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Added 25 mins ago
Director, Strategic Communications & Media Relations
Dalhousie University
Halifax, NS
Full-time
Position Title Director, Strategic Communications & Media Relations
Added 25 mins ago
Senior Director, Strategic Sourcing
BGIS
Toronto, ON
Full-time
The Senior Director, Strategic Sourcing is responsible for overseeing strategic procurement activities from sourcing to contract (S2C) execution and is also responsible for ensuring…
Added 25 mins ago
Manager, Engagement & Change Enablement, BC Health Workday
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Burnaby, BC
Temporary
Develops and/or oversees the development of relevant documentation (e.g., work plans, risk management plans, current state and readiness assessments, status reports, presentations, etc.).
Added 25 mins ago
Temporary Sales Associate
Coach
Edmonton, AB
Part-time
Coach is a global fashion house founded in New York in 1941. Inspired by the vision of Creative Director Stuart Vevers and the inclusive and courageous spirit of our hometown, we make…
Added 41 mins ago
Ikweskicik iskwewak Support Worker
Saskatoon Tribal Council Inc
Saskatoon, SK
$23.02 to $28.77 CAD / hour
Full-time
…criminal justice system and may also be engaged in other high-risk behaviours. The Support Worker will be under direct supervision and report directly to the īkwēskīcik iskwēwak Program…
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Executive Director
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Up to $135,000 CAD / year
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Added 41 mins ago
Director, Commercial Finance Agriculture
RBC
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Full-time
As Director, Commercial Finance, you are part of a team of client-facing credit professionals aligned to our Large Agriculture client segment. You play a key role in realizing our business…
Added 41 mins ago
Director, Technology Product Strategy
RBC
Toronto, ON
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Join our US Technology Strategy and Architecture team as Director, Technology Product Strategy, where you’ll drive transformational changes across RBC’s technology landscape. In this…
Added 41 mins ago
Associate Director - Senior Business & Portfolio Manager
RBC
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Partner with business management for resource operational risk – CTR tenure, furlough, onboards/offboards, etc.
Added 55 mins ago
Director of Customer Success
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Canada
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Strategic Customer Success Director – Enterprise AI
Added 55 mins ago
Personal Lines Sales Executive
Mango Insurance
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Full-time
Report any problems on potential lost accounts before occurrence to the Director of Retention or President
Added 56 mins ago
Accreditation Associate
University of British Columbia
Vancouver, BC · LOFF | City Square (CITYS)
$4,881 to $5,255 CAD / month
Full-time
Added 56 mins ago
Building Services Manager
University of British Columbia
Vancouver, BC
$7,727.33 to $11,112 CAD / month
Full-time
…renovation projects to the Senior Manager, Building Services and the Director, Facilities and Building Services; assists, as required, with project administration. Establishes an annual…
Added 56 mins ago
Managing Director, Alberta Emergency Management Agency
Government of Alberta
AB
Job Title: Managing Director, Alberta Emergency Management Agency
Added 1 hour ago
Director, Commercial Finance Agriculture
Royal Bank of Canada
Guelph, ON
Full-time
As Director, Commercial Finance, you are part of a team of client-facing credit professionals aligned to our Large Agriculture client segment. You play a key role in realizing our business…
Added 1 hour ago
M.L.T. Charge - Quality
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Reporting to the a Integrated Director Laboratory Services, is responsible for the implementation, maintenance and improvement of the quality management system and Hospital Point of Care…
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Emplo Inc.
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The Director, Data Foundation Delivery is a senior leader who owns the strategy, architecture, and successful delivery of enterprise Data Foundation engagements for Salesforce Professional…
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Tax Manager
W3Global
Vancouver, BC
$120,000 to $130,000 CAD / year
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Reporting to the Director of Finance and Treasury, the Tax Manager is a senior finance professional responsible for leading the organization's tax function and supporting broader business…
Added 1 hour ago
Claims Administration Coordinator
FirstService Residential Canada
Vancouver, BC
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We are looking for a Claims Administration Coordinator to join our Insurance and Risk Management department. Reporting to the Director, Client Risk Management, the Claims Coordinator is a…
Added 1 hour ago
Manager, Food and Nutrition Services Production and Procurement
Baycrest
Toronto, ON
Full-time
Reporting to the Program Director, Food & Nutrition Services, the Manager, Food and Nutrition Services Production & Procurement is responsible for planning, directing, coordinating and…
Added 1 hour ago
Bid Manager
Pomerleau
Montreal, QC
Full-time
They work closely with the individuals identified as the Construction Project Director and the Investment Director, when applicable, for execution-related matters, ensuring the necessary…
Added 1 hour ago
Manager, Research Operations and Partnerships
University of Regina
Regina, SK
$77,127 to $104,063 CAD / year
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Reporting to the Director, Office of Research Partnerships and Innovation (ORPI), you’ll work closely with Principal Investigators, Lab Directors, research teams, University partners, and…
Added 1 hour ago
Project Manager
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Winnipeg, MB
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Under the direction of the Executive Leader/Director or designate, the Project Manager applies established project management principles, tools, and templates throughout the project life…
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Program Manager
Leonardo DRS
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Reporting to the Senior Director - Line of Business Lead, the Program Manager is responsible to coordinate and monitor the design, development and testing of switch-mode power conversion…

