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Added 14 mins ago
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AI Engineer, Design
Nubank
Toronto, ON
- Full-time
Proprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower…
Added 14 mins ago
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AI Engineer
Virtusa
Toronto, ON
- Full-time
Job Summary: We are seeking a highly skilled AI Engineer with strong expertise in Python, SQL, AWS Bedrock, AWS SageMaker, LangGraph, LLM Fine-Tuning, and Retrieval-Augmented Generation…
Added 43 mins ago
SG
Sr. Mechanical Engineer
Socomec Group
Brampton, ON
- Full-time
Prepare detailed manufacturing data packages including 2D and MBD drawings, CTQs including the complete product configurations with detailed BOM structures in ERP system.
Added 43 mins ago
TM
Senior Product Development Engineering Specialist - Design Support & Sustaining
Trudell Medical International
London, ON
- Full-time
…sub-systems to support product design. Acting as design responsible engineer (DRE) or as an advisor to more junior…
Added 58 mins ago
Q
Conversation Bot Engineer - Dialogflow CX
Quantiphi
Toronto, ON
- $140,000 to $150,000 CAD / year
- Full-time
…applications. You must typically have in-depth knowledge of analyzing data, developing chatbot, automation to handle data and work with data refinement tools. Understanding business…
Added 58 mins ago
TM
Senior Mechanical Product Design Engineering Specialist
Trudell Medical International
London, ON
- Full-time
Act as design responsible engineer (DRE) and as a mentor to less experienced engineers to improve their capability and ensure high-quality work products
Added 58 mins ago
TC
Senior Database Administrator (Oracle Application DBA / AWS Cloud)
Tata Consultancy Services
Toronto, ON
- $115,000 to $130,000 CAD / year
- Full-time
TCS Interactive is Tata Consultancy Services’ award-winning full-service agency unit. We design, engineer and activate digital products and services that drive growth and transformation for…
Added 58 mins ago
EI
Artificial Intelligence Engineer
Extend Information Systems Inc.
Mississauga, ON
- Full-time
Build AI-powered data analytics and self-service platforms.
Added 59 mins ago
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Software Engineer II
Zebra Technologies
Montreal, QC · CAN - Montreal, Canada
- Full-time
Added 59 mins ago
Senior Software Engineer
EarnIn
Vancouver, BC
…experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they…
Added 1 hour ago
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AI Engineer
Supra ITS
Mississauga, ON
- Full-time
Pure data science / notebook research with no production bar
Added 1 hour ago
GT
Lead Data Engineer / Data Product Lead – Snowflake
Global Technical Talent, an Inc. 5000 Company
Toronto, ON
- $60 to $80 CAD / hour
- Contract
A leading life sciences consulting organization is seeking an experienced Lead Data Engineer / Data Product Lead to support the design and delivery of enterprise-scale data products within…
Added 1 hour ago
