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Added 13 mins ago
SG
Sr. Mechanical Engineer
Socomec Group
Brampton, ON
- Full-time
Demonstrated experience in electro mechanical enclosure & design and packaging for electrical power distribution systems in indoor and outdoor environments, including transformers or…
Added 28 mins ago
OP
Electrical Plant Engineer
Ontario Power Generation
Atikokan, ON
- Full-time
Ontario Power Generation (OPG) is looking for a dynamic, strategic and results-driven professional to join our team in the role of Electrical Plant Engineer.
Added 28 mins ago
SI
New Grad Electrical Engineer - Power Studies
Shermco Industries, Inc.
Regina, SK
- Full-time
…clients across various industries. As a New Grad Electrical Engineer - Power Studies, Associate at Shermco, you will have the exceptional opportunity to launch your career in a company that…
Added 29 mins ago
Senior Software Engineer
EarnIn
Vancouver, BC
…their earnings when they need them most. Our backend services power Cash Out around the clock, integrating with EarnIn's risk, ledger, and repayment platforms to get real money to members…
Added 44 mins ago
ES
Controls Technician - Tech VII
Equans Services Canada & US
Surrey, BC
- Full-time
4th Class Power Engineer or 5th with Refrigeration endorsement (not required but prefered)
Added 44 mins ago
A
Senior Electrical Engineer
AtkinsRéalis
Pickering, ON
- Full-time
This role provides engineering support and technical accountability for nuclear electrical power systems, including distribution, protection, grounding, cables, motors, batteries, emergency…
Added 44 mins ago
A
Electrical Engineer
AtkinsRéalis
Pickering, ON
- Full-time
This role provides engineering support and technical accountability for nuclear electrical power systems, including distribution, protection, grounding, cables, motors, batteries, emergency…
Added 44 mins ago
IM
Electrical Engineer / Senior Electrical Engineer
Impossible Metals
Collingwood, ON
- Full-time
Impossible Metals Canada is looking for a practical, hands-on Electrical Engineer / Senior Electrical Engineer to help design, develop, integrate, and test the electrical systems that power…
Added 44 mins ago
TT
Design Engineer, Electrical and Traction Power (13543)
Toronto Transit Commission (TTC)
Toronto, ON · Greater Toronto Area, Canada
- $100,318.4 to $125,434.4 CAD / year
- Full-time
As a Design Engineer, Electrical and Traction Power, you will provide engineering design expertise to work associated with the TTC's electrical and traction power systems. In addition, you…
Added 59 mins ago
N
CHIEF OPERATING ENGINEER
Nortera
Tecumseh, ON
- Full-time
…energetic individual to join our team as a Chief Operating Engineer. Reporting to the Maintenance Manager, the successful candidate will be responsible for the safe operation, maintenance,…
Added 59 mins ago
Senior Mechanical Design Engineer
Type One Energy
Vancouver, BC
The primary function of this position is to provide conceptual, preliminary and final design of systems and components for our stellarator fusion power plants. The Senior Mechanical Design…
Added 59 mins ago
C
Steamfitter, Facilities Department - Permanent Full-Time (1.0)
CHEO
Ottawa, ON
- Full-time
…within CHEOs complicated heating, cooling, and pressurized systems. This important role involves dealing with maintenance, new installs, or contractor coordination of the systems they are…
Added 1 hour ago
E
Senior Software Engineer
EarnIn
Vancouver, BC
- Full-time
…their earnings when they need them most. Our backend services power Cash Out around the clock, integrating with EarnIn's risk, ledger, and repayment platforms to get real money to members…
Added 1 hour ago
SG
Engineer, Mechanical
Socomec Group
Brampton, ON
- Full-time
…electromechanical design and packaging for the company’s product lines (Power Conversion, Energy Storage, Power System Monitoring, etc.), research & development, process and product…
Added 1 hour ago
S
Mechanical Engineer
Shred-tech
Cambridge, ON
- Full-time
Specialization in Fluid Mechanics, Hydraulics or Fluid Power Systems preferred.
Added 1 hour ago
BR
Maintenance Manager
BGO Real Estate
Cambridge, ON
- Full-time
Licenses / Certifications: 5th Class Power Engineer Certification, WHMIS and First Aid Training are considered an asset.
Added 1 hour ago
TR
TPSS Work Package Manager
Trillium Rail Partners
Mississauga, ON
- Full-time
Traction Power Supply Systems (TPSS), including substations, transformers, rectifiers, and switchgear
Added 1 hour ago
SS
Ingénieur en automatisation réseau / Network Automation Engineer
Sky Systems, Inc. (SkySys)
Montreal, QC
- $100 to $105 CAD / hour
- Contract
Titre/Title : Ingénieur en automatisation réseau / Network Automation Engineer
Added 2 hours ago
TR
TPSS Work Package Manager
Trillium Rail Partners
Mississauga, ON
- Full-time
Traction Power Supply Systems (TPSS), including substations, transformers, rectifiers, and switchgear
Added 2 hours ago
NF
Renewable Energy Asset Manager
Natural Forces
Halifax, NS
- Full-time
Monitor asset performance using SCADA systems, monitoring platforms, and operational reports.
Added 2 hours ago
AM
Mechanical Design Engineer
AVL Manufacturing Inc.
Hamilton, ON
- Full-time
Work with other engineering disciplines (i.e. process, applications, and electrical) to create designs that integrate power, electromechanical, and mechanical systems and that factor in…
Added 2 hours ago
TS
Inspector, OE
Technical Standards & Safety Authority (TSSA)
Ottawa, ON
- Full-time
Bring a minimum of five years of progressive experience in the operation and maintenance of large and diverse thermal power systems, including at least three years of experience as a…
Added 2 hours ago
SE
Embedded Software Engineer
Schneider Electric
Victoria, BC
- Full-time
An understanding of industrial automation, power systems, metering, or energy management.
Added 2 hours ago
AS
Technical Lead - AI Delivery
Ardent SoftSol Inc.
Brampton, ON
- Contract
Integrate AI agents with Oracle Fusion APIs, business objects, and enterprise systems.
Added 2 hours ago
TT
Mechanical EIT
TWD Technologies Ltd.
Burlington, ON
- Full-time
As a Mechanical Engineer-in-Training (EIT), you will support the planning, design, engineering, and execution of mechanical systems and infrastructure projects across the energy and…

