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Added 13 mins ago
PL
Director of Advocacy - Neighborhood Legal Services
Pennsylvania Legal Aid Network, Inc.
Legal, AB
- Volunteer
The Director of Advocacy is a senior leadership position responsible for ensuring the delivery of high-quality, client-centered legal services throughout the organization. Working closely…
Added 13 mins ago
OR
Business Analytics Manager
OSL Retail Services Inc
Mississauga, ON
- Other
Partner with senior business leaders to identify strategic questions, opportunities, and problems that can be addressed through data and analytics
Added 27 mins ago
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Director, Global Trade Credit
Nutrien
Calgary, AB
- Full-time
…candidate will challenge long-standing practices, introduce more data-driven decision-making, modernize credit processes, and help build a more scalable, efficient, and forward-looking…
Added 27 mins ago
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Business Analyst
Wiraa
Canada
- Full-time
…and other support documentation. Providing coverage for the Senior Business Analyst when required to support operational continuity and assist with day-to-day departmental activities is…
Added 27 mins ago
RH
Senior Financial Analyst
Robert Half
Toronto, ON
- $100,000 to $110,000 CAD / year
- Full-time
Our client, an established organization is seeking a motivated and analytical Senior Financial Analyst to join its finance team. This is an excellent opportunity for a finance professional…
Added 27 mins ago
S
Software Engineer Manager
symplistic.ai
Woodbridge, ON
- $150,000 CAD / year
- Full-time
Evolve ContentIQ architecture, enterprise search, document intelligence, RAG, semantic retrieval, and data integrations.
Added 27 mins ago
ML
Business Development Representative
Maple Life
Toronto, ON
- $45,000 to $55,000 CAD / year
- Full-time
…engage HR and finance leaders, book fact-finding meetings for senior advisors, and build RFPs when opportunities become…
Added 27 mins ago
XI
Senior Engineering Manager
Xplore Inc.
Markham, ON
- Full-time
We are looking for an experienced Senior Engineering Manager to lead and grow a team of software developers as we embark on a company-wide transformation. This is your chance to use…
Added 27 mins ago
IG
Product Owner
Insight Global
Longueuil, QC
- $30 to $45 CAD / hour
- Contract
Intermediate & Senior Opportunities | Longueuil, QC | Onsite
Added 27 mins ago
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Senior Advisor, GO Market Development
Metrolinx
Toronto, ON
- Full-time
Our GO Market Development Team is seeking a Senior Advisor to lead the identification, assessment, and monitoring of emerging and future travel markets that will shape future of GO Transit…
Added 27 mins ago
D
Senior Advisor, Operational efficiency
Desjardins
Levis, QC · Montreal, QC · Complexe Desjardins Montréal
- Full-time
As a senior operational efficiency advisor, you help design and improve business processes and operations based on business models and organizational structures to boost operational…
Added 43 mins ago
O
Agentic Engineering Architect
OSEDEA
Montreal, QC
- Full-time
You can lead technical conversations with both senior stakeholders and development teams, explain trade-offs clearly, and build confidence in your recommendations.
Added 57 mins ago
S
Senior Business Analyst, Business Functions, BC Health Workday
Sanya’k̓ula
BC · British Columbia, Canada
- Full-time
Reporting to the Manager, IT Product and Enterprise Architecture, the Senior Business Analyst is responsible for supporting the development and implementation of the BC Health Workday…
Added 57 mins ago
UO
Director, Administration
University of Victoria
Victoria, BC
- Full-time
…including contributing to the development of Enhanced Planning data and submissions for the Faculty and its departments and schools, working with Deans, Associate Deans, Chairs/Directors to…
Added 57 mins ago
TS
Team Coordinator Public Affairs & Communications
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Toronto, ON
- Full-time
Manage scheduling for the senior team leader and broader team, including calendars and meeting coordination.
Added 57 mins ago
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Junior - Intermediate Hydraulic Modeller (Water/Wastewater)
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Supports senior engineers with water and wastewater projects for a wide variety of municipal and private sector clients
Added 57 mins ago
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General Manager – HVAC Distribution
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Kelowna, BC
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This is a senior leadership opportunity for an experienced HVAC or mechanical industry professional who is ready to take a broad view of the business and play a key role in its next stage…
Added 57 mins ago
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Senior Production Planner
Techo-Bloc
Longueuil, QC · Saint-Hubert, QC
- Full-time
The Senior Production Planner is the go-to planning expert within the planning team. This role builds, executes and maintains the production schedule for assigned lines while developing…
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Intermediate-Senior Water/Wastewater Process Engineer
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Mississauga, ON
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Intermediate - Senior Water/Wastewater Process Engineer
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Senior Commercial Property Manager
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Ensure data accuracy, operational transparency, and timely reporting to senior leadership.
Added 57 mins ago
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Bilingual Senior Integration Platform Engineer
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Montreal, QC
- $130,000 to $140,000 CAD / year
- Full-time
We currently have a role as an Bilingual Senior Integration Platform Engineer - AI Modernization with our large consulting client, working for a large modernization project for a public…
Added 57 mins ago
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Senior Full Stack Software Developer (.NET)
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Toronto, ON
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The Senior Software Developer will support the Drug Formulary and Genomics team. Drug Formulary is a cancer drug and regimen resource for patients and healthcare professionals. It provides…
Added 57 mins ago
RH
Assistant Controller
Robert Half
Montreal, QC
- $100,000 to $115,000 CAD / year
- Full-time
…partnering. The successful candidate will work closely with senior leadership and play a key role in supporting the company's continued growth and process improvement…
Added 57 mins ago
TS
Estimator
TalentSphere Staffing Solutions
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- Full-time
Lead conceptual and budget costs using past project analytics, benchmarking, and historical data.
Added 1 hour ago
GC
Civil Technician/Technologist (Civil 3D Designer)
GEI Consultants, Inc.
Owen Sound, ON
- $65,000 to $80,000 CAD / year
- Full-time
…infrastructure. The role emphasizes technical drafting, survey data processing, and base plan development, with a strong focus on producing high-quality design drawings and digital models…