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Senior Forward Deployed Engineer – AI & Data Engineering
PeoplePilot
Toronto, ON
- Full-time
# Senior Forward Deployed Engineer – AI & Data Engineering
Added 1 hour ago
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Senior Software Engineer
EarnIn
Vancouver, BC
- Full-time
…experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they…
Added 1 hour ago
SG
Engineer, Mechanical
Socomec Group
Brampton, ON
- Full-time
Prepare detailed manufacturing data packages including 2D and MBD drawings, including the complete product configurations with detailed BOM structures in ERP system.
Added 1 hour ago
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Senior Core Platform Engineer
IRC (Instant Risk Coverage)
Toronto, ON
- Full-time
We're looking for a Senior Core Platform Engineer to help lay the technical foundations of IRC's platform and grow with us as we scale it. This role sits at the heart of what we're…
Added 1 hour ago
F
Staff Frontend Engineer
Forma.ai
Toronto, ON
- Full-time
…frontend architecture and user experience, because of high data volumes, wide configurability, complex business logic, and mission-critical operational workflows. The work is not just about…
Added 1 hour ago
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Business Process Engineer, Innovation
CIRO / OCRI
AB · Vancouver, BC · Toronto, ON · Montreal, QC · Calgary, AB
- Full-time
Reporting to the Director of Innovation, the Business Process Engineer, Innovation will be a dedicated full-time resource supporting CIRO’s AI & Automation Centre of Excellence (COE). The…
Added 1 hour ago
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Mechanical Engineer
Shred-tech
Cambridge, ON
- Full-time
Prepare and maintain engineering documentation including BOMs, drawings, ECNs and technical data packages in compliance with all engineering procedures.
Added 1 hour ago
Technical Program Manager, Platform Services
Motive
Vancouver, BC
…developer ecosystem tooling, cloud operations, SRE reliability, data pipelines, and core services…
Added 2 hours ago
R
Scientist/Engineer I
RWDI
Guelph, ON
- $62,000 to $75,000 CAD / year
- Full-time
RWDI is hiring a Junior Scientist/Engineer/EIT for the Exhaust Dispersion & Design team in the Guelph office.
Added 2 hours ago
SS
Head of Software & Perception
SkyCan Systems
Barrie, ON
- Full-time
Onsite by default. Up to 2 days remote per week after the first 6 months, subject to controlled-data handling constraints. Full onsite presence during integration and flight-test campaigns.
Added 2 hours ago
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AI Engineer
Talenzaa
Mississauga, ON
- Full-time
Solid SQL, data modeling, and data engineering fundamentals.
Added 2 hours ago
GS
GenAI Prompt Engineer
Gala Solutions
Montreal, QC
- Contract
Added 2 hours ago
IG
AI Data Science Engineer
Insight Global
Toronto, ON
- $80 to $94 CAD / hour
- Contract
We are seeking an AI Data Science Engineer to join a team focused on developing and productionizing advanced AI and machine learning solutions for Commercial Banking and underwriting.

