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Added 14 mins ago
TO
Manager, Recreation
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- $120,745 to $137,210 CAD / year
- Full-time
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Added 14 mins ago
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First National Financial LP

Mortgage Underwriter, Excalibur

Vancouver, BC, Canada

$60,000-$85,000 · Full-time

Apply About employer

Applications open in a new tab.

Job details

Pay: $60,000-$85,000
Job type: Full-time
Apply by: Dec 4, 2026
Experience: 2 years mortgage underwriting experience required
Posting language: English
Posted: Nov 4, 2026

Original job description

We are hiring a Mortgage Underwriter, Excalibur!

Reporting To

Manager, Residential Underwriting (Excalibur)

Full-Time/Part- Time

Full-time

Salary Range

$60,000-$85,000

Posting Date

November 4, 2026

Closing Date

November 23, 2026

Hours Of Work

8:30 a.m. – 5:00 p.m.

Grade

Office Location:

12.7

Vancouver, BC

Great location!

What We Offer

Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities!

Eligibility for benefits is dependent on the terms of employment

The Opportunity

Excalibur department - With both the population and employment demographics of Canada changing so significantly, there are people who want to access a mortgage and own a home – but they may fall outside of traditional credit requirements. Alternative lending (Excalibur) offers a mortgage option for those people. The Mortgage Underwriter is responsible for rendering credit decisions on incoming applications consistent with internal policies, underwriting mortgage commitments, and verifying supporting documentation as submitted by mortgage brokers.

How You Will Contribute

Render approval/decline decisions on incoming applications consistent with internal policies:

Analyze employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision process on each mortgage application, as presented by the broker.
Negotiate loan terms (where applicable) in order to satisfy the interests of the broker, the client and First National.
Prioritize deals in Workflow queue in order to minimize turnaround time.

Produce/underwrite Mortgage Commitments

Select required conditions on each deal to be satisfied by the solicitor and the broker prior to funding.
Using the Merlin underwriting system, input: selected conditions, credit information, property details, and borrower information.
Issues commitments and updates the system accordingly.

Skills And Attributes

Organizational skills to manage several ongoing and competing tasks at one time
High degree of accuracy and attention to detail
Demonstrated proficiency in oral and written communication skills
Demonstrated ability to work independently and in a team environment
Ability to deal effectively with difficult customer situations to maintain customer satisfaction and loyalty

Key Contacts

External: Brokers
Internal: Associate Mortgage Underwriters and Funders

The Experience You Need

Education/Certification/Experience Requirements:

Post-secondary education and/or equivalent work experience preferred
2 years mortgage underwriting experience required
Completion of Mortgage Agent Course and BCFSA/RECA License an asset.
Competency in MS Office; capacity to learn new technologies/systems

Working Environment And Physical Demands Analysis

Office environment
Periods of high volume with tight timelines
Long periods of stationary position/sitting
Prolonged periods of repetitive movement (i.e. using a keyboard and mouse)
Long periods of time in viewing a computer screen
Multi-tasking may include speaking to customers on a telephone call while looking up information on a computer program.

Why join First National

Competitive Compensation
Comprehensive benefits program (i.e., Health Spending Account, Maternity and Parental Leave Top Up)
Extensive training programs to set our employees up for success
Modern office environment conducive to collaboration
Supportive teamwork culture
Opportunities to give back to the communities and work through events focused on a variety of charities
Ongoing social events throughout the year

The Team You’ll Join

Founded in 1988, First National is one of Canada’s largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canada’s largest commercial mortgage lender.

First National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners.

We would like to thank all applications for their interest in this existing vacancy but only candidates selected for an interview will be contacted.

Artificial Intelligence is not used in our recruitment or hiring process for this role.

First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law.

First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at accessibility@firstnational.ca should you need an accommodation at any point in the recruitment process.

#FNUWBC

Apply About employer

More about this job

Responsibilities

Assess mortgage applications by analyzing borrower employment, credit strength, property characteristics, and supporting documentation, then make approval or decline decisions in line with internal policies. Underwrite mortgage commitments, set conditions for funding, negotiate loan terms where appropriate, and update application details in the Merlin system.

Requirements

Two years of mortgage underwriting experience is required, while post-secondary education or equivalent work experience is preferred. Completion of a Mortgage Agent Course and a BCFSA or RECA license are assets; candidates should also be proficient in Microsoft Office and able to learn new systems.

Skills

Mortgage Underwriting
Credit Analysis
Credit Decision-Making
Document Verification
Loan Term Negotiation
Risk Assessment
Workflow Prioritization
Attention to Detail
Organizational Skills
Written Communication
Oral Communication
Customer Service
Problem-Solving
Microsoft Office
Teamwork

Benefits

Bonus
Health Spending Account
Maternity and Parental Leave Top-Up
Training Programs
Career Advancement Opportunities

Visa sponsorship

Not detected in the job text

Keywords

Mortgage Underwriting
Alternative Lending
Residential Mortgages
Credit Decisions
Credit Analysis
Mortgage Applications
Mortgage Commitments
Supporting Documentation
Mortgage Brokers
Loan Terms
Funding Conditions
Merlin Underwriting System
Microsoft Office
Mortgage Agent Course
BCFSA License
RECA License
Workflow Management
Risk Assessment
Customer Satisfaction
Financial Services

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