EarnIn

Senior Software Engineer

Vancouver, BC, Canada

Full-time

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Job details

Job type: Full-time
Apply by: Nov 29, 2026
Experience: 4+ years of software engineering experience, with most of it spent building and operating backend services.
Posting language: English
Posted: Oct 30, 2026

Original job description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

Cash Out is the business unit behind how millions of EarnIn community members access their earnings when they need them most. Our backend services power Cash Out around the clock, integrating with EarnIn's risk, ledger, and repayment platforms to get real money to members over debit card rails, ACH, and RTP. We are looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they drive.

At EarnIn, working with AI is expected, not optional. This is a backend engineering role, not an AI engineering role, but we expect you to use AI-assisted development and agentic workflows (Cursor, Claude, and similar tools) every day to design, build, test, and operate our systems, so you can move much faster and deliver a lot more, while holding a high bar for correctness, review, and safety on systems that move our members' money. You'll work across the stack when the member experience calls for it, partner closely with product, design, and data, and take full ownership of what you ship from idea through production.

This position is hybrid, based in our Vancouver, BC office, with two days a week required in the office. Candidates must be based in the Vancouver area; this role is not open to fully remote work. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. The Vancouver base salary range for this full-time position is CAD 199,800- 244,200 plus equity and benefits. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

