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Added 5 mins ago
Q
Conversation Bot Engineer - Dialogflow CX
Quantiphi
Toronto, ON
- $140,000 to $150,000 CAD / year
- Full-time
…closely with business partners in defining requirements for system applications. You must typically have in-depth knowledge of analyzing data, developing chatbot, automation to handle data…
Added 5 mins ago
SI
New Grad Electrical Engineer - Power Studies
Shermco Industries, Inc.
Regina, SK
- Full-time
Position OverviewJoin our team of leaders in electrical power system maintenance, repair, testing, engineering, & training. Due to continued growth, we are seeking a New Grad Electrical…
Added 5 mins ago
G
Electrical Engineer/Designer
Grantek
Burlington, ON
- Full-time
The Electrical Engineer/Designer at Grantek is an exciting opportunity for an intermediate to senior-level professional with a strong background in electrical design and industrial control…
Added 5 mins ago
SY
Senior Software Engineer
Secure Yourself IT Solutions
Ottawa, ON
- Contract
We're looking for a Senior Software Engineer to support an upcoming Government of Canada project. This is a chance to put your skills to work on systems where quality, security, and…
Added 5 mins ago
EI
Artificial Intelligence Engineer
Extend Information Systems Inc.
Mississauga, ON
- Full-time
Experience with testing, production support, and system reliability.
Added 5 mins ago
Software Development Engineer, Agent Labs
Amazon
Vancouver, BC
Added 5 mins ago
ZT
Software Engineer II
Zebra Technologies
Montreal, QC · CAN - Montreal, Canada
- Full-time
…systems (Aurora Imaging Library, a machine vision SDK). Performs system integration of software and hardware to ensure optimal performance and program consistency. Develops, validates, and…
Added 5 mins ago
Senior Software Engineer
EarnIn
Vancouver, BC
…experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they…
Added 21 mins ago
ES
Controls Technician - Tech VII
Equans Services Canada & US
Surrey, BC
- Full-time
Key responsibilities include wiring and programming of control panels, diagnosing system malfunctions, performing preventive maintenance, and collaborating with engineers and facility…
Added 21 mins ago
SI
AI Engineer
Supra ITS
Mississauga, ON
- Full-time
Design and implement agent loops: system prompts, tool selection, state (messages, virtual FS, conversation persistence), streaming SSE
Added 21 mins ago
IM
Electrical Engineer / Senior Electrical Engineer
Impossible Metals
Collingwood, ON
- Full-time
Impossible Metals Canada is looking for a practical, hands-on Electrical Engineer / Senior Electrical Engineer to help design, develop, integrate, and test the electrical systems that power…
Added 21 mins ago
TT
Design Engineer, Electrical and Traction Power (13543)
Toronto Transit Commission (TTC)
Toronto, ON · Greater Toronto Area, Canada
- $100,318.4 to $125,434.4 CAD / year
- Full-time
As a Design Engineer, Electrical and Traction Power, you will provide engineering design expertise to work associated with the TTC's electrical and traction power systems. In addition, you…
Added 21 mins ago
TT
Equipment Engineer, Mechanical (13932)
Toronto Transit Commission (TTC)
Toronto, ON · Greater Toronto Area, Canada
- $100,318.4 to $125,434.4 CAD / year
- Full-time
The Toronto Transit Commission (TTC), North America's third largest transit system and recognized as one of the top places to work in the GTA has introduced its new 2024-2028 TTC Corporate…
Added 21 mins ago
SL
Python (API & Platform Engineering)
Staffingine LLC
Toronto, ON
- Contract
Client is looking for a skilled Python Backend Engineer to build and scale high-performance backend systems. This role will focus on API development, platform engineering, and system…
Added 21 mins ago
SL
Python Developer
Staffingine LLC
Toronto, ON
- Full-time
Client is looking for a skilled Python Backend Engineer to build and scale high-performance backend systems. This role will focus on API development, platform engineering, and system…
Added 21 mins ago
LM
Systems Engineer Sr - Communications Systems
Lockheed Martin
Ottawa, ON
- Full-time
Performing system and platform integration activities for shipboard CIS, including interface design
Added 36 mins ago
N
CHIEF OPERATING ENGINEER
Nortera
Tecumseh, ON
- Full-time
…energetic individual to join our team as a Chief Operating Engineer. Reporting to the Maintenance Manager, the successful candidate will be responsible for the safe operation, maintenance,…
Added 36 mins ago
Senior Mechanical Design Engineer
Type One Energy
Vancouver, BC
If you are searching for the best new ideas and share our vision, join us as a Senior Mechanical Design Engineer. This is what you need to know:
Added 36 mins ago
C
Steamfitter, Facilities Department - Permanent Full-Time (1.0)
CHEO
Ottawa, ON
- Full-time
…hospital into a 21st century integrated child and youth health…
Added 51 mins ago
AP
Test Analyst
Aulton Pharmaceuticals
Canada
- Full-time
Perform functional, regression, integration, system, and user acceptance testing (UAT).
Added 51 mins ago
CM
Propulsion Engineer
Carter Murray
Montreal, QC
- $75,000 to $110,000 CAD / year
- Full-time
We are seeking a technically strong Propulsion Engineer to support maintenance, repair, and overhaul (MRO) operations within a leading aerospace services environment. This role serves as a…
Added 51 mins ago
GC
HIL Commissioning Engineer
Global Connect Technologies
Windsor, ON
- Full-time
We are seeking an experienced HIL Commissioning Engineer to support automotive engineering projects for Stellantis through Cognizant. The ideal candidate will have hands-on experience with…
Added 51 mins ago
E
Senior Software Engineer
EarnIn
Vancouver, BC
- Full-time
…experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they…
Added 51 mins ago
SG
Engineer, Mechanical
Socomec Group
Brampton, ON
- Full-time
…company’s product lines (Power Conversion, Energy Storage, Power System Monitoring, etc.), research & development, process and product optimization-improvement among…
Added 51 mins ago
I(
Senior Core Platform Engineer
IRC (Instant Risk Coverage)
Toronto, ON
- Full-time
IRC is an intelligent insurance operating system, combining modern insurance services and software to help Event and Venue operators manage risk, save money and grow. Trusted by more than…

