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Added 21 mins ago
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Senior Eddy Current Specialist
BWXT
Kitchener, ON
- Full-time
As our Senior Technical Specialist, Balance of Plant Eddy Current you will be accountable for the end-to-end planning, preparation, and successful execution of Balance of Plant Eddy Current…
Added 21 mins ago
MS
Senior Electronic Warfare Systems Engineer
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Ottawa, ON · Kanata, ON
- Full-time
…bringing disciplined prime-contractor execution to defence and security…
Added 21 mins ago
Senior Technical Specialist
Insurance Corporation of British Columbia
North Vancouver, BC
The Information Services Division is currently looking for a Senior Technical Specialist. In this position, you will provide senior-level technical leadership for the design,…
Added 36 mins ago
Senior Data Engineer
Capgemini
Calgary, AB
We are seeking an experienced Databricks Data Engineer to design, develop, and maintain scalable data pipelines and cloud-based data platforms. The ideal candidate will have strong…
Added 36 mins ago
MF
AI Automation & Platform Analyst (Senior Analyst)
Mackenzie Financial Corporation
Toronto, ON · Greater Toronto Area, ON
- Other
We are hiring an AI Automation & Platform Engineer/Analyst to design and build the next generation of agent-driven workflows, automation systems, and internal tools.
Added 51 mins ago
XS
Security Analyst / Engineer / Architect
XChange Software Inc
Mississauga, ON
- Contract
Position 5. Security Operations Analyst / Engineer
Added 51 mins ago
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CYBERSECURITY ENGINEER
Adacel
Montreal, QC
- Full-time
Added 52 mins ago
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AI Engineer
Virtusa
Toronto, ON
- Full-time
Job Summary: We are seeking a highly skilled AI Engineer with strong expertise in Python, SQL, AWS Bedrock, AWS SageMaker, LangGraph, LLM Fine-Tuning, and Retrieval-Augmented Generation…
Added 52 mins ago
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Instrumentation and Controls Engineer
AtkinsRéalis
Pickering, ON
- Full-time
Prepare calculations, assessments, specifications and design-change documentation with appropriate senior oversight.
Added 1 hour ago
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Pipeline Construction & Integrity Survey Director
GeoVerra
Calgary, AB
- Full-time
Collaborate with operational leadership and senior team to develop and deliver on annual operating plans, with an emphasis on top line revenue, operational performance and excellence,…
Added 1 hour ago
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Senior Software Engineer
Secure Yourself IT Solutions
Ottawa, ON
- Contract
We're looking for a Senior Software Engineer to support an upcoming Government of Canada project. This is a chance to put your skills to work on systems where quality, security, and…
Added 1 hour ago
Senior Software Engineer
EarnIn
Vancouver, BC
…looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they…
Added 2 hours ago
Senior Mechanical Design Engineer
Type One Energy
Vancouver, BC
If you are searching for the best new ideas and share our vision, join us as a Senior Mechanical Design Engineer. This is what you need to know:
Added 2 hours ago
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Senior Forward Deployed Engineer – AI & Data Engineering
PeoplePilot
Toronto, ON
- Full-time
# Senior Forward Deployed Engineer – AI & Data Engineering
Added 2 hours ago
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Senior Software Engineer
EarnIn
Vancouver, BC
- Full-time
…looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they…
Added 3 hours ago
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Senior Python Backend Engineer
Apexon
Toronto, ON
- $120,000 to $150,000 CAD / year
- Contract
The Backend Engineer – Python (API & Platform Engineering) will be responsible for designing, developing, and maintaining scalable backend services and APIs. The role involves contributing…
Added 3 hours ago
ZS
Senior Data Warehouse Engineer
Zodiac Solutions, Inc
Toronto, ON
- Full-time
Title: Principal Data Engineer – Databricks**
Added 3 hours ago
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Senior Azure Databricks Platform / Infrastructure Engineer
Yochana
Toronto, ON
- Full-time
Position Name – Senior Azure Databricks Platform / Infrastructure Engineer
Added 3 hours ago
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Technical Lead - AI Delivery
Ardent SoftSol Inc.
Brampton, ON
- Contract
…closely with business stakeholders, solution architects, vendors, security teams, and delivery teams to transform AI opportunities into scalable production solutions that drive business…
Added 4 hours ago
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Senior Cloud Engineer
Paymentus
Richmond Hill, ON
- $100,000 to $140,000 CAD / year
- Full-time
The Cloud Engineer is responsible for supporting, monitoring and tooling of Cloud deployments. The Cloud Engineer works closely with the Development and QA teams to produce reliable and…
Added 5 hours ago
Senior Data Platform Engineer
The Canada Life Assurance Company
London, ON · Toronto, ON
The Senior Data Platform Engineer is responsible for providing data platform and tool solutions to support business needs at Canada Life. Leveraging your cloud and Microsoft Azure technical…
Added 6 hours ago
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Consultant, Cybersecurity
KPMG
Calgary, AB
- Full-time
…technical cloud certifications such as Azure Fundamentals, Azure Security Engineer, AWS Technical Essentials or…
Added 7 hours ago
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QRM CHIEF DEVELOPER
National Bank of Canada
Toronto, ON
- Full-time
Required skills: Amazon Web Services, Analytical thinking, Application Security, Certified Quantitative Software Process Engineer, Containerization, DevOps, Equity Capital Markets,…
Added 7 hours ago
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LEAD PYTHON DEVELOPER – IT TREASURY PLATFORMS
National Bank of Canada
Montreal, QC
- Full-time
Significant hands-on experience as a senior software engineer, lead software engineer, technical lead, or in an equivalent engineering leadership role, including taking new solutions into…
Added 9 hours ago
TL
Senior Design Engineer
The Lignum Group
Montreal, QC · Greater Montreal Metropolitan Area
- Full-time
We are seeking an experienced Senior Design Engineer to lead a high‑performing formwork and temporary works design team supporting complex construction projects.

