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Added 10 mins ago
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Faire

Senior Product Engineer - Value

Toronto, ON, Canada
Kitchener, ON, Canada

Pay: Canada: the pay range for this role is $156,000 - $214,500 per year.
Experience: Experience: 5+ years in backend systems; experience in payments, credit, or lending is a strong plus
Posting language: English
Posted: Sep 22, 2026

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Original job description

About Faire

Faire is a technology wholesale platform built on the belief that the future is local. Independent retailers around the globe collectively represent a multi-hundred-billion-dollar wholesale market that has historically been fragmented and offline. At Faire, we're using the power of tech, data, and machine learning to connect this thriving community of entrepreneurs across the globe. Picture your favorite boutique in town - we help them discover the best products from around the world to sell in their stores. With the right tools and insights, we believe that we can level the playing field so businesses can grow and local communities can thrive.

We’re looking for smart, resourceful and passionate people to join us as we power the shop local movement. If you believe in community, come join ours.

About this role

Faire Pay is Faire's own payment method for retailers - think of it like a Faire-specific credit card - giving retailers discounts, payment flexibility, and predictable due dates on their wholesale purchases. Instead of paying for every order separately, retailers on Faire Pay get a single monthly statement, a transparent path to more time to pay when they need it, and savings on every order. We’re building a compelling reason for retailers to keep coming back to Faire, while managing real credit risk responsibly.

As a Senior Engineer (L4), you'll collaborate with us to:

Own critical services in our Kotlin-based payments and backend systems that power Faire Pay - KYB/KYC verification and third-party integrations, credit limits, monthly statements, interest and fee calculation - with an emphasis on performance, accuracy, and compliance
Collaborate with Product and Design to improve the retailer-facing experience, from enrollment and checkout through statements and repayment
Partner with Risk and Data Science to integrate eligibility, underwriting, and limit-assignment signals, keeping those pipelines reliable as the product evolves
Measure and iterate on program performance using experimentation and analytics, driving adoption and healthy repayment behavior
Mentor engineers and help set the bar for design reviews, testing, and operational excellence on a system that moves real money

Qualifications

Experience: 5+ years in backend systems; experience in payments, credit, or lending is a strong plus
Technical Depth: Proficiency in Kotlin or similar object-oriented languages; strong grounding in distributed systems, service design, and data consistency
Precision & Compliance: Comfort designing systems where correctness, auditability, and compliance matter
Collaboration: Strong communication skills and a track record of partnering cross-functionally
Data Fluency: Experience partnering with Risk and Data Science on risk models, underwriting pipelines, or experimentation frameworks
Mindset: Curiosity about financial products and a drive to balance a great retailer experience with sound risk management
Education: Bachelor’s degree in Computer Science/Engineering or equivalent industry experience.

Technologies We Use and Teach

Kotlin, Java
JUnit, Hibernate, Guice, Jersey
HTTP, JSON, Protocol Buffers
MySQL, CockroachDB, DynamoDB
AWS

Salary range

Canada: the pay range for this role is $156,000 - $214,500 per year.

This role will also be eligible for equity and benefits. Actual base pay will be determined based on permissible factors such as transferable skills, work experience, market demands, and primary work location. The base pay range provided is subject to change and may be modified in the future.

Hybrid Faire employees currently go into the office 3 days per week on Tuesdays, Thursdays, and a third flex day of their choosing (Monday, Wednesday, or Friday). Additionally, hybrid in-office roles will have the flexibility to work remotely up to 4 weeks per year. Specific Workplace and Information Technology positions may require onsite attendance 5 days per week as will be indicated in the job posting.

Why you’ll love working at Faire

Move fast: You'll own meaningful problems that serve customers around the globe with the agency to move fast and see your results clearly.
Equipped to scale: We invest in what matters, including the latest enterprise AI tools, to help you work smarter and get more out of every day.
Best in class: Our team is full of sharp, kind, and generous colleagues who care about their craft and about helping you grow in yours.
Real rewards. Competitive pay, equity, and comprehensive benefits designed to support your life inside and outside of work.
Belonging: We're intentional about building an environment where every Faire employee has equal access to opportunities, growth, and success.

Faire was founded in 2017 by a team of early product and engineering leads from Square. We’re backed by some of the top investors in retail and tech including: Y Combinator, Lightspeed Venture Partners, Forerunner Ventures, Khosla Ventures, Sequoia Capital, Founders Fund, and DST Global. We have headquarters in San Francisco and Kitchener-Waterloo, and a global employee presence across offices in Toronto, London, and New York. To learn more about Faire and our customers, you can read more on our blog.

Faire provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or gender expression.

Faire is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Accommodations are available throughout the recruitment process and applicants with a disability may request to be accommodated throughout the recruitment process. We will work with all applicants to accommodate their individual accessibility needs. To request reasonable accommodation, please fill out our Accommodation Request Form (https://bit.ly/faire-form)

Privacy

For information about the type of personal data Faire collects from applicants, as well as your choices regarding the data collected about you, please visit Faire’s Privacy Notice (https://www.faire.com/privacy)

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More about this job

Responsibilities

You will own critical services in Kotlin-based payments and backend systems, including KYB/KYC verification, credit limits, and interest calculations. You will also collaborate with product, design, and data science teams to improve retailer experiences and integrate risk models.

Requirements

The role requires 5+ years of experience in backend systems with proficiency in Kotlin or similar object-oriented languages. Candidates should have a strong grounding in distributed systems, data consistency, and experience in payments, credit, or lending.

Skills

Kotlin
Java
Backend systems
Distributed systems
Service design
Data consistency
Payments
Credit
Lending
Compliance
Risk management
Mentoring
System design
API integration
Data science collaboration
Experimentation

Benefits

Equity
Comprehensive benefits
Competitive pay

Visa sponsorship

Not detected in the job text

Keywords

Kotlin
Java
JUnit
Hibernate
Guice
Jersey
HTTP
JSON
Protocol Buffers
MySQL
CockroachDB
DynamoDB
AWS
Payments
Credit
Lending
KYB
KYC
Distributed systems
Service design
Data consistency
Risk management
Underwriting
Experimentation
Analytics
Mentoring
Compliance
Auditability
Backend engineering
Software development

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