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Added 13 mins ago
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Seasonal Retail Sales Associate
Showcase - Home of the Hottest Trends
Sault Ste. Marie, ON
- Temporary
…trending products in retail. You will be asked to maximize the sales of the store by achieving and surpassing personal productivity goals while being a part of an exciting and highly…
Added 13 mins ago
LC
Merchandiser, Hourly Part Time Day
Loblaw Companies Limited
Osoyoos, BC
- Part-time
Each store has an Associate-Owner, so you will work for a local business owner while having the support of a national brand. Benefit from a purchase discount program, flexible and varied…
Added 13 mins ago
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Retail Sales Associate-Keyholder
Showcase - Home of the Hottest Trends
North Bay, ON
- Part-time
…trending products in retail. You will be asked to maximize the sales of the store by achieving and surpassing personal productivity goals while being a part of an exciting and highly…
Added 13 mins ago
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Part Time Sales Associate (OPEN AVAILABILITY REQUIRED)
Showcase - Home of the Hottest Trends
Toronto, ON
- Part-time
…trending products in retail. You will be asked to maximize the sales of the store by achieving and surpassing personal productivity goals while being a part of an exciting and highly…
Added 13 mins ago
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Fashion Associate (Part time) - Reitmans
RCL - Reitmans Canada Ltd/Ltée
Toronto, ON · Etobicoke, ON
- Part-time
As a Fashion Associate, you will deliver personalized service and support daily store operations to ensure a welcoming, customer-first environment. From assisting in the fitting room to…
Added 13 mins ago
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Fashion Associate (Part time) - smart centres etobicoke
RCL - Reitmans Canada Ltd/Ltée
Toronto, ON · Etobicoke, ON
- Part-time
As a Fashion Associate, you will deliver personalized service and support daily store operations to ensure a welcoming, customer-first environment. From assisting in the fitting room to…
Added 13 mins ago
LC
Beauty Specialist, Hourly Part Time Flexible Shifts
Loblaw Companies Limited
Oakville, ON
- Part-time
Each store has an Associate-Owner, so you will work for a local business owner while having the support of a national brand. Benefit from a purchase discount program, flexible and varied…
Added 13 mins ago
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Temporary Fashion Associate - Reitmans Pitt Meadows
RCL - Reitmans Canada Ltd/Ltée
Pitt Meadows, BC
- Part-time
As a Fashion Associate, you will deliver personalized service and support daily store operations to ensure a welcoming, customer-first environment. From assisting in the fitting room to…
Added 13 mins ago
TW
Sales Associate
tbooth wireless / la cabine t sans fil
Rocky View No 44, AB · Rocky View County, AB
- Full-time
New: Maternity Leave Top‑Up Program: We’re proud to introduce a new benefit designed to support employees during one of life’s most important milestones. Our Maternity Leave Top‑Up Program…
Added 28 mins ago
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Warehouse Associate
Hercules SLR
NS · Dartmouth, NS
- Full-time
Support Front Counter Retail Sales and assist walk-in customers when needed.
Added 43 mins ago
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Part Time Flex Sales Associate
Pandora
Toronto, ON
- Part-time
Flexible Sales Associate (Part-Time) is a role that fits your lifestyle. As a Flexible Staff Associate, you’ll jump in when it matters most (peak hours) to deliver incredible fan…
Added 43 mins ago
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Part Time Flex Sales Associate
Pandora
Toronto, ON · Scarborough, ON
- Part-time
Flexible Sales Associate (Part-Time) is a role that fits your lifestyle. As a Flexible Staff Associate, you’ll jump in when it matters most (peak hours) to deliver incredible fan…
Added 58 mins ago
Seasonal Retail Sales Associate, Pickering
Bell
Pickering, ON
Experience in Retail Sales, Customer Service or Hospitality is a definite asset
Added 58 mins ago
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Temporary Fashion Associate - Reitmans Pitt Meadows
Reitmans (Canada) Ltée/Ltd
Pitt Meadows, BC
- Part-time
As a Fashion Associate, you will deliver personalized service and support daily store operations to ensure a welcoming, customer-first environment. From assisting in the fitting room to…
Added 1 hour ago
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Sales Associate
RONA
Grande Prairie, AB
- Full-time
Contribute to the achievement of sales targets
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Merchandise Flow Supervisor, AX Outlet - CrossIron
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Rocky View No 44, AB · Rocky View County, AB
- Part-time
As a leader within Giorgio Armani Canada Corporation, you will be part of a diverse leadership and sales team, who you will inspire and motivate each day. You will work with the General…
Added 1 hour ago
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Représentant(e) des ventes en relations bancaires/Banking Relationship Sales Representative
ADP
Montreal, QC
- Full-time
Added 1 hour ago
Retail Sales Associate Part Time
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Vaughan, ON
Ability to work well and consult with retail sales associates at all levels and contribute to a positive work environment
Added 1 hour ago
Retail Sales Associate Part Time
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Toronto, ON
Ability to work well and consult with retail sales associates at all levels and contribute to a positive work environment
Added 1 hour ago
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Sales Associate-Print&Services
Staples Canada
Ottawa, ON · Kanata, ON
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Collaborate with store leaders to set and achieve sales and margin goals.
Added 1 hour ago
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Seasonal Retail Sales Associate - Park Royal S/C
Banana Republic
BC · West Vancouver, BC
- Part-time
Support sales floor, fitting room, cash wrap, back of house, as required.
Added 1 hour ago
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retail sales associate
Esso
Pleasant Valley, NS
- Full-time
Prepare reports on sales volumes, merchandising and personnel matters
Added 1 hour ago
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Seasonal Retail Sales Associate-KINGSWAY MALL
Bath & Body Works
Edmonton, AB
- $18 USD / hour
- Part-time
Join the team as a Seasonal Sales Associate this holiday and help spread the cheer! As a Seasonal Sales Associate, you will be the face of Bath & Body Works - understanding our customers’…
Added 1 hour ago
GL
Seasonal - Sales Associate
Guess?, LLC.
Brossard, QC
- Temporary
The Seasonal Sales Associate is responsible for sales generation and delivering a positive customer experience. The Seasonal Sales Associate will also handle a variety of operational duties…
Added 1 hour ago
GL
Seasonal - Sales Associate
Guess?, LLC.
Winnipeg, MB · Greater Winnipeg Metropolitan Area
- Temporary
The Seasonal Sales Associate is responsible for sales generation and delivering a positive customer experience. The Seasonal Sales Associate will also handle a variety of operational duties…