EarnIn

Senior Software Engineer

Vancouver, BC, Canada

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Job details

Experience: 4+ years of software engineering experience, with most of it spent building and operating backend services.
Posting language: English
Posted: Oct 30, 2026

Original job description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

Cash Out is the business unit behind how millions of EarnIn community members access their earnings when they need them most. Our backend services power Cash Out around the clock, integrating with EarnIn's risk, ledger, and repayment platforms to get real money to members over debit card rails, ACH, and RTP. We are looking for an experienced, product-minded, and resourceful senior backend engineer to own the design, development, and operation of these services and the member outcomes they drive.

At EarnIn, working with AI is expected, not optional. This is a backend engineering role, not an AI engineering role, but we expect you to use AI-assisted development and agentic workflows (Cursor, Claude, and similar tools) every day to design, build, test, and operate our systems, so you can move much faster and deliver a lot more, while holding a high bar for correctness, review, and safety on systems that move our members' money. You'll work across the stack when the member experience calls for it, partner closely with product, design, and data, and take full ownership of what you ship from idea through production.

This position is hybrid, based in our Vancouver, BC office, with two days a week required in the office. Candidates must be based in the Vancouver area; this role is not open to fully remote work. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. The Vancouver base salary range for this full-time position is CAD 199,800- 244,200 plus equity and benefits. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

