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Added 29 mins ago
Senior Software Engineer, Agentic AI Products
Leo Berwick
Toronto, ON
Work alongside senior technology advisors and subject matter expert builders embedded full-time in the product, iterating quickly on feedback from internal users.
Added 44 mins ago
PC
Full Stack Developer (Backend-Focused)
Parabellyx Cybersecurity
Richmond Hill, ON
- Full-time
About the roleParabellyx Cybersecurity is hiring a mid-to-senior Full Stack Developer, weighted toward the backend, to build and run the data and scanning engine behind Luma. You will own…
Added 2 hours ago
C
Apps Dev Intmd Programmer Analyst
Citi
Mississauga, ON
- Full-time
We are seeking a talented and passionate Junior Developer to join our Operations Workbench team. You will be a key contributor to the development of our new, cutting-edge platform. You will…
Added 2 hours ago
C
Apps Dev Intmd Programmer Analyst
Citi
Mississauga, ON
- Full-time
We are seeking a senior Full Stack developer with strong data/event-driven design and implementation skills to implement our next generation Markets Technology.
Added 2 hours ago
H
Software Engineer
Highspring
Montreal, QC
- Full-time
Develop full-stack applications, including modern user interfaces using React or Angular
Added 3 hours ago
B
Sr Application Software Developer
BMO
Toronto, ON · SCC
- Full-time
…specifications and deliver high-quality software solutions. The Senior Full Stack Developer will design, build, and maintain scalable, secure, cloud-native applications leveraging AWS…
Added 3 hours ago
O
Lead UX Developer (React)
OpenText
Waterloo, ON
- Full-time
As a Lead UX Focused, Full Stack Developer, you will:
Added 3 hours ago
S
Senior Security Analyst
SAP
Toronto, ON
- Full-time
SAP Enterprise Cloud Services is looking for a Senior Security Specialist with a strong technological and security background across the stack. Your focus topic will be Security Incident…
Added 3 hours ago
M(
Senior Software Developer, Compliance and Multi-Region
MaintainX (An Autodesk Company)
Remote, Canada
- $131,000 to $191,000 CAD / year
- Full-time
- Remote
We are seeking a Senior Software Developer to drive the technical delivery of MaintainX’s compliance and multi-region deployments, including both single-tenant and multi-tenant…
Added 3 hours ago
GS
Business Systems Developer
Grantek Systems Integration
Burlington, ON
- Full-time
Experience in full-stack development (backend, frontend, and scripting).
Added 4 hours ago
W
Senior Full Stack Engineer
Workstream
Vancouver, BC
- Full-time
…their communities. We are seeking a talented Software Engineer (Full Stack) to join our growing engineering…
Added 4 hours ago
SC
Experienced Intermediate Software Engineer, Ruby on Rails
SureSwift Capital
Remote, Canada
- $90,000 to $120,000 CAD / year
- Full-time
- Remote
…and can explain it. You'll work side by side with our other senior engineer, two engineers who share production and learn from each other, and report to the GM, who leads the product. This…
Added 4 hours ago
M
Junior Full Stack Web Developer
Mitel
Ottawa, ON
- Full-time
