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Added 5 mins ago
J
Machine Learning Engineer Intern
Jobright.ai
Canada
- Internship
…helps users reach better job outcomes. The Machine Learning Engineer Intern will develop and evaluate machine-learning features, support data pipelines and integrations, investigate model…
Added 20 mins ago
A
Manager, Software Engineering
AltaML
Toronto, ON
- Full-time
We overpay for the right people. We'd rather pay a premium for an engineer who embodies this and multiplies the team than save money on someone who doesn't.
Added 1 hour ago
E
Principal Product Manager - Identity Threat Detection and Response
Elastic
Canada
- Full-time
…You are an advocate for the security analyst and detection engineer, and you are focused…
Added 1 hour ago
M
Security Engineer II - Identity and Access Management
Marqeta
Remote, Canada
- Full-time
- Remote
We’re seeking an experienced Security Engineer II with a strong passion for Identity and Access Management (IAM) and expertise in cloud-native environments, particularly AWS. You'll build,…
Added 3 hours ago
B&
Lead, AI Engineering
Bain & Company
Zurich, ON
- Full-time
As an AI Engineer in AIS, you will build the technical core of these transformations and work as part of broader Bain consulting teams to move solutions from prototype to real adoption. The…
Added 4 hours ago
G
Browser Security Engineer Intern, (Winter 2026)
GeoComply
Vancouver, BC
- Internship
Added 4 hours ago
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Ingénieur(e) En Gestion De Données ML
Ericsson
Montreal, QC
- Full-time
Added 5 hours ago
AI
Kubernetes Engineer
Aptino, Inc.
Canada
- Contract
We are looking for an experienced Kubernetes (K8S) / HPC Engineer to design, deploy, and manage scalable compute platforms supporting AI/ML, simulation, and data-intensive workloads.
Added 5 hours ago
B
Software Engineer- Inference Performance
Baseten
Montreal, QC
- $180,000 to $360,000 USD / year
- Full-time
You'll get to work on these types of projects as an Inference Performance engineer:
Added 5 hours ago
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Software Engineer- Inference Platform
Baseten
Montreal, QC
- $180,000 to $360,000 USD / year
- Full-time
Added 6 hours ago
PC
Senior Associate -Cyber Security Forward Deployed(Bilingual FR/EN)
Pwc Canada
Toronto, ON · Calgary, AB · Ottawa, ON · Vancouver, BC
- Full-time
…dynamic, client-facing environment. You operate as the senior engineer on a delivery pod, mentor Associates, own technical workstreams end-to-end, and translate client ambiguity into…
Added 7 hours ago
PC
Senior Associate -Cyber Security Forward Deployed(Bilingual FR/EN)
PwC Canada
Ottawa, ON
- Full-time
…dynamic, client-facing environment. You operate as the senior engineer on a delivery pod, mentor Associates, own technical workstreams end-to-end, and translate client ambiguity into…
Added 8 hours ago
R
Staff AI Architect/Engineer
RBC
Toronto, ON
- Full-time
This is a tremendous opportunity to reinvent architecture in the AI Age. As a Staff AI Architect/Engineer, you will operate at the intersection of hands-on AI building and enterprise…
Added 8 hours ago
SL
AI Engineer
Sun Life
Toronto, ON · Waterloo, ON · Sun Life Toronto Atria
- Full-time
Corporate IT is looking for AI Engineer with at least 2 years of development experience. This role will be instrumental in driving innovation, implementing cloud capabilities, and building…
Added 8 hours ago
Senior Platform Engineer, AI & Fabrics
BMO
Toronto, ON · FCP
You are a hands-on engineer with a strong production track record who takes ownership of your components, cares about operability and correctness, and collaborates well within your team.…
Added 8 hours ago
B
Senior Manager, Data & AI
BDO
Vancouver, BC
- Full-time
Previous hands-on experience as a technical delivery professional, architect, developer, data engineer, analytics leader, or similar role, with the ability to remain technically credible…
Added 9 hours ago
CL
Data Scientist
Charger Logistics Inc
Brampton, ON
- Full-time
Certifications: Google Cloud Professional Data Engineer or Machine Learning Engineer is an asset; SnowPro® Advanced: Data Scientist certification preferred.
Added 9 hours ago
S
Senior DevOps Engineer – AI & Data Platform
Systematix
Canada
- Contract
We are Systematix and we are currently looking for a Senior DevOps Engineer – AI & Data Platform to help modernize and automate the engineering practices supporting a rapidly growing…
Added 9 hours ago
BC
Senior Manager, Data & AI
BDO Canada
Vancouver, BC
- Full-time
Previous hands-on experience as a technical delivery professional, architect, developer, data engineer, analytics leader, or similar role, with the ability to remain technically credible…
Added 9 hours ago
B
Senior Platform Engineer, AI & Fabrics
BMO
Toronto, ON
- Part-time
You are a hands-on engineer with a strong production track record who takes ownership of your components, cares about operability and correctness, and collaborates well within your team.…
Added 9 hours ago
CL
Data Scientist
Charger Logistics Inc.
Brampton, ON
- Full-time
Certifications: Google Cloud Professional Data Engineer or Machine Learning Engineer is an asset; SnowPro® Advanced: Data Scientist certification preferred.
Added 9 hours ago
AI Engineer Sr
Dayforce
Canada
We are looking for an AI Engineer - Agentic Systems Evaluation to help define how we measure, test, and improve the quality of enterprise AI systems.
Added 10 hours ago
Scientifique principal des données I
Bell
Toronto, ON
The Cloud Capability: Extensive hands-on knowledge of Google Cloud Platform (GCP); holding a GCP Professional Machine Learning Engineer certification is a massive bonus!
Added 10 hours ago
FF
Principal Software Engineer
Forward Financing
Remote, Canada
- $200,000 to $250,000 CAD / year
- Full-time
- Remote
…analytical capabilities. We’re seeking a seasoned Principal Engineer with an architect’s mindset to own the technical vision and execution. As a technical leader, you will be instrumental…
Added 11 hours ago
RB
Staff AI Architect/Engineer
Royal Bank of Canada
Toronto, ON
- Full-time
This is a tremendous opportunity to reinvent architecture in the AI Age. As a Staff AI Architect/Engineer, you will operate at the intersection of hands-on AI building and enterprise…