Drive the end-to-end design and implementation of new Cash Out features. Break down complex problems to their essentials, translate that complexity into elegant design, and write high-quality, maintainable, well-tested code.
Design and build highly reliable Cash Out transaction flows on top of EarnIn's payments and repayment platforms, which move money over debit card networks, ACH, FedNow, and RTP, with idempotent requests, safe handling of payment failures and returns, reconciliation of Cash Out state against platform outcomes, and auditability built in.
Use AI-assisted development tools and agentic workflows as your default way of working, from design and coding to testing, code review, debugging, and incident response, to deliver significantly more, faster, while staying accountable for the quality and safety of everything that ships.
Work across the stack when the member outcome calls for it, carrying changes from backend services through APIs and into the client experience, in partnership with design, instead of waiting on handoffs.
Design and deliver robust REST/gRPC APIs for our client applications and services, and event-driven integrations (e.g., Kafka, SNS/SQS) between backend services with idempotent consumers and well-defined contracts.
Own the health of the services you build: participate in the team's on-call rotation, respond to alerts and incidents, and drive them through resolution and blameless postmortems.
Improve reliability and observability by building monitoring, alerting, dashboards, and runbooks that help us detect and resolve issues before a member's Cash Out is delayed or fails.
Bring a customer-first product mindset: partner with product, design, data science, and analytics to shape what we build, size opportunities, and read out experiments.
Mentor other engineers through code, design, and architecture reviews, and share the AI workflows that work.
Make a meaningful impact on the lives of our community members.

WHAT WE'RE LOOKING FOR

4+ years of software engineering experience, with most of it spent building and operating backend services.
A computer science or related degree, or equivalent practical experience. We care about what you've built, not where you studied.
Proven, hands-on experience using Cursor and Claude (e.g., Claude Code, Claude in Cursor) in your day-to-day engineering work. You'll be asked to share specific stories about how AI and agentic workflows helped you ship more, faster, including a time you caught and corrected AI output that was wrong, and how you decide when to trust AI output and when to verify it.
A track record of using AI to deliver backend and, when needed, full-stack work end to end, not just to generate snippets.
Strong product sense and a customer-first mindset. You can point to the member or customer outcomes you moved and how you measured them, through opportunity sizing, experiments, or metrics, not just the features you shipped.
An excellent sense of ownership, including supporting live production services through on-call, incidents, and follow-through.
Proficient in at least one modern programming language, such as Kotlin, Java, C#, Go, Python, or TypeScript, and able to work in more than one.
Hands-on experience with SQL and NoSQL databases (e.g., PostgreSQL, MySQL, DynamoDB) and streaming and messaging technologies (e.g., Kafka, AWS SNS/SQS).
Experience working in microservice architectures, with continuous integration and delivery tools, and with developing and executing functional and integration tests.
Excellent written and verbal communication skills.
A bias toward action and results, and comfort moving quickly and adapting as priorities change.
Experience with payments, ledgers, or money movement systems, where correctness and auditability matter, is a plus
Experience building web or mobile client experiences (e.g., TypeScript, React, or native mobile) is a plus.
Experience with Kubernetes, AWS, and monitoring and observability tools such as Datadog is a plus.
Experience helping a team adopt agentic workflows using AI that improved both output and quality is a plus.
Experience in fintech or other regulated, security-sensitive environments is a plus.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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More about this job

Responsibilities

You will own the design, development, and operation of backend services that power the Cash Out platform, ensuring reliable money movement for members. You will also leverage AI-assisted workflows to build, test, and maintain high-quality code while collaborating across teams to deliver impactful product features.

Requirements

Candidates must have 4+ years of backend engineering experience and a strong proficiency in modern programming languages like Kotlin, Java, or Python. You must demonstrate hands-on experience with AI-assisted development tools and possess a solid understanding of microservice architectures and database technologies.

Skills

Backend engineering
AI-assisted development
Agentic workflows
REST APIs
gRPC
Kafka
SQL
NoSQL
Microservices
System design
Payments systems
Observability
Cloud infrastructure
Kotlin
Java
Python

Benefits

Healthcare
Internet reimbursement
Cell phone reimbursement
Learning and development stipend
Equity

Visa sponsorship

Not detected in the job text

Keywords

Software Engineer
Backend
Fintech
Earned Wage Access
AI-assisted development
Cursor
Claude
Payments
Ledger
Debit card rails
ACH
FedNow
RTP
Idempotent
Kafka
AWS
SNS
SQS
PostgreSQL
MySQL
DynamoDB
Microservices
Kubernetes
Datadog
Observability
API
TypeScript
Go
C#

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