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Added 4 mins ago
Q
Conversation Bot Engineer - Dialogflow CX
Quantiphi
Toronto, ON
- $140,000 to $150,000 CAD / year
- Full-time
Responsible for developing, enhancing capabilities, modifying and/or maintaining chatbot applications in the Global Markets environment. Conversation Bot Engineers design, code, test, debug…
Added 4 mins ago
WS
Material Handler
Wolf Steel Ltd
Barrie, ON
- Full-time
…hiring decisions but may assist Talent Acquisition in evaluating applications. AI tools used may include systems based on algorithms, statistical models, or machine…
Added 4 mins ago
IG
Back End Developer
Insight Global
Canada
- $55 to $75 CAD / hour
- Contract
Insight Global is hiring a Backend Developer for a leading retail organization to support the continued development and enhancement of its finance integration platform. This individual will…
Added 4 mins ago
TS
Licensed Mechanic
The Seaboard Transport Group
AB · Edmonton, AB
- Full-time
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our…
Added 4 mins ago
CC
Senior Accountant, Real Estate
Connor, Clark & Lunn Financial Group (CC&L)
Toronto, ON
- Part-time
We are committed to providing an inclusive, accessible recruitment and selection process. We welcome and encourage applications from people with disabilities. Accommodations are available…
Added 4 mins ago
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Business Development Manager
Grantek
Burlington, ON
- Full-time
…and included. To ensure a fair and consistent hiring process, applications are reviewed through a blend of thoughtful human evaluation and trusted AI-assisted…
Added 4 mins ago
OP
Senior Governance, Risk & Compliance Consultant
Ontario Power Generation
Oshawa, ON
- Full-time
Added 4 mins ago
OP
Electrical Plant Engineer
Ontario Power Generation
Atikokan, ON
- Full-time
Added 5 mins ago
Manager, Local Sales, Calgary
Bell
Calgary, AB
Proficiency in Microsoft Office applications including Word, Excel, and PowerPoint, along with proposal development and presentation tools.
Added 5 mins ago
MC
Manager, Business Banking Credit
Meridian Credit Union
Guelph, ON
- $79,100 to $110,000 CAD / year
- Full-time
…management within the BBC. Accountable for the quality of credit applications/submissions as prepared by Commercial Analysts, structuring large and complex applications, and assisting with…
Added 5 mins ago
Corporate Traveller - Senior Productivity Manager - Vancouver, BC
Flight Centre
BC
Familiarity with GDS and Non-GDS booking platforms, Salesforce, and Microsoft applications
Added 5 mins ago
Corporate Traveller - Corporate Travel Consultant - Vancouver, BC
Flight Centre
BC
Added 5 mins ago
Corporate Traveller - Corporate Travel Consultant - Burnaby, BC
Flight Centre
BC
Added 5 mins ago
Corporate Traveller - Corporate Travel Consultant - Surrey, BC
Flight Centre
BC
Added 5 mins ago
OA
Industrial Red Seal Electrician
Oldcastle APG
Delta, BC
- Other
CRH welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.
Added 5 mins ago
TC
Senior Database Administrator (Oracle Application DBA / AWS Cloud)
Tata Consultancy Services
Toronto, ON
- $115,000 to $130,000 CAD / year
- Full-time
We are seeking an experienced Senior Oracle Application DBA to optimize, scale, and maintain mission-critical database applications. This role partners closely with development and…
Added 5 mins ago
I
Lead SAP TMS Consultant
Infosys
Calgary, AB
- Full-time
Design and implement advanced customizations basis ERP platform's capabilities and limitations and develop critical software applications in collaboration with the development team
Added 5 mins ago
NS
AWS Snowflake Solutions Architect
N2P Systems
Toronto, ON
- Full-time
N2P Systems uses AI to help screen and assess applications for this role. N2P Systems is an enterprise technology consulting and digital solutions firm operating across Canada, the United…
Added 5 mins ago
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Electrical Engineer/Designer
Grantek
Burlington, ON
- Full-time
…and included. To ensure a fair and consistent hiring process, applications are reviewed through a blend of thoughtful human evaluation and trusted AI-assisted…
Added 5 mins ago
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Alliance Marketing Manager, SAP 12 Month Fixed Term Contract
Deloitte
Toronto, ON
- Full-time
Added 5 mins ago
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Business Systems Developer
Grantek
Burlington, ON
- Full-time
Grantek is looking for a Business Systems Developer to design, build, and maintain the internal applications, integrations, and automation workflows that support our global operations. This…
Added 5 mins ago
S
Talent Acquisition Senior Specialist
Savaria
Toronto, ON · Greater Toronto Area, Canada
- $75,000 to $105,000 CAD / year
- Full-time
…wheelchair lifts, stairlifts, elevators for home and commercial applications, medical beds, ceiling track lifts and patient slings. Our vision is to empower people with mobility for life.…
Added 5 mins ago
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Associate Creative Director
Monks
Toronto, ON
- Full-time
…While Monks may contact potential candidates via LinkedIn, all applications must be submitted through our official website…
Added 5 mins ago
EI
Artificial Intelligence Engineer
Extend Information Systems Inc.
Mississauga, ON
- Full-time
Design, build, and deploy Python-based AI/LLM applications using FastAPI/Flask.
Added 5 mins ago
Software Development Engineer, Agent Labs
Amazon
Vancouver, BC
Join our innovative team that enables rapid development and improvement of Agentic AI applications that will transform how Amazon customers interact with technology. In this role, you'll…

