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Added 6 mins ago
C
Senior Java Backend Engineer
Citi
Mississauga, ON
- Full-time
We are looking for a Senior Java Backend Engineer with hands-on experience in designing end-to-end data pipelines using Java and Spring Boot, and enterprise API design. You will own…
Added 21 mins ago
HP
HPC & AI Software - Engineering Resolution Engineer
Hewlett Packard Enterprise
Mississauga, ON
- $118,500 to $168,500 CAD / year
- Full-time
…help companies connect, protect, analyze, and act on their data and applications wherever they live, from edge to cloud, so they can turn insights into outcomes at the speed required to…
Added 21 mins ago
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Proposal Engineer – Renewables (CAN)
Ulteig
Canada
- Full-time
Ulteig is seeking qualified candidates for a Proposal Engineer – Renewables role in Canada to support the development of high-quality, client-focused technical proposals and project cost…
Added 21 mins ago
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Software Engineer
Ecolab
Calgary, AB · CAN-Calgary Office Quarry Park
- Full-time
We are looking for a Software Engineer to help modernize factory operations through software, connected systems, and reliable data. You will build and improve applications that support…
Added 36 mins ago
DC
Waste Management Engineer-In-Training - Vancouver
Dillon Consulting Limited
Vancouver, BC
- Full-time
We are currently seeking a Waste Management Engineer-In-Training to join our Waste Management Discipline. Our team specializes in delivering progressive, sustainable waste management…
Added 36 mins ago
M
Senior Software Engineer (Hybrid / Montreal)
Motion
Montreal, QC
- Full-time
…your team already works (Slack, Notion, Google Drive, your ad data) and turns a marketer's knowledge and instincts into cross-channel playbooks, automated workflows, and a system that gets…
Added 36 mins ago
ML
Chief Power Engineer
Maple Leaf Foods Inc
Saskatoon, SK
- Full-time
Ensure the accurate recording of data and all relevant information to the operation of the plant under the Chief Engineer’s jurisdiction
Added 36 mins ago
ML
Energy Management Specialist
Maple Leaf Foods Inc
Winnipeg, MB
- Full-time
A professional engineer, preferably in mechanical or electric discipline, with 3+ years of experience in energy engineering, energy management, energy-efficient design of industrial systems…
Added 36 mins ago
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Machine Learning Engineer
Hays
Toronto, ON
- Contract
We’re looking for a hands-on Machine Learning Engineer to develop and improve ML and deep learning models that power personalization across our retail ecosystem.
Added 36 mins ago
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Cloud Architect
Hays
Toronto, ON
- Contract
…Generative AI, RAG, Agentic AI, Azure AI Search, and enterprise data…
Added 36 mins ago
M
Systems Engineer
MCAP
Waterloo, ON
- Full-time
We are seeking a highly skilled and motivated Systems Engineer to join our Platform Services team. This role is ideal for an engineer who thrives in a modern infrastructure environment and…
Added 51 mins ago
MR
Ice Cream Process Engineer
Magnum RFM Ice Cream, Inc. (Selecta Philippines)
ON · Simcoe -Simcoe Plant - GHP
- Full-time
We’re curious and ready for what’s next. We embrace digital, use data to make better decisions, and keep learning, including how AI can help us work smarter and serve consumers better.
Added 51 mins ago
ML
IT Security Consultant
Maple Leaf Foods Inc
Mississauga, ON
- $96,000 to $141,000 CAD / year
- Part-time
