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Added 16 mins ago
TI
Python Developer
TekStaff IT Solutions
Toronto, ON · Greater Toronto Area, Canada
- Contract
TekStaff's Client has a current vacancy for a Python Engineer/Application Developer
Added 16 mins ago
RD
Quality Engineer
Randstad Digital
Toronto, ON
- Contract
Added 16 mins ago
FE
Applied AI Engineer – Agents & Automation
Future Electronics
Kirkland, QC
- Full-time
The Frontier AI Deployed Engineer is a member of Future Electronics' AI & Automation Center of Excellence and works directly with business and technology teams to discover, design, build,…
Added 16 mins ago
C
Application Development Engineer (Java) - AVP
Citi
Mississauga, ON
- Full-time
Added 16 mins ago
Industrial I&C Engineer
City of Edmonton
AB
…and forward-thinking Industrial Controls and Instrumentation Engineer. In this pivotal role, you will be the backbone of our technical operations, driving the delivery of top-tier Control…
Added 31 mins ago
Senior Growth Marketing Manager, Paid Social
Brex
Vancouver, BC
…customer acquisition. You won't just optimize campaigns; you will engineer signal architecture, build scalable audience models, and establish a high-velocity creative testing engine.…
Added 46 mins ago
SI
Applied AI Engineer - Canada
Saransh Inc
Montreal, QC
- Contract
Added 46 mins ago
ZS
Windows L3 Admin
Zodiac Solutions, Inc
Montreal, QC
- Full-time
"We are seeking a highly skilled Windows Patching & Software Deployment Engineer with expertise in Windows Server administration, patch management, software deployment, automation, and…
Added 46 mins ago
T
Machine Learning Engineer II
TD
Toronto, ON
- Full-time
Analytics, Insights, & Artificial Intelligence
Added 1 hour ago
RI
Data Engineer
Rivago Infotech Inc
Toronto, ON
- Contract
The Cloud Data Engineer is responsible for designing, building, and maintaining scalable data pipelines and Azuer cloud platforms. This role involves working with large datasets, optimizing…
Added 1 hour ago
C
Apps Dev Intmd Programmer Analyst
Citi
Mississauga, ON
- Full-time
Junior software Engineer to deliver end to end development
Added 1 hour ago
H
Software Engineer
Highspring
Montreal, QC
- Full-time
We are seeking a Python Software Engineer to join one of our delivery teams working on AI-enabled solutions within a large enterprise environment. In this role, you will play a key part in…
Added 1 hour ago
RI
Azure Data Engineer
Rivago Infotech Inc
Toronto, ON
- Contract
Role : Azure Data Engineer with Databricks Expertise
Added 1 hour ago
ES
Building Automation Systems (BAS) Engineer
Engineering Search Firm Inc.
Mississauga, ON
- $90,000 to $105,000 CAD / year
- Full-time
The Building Automation Systems (BAS) Engineer is responsible for the design, development, programming, testing, commissioning, and continuous improvement of Building Automation Systems for…
Added 1 hour ago
Software Engineer, Identity
Lyft
Toronto, ON
…make the lives of our community more enriched and safe. As an engineer at Lyft, you'll collaborate with teams like product, data science, analytics, and operations on code that empower us…
Added 1 hour ago
PC
Atlassian Architect - Canada FTE
Praecipio Consulting
Remote, Canada
- Full-time
- Remote
A minimum of 5 years of hands-on experience as an Atlassian Engineer or Architect in a large-scale, enterprise environment.
Added 1 hour ago
SI
Artificial Intelligence Engineer
Smart IT Frame LLC
Mississauga, ON
- Full-time
Build AI-powered data analytics and self-service platforms.
Added 1 hour ago
V
Order Management Coordinator - Brampton, ON
Victaulic
Brampton, ON · Toronto, ON · Ontario - Toronto
- Full-time
We engineer change for a more stable and sustainable world.
Added 2 hours ago
HT
Applications Engineer
Husky Technologies
Bolton, ON
- Full-time
Apply a data-driven, first-principles approach, leveraging scientific modeling, experimentation, and advanced analytics to understand, predict, and optimize complex physical phenomena.
Added 2 hours ago
A
Industrial Engineer
adidas
Brantford, ON
- Full-time
The Industrial Engineer will identify, evaluate, and implement improvements to processing, distribution, packaging material, equipment, and methods of operations by using proven Industrial…
Added 2 hours ago
HS
Senior Software Engineer
Henry Schein Canada
Surrey, BC
- Full-time
Henry Schein One (HSOne) is the global leader in dental management, analytics, communication, and marketing software. We deliver innovative dental software and services, combined with…
Added 2 hours ago
HS
Senior Software Engineer
Henry Schein
Surrey, BC
- Full-time
Henry Schein One (HSOne) is the global leader in dental management, analytics, communication, and marketing software. We deliver innovative dental software and services, combined with…
Added 2 hours ago
A
Senior Instrumentation & Monitoring Quality Assurance Engineer - Geotechnical
Arcadis
Vancouver, BC
- Full-time
Arcadis is seeking a Senior Instrumentation & Monitoring (I&M) Quality Assurance (QA) Engineer with a strong geotechnical design and construction background to undertake detailed…
Added 2 hours ago
Senior Data Engineer
Capgemini
Calgary, AB
We are seeking an experienced Databricks Data Engineer to design, develop, and maintain scalable data pipelines and cloud-based data platforms. The ideal candidate will have strong…
Added 2 hours ago
MF
AI Automation & Platform Analyst (Senior Analyst)
Mackenzie Financial Corporation
Toronto, ON · Greater Toronto Area, ON
- Other
We are hiring an AI Automation & Platform Engineer/Analyst to design and build the next generation of agent-driven workflows, automation systems, and internal tools.

