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Added 1 min ago
HT
Manufacturing Engineer (Contract)
Husky Technologies
Bolton, ON
- Full-time
Husky TechnologiesTM offers a wealth of opportunity for personal growth and development. Most importantly, Husky Technologies TM offers an opportunity to work with – and be challenged by –…
Added 1 min ago
HT
PD Software for Service
Husky Technologies
Bolton, ON
- Full-time
The Service team is a unique team in Development engineering responsible for enhancing the reliability and performance of Husky’s products by resolving systemic service issues. The team is…
Added 1 min ago
HT
PD Service - Mechanical
Husky Technologies
Bolton, ON
- Full-time
The Service team is a unique team in Development engineering responsible for enhancing the reliability and performance of Husky’s products by resolving systemic service issues. The team is…
Added 1 min ago
HT
Product Development Engineer
Husky Technologies
Bolton, ON
- Full-time
Our Development Engineering team is looking to hire an experienced Product Development Engineer. The successful candidate will lead the technical development of packaging products working…
Added 1 min ago
HT
Applications Engineer
Husky Technologies
Bolton, ON
- Full-time
Lead end-to-end innovation and engineering initiatives, from concept ideation and prototyping through proof-of-concept validation, product development, and commercialization.
Added 1 min ago
HS
Senior Software Engineer
Henry Schein Canada
Surrey, BC
- Full-time
Our Dentrix Ascend engineering team contributes to the development of Dentrix Ascend, our cloud-based practice management platform used by dental practices across the United States.…
Added 1 min ago
C(
Senior Software Engineer, Agentic Systems
CareLink (by Asepha)
Toronto, ON
- Full-time
…rapidly and seeking a talented, innovative Senior Software Engineer to join our growing team. As one of our early hires, you’ll play a critical role in shaping our engineering efforts,…
Added 1 min ago
DG
Industrial Construction Project Manager II (F&B Industry)
Dennis Group
Mississauga, ON
- Full-time
Assisting with the development of project scope, budget, schedule, and critical path elements
Added 1 min ago
MS
Senior Electronic Warfare Systems Engineer
MDA Space
Ottawa, ON · Kanata, ON
- Full-time
We’re on the hunt for a motivated and positive minded Sr. Systems Engineer with experience developing and integrating Electronic Warfare (EW) systems to join our cross functional,…
Added 2 mins ago
HS
Senior Software Engineer
Henry Schein
Surrey, BC
- Full-time
Our Dentrix Ascend engineering team contributes to the development of Dentrix Ascend, our cloud-based practice management platform used by dental practices across the United States.…
Added 32 mins ago
OC
2nd Class Power Engineer (Temporary)
Orano Canada
SK · Saskatchewan, Canada
- Contract
…Plant, with a focus on improving operational efficiency and product quality. You’ll collaborate closely with team members while effectively communicating plant conditions. As you receive…
Added 32 mins ago
AA
Ingénieur principal ou ingénieure principale en assurance qualité des logiciels/ Senior Software Quality Assurance Engineer
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Longueuil, QC
- Full-time
…Aviya has an opening for a Senior Software Quality Assurance Engineer to join our engineering group in Montreal,…
Added 32 mins ago
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CYBERSECURITY ENGINEER
Adacel
Montreal, QC
- Full-time
Added 32 mins ago
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Senior Full Stack Engineer
Workstream
Vancouver, BC
- Full-time
You are a seasoned Full Stack Engineer with a strong background in full-stack application development.
Added 32 mins ago
SC
Experienced Intermediate Software Engineer, Ruby on Rails
SureSwift Capital
Remote, Canada
- $90,000 to $120,000 CAD / year
- Full-time
- Remote
…explain it. You'll work side by side with our other senior engineer, two engineers who share production and learn from each other, and report to the GM, who leads the product. This is a…
Added 1 hour ago
SG
Sr. Mechanical Engineer
Socomec Group
Brampton, ON
- Full-time
This role within the Engineering/Product Development Team is focused on electromechanical design and packaging for the company’s product lines (Power Conversion, Energy Storage, Power…
Added 1 hour ago
TM
Senior Product Development Engineering Specialist - Design Support & Sustaining
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- Full-time
SENIOR PRODUCT DEVELOPMENT ENGINEERING SPECIALIST – DESIGN SUPPORT & SUSTAINING
Added 1 hour ago
Software Engineer - API
CMiC
Toronto, ON
The main responsibility of this role is to contribute to the development of RESTful APIs to support our front-end applications. You will modify existing APIs and create new APIs using both…
Added 1 hour ago
TM
Senior Mechanical Product Design Engineering Specialist
Trudell Medical International
London, ON
- Full-time
…engineers. Influence cross functional teams to deliver new product development projects on plan, within target costs, and that meet or exceed our expectations for quality and…
Added 1 hour ago
TC
Senior Database Administrator (Oracle Application DBA / AWS Cloud)
Tata Consultancy Services
Toronto, ON
- $115,000 to $130,000 CAD / year
- Full-time
TCS Interactive is Tata Consultancy Services’ award-winning full-service agency unit. We design, engineer and activate digital products and services that drive growth and transformation for…
Added 1 hour ago
Software Development Engineer, Agent Labs
Amazon
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In this role, you'll lead the entire product development lifecycle - from conceptualization to implementation - working with the latest AI agent frameworks to create scalable solutions.…
Added 1 hour ago
Senior Software Engineer
EarnIn
Vancouver, BC
…card rails, ACH, and RTP. We are looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the…
Added 1 hour ago
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AI Engineer
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- Full-time
…RAG, and operational systems (e.g. ticket triage, order audit, product…
Added 1 hour ago
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Computer Vision Engineer, 3D Reconstruction
OmaScan
Toronto, ON
- Full-time
You will own OmaScan's 3D capture and reconstruction, the part of the product that every measurement, floor plan and equipment design depends on. This is a chance to build the core…
Added 1 hour ago
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Intern, Project Management (Winter 2027)
Bombardier
Mississauga, ON
- Volunteer
Joining product development meetings and learning how priorities are set.