…new graduate developers to join our front-end UI team. As a full-stack-oriented web developer, your initial focus and training will be on the front-end, building the user-facing…
Added 4 hours ago
TC
Senior Database Administrator (Oracle Application DBA / AWS Cloud)
Tata Consultancy Services
Toronto, ON
- $115,000 to $130,000 CAD / year
- Full-time
…is enabling its clients to transform themselves across the full AI stack, from infrastructure to…
Added 4 hours ago
G
Business Systems Developer
Grantek
Burlington, ON
- Full-time
Experience in full-stack development (backend, frontend, and scripting).
Added 4 hours ago
Senior Software Engineer
EarnIn
Vancouver, BC
…systems that move our members' money. You'll work across the stack when the member experience calls for it, partner closely with product, design, and data, and take full ownership of what…
Added 5 hours ago
L
Software Engineering Fellowship - LUNARTECH - Canada
LUNARTECH
Canada
- Part-time
We build in-house, end-to-end. That means you’ll see and contribute to the full stack of what it takes to ship: product thinking, UI/UX, data pipelines, model experimentation, evaluation,…
Added 5 hours ago
L
Software Engineering Apprentice - LUNARTECH - Canada
LUNARTECH
Canada
- Part-time
We build in-house, end-to-end. That means you’ll see and contribute to the full stack of what it takes to ship: product thinking, UI/UX, data pipelines, model experimentation, evaluation,…
Added 5 hours ago
E
Senior Software Engineer
EarnIn
Vancouver, BC
- Full-time
…systems that move our members' money. You'll work across the stack when the member experience calls for it, partner closely with product, design, and data, and take full ownership of what…
Added 5 hours ago
FI
Senior Full Stack Software Developer (FHIR)
Flexstaf I.T. Inc.
Toronto, ON · Greater Toronto Area, Canada
- Contract
Position: Software Developer - Full Stack – Senior
Added 6 hours ago
VS
Senior Software Developer
vTech Solution Canada
Toronto, ON
- Contract
Job Title: Sr. Software Developer - Full Stack
Added 6 hours ago
M
Senior Software Developer
Moneris
Toronto, ON
- Full-time
…day-to-day operations for Canadian businesses. In this hands-on full-stack role, you will deliver features across user experience, API, data and integration layers, then support them in…
Added 6 hours ago
RD
Senior Java Software Developer
Randstad Digital
London, ON
- $65 to $75 CAD / hour
- Contract
…will design, develop, test, and maintain robust backend and full-stack solutions, working closely with cross-functional partners including Business Systems Analysts, Quality Engineers, and…
Added 7 hours ago
TT
Senior MLOps Engineer - Investment Banking
Tech Talent International
Montreal, QC
- $140,000 to $150,000 CAD / year
- Full-time
Senior-level Python development across the full data and ML stack.
Added 8 hours ago
HO
Full-Stack Developer (Digital Product Developer)
House of Commons (Canada) / Chambre des communes (Canada)
Ottawa, ON
- Full-time
The House of Commons’ Digital Services and Real Property (DSRP) is currently looking to staff several Full-Stack Developer (Digital Product Developer) positions.