EarnIn

Senior Software Engineer

Vancouver, BC, Canada

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Job details

Experience: 4+ years of software engineering experience, with most of it spent building and operating backend services.
Posting language: English
Posted: Oct 30, 2026

Original job description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

Cash Out is the business unit behind how millions of EarnIn community members access their earnings when they need them most. Our backend services power Cash Out around the clock, integrating with EarnIn's risk, ledger, and repayment platforms to get real money to members over debit card rails, ACH, and RTP. We are looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they drive.

At EarnIn, working with AI is expected, not optional. This is a backend engineering role, not an AI engineering role, but we expect you to use AI-assisted development and agentic workflows (Cursor, Claude, and similar tools) every day to design, build, test, and operate our systems, so you can move much faster and deliver a lot more, while holding a high bar for correctness, review, and safety on systems that move our members' money. You'll work across the stack when the member experience calls for it, partner closely with product, design, and data, and take full ownership of what you ship from idea through production.

This position is hybrid, based in our Vancouver, BC office, with two days a week required in the office. Candidates must be based in the Vancouver area; this role is not open to fully remote work. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. The Vancouver base salary range for this full-time position is CAD 199,800- 244,200 plus equity and benefits. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

Drive the end-to-end design and implementation of new Cash Out features. Break down complex problems to their essentials, translate that complexity into elegant design, and write high-quality, maintainable, well-tested code.
Design and build highly reliable Cash Out transaction flows on top of EarnIn's payments and repayment platforms, which move money over debit card networks, ACH, FedNow, and RTP, with idempotent requests, safe handling of payment failures and returns, reconciliation of Cash Out state against platform outcomes, and auditability built in.
Use AI-assisted development tools and agentic workflows as your default way of working, from design and coding to testing, code review, debugging, and incident response, to deliver significantly more, faster, while staying accountable for the quality and safety of everything that ships.
Work across the stack when the member outcome calls for it, carrying changes from backend services through APIs and into the client experience, in partnership with design, instead of waiting on handoffs.
Design and deliver robust REST/gRPC APIs for our client applications and services, and event-driven integrations (e.g., Kafka, SNS/SQS) between backend services with idempotent consumers and well-defined contracts.
Own the health of the services you build: participate in the team's on-call rotation, respond to alerts and incidents, and drive them through resolution and blameless postmortems.
Improve reliability and observability by building monitoring, alerting, dashboards, and runbooks that help us detect and resolve issues before a member's Cash Out is delayed or fails.
Bring a customer-first product mindset: partner with product, design, data science, and analytics to shape what we build, size opportunities, and read out experiments.
Mentor other engineers through code, design, and architecture reviews, and share the AI workflows that work.