EarnIn

Senior Software Engineer

Vancouver, BC, Canada

Full-time

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Job details

Job type: Full-time
Apply by: Nov 29, 2026
Experience: 4+ years of software engineering experience, with most of it spent building and operating backend services.
Posting language: English
Posted: Oct 30, 2026

Original job description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

Cash Out is the business unit behind how millions of EarnIn community members access their earnings when they need them most. Our backend services power Cash Out around the clock, integrating with EarnIn's risk, ledger, and repayment platforms to get real money to members over debit card rails, ACH, and RTP. We are looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they drive.

At EarnIn, working with AI is expected, not optional. This is a backend engineering role, not an AI engineering role, but we expect you to use AI-assisted development and agentic workflows (Cursor, Claude, and similar tools) every day to design, build, test, and operate our systems, so you can move much faster and deliver a lot more, while holding a high bar for correctness, review, and safety on systems that move our members' money. You'll work across the stack when the member experience calls for it, partner closely with product, design, and data, and take full ownership of what you ship from idea through production.

This position is hybrid, based in our Vancouver, BC office, with two days a week required in the office. Candidates must be based in the Vancouver area; this role is not open to fully remote work. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. The Vancouver base salary range for this full-time position is CAD 199,800- 244,200 plus equity and benefits. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

Drive the end-to-end design and implementation of new Cash Out features. Break down complex problems to their essentials, translate that complexity into elegant design, and write high-quality, maintainable, well-tested code.
Design and build highly reliable Cash Out transaction flows on top of EarnIn's payments and repayment platforms, which move money over debit card networks, ACH, FedNow, and RTP, with idempotent requests, safe handling of payment failures and returns, reconciliation of Cash Out state against platform outcomes, and auditability built in.
Use AI-assisted development tools and agentic workflows as your default way of working, from design and coding to testing, code review, debugging, and incident response, to deliver significantly more, faster, while staying accountable for the quality and safety of everything that ships.
Work across the stack when the member outcome calls for it, carrying changes from backend services through APIs and into the client experience, in partnership with design, instead of waiting on handoffs.
Design and deliver robust REST/gRPC APIs for our client applications and services, and event-driven integrations (e.g., Kafka, SNS/SQS) between backend services with idempotent consumers and well-defined contracts.
Own the health of the services you build: participate in the team's on-call rotation, respond to alerts and incidents, and drive them through resolution and blameless postmortems.
Improve reliability and observability by building monitoring, alerting, dashboards, and runbooks that help us detect and resolve issues before a member's Cash Out is delayed or fails.
Bring a customer-first product mindset: partner with product, design, data science, and analytics to shape what we build, size opportunities, and read out experiments.
Mentor other engineers through code, design, and architecture reviews, and share the AI workflows that work.
Make a meaningful impact on the lives of our community members.