Co-operators

Senior Product Specialist - Personal Lines

Calgary, AB, Canada
Moncton, NB, Canada
Guelph, ON, Canada
Mississauga, ON, Canada

Expected salary/hourly range is $72,847.00 to $121,411.00 CAD · Full-time

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Job details

Pay: Expected salary/hourly range is $72,847.00 to $121,411.00 CAD
Job type: Full-time
Posting language: English
Posted: Oct 26, 2026

Original job description

Company: CGIC Department: PL - Product Portfolio Employment Type: Regular Full-Time Work Model: Hybrid (2 days in office) Language: English is required, French is an asset. Additional Information: This/these role(s) is/are currently vacant

The Opportunity:

We are a leading Canadian financial services co-operative committed to being a catalyst for a sustainable and resilient society and our team is essential to deliver on this strategy. That’s why we prioritize our people, to ensure we provide a strong culture and development opportunities which enables our team to thrive and to live our purpose. The best part is that you will work with people that care passionately about you, our clients and our communities.

Recognized as the product expert, the Sr Product Specialist provides product expertise and a depth of knowledge on coverages and on the national, regulatory, legislative and industry environment. They provide leadership in developing and maintaining products and coverages to positively affect portfolio profitability. They will maintain and create underwriting and risk selection rules across all portfolios. They are responsible for product design and overseeing the development of wordings. They provide product expertise to all programs and initiatives and Manufacturing projects and implementations.