Make a meaningful impact on the lives of our community members.

WHAT WE'RE LOOKING FOR

4+ years of software engineering experience, with most of it spent building and operating backend services.
A computer science or related degree, or equivalent practical experience. We care about what you've built, not where you studied.
Proven, hands-on experience using Cursor and Claude (e.g., Claude Code, Claude in Cursor) in your day-to-day engineering work. You'll be asked to share specific stories about how AI and agentic workflows helped you ship more, faster, including a time you caught and corrected AI output that was wrong, and how you decide when to trust AI output and when to verify it.
A track record of using AI to deliver backend and, when needed, full-stack work end to end, not just to generate snippets.
Strong product sense and a customer-first mindset. You can point to the member or customer outcomes you moved and how you measured them, through opportunity sizing, experiments, or metrics, not just the features you shipped.
An excellent sense of ownership, including supporting live production services through on-call, incidents, and follow-through.
Proficient in at least one modern programming language, such as Kotlin, Java, C#, Go, Python, or TypeScript, and able to work in more than one.
Hands-on experience with SQL and NoSQL databases (e.g., PostgreSQL, MySQL, DynamoDB) and streaming and messaging technologies (e.g., Kafka, AWS SNS/SQS).
Experience working in microservice architectures, with continuous integration and delivery tools, and with developing and executing functional and integration tests.
Excellent written and verbal communication skills.
A bias toward action and results, and comfort moving quickly and adapting as priorities change.
Experience with payments, ledgers, or money movement systems, where correctness and auditability matter, is a plus
Experience building web or mobile client experiences (e.g., TypeScript, React, or native mobile) is a plus.
Experience with Kubernetes, AWS, and monitoring and observability tools such as Datadog is a plus.
Experience helping a team adopt agentic workflows using AI that improved both output and quality is a plus.
Experience in fintech or other regulated, security-sensitive environments is a plus.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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More about this job

Responsibilities

You will own the design, development, and operation of backend services that power the Cash Out platform, ensuring reliable money movement for members. You will also leverage AI-assisted workflows to build, test, and maintain high-quality code while collaborating across teams to deliver impactful product features.

Requirements

Candidates must have 4+ years of backend engineering experience and a strong proficiency in modern programming languages like Kotlin, Java, or Python. You must demonstrate hands-on experience with AI-assisted development tools and possess a solid understanding of microservice architectures and database technologies.

Skills

Backend engineering
AI-assisted development
Agentic workflows
REST APIs
gRPC
Kafka
SQL
NoSQL
Microservices
System design
Payments systems
Observability
Cloud infrastructure
Kotlin
Java
Python

Benefits

Healthcare
Internet reimbursement
Cell phone reimbursement
Learning and development stipend
Equity

Visa sponsorship

Not detected in the job text

Keywords

Software Engineer
Backend
Fintech
Earned Wage Access
AI-assisted development
Cursor
Claude
Payments
Ledger
Debit card rails
ACH
FedNow
RTP
Idempotent
Kafka
AWS
SNS
SQS
PostgreSQL
MySQL
DynamoDB
Microservices
Kubernetes
Datadog
Observability
API
TypeScript
Go
C#

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