EarnIn

Senior Software Engineer

Vancouver, BC, Canada

Full-time

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Job details

Job type: Full-time
Apply by: Nov 29, 2026
Experience: 4+ years of software engineering experience, with most of it spent building and operating backend services.
Posting language: English
Posted: Oct 30, 2026

Original job description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

Cash Out is the business unit behind how millions of EarnIn community members access their earnings when they need them most. Our backend services power Cash Out around the clock, integrating with EarnIn's risk, ledger, and repayment platforms to get real money to members over debit card rails, ACH, and RTP. We are looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they drive.

At EarnIn, working with AI is expected, not optional. This is a backend engineering role, not an AI engineering role, but we expect you to use AI-assisted development and agentic workflows (Cursor, Claude, and similar tools) every day to design, build, test, and operate our systems, so you can move much faster and deliver a lot more, while holding a high bar for correctness, review, and safety on systems that move our members' money. You'll work across the stack when the member experience calls for it, partner closely with product, design, and data, and take full ownership of what you ship from idea through production.

This position is hybrid, based in our Vancouver, BC office, with two days a week required in the office. Candidates must be based in the Vancouver area; this role is not open to fully remote work. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. The Vancouver base salary range for this full-time position is CAD 199,800- 244,200 plus equity and benefits. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

Drive the end-to-end design and implementation of new Cash Out features. Break down complex problems to their essentials, translate that complexity into elegant design, and write high-quality, maintainable, well-tested code.
Design and build highly reliable Cash Out transaction flows on top of EarnIn's payments and repayment platforms, which move money over debit card networks, ACH, FedNow, and RTP, with idempotent requests, safe handling of payment failures and returns, reconciliation of Cash Out state against platform outcomes, and auditability built in.
Use AI-assisted development tools and agentic workflows as your default way of working, from design and coding to testing, code review, debugging, and incident response, to deliver significantly more, faster, while staying accountable for the quality and safety of everything that ships.
Work across the stack when the member outcome calls for it, carrying changes from backend services through APIs and into the client experience, in partnership with design, instead of waiting on handoffs.
Design and deliver robust REST/gRPC APIs for our client applications and services, and event-driven integrations (e.g., Kafka, SNS/SQS) between backend services with idempotent consumers and well-defined contracts.
Own the health of the services you build: participate in the team's on-call rotation, respond to alerts and incidents, and drive them through resolution and blameless postmortems.
Improve reliability and observability by building monitoring, alerting, dashboards, and runbooks that help us detect and resolve issues before a member's Cash Out is delayed or fails.
Bring a customer-first product mindset: partner with product, design, data science, and analytics to shape what we build, size opportunities, and read out experiments.
Mentor other engineers through code, design, and architecture reviews, and share the AI workflows that work.
Make a meaningful impact on the lives of our community members.