First National Financial LP

Associate Director

Toronto, ON, Canada
East York, ON, Canada

$85,000-$120,000 · Full-time

Apply About employer

Applications open in a new tab.

Job details

Pay: $85,000-$120,000
Job type: Full-time
Apply by: Nov 4, 2026
Experience: 6-7 years’ experience in a relative commercial real estate role
Posting language: English
Posted: Oct 5, 2026

Original job description

We are hiring an Associate Director, Commercial Financing!

Reporting To

Assistant Vice President, Commercial Financing

Full-Time/Part- Time

Full-time

Salary Range

$85,000-$120,000

Posting Date

October 5, 2026

Closing Date

October 26, 2026

Hours Of Work

8:30 a.m. – 5:00 p.m.

Grade

Office Location:

16.2

Toronto

Great location! Steps away from the main public transit station

What We Offer

Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities!

Eligibility for benefits is dependent on the terms of employment

The Opportunity

The Associate Director contributes to the production and development of the commercial mortgage portfolio by analyzing financial and supporting documents on incoming applications and ensuring information is consistent with internal, insurer and investor policies. The role is specific to CMHC, construction and conventional commercial real estate financing requests.

How You Will Contribute

Provide oversight and support to more analysts working directly within the team, including reviewing underwriting, credit applications and loan commitments.
Ability to handle complex transactions from start to finish with minimal oversight.
Work directly with clients and prospects to gather due diligence, advance relationships and recommend appropriate mortgage solutions
Make decisions on advancement of loan opportunities, complex structuring and credit
Analyze financial information on commercial properties including rent rolls, operating statements and financial/net worth statements, to assist management in determining the appropriate loan size, terms, conditions and pricing
Review third party reports including appraisal, phase I/II environmental reports and engineering reports, to determine compliance with investor requirements, product lending and guidelines and loan terms and conditions
Review conditions and exception requests and prepare recommendations to credit/investors. Ensures that underwriting procedures are in force at all times and senior management authorizes any exceptions
Prepare loan summary including financial analysis and credit documents to assist in the loan approval process
Coordinate with Funder, Investor, Legal, and other third-party consultants to ensure loan conditions are met
Coordinate with clients and prepare Letters of Interest and Commitment Letters along with managing information flow to ensure smooth loan transactions
Develop and analyze construction/development pro-forma as of various multi-unit housing type projects
Monitor on-going construction loan draws, cross-referencing budgets, and ensuring applicable undertakings are performed
Monitor pending and approved loans and any corresponding fees which includes a review of any fees currently on deposit with First National
Assist from time to time in preparation for prospect and existing client meetings
Assist in training and mentorship of other team members
Perform other duties as necessary to support the goals and objectives of the commercial mortgage division
Adhere to policies/procedures to ensure AML requirements are met, when applicable.