Forward Financing

Principal Software Engineer

Remote, Canada

Remote

$200,000 to $250,000 CAD / year · Full-time

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Applications open in a new tab.

Job details

Pay: $200,000 to $250,000 CAD / year
Job type: Full-time
Workplace: Remote
Experience: 10+ years experience in technical leadership, mentorship, and sponsorship
Posting language: English
Posted: Oct 5, 2026

Original job description

Forward Financing is a financial technology company based in Boston, Massachusetts with team members throughout the United States, Dominican Republic, and Canada. The company is on a mission to unlock the capital that fuels small businesses across America. Recognized as a Best Place to Work by Built In Boston and certified as a Great Place To Work®, Forward is investing in its employees, technology, and customer experience – with long-term success in mind every step of the way.

At Forward, we're building a world-class fintech platform to empower small businesses. Our engineering team isn't just a support function, we're a core driver of the business. We use data from dozens of third-party vendors to fuel our AI/ML initiatives and create a more sophisticated financial ecosystem. We need a seasoned technical leader to own our architectural vision and execution, setting the technical foundation for our next phase of growth.

If you are a builder with a strong architectural mindset and a desire to own the technical roadmap, this role is for you.

Our Engineering team serves as a key driver of innovation at Forward Financing. We build the software that powers a FinTech product that serves Small Businesses across the country. A key part of our strategy involves leveraging data from dozens of third-party vendors to power our AI/ML initiatives and our analytical capabilities. We’re seeking a seasoned Principal Engineer with an architect’s mindset to own the technical vision and execution. As a technical leader, you will be instrumental in building the foundations that support our next phase of growth.

In this role, you will:

Architect the Future: You will be the primary architect for our core platform, designing and leading the implementation of scalable, reliable, and highly efficient systems. Your decisions will directly impact our ability to grow and innovate. You will design, blueprint, and lead the development of our core platform, ensuring it is scalable, reliable, and efficient.
Be a Technical Leader: As the lead engineer for your domain, you'll set the technical direction and raise the bar for code quality, design patterns, and operational excellence from conception through deployment.Serve as the lead engineer for the team, driving technical excellence, and raising the bar for quality from design to deployment.
Lead Cross-Functional Initiatives: You'll lead complex, cross-team initiatives that require technical alignment across multiple engineering teams and business domains. You will be the technical glue that ensures we execute on our most critical strategic priorities.Steer cross-team planning and execution for complex features that span multiple engineering teams and business domains
Champion Best Practices: You'll be the subject matter expert on our software ecosystem, actively promoting architectural integrity and technical best practices. Your expertise will be crucial in building highly resilient and observable systems. You'll also provide a high-level of engagement across teams to address technical debt and promptly resolve incidents.Act as a subject matter expert on Forward’s software ecosystem, promoting technical excellence, modern design patterns, and architectural integrity across the organization.
Mentor and Elevate: Improve the quality and efficiency of the engineering team through technical guidance, mentorship, and sponsorship, fostering a culture of ownership and continuous learning.
Own the Ecosystem: Maintain a high level of engagement across multiple teams, build highly resilient and observable systems, promptly address bugs and incidents, and be a reliable and accessible leader.

Why you should apply:

Mission-driven company: Forward is a trusted source of fast, flexible funding for small businesses that have often been underserved by traditional financing options. When you join the team, you will help ensure all small businesses have access to the financial support they need to succeed.
Flexibility is a top priority: Our employees are empowered to choose where they want to work (whether that’s from home, in the office, or a combination of both) with flexible hours.

Role Requirements:

(Even if you don’t check every box, but see yourself contributing, please apply.)