WHAT WE'RE LOOKING FOR

4+ years of software engineering experience, with most of it spent building and operating backend services.
A computer science or related degree, or equivalent practical experience. We care about what you've built, not where you studied.
Proven, hands-on experience using Cursor and Claude (e.g., Claude Code, Claude in Cursor) in your day-to-day engineering work. You'll be asked to share specific stories about how AI and agentic workflows helped you ship more, faster, including a time you caught and corrected AI output that was wrong, and how you decide when to trust AI output and when to verify it.
A track record of using AI to deliver backend and, when needed, full-stack work end to end, not just to generate snippets.
Strong product sense and a customer-first mindset. You can point to the member or customer outcomes you moved and how you measured them, through opportunity sizing, experiments, or metrics, not just the features you shipped.
An excellent sense of ownership, including supporting live production services through on-call, incidents, and follow-through.
Proficient in at least one modern programming language, such as Kotlin, Java, C#, Go, Python, or TypeScript, and able to work in more than one.
Hands-on experience with SQL and NoSQL databases (e.g., PostgreSQL, MySQL, DynamoDB) and streaming and messaging technologies (e.g., Kafka, AWS SNS/SQS).
Experience working in microservice architectures, with continuous integration and delivery tools, and with developing and executing functional and integration tests.
Excellent written and verbal communication skills.
A bias toward action and results, and comfort moving quickly and adapting as priorities change.
Experience with payments, ledgers, or money movement systems, where correctness and auditability matter, is a plus
Experience building web or mobile client experiences (e.g., TypeScript, React, or native mobile) is a plus.
Experience with Kubernetes, AWS, and monitoring and observability tools such as Datadog is a plus.
Experience helping a team adopt agentic workflows using AI that improved both output and quality is a plus.
Experience in fintech or other regulated, security-sensitive environments is a plus.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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More about this job

Responsibilities

Design, build, and operate reliable Cash Out backend services and transaction flows, including payment integrations, APIs, event-driven systems, and safeguards for idempotency, reconciliation, and auditability. Own production health through on-call support, incident response, monitoring, and postmortems, while partnering across product, design, and data and mentoring engineers.

Requirements

Candidates need at least four years of software engineering experience, primarily building and operating backend services, plus proficiency in a modern programming language and experience with databases, messaging, microservices, CI/CD, and testing. The role also requires hands-on daily use of Cursor and Claude, strong product judgment and ownership, and the ability to communicate effectively; a relevant degree or equivalent practical experience is accepted.

Skills

Backend Engineering
AI-Assisted Development
Agentic Workflows
Kotlin
Java
C#
Go
Python
TypeScript
SQL
NoSQL
Microservices
REST/gRPC APIs
Kafka
AWS SNS/SQS
Payments

Benefits

Healthcare
Internet Reimbursement
Cell Phone Reimbursement
Learning and Development Stipend
Equity
Travel Opportunities

Visa sponsorship

Not detected in the job text

Keywords

Cash Out
Earned Wage Access
Backend Services
AI-Assisted Development
Agentic Workflows
Cursor
Claude
Payments
Debit Card Networks
ACH
FedNow
RTP
Idempotency
Reconciliation
Auditability
REST APIs
gRPC
Kafka
AWS SNS/SQS
PostgreSQL
MySQL
DynamoDB
Microservices
Continuous Integration and Delivery
Functional Testing
Integration Testing
Kubernetes
AWS
Datadog
On-Call

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