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Licensed Insurance Rep, Digital Distribution

  • Moncton, NB, Canada
  • Mississauga, ON, Canada

Expected salary range $43,550 - $72,583​ · Full-time

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Job details

Pay
Expected salary range $43,550 - $72,583​
Job type
Full-time
Work location
Work Model: Hybrid (2 days in office)
Posting language
English
Posted

Original job description

#IN-DNI

Company: CGIC Department: Embedded Experience Ops Employment Type: Regular Full-Time Work Model: Hybrid (2 days in office) Language: English is required, French is an asset. Additional Information: This/these role(s) is/are currently vacant

The Opportunity:

We are a leading Canadian financial services co-operative committed to being a catalyst for a sustainable and resilient society and our team is essential to deliver on this strategy. That’s why we prioritize our people, to ensure we provide a strong culture and development opportunities which enables our team to thrive and to live our purpose. The best part is that you will work with people that care passionately about you, our clients and our communities.

The Embedded Experience Program was created by Co-operators, a proudly Canadian insurance company founded by a small group of farmers and social pioneers who felt traditional insurance didn’t meet their unique needs. The Embedded Experience Program is the 21st century version of this mindset! We’re dedicated to creating new, on-demand insurance solutions to meet the emerging needs of Canadians. When you join the Embedded Experience Program, you’ll instantly become a key member of an impactful, energetic, and ambitious team. So, if you like the idea of ever-evolving opportunities and contributing to a wide variety of projects, we think you’ll love working with us at The Embedded Experience Program

As the Licensed Insurance Representative, Digital Distribution you will be responsible for responding to customer inquiries using omni-channel technology and tools in a digital and fast paced environment. You will provide advice and offer customers a full scope of products and coverages. You will understand and apply underwriting guidelines when selling, servicing, or offering assistance.

How you will create impact: 

  • Respond to customer inquiries via chat, call and email in our 
    Omni/Multi Channel environment.
  • Advise and coach clients on what type of coverage/policy would best meet their needs.
  • Identify and make recommendations for additional products/services that benefit the client.
  • Identify and resolve client's needs by taking ownership and responsibility of the transaction and subsequent follow up with the appropriate sense of urgency.
  • Consistently achieve set goals for customer service, sales, renewals, quality, and productivity.
  • Utilize and apply front line underwriting guidelines during client transactions and interactions and maintain appropriate records and adhere to documentation guidelines as required.

To join our team:  

  • You have or are willing to obtain an OTL license.
  • You meet all provincial licensing requirements in accordance with continuing education in order to obtain and maintain all licenses
  • You have experience working in a contact centre or in insurance as an asset.
  • You have post-secondary education or equivalent experience.

How you will succeed:

  • You influence change and are committed to continuous improvement, in order to exceed client expectations.
  • You leverage critical thinking skills to identify problems and proactively propose solutions.
  • Your strong communication skills allow you to clearly convey messages.
  • You’re an effective team player who shares knowledge to support our peers.

What you need to know:

  • You will be subject to a Background check as a condition of employment, in the event you are the successful candidate.
  • This role operates in a contact centre environment where a high level of audio and visual concentration is required for periods of time.
  • Standard business hours Monday through Friday, with the potential for future late shift options.

What’s in it for you?

  • Training and development opportunities to grow your career.
  • Flexible work options and paid time off to support your personal and family needs.
  • A holistic approach to your well-being, with physical and mental health programs and a supportive workplace culture.
  • Paid volunteer days to give back to your community.
  • In addition to our competitive salary and incentive programs, eligible employees also benefit from a comprehensive total rewards package including group retirement savings plans, pension and benefits (e.g., health and wellness, dental, disability and life coverage), mental health support and an employee assistance program.

​

Expected salary range $43,550 - $72,583​

The salary amount for the successful candidate is determined by Co-operators in its discretion and will vary depending on several criteria including but not limited to: local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.​​

Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and/or business performance, or other business metrics.

Co-operators uses artificial intelligence (AI) tools to support the screening and assessment of applicants for opportunities as part of a fair, transparent, and inclusive process. These tools assist our team but do not make final decisions. All decisions are reviewed and made by our teams to ensure fairness and alignment with Co-operators’ values. If you choose to opt out of the AI screening, please let our Talent Acquisition Team know when they reach out to you.

More about this job

Responsibilities

The Licensed Insurance Representative will respond to customer inquiries across chat, phone and email, and advise clients on the coverage that best fits their needs. They will also resolve client issues, recommend additional products and keep accurate records.

Requirements

Candidates need an OTL licence or willingness to obtain one, provincial licensing and continuing education, and post-secondary education or equivalent experience. Contact centre or insurance experience is an asset, and English is required with French an asset.

Skills

  • OTL licence
  • Omni-channel customer service
  • Chat, phone and email support
  • Insurance product knowledge
  • Coverage advice
  • Cross-selling and upselling
  • Front-line underwriting
  • Record keeping and documentation
  • Critical thinking
  • Written and verbal communication
  • Team collaboration
  • Continuous improvement
  • Customer needs assessment
  • Goal-oriented sales
  • Contact centre operations
  • French

Benefits

  • Training and development
  • Flexible work options
  • Health and wellness programs
  • Paid volunteer days
  • Health, dental, disability and life coverage
  • Employee assistance program
  • Incentive programs

Categories

  • Insurance
  • Customer Service & Support
  • Sales

Keywords

  • insurance sales
  • licensed insurance representative
  • OTL licence
  • contact centre
  • customer service
  • omni-channel
  • digital distribution
  • insurance advisor
  • underwriting guidelines
  • chat support
  • phone support
  • email support
  • coverage advice
  • policy sales
  • customer retention
  • Co-operators
  • insurance
  • financial services
  • hybrid
  • full-time

Seniority

Entry level

Perks

  • Generous paid time off
  • Flexible hours
  • Retirement plan
  • Performance bonus
  • Wellness program
  • Paid training

Languages

  • English

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