Financeit

Data Scientist, Risk Modeling & Analytics

Remote, Canada

Pay: Annual Base Salary: $75,000 - $100,000
Job type: Full-time
Workplace: Remote
Experience: 0–2 years of full-time and/or internship/PEY experience in analytics, data science, risk management, finance, or a related quantitative field
Posting language: English
Posted: Oct 1, 2026

Apply About employer

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Original job description

Who we are:

Financeit is a point-of-sale financing provider serving some of the largest home improvement and retail organizations in Canada. Our platform helps businesses close more sales by offering customers affordable monthly payment options for their next big home improvement, vehicle or retail purchase.

We are small enough that you can make an impact within the company and large enough to make an impact in the market. Financeit is a company where collaboration, inclusivity, fairness, and respect aren’t just ideas that get talked about, but are part of who we are. If such a workplace intrigues you, we hope you’ll join us.

About the role:

Do you love diving into data, solving complex problems with tech, and figuring out what really drives credit risk and customer behaviour? Are you equally skilled at balancing deep analytical thinking with pragmatic execution, and always delivering on time? If you’re ready to take your data science, advanced analytic skills, and knack for digging into the details to the next level, while leaving your mark on a rapidly growing organization, we want to hear from you!

We are seeking a Data Scientist, Risk Analytics & Modeling, to work under the direction of the Director - Risk Analytics, Data Science & Reporting to develop and deliver robust risk machine learning and statistical models that support better credit decision-making, portfolio management, and risk measurement. You will play a key role in developing IFRS 9 models, behavioural models, and other predictive risk solutions, while building new modelling capabilities, operationalising and automating analytical processes, and turning complex data into actionable insights for stakeholders across the business.

Building models that are technically sound, commercially useful, and scalable is no small feat and requires a ton of team-based continuous improvement - especially when there’s always another process to automate, model to improve, or interesting dataset to play with.

What you’ll be doing:

Build, validate, and refine sophisticated risk machine learning and statistical models across consumer credit, fraud, portfolio risk, and borrower behaviour
Develop and enhance IFRS 9 models, including expected credit loss, probability of default, loss given default, exposure at default, and related risk forecasting and segmentation methodologies
Build behavioural and predictive models that leverage customer, transaction, portfolio, and macroeconomic data to better understand and predict borrower behaviour and credit outcomes
Go beyond the surface level to build sophisticated yet explainable models that connect data to real-world events, customer attitudes and behaviors to deliver insights and inform high-value business decisions
Translate complex analytical problems into scalable modelling solutions, while balancing statistical rigour, interpretability, business impact, and practical implementation
Identifying high quality, well-managed data sources and opportunities to apply automation, data pipelines, machine learning, and AI to your work
Participate in strategic projects and partner with cross-functional teams to support resourcing for modelling and reporting
Document all models, methodologies, policies, strategies, data sets, and tools (using tools like Confluence) to ensure clarity and accurate internal transfer of knowledge
Stay curious and experiment with new modelling techniques, analytical approaches, automation tools, and emerging technologies to continuously improve how we solve risk problems

