Risk Analyst
- Montreal, QC, Canada
Contract
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Job details
- Job type
- Contract
- Apply by
- Experience
- Minimum 5 years of relevant Credit Risk or Financial Analyst experience, preferably in commodity trading, metals, or mining.
- Posting language
- English
- Posted
Original job description
Senior Advisor – Credit Risk
Location: Montreal, QC
Work Arrangement: Hybrid – Minimum 3 days onsite per week
Contract: 12 months, with possible extension
Language: Strong English required; French preferred
About the Role
We are seeking a Senior Advisor – Credit Risk to assess counterparty creditworthiness, manage portfolio exposure, recommend credit solutions, and support business decisions while ensuring effective credit risk controls.
Key Responsibilities & Requirements
Analyse financial and qualitative data to recommend credit ratings, credit limits, payment terms, and risk mitigation solutions.
Manage assigned counterparty portfolios, including credit reviews, onboarding, credit blocks, limit checks, and credit alerts.
Monitor credit exposure, overdue accounts, AR aging, and compliance with credit limits.
Prepare credit risk reports, dashboards, forecasts, and presentations for credit committees.
Collaborate with Sales, Finance, Legal, and commercial teams on credit decisions and complex transactions.
Coordinate with credit insurers and brokers on trade credit insurance, guarantees, and security arrangements.
Support credit risk system enhancements, process automation, reporting, and continuous improvement.
Use SAP, S&P Capital IQ, and Advanced Excel for credit risk analysis and reporting.
Qualifications
Degree in Business, Finance, Accounting, or a related field.
Minimum 5 years of relevant Credit Risk or Financial Analyst experience, preferably in commodity trading, metals, or mining.
Working knowledge of trade finance, trade credit insurance, and corporate/parental guarantees.
Strong financial analysis, portfolio management, quantitative, and stakeholder management skills.
Experience with SAP, S&P Capital IQ, and Advanced Excel; Power BI and Python are assets.
More about this job
Responsibilities
Assess counterparty creditworthiness and manage credit portfolios by recommending ratings, limits, payment terms, and risk mitigation measures. Monitor exposure and overdue accounts, prepare reports for credit committees, collaborate with internal and external stakeholders, and support system and process improvements.
Requirements
A degree in Business, Finance, Accounting, or a related field and at least 5 years of relevant credit risk or financial analyst experience are required. Candidates should have strong financial and quantitative analysis, portfolio and stakeholder management skills, knowledge of trade finance and credit protections, and experience with SAP, S&P Capital IQ, and Advanced Excel.
Skills
- Credit Risk Analysis
- Financial Analysis
- Portfolio Management
- Credit Rating
- Credit Limit Management
- Risk Mitigation
- Trade Finance
- Trade Credit Insurance
- Quantitative Analysis
- Stakeholder Management
- SAP
- S&P Capital IQ
- Advanced Excel
- Power BI
- Python
Visa sponsorship
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Categories
- Finance & Accounting
- Data & Analytics
- Management & Leadership
Keywords
- Credit Risk
- Counterparty Creditworthiness
- Credit Ratings
- Credit Limits
- Payment Terms
- Risk Mitigation
- Portfolio Management
- Credit Reviews
- Credit Onboarding
- Credit Blocks
- Credit Alerts
- Credit Exposure
- Overdue Accounts
- Accounts Receivable Aging
- Credit Risk Reporting
- Credit Committees
- Trade Finance
- Trade Credit Insurance
- Corporate Guarantees
- Parental Guarantees
- SAP
- S&P Capital IQ
- Advanced Excel
- Power BI
- Python
- Commodity Trading
- Metals
- Mining
- Process Automation
- Financial Analysis