Drive the end-to-end design and implementation of new Cash Out features. Break down complex problems to their essentials, translate that complexity into elegant design, and write high-quality, maintainable, well-tested code.
Design and build highly reliable Cash Out transaction flows on top of EarnIn's payments and repayment platforms, which move money over debit card networks, ACH, FedNow, and RTP, with idempotent requests, safe handling of payment failures and returns, reconciliation of Cash Out state against platform outcomes, and auditability built in.
Use AI-assisted development tools and agentic workflows as your default way of working, from design and coding to testing, code review, debugging, and incident response, to deliver significantly more, faster, while staying accountable for the quality and safety of everything that ships.
Work across the stack when the member outcome calls for it, carrying changes from backend services through APIs and into the client experience, in partnership with design, instead of waiting on handoffs.
Design and deliver robust REST/gRPC APIs for our client applications and services, and event-driven integrations (e.g., Kafka, SNS/SQS) between backend services with idempotent consumers and well-defined contracts.
Own the health of the services you build: participate in the team's on-call rotation, respond to alerts and incidents, and drive them through resolution and blameless postmortems.
Improve reliability and observability by building monitoring, alerting, dashboards, and runbooks that help us detect and resolve issues before a member's Cash Out is delayed or fails.
Bring a customer-first product mindset: partner with product, design, data science, and analytics to shape what we build, size opportunities, and read out experiments.
Mentor other engineers through code, design, and architecture reviews, and share the AI workflows that work.
Make a meaningful impact on the lives of our community members.

WHAT WE'RE LOOKING FOR

4+ years of software engineering experience, with most of it spent building and operating backend services.
A computer science or related degree, or equivalent practical experience. We care about what you've built, not where you studied.
Proven, hands-on experience using Cursor and Claude (e.g., Claude Code, Claude in Cursor) in your day-to-day engineering work. You'll be asked to share specific stories about how AI and agentic workflows helped you ship more, faster, including a time you caught and corrected AI output that was wrong, and how you decide when to trust AI output and when to verify it.
A track record of using AI to deliver backend and, when needed, full-stack work end to end, not just to generate snippets.
Strong product sense and a customer-first mindset. You can point to the member or customer outcomes you moved and how you measured them, through opportunity sizing, experiments, or metrics, not just the features you shipped.
An excellent sense of ownership, including supporting live production services through on-call, incidents, and follow-through.
Proficient in at least one modern programming language, such as Kotlin, Java, C#, Go, Python, or TypeScript, and able to work in more than one.
Hands-on experience with SQL and NoSQL databases (e.g., PostgreSQL, MySQL, DynamoDB) and streaming and messaging technologies (e.g., Kafka, AWS SNS/SQS).
Experience working in microservice architectures, with continuous integration and delivery tools, and with developing and executing functional and integration tests.
Excellent written and verbal communication skills.
A bias toward action and results, and comfort moving quickly and adapting as priorities change.
Experience with payments, ledgers, or money movement systems, where correctness and auditability matter, is a plus
Experience building web or mobile client experiences (e.g., TypeScript, React, or native mobile) is a plus.
Experience with Kubernetes, AWS, and monitoring and observability tools such as Datadog is a plus.
Experience helping a team adopt agentic workflows using AI that improved both output and quality is a plus.
Experience in fintech or other regulated, security-sensitive environments is a plus.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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More about this job

Responsibilities

Design, build, and operate reliable Cash Out backend services and transaction flows, including payment integrations, APIs, event-driven systems, and safeguards for idempotency, reconciliation, and auditability. Own production health through on-call support, incident response, monitoring, and postmortems, while partnering across product, design, and data and mentoring engineers.

Requirements

Candidates need at least four years of software engineering experience, primarily building and operating backend services, plus proficiency in a modern programming language and experience with databases, messaging, microservices, CI/CD, and testing. The role also requires hands-on daily use of Cursor and Claude, strong product judgment and ownership, and the ability to communicate effectively; a relevant degree or equivalent practical experience is accepted.

Skills

Backend Engineering
AI-Assisted Development
Agentic Workflows
Kotlin
Java
C#
Go
Python
TypeScript
SQL
NoSQL
Microservices
REST/gRPC APIs
Kafka
AWS SNS/SQS
Payments

Benefits

Healthcare
Internet Reimbursement
Cell Phone Reimbursement
Learning and Development Stipend
Equity
Travel Opportunities

Visa sponsorship

Not detected in the job text

Keywords

Cash Out
Earned Wage Access
Backend Services
AI-Assisted Development
Agentic Workflows
Cursor
Claude
Payments
Debit Card Networks
ACH
FedNow
RTP
Idempotency
Reconciliation
Auditability
REST APIs
gRPC
Kafka
AWS SNS/SQS
PostgreSQL
MySQL
DynamoDB
Microservices
Continuous Integration and Delivery
Functional Testing
Integration Testing
Kubernetes
AWS
Datadog
On-Call

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