Who you are

You bring an engineering mindset and look at risk modeling as a data science problem that needs to work well in, and adjust to, the real world
You have strong data science, statistical modeling, data engineering, and automation skills, with a knack for translating complex borrower behaviours and risk dynamics into explainable predictions through data analysis, machine learning, and financial modelling
You know how to balance model complexity with simplicity, understand the trade-offs between performance, interpretability, stability, scalability, and implementation effort, and can clearly articulate and defend why a particular modeling approach is the right one for the problem
Elite critical thinking and problem-solving skills and the ability to clearly explain your work, assumptions, methodology, and conclusions to both technical and non-technical audiences
You enjoy getting into the weeds, experimenting with new approaches, automating repetitive work, and finding better ways to turn data into useful risk insights
Bring energy, positivity, a critical eye, unimpeachable integrity, a team-first attitude, and a desire to contribute to building something great, together

University degree in Engineering, Math, Computer Science, Applied Math or Applied Sciences, Finance, or another quantitative discipline
0–2 years of full-time and/or internship/PEY experience in analytics, data science, risk management, finance, or a related quantitative field
Foundational experience with Python, SQL, Excel, or similar analytical tools; experience building models, working with data, or automating processes is a strong asset
Exposure to machine learning, statistical modeling, credit risk, IFRS 9, behavioural modeling, or financial modeling would be a strong asset
Strong pragmatic quantitative thinking, judgment, communication (verbal, visual, and written), with a demonstrated ability to break down complex problems and explain your work
Curious and eager to learn, with the ability to dig into data, question assumptions, and develop an understanding of how models behave in the real world
Highly organized and driven, with the ability to manage competing priorities while meeting deadlines
A balanced sense of confidence and humility, with the ability to thrive in a collaborative environment and bring energy and enthusiasm to team culture
Capable of having fun while doing all of the above; we’re serious about this

Winner of Canada’s Most Admired Corporate Cultures, twice. We offer more than just the basics, take advantage of:

An award-winning culture with a collaborative & inclusive team.
Competitive pay and performance-based bonus:
Annual Base Salary: $75,000 - $100,000
Annual Bonus: 20%
Committed to flexible work arrangements, offering hybrid workplace options.
Comprehensive medical, dental and vision coverage + Lifestyle Account.
RRSP Matching and Parental Leave Top UP Program.
In office massage, meditation & workout sessions.
Virtual events such as Lunch & Learns, company parties, fun team activities and charity initiatives.
Career learning and development programs.

Next Steps

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you are selected to move forward in the process.

Financeit is an equal opportunity employer. We celebrate diverse backgrounds and perspectives because we know they make our team stronger and our product better. We hire based on talent, potential, and culture add - no matter your background, identity, or life experience, you are welcome here.

We may use AI to support our hiring process. While these tools assist our team, applications are ultimately reviewed and assessed by our recruiters. If you require accommodation at any stage of the recruitment process, please let our People Success team know. Please note that this posting is for an existing vacancy, and all employment offers are contingent upon a successful background and credit check, among other verifications.

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More about this job

Responsibilities

Develop and validate sophisticated risk machine learning and statistical models to support credit decision-making and portfolio management. Automate analytical processes and translate complex data into actionable insights for business stakeholders.

Requirements

Requires a university degree in a quantitative discipline such as Engineering, Math, or Computer Science. Candidates should have 0-2 years of experience in analytics or risk management with foundational skills in Python, SQL, and statistical modeling.

Skills

Data science
Risk modeling
Statistical modeling
Machine learning
Python
SQL
Excel
IFRS 9
Credit risk
Data engineering
Automation
Financial modeling
Predictive modeling
Data analysis
Behavioral modeling

Benefits

Performance-based bonus
Medical coverage
Dental coverage
Vision coverage
Lifestyle account
RRSP matching
Parental leave top up program
In-office massage
Meditation sessions
Workout sessions
Career learning and development programs

Visa sponsorship

Not detected in the job text

Keywords

Data Science
Risk Modeling
Analytics
Machine Learning
Python
SQL
Excel
IFRS 9
Credit Risk
Fraud Detection
Portfolio Risk
Behavioral Modeling
Data Engineering
Automation
Financial Modeling
Statistical Modeling
Confluence
Predictive Analytics
Data Pipelines
Risk Measurement
Segmentation
Forecasting
Quantitative Analysis
Consumer Credit
Macroeconomic Data

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