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Added 21 mins ago
H
Production Support Specialist
Hays
Toronto, ON
- Contract
Exposure to data streaming technologies such as Spark and Kafka.
Added 2 hours ago
TI
Python Developer
TekStaff IT Solutions
Toronto, ON · Greater Toronto Area, Canada
- Contract
TekStaff's Client has a current vacancy for a Python Engineer/Application Developer
Added 2 hours ago
C
Application Development Engineer (Java) - AVP
Citi
Mississauga, ON
- Full-time
Exposure to big data technologies such as Spark, Kafka, or NoSQL is a plus but not required.
Added 2 hours ago
CL
Senior Backend Developer- .NET
Charger Logistics Inc.
Brampton, ON
- Full-time
We are seeking a skilled and performance-minded .Net Core Developer to support and evolve our distributed system of over 100 microservices, built primarily with .NET Core and PostgreSQL.…
Added 2 hours ago
CL
Solution Architect- .NET (microservices)
Charger Logistics Inc.
Brampton, ON
- Full-time
Design service-to-service communication using REST, gRPC and asynchronous messaging (Kafka, RabbitMQ), with resilience built in: timeouts, retries, circuit breakers and bulkheads.
Added 2 hours ago
C
Applications Development Sr Programmer Analyst
Citi
Mississauga, ON
- Full-time
We are seeking a talented and passionate Developer to join our Operations Workbench team. You will be a key contributor to the development of our new, cutting-edge platform. You will apply…
Added 2 hours ago
C
Apps Dev Intmd Programmer Analyst
Citi
Mississauga, ON
- Full-time
We are seeking a talented and passionate Junior Developer to join our Operations Workbench team. You will be a key contributor to the development of our new, cutting-edge platform. You will…
Added 2 hours ago
C
Apps Dev Intmd Programmer Analyst
Citi
Mississauga, ON
- Full-time
We are seeking a senior Full Stack developer with strong data/event-driven design and implementation skills to implement our next generation Markets Technology.
Added 3 hours ago
M
RQ11527 - Middleware Specialist - Senior
Maarut
Toronto, ON
- Contract
in working with messaging and event platforms (e.g., MQ, Kafka, JMS, Event
Added 3 hours ago
SI
Artificial Intelligence Engineer
Smart IT Frame LLC
Mississauga, ON
- Full-time
Added 4 hours ago
HS
Senior Software Engineer
Henry Schein Canada
Surrey, BC
- Full-time
Experience with Kafka, RabbitMQ, AWS SQS/SNS, or similar messaging technologies
Added 4 hours ago
C(
Senior Software Engineer, Agentic Systems
CareLink (by Asepha)
Toronto, ON
- Full-time
Familiarity with caching, messaging, and database technologies (Redis, Kafka, SQL/NoSQL, vector databases) and how to use them for performance and reliability
Added 4 hours ago
HS
Senior Software Engineer
Henry Schein
Surrey, BC
- Full-time
Experience with Kafka, RabbitMQ, AWS SQS/SNS, or similar messaging technologies
Added 4 hours ago
C
SR ACE Certified GW Integration Policy Center developer- Onsite role
Cognizant
Toronto, ON
- Full-time
Lead ACE Certified Guidewire Policy Center Integration Developer
Added 4 hours ago
HB
Platform Engineer - fintech - Montreal - $250,000+ bonus!
Hunter Bond
Montreal, QC
- Full-time
Development tools: CI/CD, version control, artifact repositories and developer platforms
Added 4 hours ago
C
Java Developer - Rates Technology
Citi
Mississauga, ON · Toronto, ON
- Full-time
We are seeking a highly skilled and experienced Application Developer to join our dynamic Rates Technology team. This position is responsible for the development of new and revised…
Added 5 hours ago
IG
Back End Developer
Insight Global
Canada
- $55 to $75 CAD / hour
- Contract
Insight Global is hiring a Backend Developer for a leading retail organization to support the continued development and enhancement of its finance integration platform. This individual will…
Added 5 hours ago
EI
Artificial Intelligence Engineer
Extend Information Systems Inc.
Mississauga, ON
- Full-time
Added 5 hours ago
Senior Software Engineer
EarnIn
Vancouver, BC
Design and deliver robust REST/gRPC APIs for our client applications and services, and event-driven integrations (e.g., Kafka, SNS/SQS) between backend services with idempotent consumers…
Added 6 hours ago
M
Senior Functional Analyst - Cross-Functional Data Integration
Maarut
Montréal-Est, QC · Montreal /Quebec, Quebec
- Contract
▸ Integration architect or developer profile whose
Added 6 hours ago
E
Senior Software Engineer
EarnIn
Vancouver, BC
- Full-time
Design and deliver robust REST/gRPC APIs for our client applications and services, and event-driven integrations (e.g., Kafka, SNS/SQS) between backend services with idempotent consumers…
Added 6 hours ago
T
AI Engineer
Talenzaa
Mississauga, ON
- Full-time
Added 7 hours ago
M
Senior Software Developer
Moneris
Toronto, ON
- Full-time
Contribute to Azure solutions, delivery pipelines, infrastructure as code, production support, technical design and developer mentoring.
Added 7 hours ago
C
Senior Java Developer - Vice President
Citi
Mississauga, ON
- Full-time
As a Senior Java Developer, you will design and deliver microservices solutions that power global reference data used by clients across Citi. Working within a global engineering…
Added 7 hours ago
H
Production Support Specialist
Hays
Montreal, QC
- Contract
Exposure to data streaming technologies such as Spark and Kafka.