EarnIn

Senior Software Engineer

Vancouver, BC, Canada

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Job details

Experience: 4+ years of software engineering experience, with most of it spent building and operating backend services.
Posting language: English
Posted: Oct 30, 2026

Original job description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

Cash Out is the business unit behind how millions of EarnIn community members access their earnings when they need them most. Our backend services power Cash Out around the clock, integrating with EarnIn's risk, ledger, and repayment platforms to get real money to members over debit card rails, ACH, and RTP. We are looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they drive.

At EarnIn, working with AI is expected, not optional. This is a backend engineering role, not an AI engineering role, but we expect you to use AI-assisted development and agentic workflows (Cursor, Claude, and similar tools) every day to design, build, test, and operate our systems, so you can move much faster and deliver a lot more, while holding a high bar for correctness, review, and safety on systems that move our members' money. You'll work across the stack when the member experience calls for it, partner closely with product, design, and data, and take full ownership of what you ship from idea through production.

This position is hybrid, based in our Vancouver, BC office, with two days a week required in the office. Candidates must be based in the Vancouver area; this role is not open to fully remote work. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. The Vancouver base salary range for this full-time position is CAD 199,800- 244,200 plus equity and benefits. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

Drive the end-to-end design and implementation of new Cash Out features. Break down complex problems to their essentials, translate that complexity into elegant design, and write high-quality, maintainable, well-tested code.
Design and build highly reliable Cash Out transaction flows on top of EarnIn's payments and repayment platforms, which move money over debit card networks, ACH, FedNow, and RTP, with idempotent requests, safe handling of payment failures and returns, reconciliation of Cash Out state against platform outcomes, and auditability built in.
Use AI-assisted development tools and agentic workflows as your default way of working, from design and coding to testing, code review, debugging, and incident response, to deliver significantly more, faster, while staying accountable for the quality and safety of everything that ships.
Work across the stack when the member outcome calls for it, carrying changes from backend services through APIs and into the client experience, in partnership with design, instead of waiting on handoffs.
Design and deliver robust REST/gRPC APIs for our client applications and services, and event-driven integrations (e.g., Kafka, SNS/SQS) between backend services with idempotent consumers and well-defined contracts.
Own the health of the services you build: participate in the team's on-call rotation, respond to alerts and incidents, and drive them through resolution and blameless postmortems.
Improve reliability and observability by building monitoring, alerting, dashboards, and runbooks that help us detect and resolve issues before a member's Cash Out is delayed or fails.
Bring a customer-first product mindset: partner with product, design, data science, and analytics to shape what we build, size opportunities, and read out experiments.
Mentor other engineers through code, design, and architecture reviews, and share the AI workflows that work.
Make a meaningful impact on the lives of our community members.

WHAT WE'RE LOOKING FOR

4+ years of software engineering experience, with most of it spent building and operating backend services.
A computer science or related degree, or equivalent practical experience. We care about what you've built, not where you studied.
Proven, hands-on experience using Cursor and Claude (e.g., Claude Code, Claude in Cursor) in your day-to-day engineering work. You'll be asked to share specific stories about how AI and agentic workflows helped you ship more, faster, including a time you caught and corrected AI output that was wrong, and how you decide when to trust AI output and when to verify it.
A track record of using AI to deliver backend and, when needed, full-stack work end to end, not just to generate snippets.
Strong product sense and a customer-first mindset. You can point to the member or customer outcomes you moved and how you measured them, through opportunity sizing, experiments, or metrics, not just the features you shipped.
An excellent sense of ownership, including supporting live production services through on-call, incidents, and follow-through.
Proficient in at least one modern programming language, such as Kotlin, Java, C#, Go, Python, or TypeScript, and able to work in more than one.
Hands-on experience with SQL and NoSQL databases (e.g., PostgreSQL, MySQL, DynamoDB) and streaming and messaging technologies (e.g., Kafka, AWS SNS/SQS).
Experience working in microservice architectures, with continuous integration and delivery tools, and with developing and executing functional and integration tests.
Excellent written and verbal communication skills.
A bias toward action and results, and comfort moving quickly and adapting as priorities change.
Experience with payments, ledgers, or money movement systems, where correctness and auditability matter, is a plus
Experience building web or mobile client experiences (e.g., TypeScript, React, or native mobile) is a plus.
Experience with Kubernetes, AWS, and monitoring and observability tools such as Datadog is a plus.
Experience helping a team adopt agentic workflows using AI that improved both output and quality is a plus.
Experience in fintech or other regulated, security-sensitive environments is a plus.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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More about this job

Responsibilities

You will own the design, development, and operation of backend services that power the Cash Out platform, ensuring reliable money movement for members. You will also leverage AI-assisted workflows to build, test, and maintain high-quality code while collaborating across teams to deliver impactful product features.

Requirements

Candidates must have 4+ years of backend engineering experience and a strong proficiency in modern programming languages like Kotlin, Java, or Python. You must demonstrate hands-on experience with AI-assisted development tools and possess a solid understanding of microservice architectures and database technologies.

Skills

Backend engineering
AI-assisted development
Agentic workflows
REST APIs
gRPC
Kafka
SQL
NoSQL
Microservices
System design
Payments systems
Observability
Cloud infrastructure
Kotlin
Java
Python

Benefits

Healthcare
Internet reimbursement
Cell phone reimbursement
Learning and development stipend
Equity

Visa sponsorship

Not detected in the job text

Keywords

Software Engineer
Backend
Fintech
Earned Wage Access
AI-assisted development
Cursor
Claude
Payments
Ledger
Debit card rails
ACH
FedNow
RTP
Idempotent
Kafka
AWS
SNS
SQS
PostgreSQL
MySQL
DynamoDB
Microservices
Kubernetes
Datadog
Observability
API
TypeScript
Go
C#

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