Do you live and breathe cyber security? Are you passionate about keeping your workplace, data and operations safe? If this sounds like you, we have an opportunity for you. Maple Leaf Foods…
Added 51 mins ago
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Applied AI Engineer
Mizo
Montreal, QC
- Full-time
We're looking for an Applied AI Engineer to design, ship, and operate the agentic AI systems at the core of Mizo. In this role, you'll take agents from prototype to production - and own how…
Added 1 hour ago
IG
Junior Field Applications Engineer – Data Center & Enterprise Markets
IntelliPro Group Inc.
Canada
- Full-time
A growing global semiconductor company specializing in analog and power management solutions is seeking a Junior Field Applications Engineer to support its expanding U.S. customer base.
Added 1 hour ago
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CCaaS Developer
Accenture
Montreal, QC
- Full-time
Support cutover planning, data migration, and rollback procedures to ensure business continuity.
Added 1 hour ago
Senior Software Engineer, Agentic AI Products
Leo Berwick
Toronto, ON
We are hiring a Toronto-based Senior Software Engineer to join our founding in-house engineering team and build products from the ground up. This is a hands-on, individual contributor role…
Added 1 hour ago
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Software Development Engineer in Test, Evisort AI
Workday
Vancouver, BC · Canada, BC, Vancouver
- Full-time
Demonstrated ability in Algorithmic Thinking, including sorting, searching, and fundamental data structures (e.g., arrays, lists), to design efficient test automation scripts and solutions.
Added 1 hour ago
EM
Process Engineer - SMT Support
Evertz Microsystems Limited
Burlington, ON
- Full-time
The Process Engineer - SMT Support is responsible for developing, optimizing, and sustaining surface mount technology (SMT) manufacturing processes used in the production of broadcast and…
Added 1 hour ago
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Senior Mixed Signal Design Engineer
NVIDIA
Toronto, ON · Canada, Toronto
- Full-time
…team and help move the needle! We are looking for a senior engineer to be part of the mixed-signal design team building next generation NVLINK. This position offers the opportunity to have…
Added 1 hour ago
QT
Senior Linux Systems Engineer - Automation & Performance Monitoring (6-Month Contract)
Quantum Technology Recruiting Inc. (QTR)
Toronto, ON
- $70 to $90 CAD / hour
- Contract
Position: Senior Linux Systems Engineer - Automation & Performance Monitoring (6-Month Contract)
Added 1 hour ago
S
DevOps Engineer
Synechron
Montreal, QC
- Full-time
Our expertise in AI, Consulting, Data, Digital, Cloud & DevOps and Software Engineering, delivers customized, end-to-end solutions that drive business value and growth.
Added 1 hour ago
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QA Test Engineer, Industrial
Litmus
Remote, Canada
- Full-time
- Remote
We are hiring a Senior QA Test Engineer (SDET) for our Industrial and Data team. Today the developers on this team test their own work, so the connectors that talk to PLCs and industrial…
Added 1 hour ago
UC
Databricks Data Platform Engineer
Univedge Consulting LLC
Canada
- Contract
As a Senior Databricks Data Platform Engineer, you will own the engineering, automation, and day-to-day health of our enterprise Databricks Lakehouse platform. This is a platform-first…
Added 1 hour ago
BC
Lead Electrical Engineer
Bantrel Co.
Edmonton, AB
- Full-time
We are currently seeking a qualified Lead Electrical Engineer to join our Energy team, based out of Edmonton, AB. This is a leadership opportunity for an experienced engineer who enjoys…

