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Added 14 mins ago
AC
Chef De Projet Flux De Matériel/ Project Manager (Material Flow)
Aston Carter
Saint-Eustache, QC
- $38 to $45 CAD / hour
- Contract
…encadrer le mouvement des matériaux, depuis la réception jusquà la production et la livraison finale des véhicules. La personne titulaire du poste analyse et améliore les processus de flux…
Added 14 mins ago
RI
Senior Full Stack Java Developer - Capital Markets
Rose International
Mississauga, ON
- Full-time
…microservices architecture, and REST/gRPC APIs, and/or strong production experience in Python 3.x, including FastAPI, Flask/Django, Pandas/NumPy, and…
Added 14 mins ago
T
Data Analytics Associate, CIB Business Management
TD
Toronto, ON
- Full-time
Added 14 mins ago
IF
Actuarial intern
iA Financial Group (Industrial Alliance)
Vancouver, BC
- $29.5 to $33.5 CAD / hour
- Internship
Analyze data and contribute to the production of reports or dashboards to support decision-making.
Added 14 mins ago
LB
Senior Software Engineer, Agentic AI Products
Leo Berwick
Toronto, ON
- Full-time
…engagement workflows, and governance controls, from prototype to production, moving toward 'automated associates' that handle complex tasks like document triage, automated agentic…
Added 14 mins ago
C
Manager, Program Management 1
CPKC
Calgary, AB
- Full-time
This role partners closely with field personnel, project owners, and finance teams to provide monthly insights, production reviews, and forecast accuracy for a $1.2B engineering capital…
Added 14 mins ago
PC
Directeur(rice), audit, technologies de l'information (Bilingue FR/ANGL)
PwC Canada
Montreal, QC
- Full-time
…systèmes d’exploitation, entrepôts de données et outils de production de rapport) afin d’aider nos clients à optimiser l’efficacité de leurs opérations. Notre équipe aide les entreprises à…
Added 14 mins ago
AC
Administrator Support
Aston Carter
Toronto, ON · East York, ON
- $40 to $50 CAD / hour
- Contract
Understand and articulate the implications of packaging and product changes on the production line, including potential impacts on throughput and quality.
Added 14 mins ago
AP
Tech Lead
Accommodations Plus International
Markham, ON
- $130,000 to $140,000 CAD / year
- Full-time
Carry out integration and unit testing of the functionality you develop, and troubleshoot and resolve issues across development, staging, and production.
Added 44 mins ago
R
Analyst – Interest Rate Strategy
RBC
Toronto, ON
- Full-time
Assist in interest rate forecasting, idea generation, analysis, and production of original strategy content for distribution to institutional clients.
Added 44 mins ago
SP
Manager, Product, Pricing & Integrations Operations
Salesforce Partner Canada
Toronto, ON
- Full-time
You can read, write, and troubleshoot XML (structure, attributes, namespaces, schema validation) and catch errors in license and entitlement definitions before they reach production.
Added 44 mins ago
P&
Payroll & Benefits Administrator
Parrish & Heimbecker, Limited
Winnipeg, MB
- Full-time
…grain handling to flour milling, livestock nutrition, and egg production. By connecting Canadian farms to tables across the country and beyond, we’re committed to quality, innovation, and…
