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Credit Analyst

  • Concord, ON, Canada

$50,000–$60,000 annual salary · Full-time

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Job details

Pay
$50,000–$60,000 annual salary
Job type
Full-time
Apply by
Experience
1–3 years of experience in credit, accounts receivable, finance, accounting, banking, or a related field is an asset.
Posting language
English
Posted

Original job description

Junior Credit Analyst

📍 Concord, Ontario | 💰 $50,000–$60,000 | 🏢 Full-Time, In Office

Are you detail-oriented, analytical, and looking to grow your career in credit and financial risk management?

We’re looking for a Junior Credit Analyst to join our team in Concord. This is a great opportunity for someone with experience in credit, accounts receivable, finance, accounting, or banking who wants to develop their skills within a supportive and growing organization.

What You’ll Do

  • Review customer credit applications and supporting documentation.
  • Conduct credit investigations, including reviewing credit reports, trade references, and payment history.
  • Assist with credit-limit reviews and assess customer exposure and risk.
  • Monitor customer accounts, aging, payment trends, and credit utilization.
  • Support Sales, Accounts Receivable, and Profit Centre teams with day-to-day credit requests.
  • Review and release credit holds within established guidelines.
  • Identify potential credit concerns and escalate higher-risk situations.
  • Maintain accurate credit files and ensure company credit policies are followed.
  • Build strong working relationships across Sales, Finance, AR, and Operations.

What We’re Looking For

  • 1–3 years of experience in credit, accounts receivable, finance, accounting, banking, or a related field is an asset.
  • Strong analytical and problem-solving skills.
  • Excellent attention to detail and organization.
  • Confident communication and sound judgment.
  • Comfortable working with financial information and Excel.
  • Ability to prioritize and respond quickly in a fast-paced environment.
  • Post-secondary education in Business, Finance, Accounting, or a related field is an asset.

Why Join?

  • $50,000–$60,000 annual salary
  • Great benefits package
  • Profit-sharing program
  • Full-time, Monday–Friday position
  • 100% in-office role - 5 days per week
  • Opportunity for career growth and development
  • Collaborative and supportive team environment
More about this job

Responsibilities

Review credit applications, investigate customer creditworthiness, assess exposure and risk, and monitor account aging, payment trends, and credit utilization. Support internal teams with credit requests, release credit holds within guidelines, escalate higher-risk concerns, and maintain accurate files in accordance with company policies.

Requirements

One to three years of experience in credit, accounts receivable, finance, accounting, banking, or a related field is an asset. Strong analytical, problem-solving, organizational, communication, and Excel skills are sought; post-secondary education in business, finance, accounting, or a related field is also an asset.

Skills

  • Credit Analysis
  • Credit Risk Assessment
  • Credit Investigations
  • Credit-Limit Reviews
  • Accounts Receivable
  • Financial Analysis
  • Excel
  • Analytical Skills
  • Problem-Solving
  • Attention to Detail
  • Organization
  • Communication
  • Judgment
  • Prioritization
  • Credit Account Monitoring
  • Cross-Functional Collaboration

Benefits

  • Benefits Package
  • Profit-Sharing Program
  • Career Growth and Development

Visa sponsorship

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Categories

  • Finance & Accounting
  • Data & Analytics

Keywords

  • Credit Analysis
  • Credit Applications
  • Credit Investigations
  • Credit Reports
  • Trade References
  • Payment History
  • Credit Limits
  • Customer Exposure
  • Credit Risk
  • Account Aging
  • Payment Trends
  • Credit Utilization
  • Credit Holds
  • Credit Policies
  • Accounts Receivable
  • Finance
  • Accounting
  • Banking
  • Financial Information
  • Excel
  • Sales
  • Operations
  • Profit Centre
  • Credit Files

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