your life: We take a holistic approach to well-being, providing support for you and those who are most important to you. This includes: full coverage for spouses, domestic partners and dependents, a one-time Work From Home allowance to build your comfortable workspace, up to $3,000 in mental health coverage and up to $5,000 in annual tuition subsidies.

You’ll find that Capital One is committed to helping you thrive and evolve every step of the way.

This posting is for an existing vacancy.

The expected annual salary range for this position is $148,120 - $169,050. This role is also eligible to earn performance-based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non-discretionary depending on the plan.

We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.

Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [email protected]

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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More about this job

Responsibilities

You will spearhead the development of Android features using Kotlin and Jetpack Compose while collaborating with cross-functional teams to deliver high-quality customer experiences. Additionally, you will mentor junior team members and drive the adoption of engineering best practices across the platform.

Requirements

The role requires at least 4 years of professional software engineering experience, including a minimum of 2 years specifically in native Android development with Kotlin. A degree in a related technical field is preferred.

Skills

Android
Kotlin
Jetpack Compose
Software engineering
Mobile development
RESTful APIs
Microservices
Cloud
Agile
Design thinking
Mentorship
Code review
Reactive programming
System design

Benefits

Work from home allowance
Mental health coverage
Tuition subsidies
Health insurance

Visa sponsorship

Not detected in the job text

Keywords

Android
Kotlin
Jetpack Compose
Mobile development
Cloud
RESTful APIs
Microservices
Agile
Software engineering
Design thinking
Machine learning
Conversational AI
Open source
Containers
Mentorship
Code review
Reactive programming
UX/UI
Banking
Credit

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