Credit Risk Analyst

Company Description

CORE Capital Group is a Canadian finance and consulting firm specializing in tailored solutions for business clients across multiple sectors. The company provides services in equipment finance and leasing, vendor finance, energy finance, corporate finance, and commercial real estate finance. CORE Capital Group focuses on helping organizations access capital, structure financing, and optimize cash flow to support growth and operational efficiency. Prospective team members can expect to work with a diverse range of industries and clients. More information about services and sectors is available at www.corcap.ca.

Credit Analyst  

Credit analysis. Risk management. Client support. Collaboration.

Analyze financial information, credit applications, and supporting documentation to assess borrower risk and repayment capacity.

Structure and recommend financing solutions that align with client needs and the Bank's risk appetite.

Collaborate with Sales, Relationship Managers, and Credit colleagues to support timely and informed credit decisions.

Prepare recommendations for more complex credit requests.

Identify key risks, mitigating factors, collateral considerations, and policy exceptions.

Ensure compliance with internal policies, procedures, and regulatory requirements.

Your Team

Our team is recognized for its strong credit expertise, commitment to sound risk management, and focus on delivering exceptional client service.

We offer a flexible work environment, opportunities for professional development, and ongoing support through coaching, mentoring, and training programs designed to help you grow your career.

Prerequisites

Diploma or Bachelor's degree in Finance, Commerce, Accounting, Economics, or a related field.

1-3 years of experience in commercial lending, credit adjudication, banking, or financial analysis.

Strong understanding of financial statement analysis and credit risk assessment.

Knowledge of commercial lending structures, collateral security, and credit documentation.

Excellent analytical, communication, and decision-making skills.

Ability to manage competing priorities in a fast-paced environment.

Ability to work under pressure with tight deliverables

Sense of analysis and synthesis, sense of initiative,

Excellent priority management and autonomy of execution

Strong interpersonal skills, ease in communicating effectively with partners

• Required skills: Communication, Credit Underwriting, Diversity & Inclusion, Financial Analysis, Initiative, Learning Agility, Resiliency, TeamworkCredit analysis. Risk management. Client support. Collaboration.
• Analyze financial information, credit applications, and supporting documentation to assess borrower risk and repayment capacity.
• Structure and recommend financing solutions that align with client needs and the Bank's risk appetite.
• Collaborate with Sales, Relationship Managers, and Credit colleagues to support timely and informed credit decisions.
• Prepare recommendations for more complex credit requests.
• Identify key risks, mitigating factors, collateral considerations, and policy exceptions.
• Ensure compliance with internal policies, procedures, and regulatory requirements.

Your Team

Our team is recognized for its strong credit expertise, commitment to sound risk management, and focus on delivering exceptional client service.

We offer a flexible work environment, opportunities for professional development, and ongoing support through coaching, mentoring, and training programs designed to help you grow your career.

Prerequisites

• Diploma or Bachelor's degree in Finance, Commerce, Accounting, Economics, or a related field.
• 1-3 years of experience in commercial lending, credit adjudication, banking, or financial analysis.
• Strong understanding of financial statement analysis and credit risk assessment.
• Knowledge of commercial lending structures, collateral security, and credit documentation.
• Excellent analytical, communication, and decision-making skills.
• Ability to manage competing priorities in a fast-paced environment.
• Ability to work under pressure with tight deliverables
• Sense of analysis and synthesis, sense of initiative,
• Excellent priority management and autonomy of execution
• Strong interpersonal skills, ease in communicating effectively with partners

Required skills: Communication, Credit Underwriting, Diversity & Inclusion, Financial Analysis, Initiative, Learning Agility, Resiliency, Teamwork