10+ years experience in technical leadership, mentorship, and sponsorship
Deep expertise in designing and implementing complex, distributed backend systems, scalable architectures across multiple software applications and/or languages (Ruby on Rails required)
Excellent written and verbal communication
Significant ability to influence others
Passion for learning and self-development
Typically has several years of experience in agile software development
Experience with front-end architecture or a full-stack perspective, with an understanding of how backend services impact the end-user experience.
Typically has a Bachelor’s or Master’s degree in Computer Science or related field or additional relevant experience

Compensation:

Annual Targeted Salary: $200,000 – $250,000 CAN

Annual Target Bonus: 15%

At Forward Financing, we're committed to fair and transparent compensation. We believe in providing a compensation package that recognizes your skills, experience, and the unique value you bring to our team. We take a market-based approach to pay, regularly reviewing benchmark data to ensure our compensation remains competitive, equitable, and aligned with our performance-driven culture.

Final offers are determined by a variety of factors, including the candidate's qualifications, relevant experience, specific skills, and internal equity. This approach ensures that our compensation is competitive and equitable. Your recruiter will provide specific details on the expected base and variable earnings as it pertains to this specific role. This position is to fill an existing vacancy.

Total Rewards:

Additionally, we offer a comprehensive total rewards package, including but not limited to: medical, dental, vision, a flexible time-off policy, paid parental leave, RRSP match, wellness reimbursement, volunteering days, annual professional development budget, and charitable donation match.

Forward is proud to be a remote-first company, keeping workplace flexibility a top priority for our employees. As a business, we are focused on impact; we are more concerned with your contributions to the success of the company than where you get your work done. To help facilitate in-person collaboration, employees are welcome to work from one of our premiere office locations.

When we aren’t collaborating to drive business and support our customers, we’re finding virtual and in-person ways to get to know our colleagues, celebrate team wins, and have fun together!

Our Core Values:

Drive the Mission: We believe in financial opportunity for underserved small businesses. We say “yes” when others say “no.”
Keep It Real: We value direct communication, candid feedback, and authenticity. We are an open book.
Act With Kindness: We create an environment where caring is cool and helping is the norm. We do the right thing.
Shoot for Extraordinary: We are inspired by innovative thinking and continuous improvement. We never settle for yesterday’s best.

About Us:

Forward Financing is a fintech company based in Boston, Massachusetts with team members throughout the United States, Dominican Republic, and Canada. The company is on a mission to unlock the capital that fuels small businesses across America. Whether facing challenges accessing traditional financing or simply needing a convenient, flexible solution, Forward is committed to funding more of the millions of small businesses nationwide. By simplifying the requirements, streamlining the process, and using advanced proprietary technology, Forward is often able to deliver approvals within hours and funds that same day – giving more businesses the financial opportunity they need to thrive. Plus, with their dedicated teams and award-winning service, customers get personalized support when they need it most.

Since 2012, Forward has expanded access to capital by providing over $4.8 billion in funding to more than 92,000 small businesses. The company is A+ rated by the Better Business Bureau with an Excellent / 4.7 stars rating on Trustpilot.com. Recognized as a Best Place to Work by Built In Boston and certified as a Great Place To Work®, Forward is dedicated to empowering both its team and the customers they serve, helping them succeed and thrive.

Equal Opportunity Employment Information

It is the policy of Forward Financing to ensure equal employment opportunity without discrimination or harassment on the basis of race, religion, national origin, status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information, or any other basis protected by law. We welcome and encourage applications from people with disabilities. Please let us know should you require any accommodations. As part of our commitment to a streamlined and equitable hiring experience, we use AI tools to assist with candidate screening and assessment.

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More about this job

Responsibilities

The Principal Software Engineer will architect the core platform, designing scalable and efficient systems while leading technical direction across multiple teams. They will also mentor engineering staff and champion best practices to ensure architectural integrity and operational excellence.

Requirements

Candidates must have 10+ years of experience in technical leadership and deep expertise in designing complex, distributed backend systems using Ruby on Rails. A bachelor's or master's degree in Computer Science or a related field is typically required.

Skills

Ruby on Rails
Software architecture
Distributed systems
Technical leadership
Mentorship
Agile software development
System design
Backend development
Scalable architecture
Code quality
Operational excellence
Cross-functional leadership
Observability
Front-end architecture
Full-stack development

Benefits

Medical insurance
Dental insurance
Vision insurance
Flexible time-off policy
Paid parental leave
RRSP match
Wellness reimbursement
Volunteering days
Annual professional development budget
Charitable donation match

Remote locations

Ontario, Canada

Remote locations (standardized)

Ontario, Canada

Visa sponsorship

Not detected in the job text

Keywords

Fintech
Ruby on Rails
Software Architecture
Distributed Systems
Scalability
Technical Leadership
Agile
Backend
Front-end
Full-stack
Mentorship
Observability
System Design
Cloud
API
Data
AI
ML
Engineering
Software Development
Code Quality
Design Patterns
Technical Debt
Incident Management
Remote-first

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