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Added 5 hours ago
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Equitable

Senior Associate – Individual Insurance Inforce Risk Analysis

Waterloo, ON, Canada

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Job details

Posting language: English
Posted: Nov 9, 2026

Original job description

At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact, for our clients, our communities, and each other.

The Opportunity:  At Equitable, we believe great things happen when we work together. We’re a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If you’re passionate about making a difference and growing your career in an inclusive and collaborative environment, we’d love to hear from you.

Our culture is built on care, passion and curiosity. We put people above all else, strive to be our best and welcome new ideas to deliver positive outcomes.

As a member of the Individual Actuarial Inforce & Policy Tax team, you will play a key role in supporting the administration of individual life policyholder taxation and inforce policy management. This position provides an opportunity to apply your analytical, technical, and problem-solving skills while serving as a subject matter expert on policyholder tax matters, year-end tax reporting, illustrations, and complex inforce policy inquiries. You will work closely with internal and external stakeholders, contributing to projects, process improvements, and operational excellence while helping ensure the integrity and compliance of policyholder tax calculations and illustration systems.

Join one of the region’s top employers and be part of something that truly makes a difference.

Work Arrangements: This is a hybrid role. You will work in our office in Waterloo, ON a minimum of two (2) assigned, consecutive days every other week, plus a fifth (5th) assigned day per month. You are welcome to work from the office more than the minimum requirement and there may be some roles that are required to work in our office more than the minimum requirement.

Reports To: Director, Individual Actuarial Inforce and Policy Tax
Department: Individual Insurance
Term: Permanent Full-Time

What you’ll do:

Support the administration of individual life policyholder taxation, including year-end tax reporting, tax slip preparation, and policy illustrations
Provide subject matter expertise on policyholder taxation and actuarial inforce policy management, including participation in projects and business initiatives
Respond to complex policyholder taxation and actuarial inforce policy inquiries from internal and external stakeholders
Develop, maintain, and enhance tools and solutions that support actuarial inforce business operations and policyholder tax activities
Ensure the accuracy and integrity of calculations, rates, and business rules within inforce illustration systems
Review, peer review, and sign off on illustration software specifications, system changes, operational procedures, and processes related to policyholder taxation and actuarial calculations
Review and verify tax slips prior to distribution and ensure exempt test processes are applied appropriately across all inforce policies
Assess operational processes, identify potential risks or gaps, and recommend improvements to strengthen controls and enhance efficiency

What you’ll bring:

University degree, preferably in Business, Finance, Accounting, Actuarial Science, or Mathematics
Excellent analytical and problem-solving skills with the ability to assess complex policy and taxation scenarios
Strong communication and interpersonal skills, with the ability to effectively support and collaborate with a variety of stakeholders
Strong negotiation, collaboration, and decision-making abilities
Advanced knowledge of Microsoft Excel, including VBA, and solid experience working with SQL
Solid knowledge of a programming language such as Python, C, or C++
Demonstrated ability to manage multiple priorities, deadlines, and stakeholder requests while maintaining a high level of accuracy
Commitment to delivering exceptional service to both internal and external clients; knowledge of individual life and health products, automation tools (e.g., PyAutoGUI, Selenium), and/or an actuarial designation (ASA or ACIA) would be considered strong assets (exam support is not provided for this role)

What’s in it for you:

Career Growth: Regular learning sessions and development opportunities 
Total Rewards: Incentive pay, annual salary reviews, employer-paid benefits and pension matching 
Time Away: Competitive vacation plus one paid volunteer day each year
Flexibility: Healthy work-life balance with employee wellness always top of mind, complemented by a “dress for your day” approach

We’re committed to fair pay and an inclusive, accessible hiring experience. If you need accommodations or alternative formats at any stage, just reach out to us at careers@equitable.ca. We’re happy to help.

If you’re selected to move forward, our Talent Acquisition team will walk you through all the details of our total rewards program, so you know exactly what’s included. This position is open and we are excited to find the right person to join our team. Your base pay will be based on your skills, qualifications, experience and education.

At Equitable, your resume will be reviewed by real people and all hiring decisions are made by our recruiters and hiring managers. AI tools may be used to support administrative and productivity tasks throughout the recruitment process, but we believe that evaluating experience, skills, and talent potential requires meaningful human interaction.

As part of our commitment to maintaining a secure and trusted workplace, candidates selected to move forward in the recruitment process will be required to complete a background screening in accordance with company policy.

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More about this job

Responsibilities

The role involves supporting individual life policyholder taxation, including year-end reporting and policy illustrations. You will act as a subject matter expert to ensure the integrity of actuarial calculations and provide solutions for inforce business operations.

Requirements

Candidates should possess a university degree in a quantitative field such as Finance, Accounting, or Actuarial Science. Strong technical proficiency in Excel, SQL, and programming languages like Python or C++ is required, along with excellent analytical and communication skills.

Skills

Analytical skills
Problem-solving
Microsoft Excel
VBA
SQL
Python
C
C++
Policyholder taxation
Actuarial science
Financial reporting
Data integrity
Stakeholder management
Automation tools
PyAutoGUI
Selenium

Benefits

Incentive pay
Annual salary reviews
Employer-paid benefits
Pension matching
Competitive vacation
Paid volunteer day
Career development opportunities

Visa sponsorship

Not detected in the job text

Keywords

Individual Insurance
Inforce Risk Analysis
Policyholder Taxation
Actuarial Science
Tax Reporting
Illustration Systems
VBA
SQL
Python
C++
Automation
PyAutoGUI
Selenium
Financial Analysis
Compliance
Risk Management
Operational Excellence
Life Insurance
Health Products
ASA
ACIA

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