EarnIn

Senior Software Engineer

Vancouver, BC, Canada

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Job details

Experience: 4+ years of software engineering experience, with most of it spent building and operating backend services.
Posting language: English
Posted: Oct 30, 2026

Original job description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

Cash Out is the business unit behind how millions of EarnIn community members access their earnings when they need them most. Our backend services power Cash Out around the clock, integrating with EarnIn's risk, ledger, and repayment platforms to get real money to members over debit card rails, ACH, and RTP. We are looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they drive.

At EarnIn, working with AI is expected, not optional. This is a backend engineering role, not an AI engineering role, but we expect you to use AI-assisted development and agentic workflows (Cursor, Claude, and similar tools) every day to design, build, test, and operate our systems, so you can move much faster and deliver a lot more, while holding a high bar for correctness, review, and safety on systems that move our members' money. You'll work across the stack when the member experience calls for it, partner closely with product, design, and data, and take full ownership of what you ship from idea through production.

This position is hybrid, based in our Vancouver, BC office, with two days a week required in the office. Candidates must be based in the Vancouver area; this role is not open to fully remote work. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. The Vancouver base salary range for this full-time position is CAD 199,800- 244,200 plus equity and benefits. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

Drive the end-to-end design and implementation of new Cash Out features. Break down complex problems to their essentials, translate that complexity into elegant design, and write high-quality, maintainable, well-tested code.
Design and build highly reliable Cash Out transaction flows on top of EarnIn's payments and repayment platforms, which move money over debit card networks, ACH, FedNow, and RTP, with idempotent requests, safe handling of payment failures and returns, reconciliation of Cash Out state against platform outcomes, and auditability built in.
Use AI-assisted development tools and agentic workflows as your default way of working, from design and coding to testing, code review, debugging, and incident response, to deliver significantly more, faster, while staying accountable for the quality and safety of everything that ships.
Work across the stack when the member outcome calls for it, carrying changes from backend services through APIs and into the client experience, in partnership with design, instead of waiting on handoffs.
Design and deliver robust REST/gRPC APIs for our client applications and services, and event-driven integrations (e.g., Kafka, SNS/SQS) between backend services with idempotent consumers and well-defined contracts.
Own the health of the services you build: participate in the team's on-call rotation, respond to alerts and incidents, and drive them through resolution and blameless postmortems.
Improve reliability and observability by building monitoring, alerting, dashboards, and runbooks that help us detect and resolve issues before a member's Cash Out is delayed or fails.
Bring a customer-first product mindset: partner with product, design, data science, and analytics to shape what we build, size opportunities, and read out experiments.
Mentor other engineers through code, design, and architecture reviews, and share the AI workflows that work.
Make a meaningful impact on the lives of our community members.

WHAT WE'RE LOOKING FOR

4+ years of software engineering experience, with most of it spent building and operating backend services.
A computer science or related degree, or equivalent practical experience. We care about what you've built, not where you studied.
Proven, hands-on experience using Cursor and Claude (e.g., Claude Code, Claude in Cursor) in your day-to-day engineering work. You'll be asked to share specific stories about how AI and agentic workflows helped you ship more, faster, including a time you caught and corrected AI output that was wrong, and how you decide when to trust AI output and when to verify it.
A track record of using AI to deliver backend and, when needed, full-stack work end to end, not just to generate snippets.
Strong product sense and a customer-first mindset. You can point to the member or customer outcomes you moved and how you measured them, through opportunity sizing, experiments, or metrics, not just the features you shipped.
An excellent sense of ownership, including supporting live production services through on-call, incidents, and follow-through.
Proficient in at least one modern programming language, such as Kotlin, Java, C#, Go, Python, or TypeScript, and able to work in more than one.
Hands-on experience with SQL and NoSQL databases (e.g., PostgreSQL, MySQL, DynamoDB) and streaming and messaging technologies (e.g., Kafka, AWS SNS/SQS).
Experience working in microservice architectures, with continuous integration and delivery tools, and with developing and executing functional and integration tests.
Excellent written and verbal communication skills.
A bias toward action and results, and comfort moving quickly and adapting as priorities change.
Experience with payments, ledgers, or money movement systems, where correctness and auditability matter, is a plus
Experience building web or mobile client experiences (e.g., TypeScript, React, or native mobile) is a plus.
Experience with Kubernetes, AWS, and monitoring and observability tools such as Datadog is a plus.
Experience helping a team adopt agentic workflows using AI that improved both output and quality is a plus.
Experience in fintech or other regulated, security-sensitive environments is a plus.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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More about this job

Responsibilities

You will own the design, development, and operation of backend services that power the Cash Out platform, ensuring reliable money movement for members. You will also leverage AI-assisted workflows to build, test, and maintain high-quality code while collaborating across teams to deliver impactful product features.

Requirements

Candidates must have 4+ years of backend engineering experience and a strong proficiency in modern programming languages like Kotlin, Java, or Python. You must demonstrate hands-on experience with AI-assisted development tools and possess a solid understanding of microservice architectures and database technologies.

Skills

Backend engineering
AI-assisted development
Agentic workflows
REST APIs
gRPC
Kafka
SQL
NoSQL
Microservices
System design
Payments systems
Observability
Cloud infrastructure
Kotlin
Java
Python

Benefits

Healthcare
Internet reimbursement
Cell phone reimbursement
Learning and development stipend
Equity

Visa sponsorship

Not detected in the job text

Keywords

Software Engineer
Backend
Fintech
Earned Wage Access
AI-assisted development
Cursor
Claude
Payments
Ledger
Debit card rails
ACH
FedNow
RTP
Idempotent
Kafka
AWS
SNS
SQS
PostgreSQL
MySQL
DynamoDB
Microservices
Kubernetes
Datadog
Observability
API
TypeScript
Go
C#

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