Added 59 mins ago
AP
Full Stack Team Lead
Accommodations Plus International
Markham, ON
- $130,000 to $140,000 CAD / year
Carry out integration and unit testing of the functionality you develop, and troubleshoot and resolve issues across development, staging, and production.
Added 1 hour ago
H
Gestionnaire de pratique, financement gouvernemental | Practice Manager, Government Funding
helloDarwin
Montreal, QC
- $70,000 to $110,000 CAD / year
- Full-time
Améliorer les méthodes de travail, les gabarits et les outils de production.
Added 1 hour ago
CE
Administrative Assistant – Procurement
Canadian Energy Services
Calgary, AB · Greater Calgary Metropolitan Area
- Full-time
…2.49 billion in 2025. It is one of the largest providers of production chemicals and drilling fluid systems and is focused on being the leading provider of technically advanced chemical…
Added 1 hour ago
Program Coordinator
Bayshore
Mississauga, ON
Prepare supporting billing information for invoices to patients reconciling production data to invoice to ensure completeness.
Added 1 hour ago
D
Senior Salesforce Developer
Docebo
Remote, Canada
- $90,800 to $121,000 CAD / year
- Full-time
- Remote
Design and build. Deliver production-quality solutions in Apex, Lightning Web Components, Flow and platform configuration, from a clear problem statement through solution design, build,…
Added 1 hour ago
H
Production Support Specialist
Hays
Toronto, ON
- Contract
We are looking for a Technical Production Support Analyst who is interested in distributed systems and working with high-scale services. The successful candidate enjoys working in a…
Added 1 hour ago
UI
Partner Integrations Lead
Upgrade, Inc.
Montreal, QC
- Full-time
…primary product SME, managing integration pipelines, triaging production issues, and collaborating with Sales, Product, Account Management, and Engineering to deliver impactful, reliable…
Added 1 hour ago
ML
General Accounting and Close Manager
Maple Leaf Foods Inc
Mississauga, ON
- $96,000 to $141,000 CAD / year
- Part-time
A manufacturing/CPG (production) background is an asset
Added 1 hour ago
SI
PL/SQL Developer
Siri InfoSolutions, Inc.
Montreal, QC
- Contract
Support production systems and troubleshoot application and database issues
Added 1 hour ago
IE
Analyst, Business
IMAX Enhanced | Streaming & Consumer Technology
Mississauga, ON
- Full-time
Added 1 hour ago
PF
Private Equity Fund Accountant
Pinnacle Fund Services
Toronto, ON
- Full-time
As a Fund Accountant, you will be responsible for supporting the NAV production process for a private equity client portfolio working closely with Senior Fund Accountants and Management. As…
Added 1 hour ago
D
Salesforce Architect- FSC
Delpath
Toronto, ON
- Contract
…technical leader, architect is expected to assist teams in solving production issues and supporting team with investigations and being a key advocate of efficiency and continual improvement…
Added 1 hour ago
CR
Functional AI Specialist
Clarity Recruitment
Toronto, ON · Greater Toronto Area, Canada
- Contract
Hand off production builds to engineers with clear requirements and test cases

