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Float

Credit Investment Analyst

Remote, Canada

Remote

$70,000 to $85,000 CAD / year · Full-time

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Job details

Pay: $70,000 to $85,000 CAD / year
Job type: Full-time
Workplace: Remote
Posting language: English
Posted: Oct 6, 2026

Original job description

This posting reflects a current, actively recruited opening at Float. All applications are being reviewed on a rolling basis.

About Float

Float is on a mission to simplify finance for Canadian businesses, empowering them to eliminate complexity and unlock new opportunities. Through our innovative platform, Float enables businesses to streamline financial operations and optimize cash flow, so they can focus on what matters most: growth.

As one of Canada’s fastest growing companies and top-rated startups in 2025, 2024 and 2023, Float is customer-obsessed, passionate and entrepreneurial, with a team that includes leaders from Uber, Stripe, Shopify, Top Hat, Ada, Doordash, Snowflake, and Wealthsimple.

At Float, everyone is an owner, bringing their unique perspective to our team and product. Your voice is important, and we take having a culture based on feedback seriously. We openly share our thoughts and differing opinions so we can continue to improve. We do our best to keep our decision-making decentralized so that all team members feel ownership in our success.

Our Product

Float is Canada’s intelligent financial operating system, combining modern financial services and software to help businesses spend, save, and grow. Trusted by more than 10,000 Canadian companies, Float provides high-limit corporate cards, automated expense management, next-day bill payments, high-yield accounts, and industry-leading support, all built in Canada, for Canada. Float recently announced our $85 million Series C, and is backed by world-class investors, including Inovia Capital, Growth Equity at Goldman Sachs Alternatives, OMERS Ventures, and Silicon Valley Bank.

Our team is a collection of ambitious, collaborative and mission-driven people from all walks of life but with one goal: helping Canadian companies not just survive but thrive. And we’re looking for bold innovators to help shape the future of business finance in Canada.

AI Use in Our Hiring Process

We use technology, including artificial intelligence (AI), to support parts of our hiring process. This may include AI-assisted scheduling and candidate communications, and AI-generated interview notes, guides or summaries to help our team focus on the conversation. All hiring decisions are made by our hiring team.

About the Role

We’re looking for an outstanding Analyst to join a team that’s building the best corporate card and spend management platform in Canada.

In this role, you’ll be responsible for ‘diligencing’, analyzing, and driving the growth of Float’s credit portfolio.

What You’ll Be Responsible For

Conducting thorough, and efficient, analyses of business fundamentals and financial performance for Float’s potential and existing credit investments, ranging from VC backed growth companies to longstanding, profitable Canadian businesses
Monitoring the performance of Float’s credit portfolio, tracking account behaviour, and proactively identifying signs of potential credit deterioration.
Conducting periodic financial reviews of existing clients, analyzing business fundamentals, financial health, and repayment capacity.
Assessing credit exposures relative to limits, recommending adjustments where necessary, and escalating concerns to the Credit Committee.
Collaborating with clients to gather updated financial information and address inquiries, balancing risk management with customer experience.
Supporting the continuous improvement of Float’s credit monitoring framework, risk policies, and portfolio management practices.
Participating in due diligence calls with executives (CFO, CEO, VP Finance and Controller)
Partnering with our Sales & Marketing and Customer Success teams to relay feedback on what types of opportunities are adding the most value to Float
Using our portfolio performance data to derive insights on how we can grow and shape the portfolio for optimal impact

In addition to living our values…

You love investing. To be successful in this role, you’ll need to have a love of investing. The analysis you’ll be conducting is similar to how a private debt or equity fund would think about its investments.
You’ve got the experience. To be successful in this role, we’re looking for 2+ years of accounting, transaction advisory, consulting, corporate or investment banking, or other similar experience, ideally with a bachelor’s degree (though that’s not required)
You relate to people extremely well. While you need to search deeply for the right answers, you’ll need the ability to do so in a way that partners with our prospects collaboratively to uncover the truth, vs. doing so confrontationally.
You think critically. You don’t just take others’ opinions for granted; you truth seek to validate or disprove investment hypotheses.
You’re conscientious. You make few mistakes in calculations or otherwise. Even while being creative and taking risks to find the best due diligence approach, you are extremely thorough and meticulous in the way you go about your work.
You’ve got an understanding of the market. You’re commercially focused with an understanding of the market and the business we’re in and have an ROI mindset.
You’re eager to continue your own learning. Scrappy and voracious, you want to know the ‘why’ behind every answer. You’re a thinker who can combine quantitative thinking with qualitative judgment.
You’re skilled at analyzing data to uncover insights and trends that inform investment decisions. Familiarity with SQL or similar tools is a plus.
Bonus, but not required: You also speak French to be able to communicate with Quebec-based prospects and executives.

This may not be the role for you if:

You need close day-to-day direction rather than working independently
You’re not energized by feedback or fast-paced change
You’re seeking predictability over adaptability
You’re not comfortable making decisions in ambiguous situations
You prefer to stay in your lane rather than collaborate cross-functionally
You don’t feel a strong connection to Float’s mission or the product we’re building

Our Hiring Philosophy

We hire for character, curiosity, and learning velocity before credentials. Titles matter less than impact, and every hire is expected to raise the bar for Float as a whole.

Why You Should Join

Work at one of Canada's fastest-growing fintech companies
Make a real impact in a high-autonomy, high-growth role
Collaborate with an ambitious and supportive team
Competitive compensation, equity options, and benefits
Hybrid work model – we are based in Toronto with in-office days for connection and collaboration
Enjoy catered team lunches every Tuesday, Wednesday and Thursday
Bring your pup to our dog-friendly office
Thrive in a high-trust, high-performance culture where your work truly matters

In Short

At Float, you’ll thrive if you’re bold, curious, and eager to make a real impact. We're building something special - and having a lot of fun along the way. If you’re excited to build, grow, and win together, we’d love to meet you.

We’re committed to building a workplace that’s welcoming and accessible for everyone. If you need any accommodations during the hiring process or once you join Float, just let us know! You can reach out to Vic (victoria@floatfinancial.com), and we’ll work with you to make sure you have what you need to succeed.

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More about this job

Responsibilities

The analyst will conduct thorough financial due diligence on potential and existing credit investments to drive portfolio growth. They will also monitor account behavior, manage credit exposures, and collaborate with cross-functional teams to optimize risk policies.

Requirements

Candidates should have 2+ years of experience in accounting, transaction advisory, consulting, or investment banking. Strong analytical skills, a commercial mindset, and the ability to work independently in a fast-paced environment are essential.

Skills

Financial analysis
Credit risk assessment
Portfolio management
Due diligence
Financial modeling
Data analysis
Risk management
Accounting
Investment analysis
SQL
Communication
Critical thinking
Collaboration
Business fundamentals
Financial reporting

Benefits

Competitive compensation
Equity options
Catered team lunches
Dog-friendly office

Visa sponsorship

Not detected in the job text

Hiring contact

Vic

Hiring contact email

victoria@floatfinancial.com

Keywords

Fintech
Credit Investment
Portfolio Management
Due Diligence
Financial Analysis
Risk Management
Corporate Cards
Spend Management
SQL
Investment Banking
Accounting
Transaction Advisory
Consulting
Financial Health
Credit Committee
ROI
Data Insights
Series C
Startups
Financial Operations

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