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Added 2 hours ago
E
Human Resources Business Partner - Eurofins Environment Testing Western Canada, Inc.
Eurofins
Edmonton, AB
- Full-time
…The organization offers competitive wages and a comprehensive total rewards package, which will be discussed during the interview…
Added 2 hours ago
Media Specialist
SALT XC
Toronto, ON
…for this role and does not include other elements of SALT’s total rewards…
Added 2 hours ago
BT
U.S. Corporate Tax Partner
Baker Tilly Canada
Toronto, ON
- Full-time
…a variety of positions, industries, sectors and levels. Our total rewards philosophy is rooted in recognizing people's unique contributions and rewarding the value that they deliver. Along…
Added 3 hours ago
TH
Operations Manager : Inventory Control and Problem Resolution *AVRO/FDC*
The Home Depot Canada
Mississauga, ON
- Full-time
…range you see represents base salary only. In addition, your total rewards may include: semi-annual bonuses tied to business performance; Deferred Profit-Sharing Program to assist with…
Added 7 hours ago
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Educator | Rideau Centre
lululemon
Ottawa, ON
- Full-time
…For Their Performance And Dedication, Other Components Of Our Total Rewards Offerings Include Support Of Career Development, Wellbeing, And Personal…
Added 7 hours ago
L
Supply Chain Project Manager | Contract until October 2027
lululemon
Vancouver, BC
- Full-time
…knowledge, skills, experience, and internal equity. As part of our total rewards offering, permanent employees in this position may be eligible for our competitive annual bonus program,…
Added 7 hours ago
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Manager, Asset Protection & Safety, Global Fulfillment | Brampton, Ontario
lululemon
Brampton, ON
- Full-time
…knowledge, skills, experience, and internal equity. As part of our total rewards offering, permanent employees in this position may be eligible for our competitive annual bonus program,…
Added 7 hours ago
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Educator | Promenades St-Bruno | Temps-Partiel
lululemon
Saint-Bruno-de-Montarville, QC · St-Bruno-de-Montarville, QC
- Part-time
…For Their Performance And Dedication, Other Components Of Our Total Rewards Offerings Include Support Of Career Development, Wellbeing, And Personal…
Added 8 hours ago
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Assistant Manager
LensCrafters
Toronto, ON
- Full-time
Total Rewards: Benefits/Incentive Information
Added 10 hours ago
Senior Product Design Manager, Payroll
Gusto, Inc.
Toronto, ON
…determined by role, level, and location. Learn more about our Total Rewards…
Added 10 hours ago
BS
Senior Manager, Total Rewards & Well-Being
Bilingual Source
Toronto, ON · Etobicoke, ON
- $120,000 to $140,000 CAD / year
- Full-time
Bilingual Total Rewards Manager (French and English Required)
Added 11 hours ago
Assistant Manager
EssilorLuxottica Group
Toronto, ON
Total Rewards: Benefits/Incentive Information
Added 13 hours ago
AW
Training and Development Advisor
Agilus Work Solutions
AB · Edmonton, AB
- Contract
Partner with operations, maintenance, safety, and contractor teams to ensure workforce readiness
Added 14 hours ago
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Spécialiste de la communauté (38h/semaine) | Centre Eaton de Montréal
lululemon
Montréal-Ouest, QC
- Full-time
Establish and manage local key relationships (e.g., Ambassadors, Sweat Collective, studio owners, lululemon Studio partner studios) to increase new guest acquisition and guest retention.
Added 15 hours ago
EP
Sr. Operations Manager – Rating and Forms
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NB · Chiasson Office, NB
- Full-time
Base pay is one part of a total rewards package that includes the benefits listed below.
Added 15 hours ago
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Senior Service Designer
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Toronto, ON
- $95,000 to $105,000 CAD / year
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At Aviso Wealth, you will find a dynamic and inclusive culture that rewards innovation and celebrates success.
Added 15 hours ago
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Senior Analyst, Portfolio Management
PSP Investments | Investissements PSP
Montreal, QC
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We offer a tailored employee experience and competitive total rewards and benefits package* designed to attract and retain global diverse talent, reward performance, and reinforce business…
Added 16 hours ago
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Senior Talent Acquisition Specialist (Contract)
Hatch
Mississauga, ON
- Contract
…experience, qualifications and location. In addition to base pay, our total rewards package may include performance-based incentives, comprehensive benefits, and other programs designed to…
Added 19 hours ago
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Senior Delivery Manager, Temporary
Aviso
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Partner closely with Product Owners, Product Designers, and Technology Leads to align priorities, resolve impediments, and drive successful delivery
Added 20 hours ago
Fixed Operations Manager - Toyota Northshore
The Jim Pattison Auto Group
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Partner with sales and finance departments to ensure a seamless customer journey from vehicle delivery through long-term service ownership.
Added 21 hours ago
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Bilingual Senior HR Business Partner – Corporate Groups
CBC/Radio-Canada
Ottawa, ON
- Full-time
Collaborate closely with internal Centres of Expertise (Total Rewards, Talent Acquisition, Equity & Inclusion) to deliver tailored, high-quality HR solutions aligned with corporate…
Added 22 hours ago
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Customer Experience Associate
TD
Maple Ridge, BC
- Part-time
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at…
Added 22 hours ago
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Personal Banking Associate Trainee - Repentigny
TD
Repentigny, QC
- Full-time
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at…
Added 22 hours ago
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Sr. Health & Safety Manager
Maple Leaf Foods Inc
Mississauga, ON
- $122,000 to $172,000 CAD / year
- Part-time
Partner with the VP H&S to develop, prioritize and execute the multi-year H&S strategy and annual operating plan.
Added 22 hours ago
C
Bilingual Senior HR Business Partner – Corporate Groups
CBC/Radio-Canada
Ottawa, ON · Greater Ottawa Metropolitan Area
- Full-time
Collaborate closely with internal Centres of Expertise (Total Rewards, Talent Acquisition, Equity & Inclusion) to deliver tailored, high-quality HR solutions aligned with corporate…