EarnIn

Senior Software Engineer

Vancouver, BC, Canada

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Job details

Experience: 4+ years of software engineering experience, with most of it spent building and operating backend services.
Posting language: English
Posted: Oct 30, 2026

Original job description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

Cash Out is the business unit behind how millions of EarnIn community members access their earnings when they need them most. Our backend services power Cash Out around the clock, integrating with EarnIn's risk, ledger, and repayment platforms to get real money to members over debit card rails, ACH, and RTP. We are looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they drive.

At EarnIn, working with AI is expected, not optional. This is a backend engineering role, not an AI engineering role, but we expect you to use AI-assisted development and agentic workflows (Cursor, Claude, and similar tools) every day to design, build, test, and operate our systems, so you can move much faster and deliver a lot more, while holding a high bar for correctness, review, and safety on systems that move our members' money. You'll work across the stack when the member experience calls for it, partner closely with product, design, and data, and take full ownership of what you ship from idea through production.

This position is hybrid, based in our Vancouver, BC office, with two days a week required in the office. Candidates must be based in the Vancouver area; this role is not open to fully remote work. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. The Vancouver base salary range for this full-time position is CAD 199,800- 244,200 plus equity and benefits. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

Drive the end-to-end design and implementation of new Cash Out features. Break down complex problems to their essentials, translate that complexity into elegant design, and write high-quality, maintainable, well-tested code.
Design and build highly reliable Cash Out transaction flows on top of EarnIn's payments and repayment platforms, which move money over debit card networks, ACH, FedNow, and RTP, with idempotent requests, safe handling of payment failures and returns, reconciliation of Cash Out state against platform outcomes, and auditability built in.
Use AI-assisted development tools and agentic workflows as your default way of working, from design and coding to testing, code review, debugging, and incident response, to deliver significantly more, faster, while staying accountable for the quality and safety of everything that ships.
Work across the stack when the member outcome calls for it, carrying changes from backend services through APIs and into the client experience, in partnership with design, instead of waiting on handoffs.
Design and deliver robust REST/gRPC APIs for our client applications and services, and event-driven integrations (e.g., Kafka, SNS/SQS) between backend services with idempotent consumers and well-defined contracts.
Own the health of the services you build: participate in the team's on-call rotation, respond to alerts and incidents, and drive them through resolution and blameless postmortems.
Improve reliability and observability by building monitoring, alerting, dashboards, and runbooks that help us detect and resolve issues before a member's Cash Out is delayed or fails.
Bring a customer-first product mindset: partner with product, design, data science, and analytics to shape what we build, size opportunities, and read out experiments.
Mentor other engineers through code, design, and architecture reviews, and share the AI workflows that work.
Make a meaningful impact on the lives of our community members.

WHAT WE'RE LOOKING FOR

4+ years of software engineering experience, with most of it spent building and operating backend services.
A computer science or related degree, or equivalent practical experience. We care about what you've built, not where you studied.
Proven, hands-on experience using Cursor and Claude (e.g., Claude Code, Claude in Cursor) in your day-to-day engineering work. You'll be asked to share specific stories about how AI and agentic workflows helped you ship more, faster, including a time you caught and corrected AI output that was wrong, and how you decide when to trust AI output and when to verify it.
A track record of using AI to deliver backend and, when needed, full-stack work end to end, not just to generate snippets.
Strong product sense and a customer-first mindset. You can point to the member or customer outcomes you moved and how you measured them, through opportunity sizing, experiments, or metrics, not just the features you shipped.
An excellent sense of ownership, including supporting live production services through on-call, incidents, and follow-through.
Proficient in at least one modern programming language, such as Kotlin, Java, C#, Go, Python, or TypeScript, and able to work in more than one.
Hands-on experience with SQL and NoSQL databases (e.g., PostgreSQL, MySQL, DynamoDB) and streaming and messaging technologies (e.g., Kafka, AWS SNS/SQS).
Experience working in microservice architectures, with continuous integration and delivery tools, and with developing and executing functional and integration tests.
Excellent written and verbal communication skills.
A bias toward action and results, and comfort moving quickly and adapting as priorities change.
Experience with payments, ledgers, or money movement systems, where correctness and auditability matter, is a plus
Experience building web or mobile client experiences (e.g., TypeScript, React, or native mobile) is a plus.
Experience with Kubernetes, AWS, and monitoring and observability tools such as Datadog is a plus.
Experience helping a team adopt agentic workflows using AI that improved both output and quality is a plus.
Experience in fintech or other regulated, security-sensitive environments is a plus.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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More about this job

Responsibilities

You will own the design, development, and operation of backend services that power the Cash Out platform, ensuring reliable money movement for members. You will also leverage AI-assisted workflows to build, test, and maintain high-quality code while collaborating across teams to deliver impactful product features.

Requirements

Candidates must have 4+ years of backend engineering experience and a strong proficiency in modern programming languages like Kotlin, Java, or Python. You must demonstrate hands-on experience with AI-assisted development tools and possess a solid understanding of microservice architectures and database technologies.

Skills

Backend engineering
AI-assisted development
Agentic workflows
REST APIs
gRPC
Kafka
SQL
NoSQL
Microservices
System design
Payments systems
Observability
Cloud infrastructure
Kotlin
Java
Python

Benefits

Healthcare
Internet reimbursement
Cell phone reimbursement
Learning and development stipend
Equity

Visa sponsorship

Not detected in the job text

Keywords

Software Engineer
Backend
Fintech
Earned Wage Access
AI-assisted development
Cursor
Claude
Payments
Ledger
Debit card rails
ACH
FedNow
RTP
Idempotent
Kafka
AWS
SNS
SQS
PostgreSQL
MySQL
DynamoDB
Microservices
Kubernetes
Datadog
Observability
API
TypeScript
Go
C#

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