WHAT WE'RE LOOKING FOR

4+ years of software engineering experience, with most of it spent building and operating backend services.
A computer science or related degree, or equivalent practical experience. We care about what you've built, not where you studied.
Proven, hands-on experience using Cursor and Claude (e.g., Claude Code, Claude in Cursor) in your day-to-day engineering work. You'll be asked to share specific stories about how AI and agentic workflows helped you ship more, faster, including a time you caught and corrected AI output that was wrong, and how you decide when to trust AI output and when to verify it.
A track record of using AI to deliver backend and, when needed, full-stack work end to end, not just to generate snippets.
Strong product sense and a customer-first mindset. You can point to the member or customer outcomes you moved and how you measured them, through opportunity sizing, experiments, or metrics, not just the features you shipped.
An excellent sense of ownership, including supporting live production services through on-call, incidents, and follow-through.
Proficient in at least one modern programming language, such as Kotlin, Java, C#, Go, Python, or TypeScript, and able to work in more than one.
Hands-on experience with SQL and NoSQL databases (e.g., PostgreSQL, MySQL, DynamoDB) and streaming and messaging technologies (e.g., Kafka, AWS SNS/SQS).
Experience working in microservice architectures, with continuous integration and delivery tools, and with developing and executing functional and integration tests.
Excellent written and verbal communication skills.
A bias toward action and results, and comfort moving quickly and adapting as priorities change.
Experience with payments, ledgers, or money movement systems, where correctness and auditability matter, is a plus
Experience building web or mobile client experiences (e.g., TypeScript, React, or native mobile) is a plus.
Experience with Kubernetes, AWS, and monitoring and observability tools such as Datadog is a plus.
Experience helping a team adopt agentic workflows using AI that improved both output and quality is a plus.
Experience in fintech or other regulated, security-sensitive environments is a plus.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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More about this job

Responsibilities

Design, build, and operate reliable Cash Out backend services and transaction flows, including payment integrations, APIs, event-driven systems, and safeguards for idempotency, reconciliation, and auditability. Own production health through on-call support, incident response, monitoring, and postmortems, while partnering across product, design, and data and mentoring engineers.

Requirements

Candidates need at least four years of software engineering experience, primarily building and operating backend services, plus proficiency in a modern programming language and experience with databases, messaging, microservices, CI/CD, and testing. The role also requires hands-on daily use of Cursor and Claude, strong product judgment and ownership, and the ability to communicate effectively; a relevant degree or equivalent practical experience is accepted.

Skills

Backend Engineering
AI-Assisted Development
Agentic Workflows
Kotlin
Java
C#
Go
Python
TypeScript
SQL
NoSQL
Microservices
REST/gRPC APIs
Kafka
AWS SNS/SQS
Payments

Benefits

Healthcare
Internet Reimbursement
Cell Phone Reimbursement
Learning and Development Stipend
Equity
Travel Opportunities

Visa sponsorship

Not detected in the job text

Keywords

Cash Out
Earned Wage Access
Backend Services
AI-Assisted Development
Agentic Workflows
Cursor
Claude
Payments
Debit Card Networks
ACH
FedNow
RTP
Idempotency
Reconciliation
Auditability
REST APIs
gRPC
Kafka
AWS SNS/SQS
PostgreSQL
MySQL
DynamoDB
Microservices
Continuous Integration and Delivery
Functional Testing
Integration Testing
Kubernetes
AWS
Datadog
On-Call

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