EarnIn

Senior Software Engineer

Vancouver, BC, Canada

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Job details

Experience: 4+ years of software engineering experience, with most of it spent building and operating backend services.
Posting language: English
Posted: Oct 30, 2026

Original job description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

Cash Out is the business unit behind how millions of EarnIn community members access their earnings when they need them most. Our backend services power Cash Out around the clock, integrating with EarnIn's risk, ledger, and repayment platforms to get real money to members over debit card rails, ACH, and RTP. We are looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they drive.

At EarnIn, working with AI is expected, not optional. This is a backend engineering role, not an AI engineering role, but we expect you to use AI-assisted development and agentic workflows (Cursor, Claude, and similar tools) every day to design, build, test, and operate our systems, so you can move much faster and deliver a lot more, while holding a high bar for correctness, review, and safety on systems that move our members' money. You'll work across the stack when the member experience calls for it, partner closely with product, design, and data, and take full ownership of what you ship from idea through production.

This position is hybrid, based in our Vancouver, BC office, with two days a week required in the office. Candidates must be based in the Vancouver area; this role is not open to fully remote work. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. The Vancouver base salary range for this full-time position is CAD 199,800- 244,200 plus equity and benefits. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

Drive the end-to-end design and implementation of new Cash Out features. Break down complex problems to their essentials, translate that complexity into elegant design, and write high-quality, maintainable, well-tested code.
Design and build highly reliable Cash Out transaction flows on top of EarnIn's payments and repayment platforms, which move money over debit card networks, ACH, FedNow, and RTP, with idempotent requests, safe handling of payment failures and returns, reconciliation of Cash Out state against platform outcomes, and auditability built in.
Use AI-assisted development tools and agentic workflows as your default way of working, from design and coding to testing, code review, debugging, and incident response, to deliver significantly more, faster, while staying accountable for the quality and safety of everything that ships.
Work across the stack when the member outcome calls for it, carrying changes from backend services through APIs and into the client experience, in partnership with design, instead of waiting on handoffs.
Design and deliver robust REST/gRPC APIs for our client applications and services, and event-driven integrations (e.g., Kafka, SNS/SQS) between backend services with idempotent consumers and well-defined contracts.
Own the health of the services you build: participate in the team's on-call rotation, respond to alerts and incidents, and drive them through resolution and blameless postmortems.
Improve reliability and observability by building monitoring, alerting, dashboards, and runbooks that help us detect and resolve issues before a member's Cash Out is delayed or fails.
Bring a customer-first product mindset: partner with product, design, data science, and analytics to shape what we build, size opportunities, and read out experiments.
Mentor other engineers through code, design, and architecture reviews, and share the AI workflows that work.
Make a meaningful impact on the lives of our community members.

WHAT WE'RE LOOKING FOR

4+ years of software engineering experience, with most of it spent building and operating backend services.
A computer science or related degree, or equivalent practical experience. We care about what you've built, not where you studied.
Proven, hands-on experience using Cursor and Claude (e.g., Claude Code, Claude in Cursor) in your day-to-day engineering work. You'll be asked to share specific stories about how AI and agentic workflows helped you ship more, faster, including a time you caught and corrected AI output that was wrong, and how you decide when to trust AI output and when to verify it.
A track record of using AI to deliver backend and, when needed, full-stack work end to end, not just to generate snippets.
Strong product sense and a customer-first mindset. You can point to the member or customer outcomes you moved and how you measured them, through opportunity sizing, experiments, or metrics, not just the features you shipped.
An excellent sense of ownership, including supporting live production services through on-call, incidents, and follow-through.
Proficient in at least one modern programming language, such as Kotlin, Java, C#, Go, Python, or TypeScript, and able to work in more than one.
Hands-on experience with SQL and NoSQL databases (e.g., PostgreSQL, MySQL, DynamoDB) and streaming and messaging technologies (e.g., Kafka, AWS SNS/SQS).
Experience working in microservice architectures, with continuous integration and delivery tools, and with developing and executing functional and integration tests.
Excellent written and verbal communication skills.
A bias toward action and results, and comfort moving quickly and adapting as priorities change.
Experience with payments, ledgers, or money movement systems, where correctness and auditability matter, is a plus
Experience building web or mobile client experiences (e.g., TypeScript, React, or native mobile) is a plus.
Experience with Kubernetes, AWS, and monitoring and observability tools such as Datadog is a plus.
Experience helping a team adopt agentic workflows using AI that improved both output and quality is a plus.
Experience in fintech or other regulated, security-sensitive environments is a plus.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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More about this job

Responsibilities

You will own the design, development, and operation of backend services that power the Cash Out platform, ensuring reliable money movement for members. You will also leverage AI-assisted workflows to build, test, and maintain high-quality code while collaborating across teams to deliver impactful product features.

Requirements

Candidates must have 4+ years of backend engineering experience and a strong proficiency in modern programming languages like Kotlin, Java, or Python. You must demonstrate hands-on experience with AI-assisted development tools and possess a solid understanding of microservice architectures and database technologies.

Skills

Backend engineering
AI-assisted development
Agentic workflows
REST APIs
gRPC
Kafka
SQL
NoSQL
Microservices
System design
Payments systems
Observability
Cloud infrastructure
Kotlin
Java
Python

Benefits

Healthcare
Internet reimbursement
Cell phone reimbursement
Learning and development stipend
Equity

Visa sponsorship

Not detected in the job text

Keywords

Software Engineer
Backend
Fintech
Earned Wage Access
AI-assisted development
Cursor
Claude
Payments
Ledger
Debit card rails
ACH
FedNow
RTP
Idempotent
Kafka
AWS
SNS
SQS
PostgreSQL
MySQL
DynamoDB
Microservices
Kubernetes
Datadog
Observability
API
TypeScript
Go
C#

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