Pricing and Performance Analyst

About the role

Our client is a global travel Insurer who is looking for someone to join their dynamic international

Product and Pricing team.

Responsibilities

Proposals, Pricing & Partner Profitability

• Build and maintain Excel-based pricing, profitability, and financial models supporting tenders, renewals, and new business opportunities.
• Prepare proposal and presentation materials that translate quantitative analysis into a clear commercial story for domestic and international tenders, renewals, and new business opportunities.
• Perform loss experience, pricing, and partner profitability analyses to support proposals and commercial recommendations.
• Provide analysis to Commercial and Product teams during partner negotiations and performance discussions.
• Monitor pricing effectiveness and identify opportunities for portfolio improvement.
• Validate analytical assumptions with Underwriting, Pricing, and Finance stakeholders.

Experience Monitoring & Analytics

• Monitor portfolio performance through profitability, loss ratio, frequency, severity, claims trend, exposure, and renewal analyses.
• Use SQL, Python, and Excel to analyze claims and exposure data and investigate the drivers of profitability changes.
• Produce regular portfolio reviews covering products, partners, distribution channels, markets, and customer segments.
• Identify emerging trends, deterioration indicators, and material deviations from expected performance, and recommend corrective actions where appropriate.
• Build and automate recurring experience monitoring, portfolio scorecards, key performance indicators, and profitability reporting using Power BI or similar tools.
• Work with Product, Claims, Finance, Commercial, and Operations teams to improve portfolio insights and data quality.
• Maintain clear and auditable documentation supporting portfolio analyses, governance decisions, and underwriting recommendations.

Underwriting Governance

• Administer the Red List (our watch list for underperforming products and partners) and its associated governance requirements.
• Identify products, partners, customer segments, and portfolios requiring enhanced monitoring or remediation.
• Develop recommendations, including pricing changes, underwriting actions, product modifications, benefit adjustments, or enhanced governance oversight.
• Prepare materials and recommendations for Local and Global Underwriting Committees.
• Track remediation actions and assess their effectiveness.

Technical Forecasting & Business Planning

• Prepare and maintain technical forecasts for budgeting, planning, and business performance reviews.
• Develop forecast assumptions based on portfolio performance, underwriting actions, pricing changes, and emerging experience trends.
• Monitor actual performance against forecast and explain material variances.
• Estimate the expected impact of pricing actions, underwriting decisions, product changes, and portfolio initiatives.
• Provide portfolio insights that inform strategic decision-making and profitability management.

Qualifications

• Bachelor's degree in Statistics, Mathematics, Data Analytics, Economics, Finance, or a related quantitative discipline

Advanced Excel modelling skills, including the ability to build and maintain complex pricing, profitability, or financial models.

• Hands-on experience using SQL or Python for data analysis is required. Power BI experience is an asset.
• Strong PowerPoint and presentation-development skills, with the ability to translate quantitative analysis into clear, persuasive materials for commercial, underwriting, and management audiences.
• 2+ years of experience in insurance, financial services, commercial analytics, pricing, portfolio management, or another quantitative business role.
• Understanding of insurance profitability metrics, such as loss ratios, claims trends, and underwriting performance indicators, is an asset.
• Experience supporting forecasting, portfolio reviews, or underwriting governance activities is an asset.
• Experience in Travel Insurance, Accident & Sickness, or specialty insurance products is preferred.
• French is an asset.

Preferred Skills

• Experience in Travel Insurance, Accident & Sickness, or specialty insurance products is preferred.
• French is an asset.