Co-operators

Senior Product Specialist - Personal Lines

Calgary, AB, Canada
Moncton, NB, Canada
Guelph, ON, Canada
Mississauga, ON, Canada

Expected salary/hourly range is $72,847.00 to $121,411.00 CAD · Full-time

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Job details

Pay: Expected salary/hourly range is $72,847.00 to $121,411.00 CAD
Job type: Full-time
Posting language: English
Posted: Oct 26, 2026

Original job description

Company: CGIC Department: PL - Product Portfolio Employment Type: Regular Full-Time Work Model: Hybrid (2 days in office) Language: English is required, French is an asset. Additional Information: This/these role(s) is/are currently vacant

The Opportunity:

We are a leading Canadian financial services co-operative committed to being a catalyst for a sustainable and resilient society and our team is essential to deliver on this strategy. That’s why we prioritize our people, to ensure we provide a strong culture and development opportunities which enables our team to thrive and to live our purpose. The best part is that you will work with people that care passionately about you, our clients and our communities.

Recognized as the product expert, the Sr Product Specialist provides product expertise and a depth of knowledge on coverages and on the national, regulatory, legislative and industry environment. They provide leadership in developing and maintaining products and coverages to positively affect portfolio profitability. They will maintain and create underwriting and risk selection rules across all portfolios. They are responsible for product design and overseeing the development of wordings. They provide product expertise to all programs and initiatives and Manufacturing projects and implementations.