EarnIn

Senior Software Engineer

Vancouver, BC, Canada

Full-time

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Job details

Job type: Full-time
Apply by: Nov 29, 2026
Experience: 4+ years of software engineering experience, with most of it spent building and operating backend services.
Posting language: English
Posted: Oct 30, 2026

Original job description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

Cash Out is the business unit behind how millions of EarnIn community members access their earnings when they need them most. Our backend services power Cash Out around the clock, integrating with EarnIn's risk, ledger, and repayment platforms to get real money to members over debit card rails, ACH, and RTP. We are looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they drive.

At EarnIn, working with AI is expected, not optional. This is a backend engineering role, not an AI engineering role, but we expect you to use AI-assisted development and agentic workflows (Cursor, Claude, and similar tools) every day to design, build, test, and operate our systems, so you can move much faster and deliver a lot more, while holding a high bar for correctness, review, and safety on systems that move our members' money. You'll work across the stack when the member experience calls for it, partner closely with product, design, and data, and take full ownership of what you ship from idea through production.

This position is hybrid, based in our Vancouver, BC office, with two days a week required in the office. Candidates must be based in the Vancouver area; this role is not open to fully remote work. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. The Vancouver base salary range for this full-time position is CAD 199,800- 244,200 plus equity and benefits. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

Drive the end-to-end design and implementation of new Cash Out features. Break down complex problems to their essentials, translate that complexity into elegant design, and write high-quality, maintainable, well-tested code.
Design and build highly reliable Cash Out transaction flows on top of EarnIn's payments and repayment platforms, which move money over debit card networks, ACH, FedNow, and RTP, with idempotent requests, safe handling of payment failures and returns, reconciliation of Cash Out state against platform outcomes, and auditability built in.
Use AI-assisted development tools and agentic workflows as your default way of working, from design and coding to testing, code review, debugging, and incident response, to deliver significantly more, faster, while staying accountable for the quality and safety of everything that ships.
Work across the stack when the member outcome calls for it, carrying changes from backend services through APIs and into the client experience, in partnership with design, instead of waiting on handoffs.
Design and deliver robust REST/gRPC APIs for our client applications and services, and event-driven integrations (e.g., Kafka, SNS/SQS) between backend services with idempotent consumers and well-defined contracts.
Own the health of the services you build: participate in the team's on-call rotation, respond to alerts and incidents, and drive them through resolution and blameless postmortems.
Improve reliability and observability by building monitoring, alerting, dashboards, and runbooks that help us detect and resolve issues before a member's Cash Out is delayed or fails.
Bring a customer-first product mindset: partner with product, design, data science, and analytics to shape what we build, size opportunities, and read out experiments.
Mentor other engineers through code, design, and architecture reviews, and share the AI workflows that work.
Make a meaningful impact on the lives of our community members.

