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Elect Capital

Loan Analyst

Toronto, ON, Canada

Pay: Salary range: $55,000 - $65,000 CAD
Job type: Full-time
Apply by: Oct 25, 2026
Posting language: English
Posted: Sep 25, 2026

Apply About employer

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Original job description

Loan Analyst
📍 Toronto

About Elect Capital
Elect Capital is changing how SMEs access funding. We provide fast, flexible working capital loans, business loans, and merchant cash advances - no red tape, no slow decisions. Live across the UK, Australia, Canada, and the US, and scaling fast, we give SMEs the speed and flexibility traditional lenders can't.

🎯 Our Mission
We exist to give SMEs the capital and confidence to grow - fast, fair, and friction-free. Every ambitious business deserves a real shot at growth, not months of paperwork. We've built lending for speed, without cutting corners on fairness. When SMEs win, we win.

The Role
The Loan Application Analyst plays a critical role in maintaining the speed and quality Elect is known for. You'll prepare files for underwriting, "scrubbing" applications so bank statements are clean, understood and ready for decisioning - a fast-paced, precise role that's a great entry point into SME lending for someone hungry to build a career in finance.

Key Responsibilities

Work through and verify loan application bank statements for accuracy, clarity and completeness
Identify errors, missing information, and inconsistencies in application packs
Liaise with underwriters, brokers and internal teams to clarify and correct submissions
Maintain a daily log of scrubbing activity and recurring issues to drive process improvements
Support the operations and credit teams to ensure only clean files move to decisioning

🔍 What We're Looking For

A finance, accounting, or related degree
Strong Excel skills
Excellent attention to detail and comfortable working with data, documents, and financial records
A steady, hungry attitude - ready to get stuck in, no ego
Strong organisational skills and able to meet tight deadlines
Clear, efficient communicator, internally and with external brokers

Bonus

Previous experience in financial services, lending, or quality assurance

Our Offer

Salary range: $55,000 - $65,000 CAD
25 days annual leave (PTO)
Luxury offices in downtown financial core - First Canadian Place
Barista onsite all day for all your coffee needs
Rooftop loft community space & outdoor space to decompress

👋 Think you're a fit? Let's talk.

Apply About employer

More about this job

Responsibilities

Review and verify bank statements and loan application documents for accuracy, completeness, and consistency, identifying errors or missing information. Coordinate with underwriters, brokers, and internal teams to resolve issues, log recurring problems, and ensure only clean files proceed to decisioning.

Requirements

A degree in finance, accounting, or a related field is required, along with strong Excel skills and excellent attention to detail. Candidates should be organized, comfortable working with financial data and documents, able to meet tight deadlines, and communicate clearly; financial services, lending, or quality assurance experience is a bonus.

Skills

Bank Statement Verification
Attention To Detail
Excel
Data Analysis
Document Review
Financial Records
Error Identification
Quality Assurance
Communication
Organization
Deadline Management
Process Improvement
Loan Application Analysis
Stakeholder Liaison

Benefits

25 Days Annual Leave
Luxury Downtown Office
Onsite Barista
Rooftop Community Space
Outdoor Space

Visa sponsorship

Not detected in the job text

Keywords

SME Lending
Working Capital Loans
Business Loans
Merchant Cash Advances
Loan Applications
Bank Statements
Underwriting
Credit Operations
Financial Services
Excel
Financial Records
Application Scrubbing
Quality Assurance
Data Verification
Error Identification
Process Improvement
Broker Liaison
File Preparation
Decisioning

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