EarnIn

Senior Software Engineer

Vancouver, BC, Canada

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Job details

Experience: 4+ years of software engineering experience, with most of it spent building and operating backend services.
Posting language: English
Posted: Oct 30, 2026

Original job description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

Cash Out is the business unit behind how millions of EarnIn community members access their earnings when they need them most. Our backend services power Cash Out around the clock, integrating with EarnIn's risk, ledger, and repayment platforms to get real money to members over debit card rails, ACH, and RTP. We are looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they drive.

At EarnIn, working with AI is expected, not optional. This is a backend engineering role, not an AI engineering role, but we expect you to use AI-assisted development and agentic workflows (Cursor, Claude, and similar tools) every day to design, build, test, and operate our systems, so you can move much faster and deliver a lot more, while holding a high bar for correctness, review, and safety on systems that move our members' money. You'll work across the stack when the member experience calls for it, partner closely with product, design, and data, and take full ownership of what you ship from idea through production.

This position is hybrid, based in our Vancouver, BC office, with two days a week required in the office. Candidates must be based in the Vancouver area; this role is not open to fully remote work. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. The Vancouver base salary range for this full-time position is CAD 199,800- 244,200 plus equity and benefits. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

Drive the end-to-end design and implementation of new Cash Out features. Break down complex problems to their essentials, translate that complexity into elegant design, and write high-quality, maintainable, well-tested code.
Design and build highly reliable Cash Out transaction flows on top of EarnIn's payments and repayment platforms, which move money over debit card networks, ACH, FedNow, and RTP, with idempotent requests, safe handling of payment failures and returns, reconciliation of Cash Out state against platform outcomes, and auditability built in.
Use AI-assisted development tools and agentic workflows as your default way of working, from design and coding to testing, code review, debugging, and incident response, to deliver significantly more, faster, while staying accountable for the quality and safety of everything that ships.
Work across the stack when the member outcome calls for it, carrying changes from backend services through APIs and into the client experience, in partnership with design, instead of waiting on handoffs.
Design and deliver robust REST/gRPC APIs for our client applications and services, and event-driven integrations (e.g., Kafka, SNS/SQS) between backend services with idempotent consumers and well-defined contracts.
Own the health of the services you build: participate in the team's on-call rotation, respond to alerts and incidents, and drive them through resolution and blameless postmortems.
Improve reliability and observability by building monitoring, alerting, dashboards, and runbooks that help us detect and resolve issues before a member's Cash Out is delayed or fails.
Bring a customer-first product mindset: partner with product, design, data science, and analytics to shape what we build, size opportunities, and read out experiments.
Mentor other engineers through code, design, and architecture reviews, and share the AI workflows that work.
Make a meaningful impact on the lives of our community members.

WHAT WE'RE LOOKING FOR

4+ years of software engineering experience, with most of it spent building and operating backend services.
A computer science or related degree, or equivalent practical experience. We care about what you've built, not where you studied.
Proven, hands-on experience using Cursor and Claude (e.g., Claude Code, Claude in Cursor) in your day-to-day engineering work. You'll be asked to share specific stories about how AI and agentic workflows helped you ship more, faster, including a time you caught and corrected AI output that was wrong, and how you decide when to trust AI output and when to verify it.
A track record of using AI to deliver backend and, when needed, full-stack work end to end, not just to generate snippets.
Strong product sense and a customer-first mindset. You can point to the member or customer outcomes you moved and how you measured them, through opportunity sizing, experiments, or metrics, not just the features you shipped.
An excellent sense of ownership, including supporting live production services through on-call, incidents, and follow-through.
Proficient in at least one modern programming language, such as Kotlin, Java, C#, Go, Python, or TypeScript, and able to work in more than one.
Hands-on experience with SQL and NoSQL databases (e.g., PostgreSQL, MySQL, DynamoDB) and streaming and messaging technologies (e.g., Kafka, AWS SNS/SQS).
Experience working in microservice architectures, with continuous integration and delivery tools, and with developing and executing functional and integration tests.
Excellent written and verbal communication skills.
A bias toward action and results, and comfort moving quickly and adapting as priorities change.
Experience with payments, ledgers, or money movement systems, where correctness and auditability matter, is a plus
Experience building web or mobile client experiences (e.g., TypeScript, React, or native mobile) is a plus.
Experience with Kubernetes, AWS, and monitoring and observability tools such as Datadog is a plus.
Experience helping a team adopt agentic workflows using AI that improved both output and quality is a plus.
Experience in fintech or other regulated, security-sensitive environments is a plus.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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More about this job

Responsibilities

You will own the design, development, and operation of backend services that power the Cash Out platform, ensuring reliable money movement for members. You will also leverage AI-assisted workflows to build, test, and maintain high-quality code while collaborating across teams to deliver impactful product features.

Requirements

Candidates must have 4+ years of backend engineering experience and a strong proficiency in modern programming languages like Kotlin, Java, or Python. You must demonstrate hands-on experience with AI-assisted development tools and possess a solid understanding of microservice architectures and database technologies.

Skills

Backend engineering
AI-assisted development
Agentic workflows
REST APIs
gRPC
Kafka
SQL
NoSQL
Microservices
System design
Payments systems
Observability
Cloud infrastructure
Kotlin
Java
Python

Benefits

Healthcare
Internet reimbursement
Cell phone reimbursement
Learning and development stipend
Equity

Visa sponsorship

Not detected in the job text

Keywords

Software Engineer
Backend
Fintech
Earned Wage Access
AI-assisted development
Cursor
Claude
Payments
Ledger
Debit card rails
ACH
FedNow
RTP
Idempotent
Kafka
AWS
SNS
SQS
PostgreSQL
MySQL
DynamoDB
Microservices
Kubernetes
Datadog
Observability
API
TypeScript
Go
C#

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