How you will create impact:

Research, evaluate and author underwriting rules and risk selection guidelines. Author supporting reference material as appropriate.
Proactively monitor external activities to identify potential legal/regulatory impacts and emerging issues which could impact products and profitability including regulatory and legislative changes, claims issues, product, government bulletins.
Design products and oversee the development and maintenance of base policy wordings and forms across companies that supports our strategic objectives and our sustainability vision. Author and secure signoff of wordings for compliance with the group of Companies standards. Liaise with Reinsurance Department to ensure reinsurance arrangements are in place to manage the risk exposure to the portfolio in support of product profitability. Author underwriting guidelines for use in treaty and facultative reinsurance.
Provide leadership and subject matter expertise to project teams implementing change that affect product accountabilities. This includes acting as a SME on product accountabilities in the development, maintenance and enhancement of our policy administration systems.
Work as a key partner with the Communications and Training teams to provide background information and content for policy wordings, forms, questionnaires, reference and training materials. Product specialists will ensure compliance with regulations and that the needs of the different areas are met and are consistent.
Support the profitability of portfolios by analyzing, identifying and quantifying potential solutions to identified problems/issues.
Direct involvement in portfolio and broker acquisitions, support due diligence, assessment of the quality of the portfolio and make recommendations regarding the product for the portfolio conversion.
Provide product subject matter expertise to internal and external stakeholders such as Public Affairs and Government Relations, Ombudsman Office, and regulators.
Provide product specific information and participate in forming our company response to governments.

To join our team:

Minimum 5 years successful PL underwriting experience is preferred.
Chartered Insurance Professional (CIP) designation and/or FCIP with a major in Underwriting or Risk Management preferred.
University degree (Business, Economics, Mathematics preferred) or equivalent experience.
Expert knowledge of PL products, policy wordings, reference and training materials, Insurance Acts and provincial legislation/requirements.

How you will succeed:

You have an innovative mindset to improve operational efficiencies and ability to influence change, with a primary focus on client needs.
You use critical thinking skills to recognize assumptions, evaluate arguments, draw conclusions and proactively propose solutions.
You have strong communication skills to clearly convey messages and explore diverse points of view.
You build trusting relationships and provide guidance to support the development of colleagues.

What you need to know:

You will be subject to a Background check as a condition of employment, in the event you are the successful candidate.

What’s in it for you?

Training and development opportunities to grow your career.
Flexible work options and paid time off to support your personal and family needs.
A holistic approach to your well-being, with physical and mental health programs and a supportive workplace culture.
Paid volunteer days to give back to your community.
In addition to our competitive salary and incentive programs, eligible employees also benefit from a comprehensive total rewards package including group retirement savings plans, pension and benefits (e.g., health and wellness, dental, disability and life coverage), mental health support and an employee assistance program.

Salary information

Expected salary/hourly range is $72,847.00 to $121,411.00 CAD

The salary amount for the successful candidate is determined by Co-operators in its discretion and will vary depending on several criteria including but not limited to: local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.

Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and/or business performance, or other business metrics.

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More about this job

Responsibilities

The Senior Product Specialist provides expert leadership in developing and maintaining personal lines insurance products to ensure portfolio profitability and regulatory compliance. They are responsible for authoring underwriting rules, designing policy wordings, and providing subject matter expertise to cross-functional project teams.

Requirements

Candidates should have at least 5 years of personal lines underwriting experience and a university degree in a relevant field like Business, Economics, or Mathematics. A Chartered Insurance Professional (CIP) or FCIP designation with a major in Underwriting or Risk Management is preferred.

Skills

Product management
Underwriting
Risk selection
Policy wording design
Regulatory compliance
Portfolio profitability
Reinsurance
Critical thinking
Communication
Leadership
Strategic planning
Data analysis
Project management
Insurance legislation
Risk management

Benefits

Training and development opportunities
Flexible work options
Paid time off
Physical and mental health programs
Paid volunteer days
Pension
Health and wellness benefits
Dental coverage
Disability coverage
Life coverage
Mental health support
Employee assistance program

Visa sponsorship

Not detected in the job text

Keywords

Personal Lines
Underwriting
Product Portfolio
Risk Selection
Policy Wording
Regulatory Compliance
Reinsurance
Portfolio Profitability
Insurance Act
CIP
FCIP
Risk Management
Business
Economics
Mathematics
Financial Services
Product Design
Due Diligence
Public Affairs
Government Relations

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