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Added 3 days ago
Senior Cloud DevOps Engineer
Charger Logistics Inc.
Brampton, ON
Full-time
The Senior Cloud DevOps Engineer will design and implement enterprise-scale cloud infrastructure, drive automation strategies, and mentor engineering teams while architecting…
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Senior Data Scientist Production and Reporting Lead
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Full-time
As a Senior Data Scientist in National Bank’s IFRS-9 and Credit Risk Analytics team, you will be responsible for IFRS-9 reporting, risk analytics, process development, and risk data…
Added 3 days ago
Senior AI Engineer
Charger Logistics Inc.
Brampton, ON
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Experience building production-grade AI applications in Python - not just notebooks or prototypes.
Added 3 days ago
Analyst, Regulatory Reporting (18 months Contract)
Royal Bank of Canada
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Escalate trade reporting and swap surveillance exception issues to Senior Management and Compliance as deemed necessary
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Sr. Principal AI Architect
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Senior Principal AI Architect
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Senior Full Stack Developer – Canada (Remote)
Aequilibrium Software Inc.
Remote, Canada
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We are looking for an experienced Senior Full Stack Developer based in Canada to join the Aequilibrium team and support a large-scale digital initiative. This role requires a versatile…
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Montreal, QC · Quebec, QC
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Senior Program Manager, Fraud Intelligence Solution
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Ingénieur(e) de données principal(e) | Senior Data Engineer
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2027 Graduate Program, Technology Services - Product and Initiative Management
Bell
Montreal, QC · Verdun, QC
…program, you’ll have the chance to connect with mentors and senior leaders who will support your professional and personal growth journey. You’ll develop real-world skills and join other…
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2027 Graduate Program, Technology Services - Emerging AI and Data Solutions
Bell
Montreal, QC · Verdun, QC
…program, you’ll have the chance to connect with mentors and senior leaders who will support your professional and personal growth journey. You’ll develop real-world skills and join other…
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Risk Modelling Services, Actuarial, Life Associate
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…assignments. Consulting services involve working closely with senior actuaries on Appointed Actuary and actuarial liability valuation work, capital review and analysis, advisory services on…
Added 3 days ago
Sr. Integration Architect - Automation
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Contract
Expert-level Senior Integration Developer with Intelligent Automation experience to design, build, and govern mission-critical enterprise automation and integration solutions on Workato and…
Added 3 days ago
Senior Credit Risk Analyst
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Vancouver, BC
Full-time
As a Senior Credit Risk Analyst you will join a growing team, reporting directly to the Head of Finance & Risk while also working closely with our Co-Founder & CEO. In this role you will…
Added 3 days ago
Senior Data Engineer – Capital Markets
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Added 3 days ago
Senior Advisor, Growth Programs
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Added 3 days ago
Cybersecurity Firmware Engineer
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The Senior Cybersecurity Firmware Engineer is responsible for the security architecture and secure implementation of firmware running on indie’s SoCs. In this role, you will partner with…
Added 3 days ago
Rail Requirements Management Specialist
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$150,000 to $180,000 CAD / year
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Assisting senior staff on a variety of projects such as new transit rail project and subway works across Canada.
Added 3 days ago
Senior Program Manager, Fraud Intelligence Solution
Royal Bank of Canada
Mississauga, ON
Full-time
We're hiring a Senior Program Manager, Fraud Intelligence Solution. You'll own the plan, the operating rhythm, and the outcomes: detection running in production, used daily by…
Added 3 days ago
Analyst, Regulatory Reporting (15 months Contract)
Royal Bank of Canada
Toronto, ON
Full-time
Escalate trade reporting and swap surveillance exception issues to Senior Management and Compliance as deemed necessary
Added 3 days ago
Senior Software Engineer
Elective
Vancouver, BC
Full-time
As a Senior Software Engineer at Elective, nothing you build is invisible and you'll be in the room for planning, speccing, and debating architectural direction rather than just receiving…

Elective

Senior Software Engineer

Vancouver, BC, Canada

Job type: Full-time
Apply by: Mar 17, 2027
Posting language: English
Posted: Sep 18, 2026

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Original job description

About the Role:

Elective is a Vancouver-based Series A fintech that has built the industry's first "Learn Now, Pay Later" solution designed to help world-class course creators, coaches, and educators sell more effectively. To date, Elective has supported over 100,000 consumers across North America investing in their education, all underwritten, funded, and serviced by Elective. The company has proven product-market fit with 8+ figures in revenue, more than doubling the business over the last 12 months, all profitably and without any dedicated sales or marketing spend.

As a Senior Software Engineer at Elective, nothing you build is invisible and you'll be in the room for planning, speccing, and debating architectural direction rather than just receiving it. Expect to be talking directly to the people who depend on what you ship: merchants, risk, finance, and customer care. This isn't a role where you inherit a stable codebase and a tidy backlog. You'll be working across a wide product surface, in a system where mistakes have consequences that show up on somebody's loan. If you've worked somewhere like this before and found it energizing rather than exhausting, you'll recognize the shape of it.