How you will create impact:

Research, evaluate and author underwriting rules and risk selection guidelines. Author supporting reference material as appropriate.
Proactively monitor external activities to identify potential legal/regulatory impacts and emerging issues which could impact products and profitability including regulatory and legislative changes, claims issues, product, government bulletins.
Design products and oversee the development and maintenance of base policy wordings and forms across companies that supports our strategic objectives and our sustainability vision. Author and secure signoff of wordings for compliance with the group of Companies standards. Liaise with Reinsurance Department to ensure reinsurance arrangements are in place to manage the risk exposure to the portfolio in support of product profitability. Author underwriting guidelines for use in treaty and facultative reinsurance.
Provide leadership and subject matter expertise to project teams implementing change that affect product accountabilities. This includes acting as a SME on product accountabilities in the development, maintenance and enhancement of our policy administration systems.
Work as a key partner with the Communications and Training teams to provide background information and content for policy wordings, forms, questionnaires, reference and training materials. Product specialists will ensure compliance with regulations and that the needs of the different areas are met and are consistent.
Support the profitability of portfolios by analyzing, identifying and quantifying potential solutions to identified problems/issues.
Direct involvement in portfolio and broker acquisitions, support due diligence, assessment of the quality of the portfolio and make recommendations regarding the product for the portfolio conversion.
Provide product subject matter expertise to internal and external stakeholders such as Public Affairs and Government Relations, Ombudsman Office, and regulators.
Provide product specific information and participate in forming our company response to governments.

To join our team:

Minimum 5 years successful PL underwriting experience is preferred.
Chartered Insurance Professional (CIP) designation and/or FCIP with a major in Underwriting or Risk Management preferred.
University degree (Business, Economics, Mathematics preferred) or equivalent experience.
Expert knowledge of PL products, policy wordings, reference and training materials, Insurance Acts and provincial legislation/requirements.

How you will succeed:

You have an innovative mindset to improve operational efficiencies and ability to influence change, with a primary focus on client needs.
You use critical thinking skills to recognize assumptions, evaluate arguments, draw conclusions and proactively propose solutions.
You have strong communication skills to clearly convey messages and explore diverse points of view.
You build trusting relationships and provide guidance to support the development of colleagues.

What you need to know:

You will be subject to a Background check as a condition of employment, in the event you are the successful candidate.

What’s in it for you?

Training and development opportunities to grow your career.
Flexible work options and paid time off to support your personal and family needs.
A holistic approach to your well-being, with physical and mental health programs and a supportive workplace culture.
Paid volunteer days to give back to your community.
In addition to our competitive salary and incentive programs, eligible employees also benefit from a comprehensive total rewards package including group retirement savings plans, pension and benefits (e.g., health and wellness, dental, disability and life coverage), mental health support and an employee assistance program.

Salary information

Expected salary/hourly range is $72,847.00 to $121,411.00 CAD

The salary amount for the successful candidate is determined by Co-operators in its discretion and will vary depending on several criteria including but not limited to: local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.

Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and/or business performance, or other business metrics.

Apply About employer

More about this job

Responsibilities

The Senior Product Specialist provides expert leadership in developing and maintaining personal lines insurance products to ensure portfolio profitability and regulatory compliance. They are responsible for authoring underwriting rules, designing policy wordings, and providing subject matter expertise to cross-functional project teams.

Requirements

Candidates should have at least 5 years of personal lines underwriting experience and a university degree in a relevant field like Business, Economics, or Mathematics. A Chartered Insurance Professional (CIP) or FCIP designation with a major in Underwriting or Risk Management is preferred.

Skills

Product management
Underwriting
Risk selection
Policy wording design
Regulatory compliance
Portfolio profitability
Reinsurance
Critical thinking
Communication
Leadership
Strategic planning
Data analysis
Project management
Insurance legislation
Risk management

Benefits

Training and development opportunities
Flexible work options
Paid time off
Physical and mental health programs
Paid volunteer days
Pension
Health and wellness benefits
Dental coverage
Disability coverage
Life coverage
Mental health support
Employee assistance program

Visa sponsorship

Not detected in the job text

Keywords

Personal Lines
Underwriting
Product Portfolio
Risk Selection
Policy Wording
Regulatory Compliance
Reinsurance
Portfolio Profitability
Insurance Act
CIP
FCIP
Risk Management
Business
Economics
Mathematics
Financial Services
Product Design
Due Diligence
Public Affairs
Government Relations

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