WHAT WE'RE LOOKING FOR

4+ years of software engineering experience, with most of it spent building and operating backend services.
A computer science or related degree, or equivalent practical experience. We care about what you've built, not where you studied.
Proven, hands-on experience using Cursor and Claude (e.g., Claude Code, Claude in Cursor) in your day-to-day engineering work. You'll be asked to share specific stories about how AI and agentic workflows helped you ship more, faster, including a time you caught and corrected AI output that was wrong, and how you decide when to trust AI output and when to verify it.
A track record of using AI to deliver backend and, when needed, full-stack work end to end, not just to generate snippets.
Strong product sense and a customer-first mindset. You can point to the member or customer outcomes you moved and how you measured them, through opportunity sizing, experiments, or metrics, not just the features you shipped.
An excellent sense of ownership, including supporting live production services through on-call, incidents, and follow-through.
Proficient in at least one modern programming language, such as Kotlin, Java, C#, Go, Python, or TypeScript, and able to work in more than one.
Hands-on experience with SQL and NoSQL databases (e.g., PostgreSQL, MySQL, DynamoDB) and streaming and messaging technologies (e.g., Kafka, AWS SNS/SQS).
Experience working in microservice architectures, with continuous integration and delivery tools, and with developing and executing functional and integration tests.
Excellent written and verbal communication skills.
A bias toward action and results, and comfort moving quickly and adapting as priorities change.
Experience with payments, ledgers, or money movement systems, where correctness and auditability matter, is a plus
Experience building web or mobile client experiences (e.g., TypeScript, React, or native mobile) is a plus.
Experience with Kubernetes, AWS, and monitoring and observability tools such as Datadog is a plus.
Experience helping a team adopt agentic workflows using AI that improved both output and quality is a plus.
Experience in fintech or other regulated, security-sensitive environments is a plus.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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More about this job

Responsibilities

Design, build, and operate reliable Cash Out backend services and transaction flows, including payment integrations, APIs, event-driven systems, and safeguards for idempotency, reconciliation, and auditability. Own production health through on-call support, incident response, monitoring, and postmortems, while partnering across product, design, and data and mentoring engineers.

Requirements

Candidates need at least four years of software engineering experience, primarily building and operating backend services, plus proficiency in a modern programming language and experience with databases, messaging, microservices, CI/CD, and testing. The role also requires hands-on daily use of Cursor and Claude, strong product judgment and ownership, and the ability to communicate effectively; a relevant degree or equivalent practical experience is accepted.

Skills

Backend Engineering
AI-Assisted Development
Agentic Workflows
Kotlin
Java
C#
Go
Python
TypeScript
SQL
NoSQL
Microservices
REST/gRPC APIs
Kafka
AWS SNS/SQS
Payments

Benefits

Healthcare
Internet Reimbursement
Cell Phone Reimbursement
Learning and Development Stipend
Equity
Travel Opportunities

Visa sponsorship

Not detected in the job text

Keywords

Cash Out
Earned Wage Access
Backend Services
AI-Assisted Development
Agentic Workflows
Cursor
Claude
Payments
Debit Card Networks
ACH
FedNow
RTP
Idempotency
Reconciliation
Auditability
REST APIs
gRPC
Kafka
AWS SNS/SQS
PostgreSQL
MySQL
DynamoDB
Microservices
Continuous Integration and Delivery
Functional Testing
Integration Testing
Kubernetes
AWS
Datadog
On-Call

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