Ongoing Responsibilities:

Contributing to the architectural direction. Helping set the new foundation, and planning the transition from the current system onto it.
Working across the full product surface: checkout, merchant portal, risk and underwriting engine, loan management, and our public APIs.
Designing for composition. Small pieces with strong contracts between them, built so the next person extends them rather than works around them. You'll be defining boundaries other engineers build against, and deciding when a shared abstraction is earning its keep and when it's just coupling two things that should have stayed apart.
Building for correctness on money movement. Every payment, disbursement, and ledger entry either reconciles or we know precisely why it didn't. Failure cases, retries, and recovery paths - not just happy paths.
Owning the third-party integrations we depend on: payment processors, bank rails, credit bureaus, KYC providers. A meaningful share of the job is other people's APIs and the ways they fail.
Operating what you ship. When something fails in production at 6pm, an engineer figures out why, and that engineer is sometimes you.
Building the compliance surface as product: audit trails, access controls, and the evidence a regulated lender has to produce on demand. Work you'll do, not a constraint you'll work around.
Owning your work from architecture through deployment in six-week cycles built around focus, purpose, and real product accountability - following Shape Up fundamentals.
Rotating onto Firequad, our bug-hunting and improvement team, for a full six-week cycle when you're not shaped onto a feature. It's how we keep the debt from compounding, and it's the fastest way to learn a system this wide.

Our Stack:

TypeScript and Node throughout. PostgreSQL with Kysely (no ORM), Temporal for durable workflows on the money path, an Nx monorepo, GitLab CI, deployed on DigitalOcean behind Cloudflare. The product surface is a mix we're actively consolidating: Next.js, Vue 2/3, and a large Express service holding the loan engine. We're converging on a Vite React SPA with tRPC over Hono, and clear module boundaries throughout. Tests run against real Postgres via testcontainers. We operate under heavy compliance lending regulations, so tooling, auditability, and access control are first-class concerns rather than afterthoughts.

About You:

Four or more years of full-stack experience, leaning back-end, with a product-centric mindset. You build focused, functional interfaces rather than heavy UI.
Strong TypeScript fundamentals. These matter more to us than having used our exact stack. If you've done this work in Go, Python, Java, or C# and want to write TypeScript, say so.
Real Postgres depth; we do not use ORMs. You've evolved a schema against a live table, reasoned about isolation levels and lock contention, and know why a query got slow rather than guessing at an index.
Experience with asynchronous and long-running work, and the instincts that come with it: idempotency, retries, partial failure, events arriving out of order. We use Temporal; having used it isn't required, having thought this way is.
You've worked where the numbers had to be right: ledgers, reconciliation, billing, payments, or similar. The instinct to ask what happens when this doesn't work before asking what happens when it does.
You've made product decisions you couldn't walk back. You've owned the outcome, not just the output.
You use LLMs seriously in your daily work and can talk concretely about where they've made you faster and where you've learned not to trust them. We'll ask.
Clear writing, and the ability to explain a tradeoff to someone in risk, finance, or customer care who doesn't share your context. You'll be in the room with them regularly.
Opinions about how software should be built and the willingness to argue them. You'll happily spar with a colleague to get to the right answer, and you know the difference between the technically correct solution and the one the business actually needs.
Comfort operating with autonomy in a regulated environment. We're a small team with no layers between you and the people who wrote the code. Some constraints here can't be engineered away, and the process overhead is real.
Time in a consequence-aware domain - fintech, health tech, insurance, payments, or anywhere errors land on real people - is a strong plus, not a requirement. The instinct matters more than the industry.
Legally authorized to work in Canada, and able to be in our downtown Vancouver office three days a week.

Why Elective?

Strong Traction: Our rapid growth means your work will directly impact thousands of customers, driving our continued success.
Impact: You will get to shape the culture of Elective. “The early team you build is the company you build.” Your impact will be immediate and lasting.
Competitive Compensation: we reward exceptional work and want to attract the best talent.
Laptop & Equipment: We’ll make sure you’re set up for success with a company-owned laptop and relevant accessories.
Learning & Development Stipend: An annual $1,000 Learning & Development budget for courses, books, conferences, seminars, and more.
Extended Health Care Benefits: Comprehensive benefits including health, vision, and dental coverage for you and an additional wellness spending account.

This is a hybrid, full-time role based in our downtown Vancouver office. You will be required to work on-site three days per week.

Elective is committed to paying our team members fairly, clearly, and above all, paying for growth. The estimated salary range for this role is $128,000 to $158,000. Your specific salary will be determined based on your job-related skills, knowledge, experience, and our internal assessment. It is possible to join Elective at a salary above or below this range. This range does not include benefits or the performance bonus, which typically runs up to 10% of salary. You'll continue to have conversations about your career development with your manager, and you'll see your compensation grow over time as you grow with us.

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More about this job

Responsibilities

You will contribute to the architectural direction and build across the full product surface, including checkout, risk engines, and loan management. You are also responsible for owning third-party integrations and ensuring the reliability of money movement systems.

Requirements

Candidates must have four or more years of full-stack experience with a strong focus on back-end development and TypeScript. You must possess deep knowledge of PostgreSQL, experience with asynchronous workflows, and the ability to work on-site in Vancouver three days a week.

Skills

Typescript
Node.js
Postgresql
Full-stack development
System architecture
Api design
Fintech
Temporal
Next.js
Vue.js
React
Trpc
Hono
Nx monorepo
Gitlab ci
Digitalocean

Benefits

Laptop
Equipment
Learning & development stipend
Extended health care benefits
Health coverage
Vision coverage
Dental coverage
Wellness spending account
Performance bonus

Visa sponsorship

Not detected in the job text

Keywords

Typescript
Node.js
Postgresql
Kysely
Temporal
Nx
Gitlab
Digitalocean
Cloudflare
Next.js
Vue
Express
Vite
React
Trpc
Hono
Fintech
Shape up
Full-stack
Architecture
Compliance
Ledger
Reconciliation
Api
Backend
Database
Schema
Idempotency
Audit trails
Access controls

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