The Experience You Need

Experience in commercial real estate lending is a must
Undergraduate Degree and/or MBA with focus in a Finance/ Real Estate related discipline
6-7 years’ experience in a relative commercial real estate role
Knowledge of applicable real estate lending regulations is a must
Experience in financial analysis (i.e. balance sheet, income statement)
Organizational skills to manage several ongoing and competing tasks simultaneously
Experience communicating with clients, appraisers, engineers, lawyers, consultants, investors and/or credit committees
Strong understanding of legal documentation, ownership structures and AML requirements
Preferred experience in CMHC and/or construction finance, development industry, private equity, cost consulting, or accounting with a commercial mortgage focus
Familiarity with principles of property valuation and the construction process
Advanced PC skills, with an emphasis on Word and Excel
High degree of consistent accuracy and attention to detail
Able to work with minimum supervision
Results oriented and highly motivated self-starter
Bilingualism (French, English) an asset

Working Environment And Physical Demands Analysis

Office environment
Periods of high volume with tight timelines
Long periods of stationary position/sitting
Prolonged periods of repetitive movement (i.e. using a keyboard and mouse)
Long periods of time in viewing a computer screen
Multi-tasking may include speaking to customers on a telephone call while looking up information on a computer program.

Why join First National?

Competitive Compensation
Comprehensive benefits program (i.e., Health Spending Account, Maternity and Parental Leave Top Up)
Extensive training programs to set our employees up for success
Modern office environment conducive to collaboration
Supportive teamwork culture
Opportunities to give back to the communities and work through events focused on a variety of charities
Ongoing social events throughout the year

The Team You’ll Join

Founded in 1988, First National is one of Canada’s largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canada’s largest commercial mortgage lender.

First National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners.

We would like to thank all applications for their interest in this existing vacancy, but only candidates selected for an interview will be contacted.

Artificial Intelligence is not used in our recruitment or hiring process for this role.

First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law.

First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at accessibility@firstnational.ca should you need an accommodation at any point in the recruitment process.

#FNLOON

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More about this job

Responsibilities

Oversee underwriting and support analysts while managing complex commercial mortgage transactions, analyzing financial and property information, and recommending loan structures and credit decisions. Coordinate with clients, investors, funders, legal teams, and consultants to advance loans, meet conditions, monitor construction draws, and support the commercial mortgage division.

Requirements

Requires a degree and/or MBA focused on finance or real estate, 6–7 years of relevant commercial real estate experience, and strong knowledge of lending regulations, financial analysis, legal documentation, ownership structures, and AML requirements. Experience with CMHC or construction finance is preferred, along with advanced Word and Excel skills, strong organization, accuracy, and the ability to work independently.

Skills

Commercial Real Estate Lending
Commercial Mortgage Underwriting
Financial Analysis
Credit Analysis
Loan Structuring
Due Diligence
Construction Finance
Construction Loan Monitoring
Property Valuation
Legal Documentation
Anti-Money Laundering Compliance
Microsoft Word
Microsoft Excel
Team Mentoring
Attention to Detail

Benefits

Bonus
Health Spending Account
Maternity and Parental Leave Top-Up
Training Programs
Career Advancement Opportunities

Visa sponsorship

Not detected in the job text

Keywords

Commercial Mortgages
Commercial Real Estate
CMHC
Construction Financing
Conventional Financing
Mortgage Underwriting
Credit Applications
Loan Commitments
Financial Analysis
Credit Analysis
Rent Rolls
Operating Statements
Net Worth Statements
Appraisals
Environmental Reports
Engineering Reports
Loan Structuring
Loan Conditions
Construction Draws
Development Pro Forma
Property Valuation
Investor Requirements
Anti-Money Laundering
Microsoft Word
Microsoft Excel
Client Due Diligence
Legal Documentation
Ownership Structures

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